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In this engaging video, join DC Young Fly as he shares his insightful perspective on rethinking the way we see luxury. But that's not all! Chico Bean and Karlous Miller also join in on the conversation, adding their unique takes and humor. Plus, don’t miss the part where we discuss the origins and future of the 85 South Show and how it came together as a groundbreaking comedy movement. This is a conversation packed with wit, wisdom, and lots of laughs! Be sure to tune in. #DCYoungFly (https://www.youtube.com/hashtag/dcyoungfly) #ChicoBean (https://www.youtube.com/hashtag/chicobean) #KarlousMiller (https://www.youtube.com/hashtag/karlousmiller) #85SouthShow (https://www.youtube.com/hashtag/85southshow) #Luxury (https://www.youtube.com/hashtag/luxury) Link to Full Episode:    • 85 South on Their Media Empire, Netflix Sp...   (https://www.youtube.com/watch?v=MUHqQ3myeuw) See omnystudio.com/listener for privacy information.

If you work a 9 to 5, the best investing strategy isn’t trading. It’s this: buy quality companies and hold for at least 5 years (ideally 10 to 15). The biggest returns come from long cycles, not quick flips. Use options for cash flow if you want, but keep your long-term shares working. Don’t get finessed out of your position early. Topics covered: holding vs gambling, profit-taking discipline, shares for wealth vs options for income, and why generational wealth requires generational time. #Investing #LongTermInvesting #WealthBuilding #StockMarket #FinancialFreedom #EarnYourLeisure See omnystudio.com/listener for privacy information.

Want to know where the big money is going before everyone else? Here are the 3 sites I check every single week to track institutional ownership, money flows, and value opportunities: Fintel.io, MoneyFlows.com, and OldSchoolValue.com. This is how you start seeing sector rotation in real time. Bonus tools mentioned: Investors Business Daily, Seeking Alpha, Wall Street Journal, Estimize.Subscribe for more investing research breakdowns and “Battle of the Best” matchups. #Investing #StockMarket #MoneyFlows #InstitutionalInvesting #SectorRotation #ResearchTools See omnystudio.com/listener for privacy information.

People track Pelosi’s disclosures for one reason: the strategy is consistent. In the latest filing, the trades show a “rinse and repeat” approach: buy deep in-the-money LEAPS on mega-cap winners and pair it with select profit-taking. What the filing shows: • New LEAPS purchases: GOOGL $150 calls expiring 1/15/27 (20 contracts), AMZN $120 calls expiring 1/15/27 (20 contracts), NVDA $100 calls expiring 1/15/27 (20 contracts)   • Profit-taking sales: AAPL (45,000 shares), AMZN (20,000 shares), NVDA (20,000 shares), plus DIS (10,000) and PYPL (5,000)   • A new stock buy: AllianceBernstein (25,000 shares)   In this clip we break down what “deep in the money” really means, why LEAPS reduce time pressure compared to short-dated options, and how this creates upside exposure while still staying focused on quality companies. See omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Crystal Etienne (chatgpt://generic-entity?number=0), founder of Ruby Love (chatgpt://generic-entity?number=1), to break down how one idea turned into an $80 million FemTech company.   Crystal walks us through the early days of building her first prototype, the connection between diet and the menstrual cycle, and the exact steps it took to launch a FemTech brand in a market that many investors initially overlooked. She shares how Ruby Love scaled to over $1 million in revenue in under 15 months, raised $15 million in venture capital, and what founders don’t realize about control, board seats, and product-market fit after taking VC money.   We also get into the hidden challenges of raising capital, why scaling too fast can hurt your business, and the biggest mistakes founders make when chasing venture funding. Crystal opens up about changing the company’s name, launching products while running out of cash, creating a fund to invest in Black women, and why—if your goal is generational wealth—selling your company might be the smartest move. Plus, a real conversation on lifestyle costs, $8 million estates, and why Long Island is one of the toughest real estate markets in the country.   Invest Fest Tickets: investfest.com   #EarnYourLeisure #CrystalEtienne #RubyLove #FemTech #VentureCapital #StartupGame #Entrepreneurship #RaisingCapital #BlackFounders #WomenInBusiness #ProductMarketFit #ScalingBusinesses #GenerationalWealth #RealEstateGame See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings’ dive into the incredible intersection of biotech and artificial intelligence, sharing insights from a recent conversation with Nvidia’s team and breaking down the hottest sectors in healthcare innovation. Discover why Nvidia is more than just a chip maker, how advancements in AI are revolutionizing everything from hospital visits to genomics, and which bNasech stocks and ETFs are topping their watchlists for long-term growth. Ian Dunlap shares why Nvidia is the “BlackRock of AI,” highlighting the company’s massive investments and unique partnerships that are set to change medicine as we know it. Get his top three biotech picks: IBB ETF, Gilead Sciences, and Amgen—plus find out why Amgen stands out as one of the best-run companies in the biotech space. Troy Millings’ offers an alternative trio of biotech leaders, focusing on companies that dominate niche areas: Eli Lilly (Lily), Biogen (BiIB), and Vertex Pharmaceuticals (VRTX). He explains the value of investing in firms that are laser-focused on solving specific medical challenges—like Biogen’s advancements in neurodegenerative drugs for Alzheimer’s and Parkinson’s and Vertex’s leadership in cystic fibrosis care. The discussion also dives into how AI has dramatically reduced timeframes in medical research—think genome sequencing dropping from years to hours—and what this could mean for the future of healthcare innovation and investing. Get insider stories from Rashad Bilal and Troy Millings’ about their dinner with Nas and Peter, who both value learning as the pathway to staying ahead—even when you’re already a legend. Their takeaway: Never take this high-level information for granted and always be ready to soak up what the experts are sharing. Whether you’re interested in AI, biotech innovation, or simply want actionable investment ideas, this clip is packed with value and market insights that you don’t want to miss! **Hashtags:**  #MarketMondays #Biotech #Investing #AI #Nvidia #HealthcareInnovation #Stocks #Gilead #Amgen #VertexPharmaceuticals #Biogen #EliLilly #StockMarket #Nas #Technology #Genomics #MedicalAdvancements See omnystudio.com/listener for privacy information.

