Advertise on podcast: Ensombl Advice Australia

In this episode, Rocksy is joined by Phillip Alexander, Founder at Gill & Co. He discusses his journey from financial adviser to founding Gill & Co Advisory, and how the licensee supports practice profitability, flexible technology choices, advisor development, and succession planning. Phillip Alexander LinkedIn: https://ensombl.com/go/fl121b8b235197b4d5460639dc45ab6add Explore the road less travelled at https://ensombl.com/go/fl952414c82c1579d5138e72a9f20f8486 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Rocksy speaks with Josh Cratchley, CEO & Founding Partner at Walker Lane. Josh explains how they support and grows advice practices through shared services, a flexible licensee model, and a focus on efficiency and specialization. Josh Cratchley LinkedIn: https://ensombl.com/go/fl356d49e7b88b5491c009eab1aed288c9 Walker Lane Website: https://ensombl.com/go/fl27c02ed1f5bbb73c68a1fe4b5ff1782c Explore the road less travelled at https://ensombl.com/go/fldf1e5733b3b99b8854405af7aace1222 General Disclaimer – https://www.ensombl.com/disclaimer/

Managed accounts are often sold on efficiency, but their impact can run much deeper than streamlining portfolio administration. In this episode, host Ben Nash is joined by Lance Rowlands from Wealth Directions and David Hutchison from AMP to explore how managed accounts are reshaping the advice model itself. Drawing on Lance’s experience implementing managed portfolios across his practice, the discussion looks at how greater efficiency, stronger governance and more consistent portfolio implementation can free advisers to spend more time on strategy, client goals and the parts of advice that matter most. From client engagement and fee models to customisation, performance measurement and implementation challenges, the episode offers a practical look at what changes when managed accounts become embedded in the way an advice business operates. David Hutchison LinkedIn: https://ensombl.com/go/flcfaa2b57c2bf08314707a3614198ff86 Lance Rowlands LinkedIn: https://ensombl.com/go/fld3eb00b3401ced4bf0c3884a595842cf Grown with North: https://ensombl.com/go/fl71e9d8a804a673455c95f756af95cc21 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Ben is joined by Yvonne Chu, Head of Technical and Paraplanning at Entireti. They discuss how advisers can deliver stronger and more defensible life insurance advice by developing a clear insurance philosophy, applying consistent needs analysis, documenting client conversations, managing replacement advice and pre-assessments, and clearly explaining premiums, policy terms and trade-offs to clients. Yvonne Chu LinkedIn: https://ensombl.com/go/fl4159ddba77b25a0e13dd2453ca89d28f Entireti Website: https://ensombl.com/go/fl7a50db4e7278d311d58b03e33c2bfe49 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/fl307c657afa745fc731ccc079e414444a General Disclaimer – https://www.ensombl.com/disclaimer/

Global markets may be dominated by the US, but that doesn’t mean the best opportunities are. In this episode, host Andrew Rocks is joined by Kevin Bertoli from PM Capital to explore how long-term, flexible investing can uncover genuine market anomalies around the world. From European banks and global decoupling to inflation, AI and commodity cycles, Kevin explains why they're looking beyond index weights and short-term market narratives to back a small number of high-conviction themes. With valuations stretched in parts of the US and Australian markets, the discussion highlights why flexibility, patience and a truly global opportunity set may matter more than ever. Kevin Bertoli LinkedIn: https://ensombl.com/go/fl0d33b2f0add5581ba1121ae2fd8f6d32 Explore global market opportunities with PM Capital’s Global Companies Fund: https://ensombl.com/go/fld4fe54f19ae79ff2a41b3f73d3c2426a General Disclaimer – https://www.ensombl.com/disclaimer/

