
Advertise on podcast: Frugal Friends Podcast
Rating
4.6from
This podcast has
671 episodes
Language
EnglishExplicit
No
Date created
2018/04/20
Latest episode
2026/10/20
Average duration
47 min.
Release period
4 days
Description
Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.
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They’re Going BROKE To Be “Pretty”
2026/10/20
Beauty is in the eye of the beholder, not the impossible standards the world wants us to live up to. Jen shares her own experience as she and Jill chat about how social media and marketing play on our insecurities and get us spending money just to feel good about how we look.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpprettybroke
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
You Might Also Like: Millionaire University
2026/10/20
Introducing He Built a Business Making 5X His Teacher Salary... Then Everything Changed (Part 1/2) from Millionaire University.
Follow the show: Millionaire University
#1122 What if building a successful business means nothing if you’re too burned out to enjoy the life you built it for? In Part 1 of this two-part episode, Brien Gearin sits down with Marcus Gates, founder of Thriving Lives Fitness, to explore the challenges of balancing entrepreneurship, family, physical health, and mental well-being. Marcus shares how he grew his fitness coaching side hustle until it was earning four to five times his teaching income, eventually leaving his career to go all-in on the business, which now serves more than 100 clients. Discover why sustainable health is about more than workouts, how to build habits that survive even your busiest seasons, and why communication, intentional scheduling, and regular “recalibration” can help entrepreneurs stay present for their businesses and the people who matter most!
What we discuss with Marcus:
+ Leaving the 9-to-5
+ Building a sustainable business
+ Health beyond the gym
+ Progress vs. maintenance
+ Habits for busy seasons
+ Balancing business and family
+ Entrepreneur mental health
+ Communication with your spouse
+ Weekly life recalibration
+ Protecting your time and energy
Thank you, Marcus!
Check out Part 2 of this episode.
Check out Thriving Lives Fitness at ThrivingLivesFitness.com.
Follow Marcus on Facebook and Instagram.
Watch the video podcast of this episode!
Get your FREE 5 Minute Business Plan at MillionaireUniversity.com/Plan
To get exclusive offers mentioned in this episode and to support the show, visit MillionaireUniversity.com/Sponsors
Learn more about your ad choices. Visit megaphone.fm/adchoices
DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to [email protected].
Financial Planning for Your 30s: What Actually Matters
2026/10/16
They say life actually starts at 30! So, if you’re feeling behind financially, say less, because things are just about to get good. In this episode, Jen and Jill breaks down the financial planning moves that actually matter in your 30s, from building a strong financial foundation to investing for retirement and planning for your future.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpplanningfor30s
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
7 Money Saving Hacks to Live Below Your Means
2026/10/13
Everyone says they’d be responsible with more money, but the problem is often how we define living below your means. It’s not about spending as little as possible. It’s about shifting your money mindset so you can spend intentionally without exceeding your means. Today, we’re talking about the mindset shifts that make living below your means feel less like restriction and more like financial freedom.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpbelowyourmeans
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
More Reasons to Stop Shopping at Target
2026/10/09
We thought we were the only ones feeling this way, but we kept finding more and more reasons people have stopped shopping at Target, so that’s what we’re talking about today. Target has become something else, and Jen and Jill are digging into why shoppers are feeling differently, what’s changed, and whether the Target run is still worth it.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffptargetisover
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Financial Next Steps When You Have Your First Baby
2026/10/06
Having a baby changes everything, including the way you think about money. Suddenly, you’re not just planning for your life. You’re planning for someone else’s future, too. In this episode, Jen and Jill break down the financial moves every new parent should think about, so you can feel more prepared for the costs, responsibilities, and big life changes that come with growing your family.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpfirstbaby
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Should You Still Be Following The Baby Steps?
2026/10/02
You’ve probably heard of Dave Ramsey and his famous Baby Steps. But do you have to follow someone else’s financial blueprint to make progress with your money? In this rerun, Jen and Jill revisit Dave Ramsey’s advice, where they agree, where they’d do things differently, and how finding other voices in personal finance helped them figure out what actually works for them.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpbabysteps
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Halloween Overconsumption is OUT OF TOUCH
2026/09/29
We love Halloween, but the endless stream of viral “must-haves” can make it feel like you need to spend more every October. In this episode, Jen and Jill explore how TikTok, social media, and influencer culture are fueling Halloween overconsumption, from trendy decorations to nostalgic must-haves. They also share how to enjoy Halloween, embrace the spooky season, and celebrate without letting unnecessary spending take over.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/realityofhalloween
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What to Include in Your October Budget
2026/09/25
A pumpkin one second, and then a cart full of candy, a bunch of costumes, and decors next. It’s quite hard to stop when you’ve reached a flow state in spending. But Jen and Jill are not here to cancel the fun. In this episode, they help to plan for the things you actually want to spend on so November doesn’t have to clean up October’s financial mess.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/octoberbudgetkit
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
My Mom Lost Her House. This Could've Saved Her
2026/09/22
Losing a home isn’t always one bad financial decision. Sometimes it’s about not having the resources, information, or support to know what to do next. In 2017, Jen’s mom lost the house Jen grew up in to foreclosure after eight years without making a mortgage payment. Today, Jen and Jill share what happened, what might have prevented the loss, and what every homeowner can do to protect their home.
🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffphouseforclosure
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
7 Psychological Tricks Stores Use to Make You Overspend
2026/09/18
It’s not you, it’s capitalism. When you start feeling like you have no control over what you spend, it’s easy to wonder if something is wrong with you. But the truth is, you’re not entirely to blame. In this episode, Jen and Jill break down the psychological tactics stores use to get you to spend more, how to recognize when they’re being used on you, and most importantly, how to avoid falling for them.
📲 Download our Spend Smart App: frugalfriendspodcast.com/app
🎙️ Get full show notes here!
https://bit.ly/ffpstoretricks
📚 Our book: Buy What You Love Without Going Broke
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter
📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/
👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends
💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
People Share How They Save Money on Utilities
2026/09/15
A once-a-month bill can require major adjustments to the next month’s budget, especially with how much utility costs are rising these days. And we’re over artificial “hacks” that are really just designed to sell us another product. So in this episode, Jen and Jill turn to real people and share their best, practical ways to save on utilities.
📲 Download our Spend Smart App: frugalfriendspodcast.com/app
🎙️ Get full show notes here!
https://bit.ly/ffpsaveonutilities
📚 Our book: Buy What You Love Without Going Broke
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter
📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/
👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends
💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Paying Full Price on These Items Is a Scam
2026/09/11
IN THIS ECONOMY? When everything is “on sale” every other week, paying full price starts to feel like a choice. Jen and Jill are calling out the pricing tricks that make inflated “original” prices look like a bargain and revealing the products and services where you should never feel bad about asking for a better deal.
📲 Download our Spend Smart App: frugalfriendspodcast.com/app
🎙️ Get full show notes here!
https://bit.ly/ffpdontpayfullprice
📚 Our book: Buy What You Love Without Going Broke
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter
📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/
👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends
💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
10 Money Decisions You Need to Make Before 40
2026/09/08
Whether 40 feels right around the corner or a lifetime away, these are the money decisions you’ll be glad you started thinking about now. In this episode, Jen and Jill walk us through the financial questions and decisions you’ll want to start thinking about before 40 that can help you make more intentional choices along the way.
📲 Download our Spend Smart App: frugalfriendspodcast.com/app
🎙️ Get full show notes here!
https://bit.ly/ffpbefore40s
📚 Our book: Buy What You Love Without Going Broke
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter
📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/
👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends
💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
When to Buy "Off-Brand" & When to Buy "Name-Brand"
2026/09/04
Many of us think buying generic brands means we’re being responsible with our finances, but navigating when to opt for off-brand versus name-brand can be a strategic decision between quality and savings. So today we’re replaying one of our most popular episodes of 2024, looking at what experts in their field buy and Tiktok product review videos to know which is worth our money.
📲 Download our Spend Smart App: frugalfriendspodcast.com/app
🎙️ Get full show notes here!
https://bit.ly/ffpnameoroffbrand
📚 Our book: Buy What You Love Without Going Broke
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter
📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/
👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends
💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Podcast reviews
Read Frugal Friends Podcast podcast reviews
invormation 2026/09/16
annoying
the constant "you might also like" episodes wasting space on my phone was one thing, the over-polished cheesy intro narration was another, but the pro...
smdmmum26 2026/08/29
Episode 644 Lost Me as a Longtime Listener
I’ve listened to Frugal Friends for years. What kept me coming back was that it felt grounded in real life and connected to everyday people trying to ...
AbbieRosie 2026/08/26
Love Jen & Jill!!!
You are the best! Please never stop recording, you have helped me so much.
sallybrown22 2026/05/24
Life Changing
I found this podcast after finding their book on Libby, and it has completely changed the way I interact with money for the better! I used to just kin...
Rat.quel 2026/04/06
Libraries for the win
I recently started to listen to your podcast and appreciate all the great advice. When you started talking about all the library perks you raised your...
qiskevin 2026/03/28
Frugal Feelings
I enjoy their practical advice & banter. I am also in school to be a CFP, and their down-to-earth approach is very accessible.
tdhgshj 2026/02/20
AI supporters, no thanks
Unsubscribed when I heard the AI support in the most recent episode, gross
HZV14 2025/12/20
Thanks for the help
These podcast episodes have slowly but surely turned into my self talk when thinking about spending money! Took about six months but your advice has d...
instagirl1988 2025/12/09
Had to unfollow
When they ignorantly brought up the “Mormon” church (actually called the Church of Jesus Christ of Latter Day Saints) as an MLM, I had to unfollow. Ma...
MammaMoya 2025/10/28
Useful & Resourceful Entertainment
Just started listening now for maybe a couple of months. I am hooked. On my drive home or listening when I work, I just really enjoy Jen & Jill’s sens...
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