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In this episode, we talk through the ongoing challenge of navigating volatile markets and what that can look like in practice. We touch on recent market swings, common reactions investors have during uncertain periods, and a few ways people approach decision-making when conditions feel unstable. It's a grounded conversation about staying engaged without overreacting, and recognizing that there isn't a one-size-fits-all approach when markets are unpredictable. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

In this episode, we discuss key concepts in tax planning, including how deductions and credits work, and how timing income and expenses can affect what you owe. We also touch on common strategies used by individuals and small business owners to manage taxes more efficiently. This overview is meant to provide general information to help you better understand the basics of tax planning. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

Market volatility is a regular part of investing, though it can be uncomfortable when it happens. In this episode, we look at how people approach planning for market ups and downs. We touch on ideas like risk tolerance, time horizon, and diversification, and how these factors may influence decisions during uncertain periods. This is a straightforward discussion of how some investors think about volatility and the role planning can play over time. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

This video looks at how recent current events such as inflation, interest rates, and broader economic changes can influence retirement planning. It provides a clear overview of how these factors may affect savings, investments, and long term financial stability for people who are already retired or planning for retirement. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

Taxes can remain an important consideration during retirement. This video looks at how different sources of retirement income such as retirement accounts, Social Security, and investment withdrawals may be taxed. It also touches on how withdrawal timing, tax rules, and other factors can influence how retirement income is structured over time. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

Once tax season wraps up, it can be a good opportunity to take a step back and review the bigger picture. In this video, we discuss several practical considerations for post–tax season planning, including reviewing your completed return, organizing important documents, and identifying items that may be worth addressing before the next filing year. The focus is simply on using information from the most recent return as a starting point for better record-keeping and planning going forward. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

In this episode, "Taxes in Retirement," we take a straightforward look at how taxes can apply after you stop working. It covers common retirement income sources like Social Security, pensions, and retirement accounts, and how they're typically taxed. The goal is to provide general context around what retirees often encounter, highlight a few planning considerations, and explain why taxes may still matter in retirement. This is an overview meant to help viewers better understand the topic, not a substitute for personalized tax advice. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

Retirement is more than leaving a job, it involves several parts that work together to shape how life looks after your career. In this video, we walk through the anatomy of retirement by looking at income sources, savings, healthcare considerations, lifestyle choices, and planning habits that influence long term stability. The goal is to give a clear, practical overview of what retirement is really made of so viewers can better understand the factors that go into preparing for this stage of life. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

In this episode, we talk through common retirement mistakes that are often overlooked but can have lasting effects. Topics include timing decisions, income planning, and areas where people may underestimate risk or taxes. The conversation is meant to help listeners think more carefully about their own retirement choices and recognize issues worth reviewing before they become harder to address. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

Retirement brings a new chapter in how people think about money and what comes next. This video explores some of the ways money is managed after working years are over, and how people consider what happens to their finances down the road. There are no promises or specific advice here—just an overview of common themes around money, legacy, and planning for the future. If you're interested in understanding more about this stage of life and the choices involved, this video may offer some useful perspectives. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

Life insurance can be an important part of planning for the future, including retirement. In this video, we look at how life insurance fits into long-term financial planning, why people consider having it, and how it can provide stability and flexibility as you plan for later stages of life. This is a straightforward look at the role life insurance can play without focusing on specific policies or making guarantees. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com

In this episode, we discuss retirement and what 2026 may bring, focusing on economic trends, possible policy changes, and other factors that could influence retirement planning. We walk through key topics to be aware of and share general insights to help you think about how these developments might affect retirement savings and income. The goal is to provide context and awareness so you can stay informed as you plan for the years ahead. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com

Retirement planning often gets framed as an all-or-nothing goal, but smart resolutions take a more realistic approach. In this video, we look at retirement through the lens of steady decision-making, manageable goals, and long-term consistency. The discussion focuses on understanding your current situation, making thoughtful adjustments over time, and avoiding pressure to have everything figured out at once. These smart resolutions are about staying informed and intentional as your retirement plans evolve. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com

Building a strong foundation is key to approaching retirement with confidence. In this video, we explore the essential steps and strategies that help create a solid base for your financial future. From understanding your goals to organizing your resources, laying the groundwork early can make navigating later stages smoother and more effective. Discover practical insights and strategies to help you plan ahead and strengthen your retirement foundation. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com

In this video, we explore practical steps to approach retirement and how to organize different aspects of life during this stage. The focus is on planning, making thoughtful choices, and understanding how priorities may shift over time. Topics include finances, daily routines, and personal goals, all considered in a realistic and reflective way. The video offers a framework for thinking about retirement rather than predicting outcomes. It's designed to help viewers consider what matters most and how to approach this phase with clarity. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256