When markets become captivated by the next big theme, some of the best opportunities can emerge in the places investors have stopped looking. In this episode, host Ben Nash is joined by Allan Gray senior investment specialist Chris Hestelow to explore how a contrarian, bottom-up approach is finding value beneath the market headlines. From AI and semiconductor beneficiaries to healthcare, property, energy and overlooked industrial businesses, Chris explains why a great story doesn’t always make a great investment—and why price still matters. The pair also unpack recent reporting-season volatility, rising index concentration and the case for looking beyond today’s market leaders to build genuinely diversified portfolios. Our distinctive take on investing means that each of our Funds brings something different to portfolios. To learn more, reach out to our team or visit https://ensombl.com/go/flffad3ef7656adbbf318bd1a1d3bfa9a1 Chris Hestelow LinkedIn: https://ensombl.com/go/fl3df360feb0f7eafe933fa290f008e425 Ben Nash LinkedIn: https://ensombl.com/go/fl7d6cc535dfb7f9fa9c980a51a2a834b2 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Ben talks with Nicole Bendeich from Calibre Life. They discuss her journey from admin and paraplanning into running a boutique risk advice practice, and how thoughtful processes, clear client communication, and confidence in human connection can make small, specialist life insurance businesses both viable and deeply rewarding. Nicole Bendeich LinkedIn: https://ensombl.com/go/flf24365994614afc5379371f0078a977d Calibre Life Website: https://ensombl.com/go/fl0deebbeb9d5b756609a87459b52cc814 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/fl34a92795e21a664a291be14db803a40d General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26071702-34390001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Sarah Leslie is joined by Matthew Lloyd and Alex Berlee from AGS Financial Group. They discuss how recent Australian aged care reforms have increased complexity and costs, reshaped home and residential care funding (including packages, co-contributions, RADs, and respite), and why advisers must proactively plan, skill up or partner with specialists, and start aged care conversations early to better support clients and their families. Matthew Lloyd LinkedIn: https://ensombl.com/go/fl43143567fcb6bbb02bb978588887bc3c Alex Berlee LinkedIn: https://ensombl.com/go/fl5f9127624459040849b13760dfdebdf0 AGS Financial Group Website: https://ensombl.com/go/fl18a117b372290fc67f0219d22c1eb47a For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071702-40430001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Professionalism and Ethics In this episode, Sarah speaks with Ben Hillier, Director Retirement at AMP. They explore how advisers can integrate aged care into holistic retirement planning by recognizing changing spending patterns, modeling government and out-of-pocket care costs, using structured frameworks like the 5Ls, and implementing income and equity strategies that give clients financial confidence and flexibility throughout retirement. Ben Hillier LinkedIn: https://ensombl.com/go/fl430327458574378f97771ef00232396d For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26071702-47270001 0.25 Client Care & Practice 0.50 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Professionalism and Ethics In this final installment, Sarah talks to Shaun Ganguly, Founder & Principal Adviser at Prime Years Financial Planning. They discuss how advisers can effectively integrate aged care into long‑term retirement planning by reshaping advice processes, managing Centrelink and facility interactions, using specialised income and asset strategies, pricing and scoping aged care work appropriately, and collaborating with specialists to better support families emotionally, practically, and financially. Shaun Ganguly LinkedIn: https://ensombl.com/go/fl129f5dca64018362f217ee315f9d1d13 Prime Years Website: https://ensombl.com/go/fl3ba5435a4a212545ad92f90c74301523 Shaun Ganguly Website: https://ensombl.com/go/fl50b60f9d8e5c40fb5d8a72ae992ea797 For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071401-57440001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics This week, Rocksy speaks with Matt Fogarty, Executive General Manager - Partnerships at Infocus. They explore Matt’s journey in financial advice and his leadership of Infocus, and its four-pillar model and partnerships that help advice practices grow. Matt Fogarty LinkedIn: https://ensombl.com/go/fla9aba4c34d5a2ba680073058730cd183 Infocus Website: https://ensombl.com/go/fl1fd6fb8693801b23d8b2441cdf392906 Explore the road less travelled at https://ensombl.com/go/20260715-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/CPDC-26070700-42530001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this episode, Ben speaks with Phil Anderson, General Manager - Policy, Advocacy and Standards at the