Artificial Intelligence didn’t start in Silicon Valley—and it didn’t start recently. Long before today’s AI boom, a Black scientist laid critical groundwork that modern AI systems still rely on. In this video, we uncover the overlooked history behind AI and why the title “Father of AI” deserves a deeper, more honest conversation. We break down the legacy of David Blackwell, a pioneering mathematician and statistician whose work in probability theory, game theory, and decision-making under uncertainty directly influences how machines learn, optimize, and make decisions today. From Markov decision processes to statistical inference, Blackwell’s contributions shaped the mathematical foundation of artificial intelligence—yet his name is rarely mentioned. This is the history many were never taught. #ArtificialIntelligence #DavidBlackwell #BlackHistory #HiddenHistory #AIOrigins #STEM #BlackExcellence #TechHistory #EarnYourLeisure #MarketMondays See omnystudio.com/listener for privacy information.

In this powerful clip from Market Mondays, Vic Mensa joins Rashad Bilal for a candid discussion that dives deep into identity, unity, and the divisive narratives that have shaped perceptions among Black Americans and Africans. Vic Mensa shares his personal story of being mixed race—his father from Ghana and his mother from America—and addresses the complexities and sensitivities surrounding his background. The conversation shines a spotlight on the manufactured divisions between Black American and Black African communities, which Vic Mensa argues are perpetuated to prevent collective empowerment. He credits Black Americans with creating the most influential culture globally, and points out the economic and population growth on the African continent, emphasizing the transformative potential if both groups unite. Vic Mensa challenges the anti-African narrative often found online and calls attention to similar misunderstandings pushed by some Africans about their Black American counterparts. Together, he and Rashad Bilal unpack the harmful stereotypes spread by media, confronting issues that impact identity, history, and self-worth within both communities. The clip ends with a heartfelt appeal for unity, stressing that true freedom and advancement can only be achieved when Black Americans and Africans come together—recognizing their collective strength and shared heritage. Tune in for an honest conversation that pushes past division and encourages us all toward unity, empowerment, and cultural pride. **Hashtags:**  #VicMensa #MarketMondays #BlackUnity #FBA #AfricanDiaspora #BlackCulture #Identity #MediaNarrative #RashadBilal #Ghana #BlackHistory #AfricanEmpowerment #Unity #HiddenColors #Empowerment #CultureClip See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the world of "downward stocks," discussing some of the most prominent tech giants currently facing stock declines. The conversation kicks off with Rashad Bilal listing major losses: Netflix down by 34%, Meta by 22%, Microsoft by 17%, Tesla by 12%, and others. Which one is the most appealing right now? Ian Dunlap breaks down his long-term confidence in all of them but singles out Microsoft as his top short-term pick, followed closely by Tesla and Netflix. The discussion quickly pivots to Netflix’s latest ventures—from content strategy concerns to rumors about launching its own music streaming service and potentially signing superstars like Drake. Rashad Bilal voices his worries over Netflix's content quality and shifting focus but acknowledges the platform’s heavy-hitting original series and recent foray into live sports and blockbuster documentaries. Troy Millings sheds light on Netflix’s traditionally strong fourth and first quarters—pointing out successes like Stranger Things, Squid Game, and live sporting events, emphasizing optimism around Netflix’s near-future earnings and strategic partnerships, particularly regarding a potential Warner Brothers deal. Turning to Microsoft, Rashad Bilal and Ian Dunlap analyze the company’s flat stock performance over the past year. Ian Dunlap suggests Microsoft’s growth trajectory hinges on onboarding a new AI partner and the potential public offering of OpenAI, which could serve as major catalysts. He also draws parallels between Microsoft’s situation and opportunities in Bitcoin, highlighting potential long-term value despite recent stagnation. And let’s not forget Tesla—Ian Dunlap hints at the company's ongoing reinvention, distancing itself from merely being a car manufacturer and embracing advancements in autonomous tech, signaling renewed focus and long-term vision. Whether you’re an investor, tech enthusiast, or just want the inside scoop on today’s most-watched stocks, this clip offers premium insights and lively debate on what’s next for some of the market’s biggest names. Watch to hear which stocks the Market Mondays crew are watching most closely and why. *#MarketMondays #Stocks #Netflix #Microsoft #Tesla #TechStocks #Investing #AI #StreamingWars #FinancialAnalysis #StockMarket #LongTermInvesting #IanDunlap #RashadBilal #TroyMillings* See omnystudio.com/listener for privacy information.

