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Richard Nordgreen ACA is the Managing Director of Lendhub, a specialist real estate lender. His career combines accountancy, residential asset management, development management and specialist lending, including more than 100 loan transactions and over £500m of development value delivered.  In this episode, Richard shares what really happens inside the property finance stack when deals don't go according to plan and the danger of high leverage development finance. Richard also explains how his experience of difficult deals changed the way he thinks about developers, lenders and the people behind a project.   If you're a property investor, developer, landlord or property entrepreneur using debt to fund deals, this is a conversation worth watching all the way through.  This episode is sponsored by Lendhub. Lendhub is a specialist real estate lender providing fast, flexible funding across bridging, refurbishment and development finance, with a focus on making borrowing straightforward for property professionals. Visit www.lendhub.co.uk 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Jay Howard has spent more than 20 years buying and selling property, including 7 years running a family office with a £2.7bn real estate portfolio. He later became one of the best known voices around UK property auctions, working with investors through HAMMERED and the Auction Buyers Club. In this episode, Jay talks about auction arbitrage as their core strategy, how much capital you really need to start trading property, and why the right network can make such a difference when you're looking for and acting on deals.  🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Sam Cooke is the owner of Blue Bricks Magazine, one of the UK's established property publications for investors and developers. He took over the business in 2022 after previously working as its marketing manager, bringing together a background in marketing, property, private equity and entrepreneurship. Blue Bricks now reaches around 10,000 readers across the UK, but Sam's approach has never been about pretending property is easy. He's particularly interested in the stories behind the polished success stories: what went wrong, where deals lost money, and what investors could have done differently. In this episode, Sam talks openly about his journey from estate agency and property sourcing to taking ownership of Blue Bricks, and why his view of the property industry changed once he started speaking to investors and developers behind the scenes. Sam shares the reality of building a property business, the mistake he made when he first started sourcing, why property is a much slower game than many people online suggest, and the danger of constantly jumping from one "shiny penny" strategy to another. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Most property investors don't have a shortage of information. They have a problem turning that information into a proper business. At the Property & Entrepreneur Summit, Saam Lowni sat down with Paul Stapleton. Paul is the co-founder of The Property & Entrepreneur Summit and a property educator and mentor with experience across creative property strategies, deal sourcing, training and events.  In this video, Paul explains the reason behind the Property & Entrepreneur Summit, the importance of genuine networking and value, building a business rather than treating property as a side hustle, and the changing landscape for UK landlords and property entrepreneurs. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Dave Angel also known as the Sales Angel, works with business owners, sales teams, consultants, agencies and high ticket businesses, helping them improve their sales process and generate more revenue consistently. At the Property & Entrepreneur Summit, Dave joins Saam Lowni to talk about why more leads don't automatically mean more sales. He shares a practical approach to increasing revenue without simply adding more leads, more hours or more pressure including having better conversations and small 1–2% improvements. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Steven Morris is a developer and founder of Linfield Construction. He has spent decades on the delivery side of UK property starting as a bricklayer, moving into quantity surveying and commercial management, and eventually becoming Head of Commercial before setting up his own construction business. He's been involved in building 60+ units and has experienced both the opportunities and risks that come with delivering property projects. In this episode, Steven shares the reality of construction costs, contractor margins, subcontractor pricing, abnormal costs, land values and the risks that can sit underneath an apparently profitable development appraisal. He also explains what happened when one project went from around £190 per sq ft to £275 per sq ft, as well as the final Lynfield Construction project that left him with 22 staff, £150,000 a month in prelim costs and a business on the verge of administration. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

John Howard has been involved in property since childhood, completing his first deal at 18 and going on to build a career spanning property investment, development, trading, estate agency and auctions. With thousands of residential units behind him and experience from traditional residential property to hotels and major development schemes, John brings a perspective shaped by decades of actually operating in the market. At the Property & Entrepreneur Summit, ‪Saam Lowni sat down with John to discuss why he believes the current market could be creating opportunities for investors who are prepared to look beyond the headlines. In this episode, John shares what he thinks makes a good yield in today's market and how higher borrowing costs have changed investment values. He also explains the challenges of holding property through the current market, the impact of renters' reform changes on small portfolio landlords, the cost of planning applications, and the importance of networking within the property industry. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Why do some people take action while others remain stuck even when they have access to the same information? Ryan Pinnick is the CEO and founder of SuperGenius, a UK personal development business he launched in 2014. He went from being an engineer, to a property investor, to a Rich Dad organisation trainer and now runs a personal development company that’s generated more than £15M in revenue. In this episode, Ryan talks about his journey from engineering into property, his experience as a speaker and trainer within the Rich Dad organisation, and what he learned from watching people receive the same education but achieve very different outcomes. Ryan also explains why having a clear mission and purpose can make a difference, why money and passive income should be viewed as vehicles rather than the end goal, and how unconscious patterns can influence the decisions we make when we're trying to grow. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Rupert Kay is a property developer and co founder of Northern Oak Property Training, with hands on experience delivering multi million pound developments across the UK. He has delivered 94 units with a £10+ million GDV, moving from construction and site management into development and investment. In this episode, Rupert talks openly about the journey from working as a labourer to taking on his first 31 unit development scheme at just 25 years old. He explains how a £90k first flip gave him the confidence and security to leave employment and why his current strategy focuses on specialist supported housing. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