FAAA. They discuss how the FAAA advocates for advisers within Australia’s complex regulatory and political environment, covering life insurance commissions (LIF), government and regulator roles (Treasury, ASIC, APRA), mental health impacts on TPD and income protection, adviser distribution and new adviser pathways, and the future of risk advice amid scandals, regulatory reform, and artificial intelligence. Phil Anderson LinkedIn: https://ensombl.com/go/fl8769732d69054f2fd9f22b21ec1f95b3 FAAA Website: https://ensombl.com/go/flcd553a2eb3d24381bfa0bde0f7cced49 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260708-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061903-06260001 0.25 Client Care & Practice 0.50 Technical Competence Artificial Intelligence has created enormous wealth for investors—but history suggests that periods of technological disruption can also be fertile ground for misplaced expectations and overlooked opportunities. In this episode, host James Whelan is joined by Povilas Dapkevicius from Orbis Investments to explore where value can still be found amid the AI boom. From semiconductor infrastructure and cloud computing to a biotech sector emerging from a prolonged downturn, the discussion highlights opportunities where market sentiment and long-term fundamentals have diverged. With valuations stretched across parts of the technology sector, this episode offers advisers a practical framework for separating excitement from opportunity and identifying businesses that can thrive long after today's market narratives have faded. Povilas Dapkevicius LinkedIn: https://ensombl.com/go/fl58274da9711df43fa1cd1d3f70e946f2 Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ James Whelan LinkedIn: https://ensombl.com/go/fl0a027274cfd26b4d7159bc1dd7ea590c Prepare your clients for a new investing dawn. Discover more: General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061505-51110001 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care & Practice 0.25 Technical Competence As global investors reassess where future growth will come from, host Amie Baker is joined by Stanley Lu (Orbis Investments) to challenge conventional thinking on emerging markets. They explore how many investors remain anchored to outdated perceptions, despite significant advances in governance, innovation, technology, and economic development across emerging economies. From Korea’s corporate reforms and China’s digital leadership to the valuation opportunities often overlooked in global portfolios, the discussion highlights why emerging markets may deserve a larger role in diversified portfolios. With a focus on bottom-up stock selection, long-term compounding, and finding exceptional businesses run by exceptional people, this episode offers advisers a fresh perspective on one of the most misunderstood areas of investing. Stanley Lu LinkedIn: https://ensombl.com/go/fl49c5b6e18b6eccd633c39af9d18bbe0f Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ Amie Baker LinkedIn: https://ensombl.com/go/flbbfa010b320aa7489da0490ff702c8bb Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260617-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26060501-47040001 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care & Practice 0.25 Technical Competence As geopolitical tensions, higher oil prices, and persistent inflation reshape the economic outlook, host Amie Baker is joined by Diana Mousina (North) and Estelle Liu (North) to explore what it means for investors and retirees. They unpack the market impact of the renewed Gulf conflict, the challenges facing central banks, and why inflation remains stubbornly high in Australia. The conversation then turns to retirement, examining the fear of running out of money, the tendency for retirees to underspend, and how advisers can help clients stay invested with confidence. With insights on portfolio construction, lifetime income solutions, and balancing growth with security, this episode offers practical guidance for navigating an increasingly uncertain retirement landscape. Diana Mousina LinkedIn: https://ensombl.com/go/fl6b6c55e00b0f16f2e184d4945df49e76 Estelle Liu LinkedIn: https://ensombl.com/go/fl68ae6071b30caa4025e8f6cff1c819d1 Amie Baker LinkedIn: https://ensombl.com/go/fl5a58f1e7a02bd6038763ee57829603d4 Grow with North. https://ensombl.com/go/20260608-2/ General Disclaimer – https://www.ensombl.com/disclaimer/