Ready to buy a home or level up your finances? In this clip from "Black Out with Ian & Rashad," credit expert Jose Rodrigues breaks down everything you need to know about boosting your credit score and getting mortgage-ready. Jose dives deep into the real facts behind credit reporting and scoring. Find out why checking your credit monthly (or even weekly!) is a game-changer, and how knowing what’s on your report can save you from surprises when you apply for that dream home. Jose explains why your credit data matters more than your actual score, the truth about payment history and credit utilization, and why one small late payment can drop your score by 60 points! Discover the five main categories that impact your score the most, from payment history to credit mix and inquiries. Wondering about those “hard pulls” and how much they really hurt? Jose has the answers—spoiler: late payments and collections hit harder than inquiries. Get advice on using tools like Self Lender and Petal Credit Card to build credit from scratch, and learn how to work with local credit unions for a stronger financial foundation. If you already have credit cards, hear why paying them down aggressively (not just to 30%) can boost your mortgage approval power. Jose also touches on student loans, how to handle negative marks, and the advantages of using business credit to keep your personal score high. Thinking about leveraging your LLC for business vehicles? He explains why this move can help you borrow more when home shopping. Don’t get tripped up by mistakes like maxing cards before your mortgage pull or relying on Credit Karma’s limited reports. Jose gives actionable steps for REAL credit improvement—no fluff. If you want to raise your credit score fast, make smarter moves before buying real estate, or just get your financial life on track, this clip is loaded with practical tips. **Timestamps (rough guide):**- Why and how to check your credit (00:00:00)- Understanding score categories and point breakdown (00:01:17)- How payment history and utilization impact your score (00:02:13)- Building credit with Self Lender, Petal, Capital One, and credit unions (00:05:00)- Avoiding trade lines for mortgages – do it yourself or authorized user tips (00:06:05)- The impact of credit card balances and limits (00:06:43)- Using business credit and moving car loans off personal credit (00:09:02)- Student loans, forbearance, and default solutions (00:08:23) **Listen now to take the guesswork out of raising your credit score!** **#CreditScore #HomeBuying #FinancialTips #JoseRodrigues #CreditRepair #MortgageTips #CreditUtilization #BusinessCredit #CreditCardDebt #PersonalFinance #BlackOutPodcast** --- Jump in, get the insights, and start building a credit profile that unlocks doors—literally.  Subscribe for more smart money advice each week! See omnystudio.com/listener for privacy information.