One bad lender can turn a perfectly good property deal into a problem. Here's why. At the Property and Entrepreneur Summit, Saam Lowni sat down with Joel Bailey-Wilson, founder of Meta Mortgages with 7 years of industry experience. They get into why buy to let is no longer as straightforward as it once was, the decisions investors need to think about around limited company structures and refinancing, and why the lender behind your mortgage can matter just as much as the rate. Joel also shares what he's learned from building his own brokerage including the three things you need to build a successful business. If you were choosing between a lower rate and a lender you trust would actually deliver, which would you take and why? 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Is this one of the toughest property markets in years or one of the best times to buy? Hav Singh is the co founder of Sitefindr and a multi award winning deal sourcer who has facilitated £50+ million in property transactions. At the Property & Entrepreneur Summit, Saam Lowni sits down with Hav to discuss why today's market is creating opportunities for investors willing to think differently. They explore the impact of Renter's Reform Act, why 250,000 landlords are selling right now, where genuine below market value deals are coming from and why some investors are choosing to double down while others are stepping away. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

What does it take to break into London's super prime property market with no experience? In this episode of Property People, Saam Lowni sits down with Aisha Bhatia, one of the leading agents at DDRE Global, specialising in luxury sales and lettings across Prime Central London. Originally from Hong Kong, Aisha joined DDRE as one of its very first team members and has helped shape both the business and its training academy before becoming one of the company's top performing agents. From walking into the industry with no experience to representing international clients searching for some of London's most exclusive homes, In this episode, Aisha shares the mindset, persistence and relationship building skills that accelerated her career. She explains what really happens behind the scenes in luxury real estate, why social media has transformed the industry, how she built a niche helping international tenants relocate to London, and why genuine relationships still outperform traditional sales techniques. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Stuart Wyeth is a property wealth expert with 20+ years of experience across residential, commercial and HMO development. He's Director of SW Homes & Development Ltd, which delivers sustainable residential schemes, and Skylofts Ltd, a loft conversion specialist that's grown from a standing start into a business turning over around £5 million a year. Alongside his construction and quantity surveying background, Stuart has built and refinanced around 100+ units over the past five years. He also co founded the Ground Up podcast for developers and speaks widely on property strategy, market cycles and, increasingly, digital assets. In this episode, Stuart shares how Skylofts grew into a £5 million business and built 100+ income producing units. He breaks down his strategies for commercial to residential conversion, systems that allow a property business to scale, long term thinking and wealth creation. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Matthew Sherriff is the co-Founder of Sourcing Partners, a UK property company specialising in supported living rooms, sourcing, refurbishment projects and long term leased accommodation across the North West of England. Since entering the industry in 2018, Matthew has helped investors acquire millions of pounds worth of property while building his own portfolio. In this episode of Property People, Matthew joins Saam Lowni to discuss what it really takes to build a sustainable property business. From sourcing his very first deal before buying his own investment property, to managing 260+ supported living rooms, Matthew shares the lessons that have shaped his approach to investing. The conversation explores why supported living has become one of the most attractive sectors for long term investors, how to source consistently good deals, why relationships matter more than shortcuts, and the financial mistakes that can quietly destroy even experienced property businesses. This episode is proudly sponsored by Sourcing Partners. If you're looking to invest in supported living or want a hands off, turnkey property investment service across the North West, visit sourcingpartners.co.uk to learn more. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...

Angie and Ben Nicholls are the mother and son duo behind KPA Property, an award winning property investment business and multi branch lettings agency operating across the South West. With a portfolio built over more than 20 years, they've achieved almost zero voids, £0 bad debt and become known for solving complex property deals that others walk away from. In this episode, they share how they bought a 17 property portfolio with just £103 upfront, why understanding people matters more than negotiating price, and how strong systems have helped them scale while staying hands on. They also discuss raising private finance responsibly, buying portfolios, building long term relationships with landlords, and why they believe most investors focus on the wrong things when analysing deals. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro!🧠  Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?  Email yasm...