In this clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the dramatic developments surrounding OpenAI. They tackle the recent lawsuit against the company, growing questions about leadership, and the fierce competition from major players like Google’s Gemini, Anthropic, and Meta. Rashad Bilal highlights the risks developers face with proprietary information uploaded to OpenAI, pointing out unsettling claims that some product outputs mirror confidential data. He discusses how Elon Musk's ongoing legal battle with OpenAI underscores wider issues, including shifting sentiment towards CEO Sam Altman and Microsoft’s strategic maneuvers—like moving Azure clients to other large language models. Ian Dunlap digs into OpenAI’s financial challenges. Even with an impressive $20 billion in revenue, their high spending has kept them unprofitable, prompting the unexpected introduction of ads on ChatGPT. Ian explains how competitors, like Google’s Gemini, are leveraging OpenAI’s struggles to strengthen their own platforms by pledging never to run ads. The conversation uncovers how OpenAI’s support network—from Microsoft, Oracle, and Nvidia to SoftBank and Broadcom—remains strong, but not unshakeable. Both Rashad and Ian emphasize that erratic leadership and mounting negative press could erode investor confidence and accelerate an exodus to rival platforms, especially as Anthropic nears a public offering and gains customers like Microsoft. The hosts also touch on concerning rumors emanating from San Francisco about the origins of OpenAI and the transition from nonprofit to for-profit status. They suggest leaders need composure and credibility to succeed at the helm of a company driving the future of artificial intelligence. Join Market Mondays as Rashad Bilal and Ian Dunlap break down the high-stakes battle for AI supremacy, exploring OpenAI’s opportunities and challenges—and what this means for the future of tech. *Don’t forget to like & subscribe for more insights on business, investing, and tech!* #OpenAI #MarketMondays #ArtificialIntelligence #TechNews #SamAltman #Microsoft #Anthropic #Gemini #ElonMusk #Nvidia #IanDunlap #RashadBilal #AIWars #BusinessInsights See omnystudio.com/listener for privacy information.

In This Earn Your Leisure Interview, We Sit Down With Dan Fleyshman To Break Down One Of The Most Unconventional Business Journeys Ever. From Becoming The Youngest Person In History To Take A Company Public At 23, To Building Multimillion-Dollar Businesses, Dan Shares What It Really Takes To Win Early—and Stay In The Game Long Term. We Dive Deep Into The Real Pros And Cons Of Running A Public Company, How A $2.4 Million Investment Turned Into A Six-Figure-Per-Week Poker Business, And Why Losing $65 Million In A Single Day Ended Up Being The Best Thing That Ever Happened To Him. Dan Also Explains Why Most Companies Fail, The Importance Of Capital Management, And Why Creative Marketing Is The Only Way Startups Can Compete With Conglomerates. Dan Breaks Down His 40/40/20 Investing Strategy, How He Identifies Winning Companies, The Business Model Behind Influencers Making Real Money, And How To Successfully Pitch Brands. This Episode Is A Masterclass On Risk, Branding, Social Media, And Building Sustainable Wealth In A Noisy World. Invest Fest Tickets: investfest.com #EarnYourLeisure #DanFleyshman #Entrepreneurship #Investing #BusinessGame #IPO #PersonalBrand #SocialMediaBusiness #StartupLessons #WealthBuilding #MarketingStrategy See omnystudio.com/listener for privacy information.

Welcome back to Market Mondays In this insightful clip, Troy Millings sits down with Matt Garland—better known as MG the Mortgage Guy—to unpack the biggest trends, myths, and strategies shaping the 2026 real estate landscape. MG the Mortgage Guy drops gems you won’t hear anywhere else about home ownership, interest rates, economic shifts, and how anyone—regardless of starting point—can build generational wealth through smart real estate moves. From debunking the internet “housing crash” rumors to revealing why now is one of the best times to buy, MG gives his unfiltered, expert perspective after 23 years in the mortgage industry. Highlights in this clip:- Why a housing crash isn’t coming (and who benefits from these rumors)- The truth about interest rates, government policies, and what buyers can expect heading into 2026 and 2027- Game-changing down payment assistance programs, ADU options, and how new loan rules can help buyers qualify in expensive cities- The power of group buying, family compounds, and multi-generational living to get on the property ladder- Controversial advice about renting vs. buying your own home (and why it’s not “either/or” for Black and Brown communities seeking wealth)- Why listening to real estate “gurus” could cost you your shot at generational wealth Plus, Troy and MG discuss the critical mindset shifts, planning strategies, and simple hacks to thrive—whether you’re a first-time buyer or looking to scale up your real estate investments. MG addresses common mistakes high income earners and entrepreneurs make, and why a solid “mortgage plan” is your secret weapon. Ready to turn knowledge into action? Hit play and take notes, because this clip might change how you approach real estate forever. Don’t forget to like, comment, and subscribe for more unfiltered convos and wealth-building wisdom! **#RealEstate2026 #HomebuyingTips #MortgageAdvice #BlackOutPodcast #MGMortgageGuy #TroyMillings #GenerationalWealth #FinancialLiteracy #InterestRates #InvestFest #EarnYourLeisure #HousingMarket #ADU #DownPaymentAssistance #GroupBuying #FamilyCompound #BlackWealth #EconomicEmpowerment #SmartMoneyMoves** See omnystudio.com/listener for privacy information.

In this Market Mondays clip, join Rashad Bilal, Ian Dunlap, and Troy Millings as they break down the outlook for gold, silver, and other precious metals heading into 2026. The trio dives deep into why gold and silver are hitting historic highs, forecasting where prices could peak, and what investors need to watch out for in these turbulent times. Ian analyzes the connection between precious metals, economic threats, and historic moments such as the pre-Covid era, the European debt crisis, and the 2008 crash. He projects that in a worst-case scenario, gold could reach $5,480 an ounce, with silver potentially soaring to $153 or even $1,054. The discussion examines how economic instability, geopolitical tension, and uncertain leadership continue to drive investors to safer assets. Troy points out that major banks and analysts, like J.P. Morgan and HSBC, have gold targets of $5,000 an ounce by Q4 of 2026, emphasizing that supply chain issues, instability, and a weakening dollar are fueling these bullish predictions. He recalls Robert Kiyosaki's early advocacy for silver and notes how commodities often thrive during times of global uncertainty. Rashad provides context on the U.S. national debt’s rapid growth and its impact on dollar value, highlighting how increased government spending under recent administrations contributes to the ongoing bull market for stores of value like gold, silver, and even Bitcoin. He relays insight from Mike Novogratz, who forecasts a gold price of $10,000 if spending continues at its current pace. Together, the Market Mondays team discusses the fading confidence in American economic leadership and traditional finance, how corporate profits are consolidating into a handful of companies, and why market highs aren’t telling the full story about the broader economy. They also touch on the potential for Bitcoin and other digital assets as additional stores of value, and tease upcoming conversations around platinum, copper, and rare earth elements. **WHAT YOU’LL LEARN IN THIS CLIP:**  - Expert predictions for gold and silver prices in 2026  - The connections between economic crises, government debt, and precious metals  - Analyst expectations from J.P. Morgan, HSBC, Morgan Stanley and more  - Impacts of geopolitical turmoil and the weakening U.S. dollar  - Why investors are turning to gold, silver, Bitcoin, and other commodities  - Insights about the current state of big tech and S&P 500 performance  - A peek at platinum, copper, and rare earth metals investment trends Stay ahead of the market and understand how macroeconomic pressures and political events shape your investing strategy. Don’t miss this Market Mondays clip if you’re serious about wealth preservation and opportunity in uncertain times. **Subscribe for more market insights and wealth-building strategies!**  #Gold #Silver #Investing #MarketMondays #PreciousMetals #2026Forecast #Bitcoin #Stocks #Economy #Finance #WealthBuilding See omnystudio.com/listener for privacy information.

In this candid Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive into how their investing beliefs have evolved, sharing real-life shifts in perspective that can help every investor sharpen their game. Troy Millings kicks off by explaining why he’s had a change of heart about stocks priced under $25—especially in changing political and economic environments. While he was once wary of these "cheaper" stocks, Troy now sees their potential for major short-term gains, emphasizing that swing trades (rather than long holds) may be the best strategy in certain market climates. Ian Dunlap gets honest about his long-held conviction that Disney could dethrone Netflix as the top streaming giant. Drawing on years of data, updates on Disney’s streaming and ESPN efforts, and a comparison to the S&P’s performance, Ian reveals why he no longer sees Disney as a challenger to Netflix’s crown and questions whether Disney should have even entered the streaming wars. Rashad Bilal provides a valuable lesson for new and experienced investors alike, unpacking the popular advice to "invest in what you use and know." Instead, Rashad suggests going a step further: invest in companies the world *needs*—not just the ones you personally love. Whether it's Apple, semiconductor giants, or companies essential to healthcare, Rashad highlights why focusing on necessity over personal preference can lead to stronger investing outcomes. Together, Rashad, Troy, and Ian bring humor, honesty, and practical wisdom—showing that the best strategies often come from re-examining old beliefs and staying open to new ideas. *Don’t miss out on these key insights:* Reconsidering undervalued stocks in unique market conditions The realities behind Disney’s streaming business and legacy Why loving a company isn’t enough—and what to look for instead A practical approach to building a resilient, smart portfolio If you appreciate real talk about money, mindsets, and markets, hit like, subscribe, and let us know in the comments: What investing belief have you changed your mind on? #MarketMondays #Investing #StockMarket #Disney #Netflix #PersonalFinance #InvestmentStrategy #Stocks #FinancialFreedom #TechStocks #MarketTrends #MoneyTalks #FinanceClip --- *Stay tuned for more discussions, unfiltered opinions, and the tools to grow your wealth with Rashad, Troy, and Ian.* See omnystudio.com/listener for privacy information.