Advertise on podcast: Yo Quiero Dinero

She built a women-only party empire that makes six figures as a side hustle, got herself onto the team that created the Bad Bunny Super Bowl halftime show field team through sheer hustle and genuine relationships, and did it all while juggling a corporate job and navigating a health diagnosis doctors ignored for years. Delilah Dee is back on Yo Quiero Dinero this week and she brought EVERYTHING. We're talking real revenue numbers for her event planning business, the Bad Bunny behind-the-scenes tea, fibroids and fighting for your health as a Black or brown woman, and the financial literacy lesson she wishes someone had taught her earlier. WE GET INTO: 00:29 – What is Jefatona? The elevator pitch 03:02 – Growing up with a hustle mentality (shoutout to mom) 05:27 – How she got hired at iHeart with no corporate background 08:00 – Getting furloughed during COVID and pivoting to virtual events 11:11 – Launching Jefatona & selling out a club in 24 hours 11:32 – Revenue breakdown: how parties actually pay 16:09 – Multiple income streams + negotiating Fridays off 17:15 – The real numbers: $60K year one, six figures by year two 24:12 – Walking away from the startup that didn't align 29:54 – How she got onto the Bad Bunny Super Bowl field team 37:32 – Behind the scenes of halftime show production 43:00 – The dress rehearsal that made her cry 48:07 – The fibroid diagnosis and advocating for your health 54:43 – What she wishes she knew: financial literacy 56:10 – Where to find Delilah + Jefatona KEY TAKEAWAYS:  You don't need the perfect resume to get into the room,  you need to know your value and be able to speak to it with confidence. \Referrals are the most underrated growth strategy in business. Do great work, treat people right, and let the recommendations do the marketing for you.You can make real money in the events business — but you need to understand how the money actually flows.Walking away from money that doesn't align with your values is one of the hardest and most necessary things you'll do as an entrepreneur. Getting onto the Bad Bunny Super Bowl halftime show field team wasn't luck but years of genuine relationship-building paying off at exactly the right moment.Financial literacy isn't just for people who already have money, it's especially critical when the money starts flowing in. If you're building something real, get financially literate before the money arrives, not after.Black and brown women are disproportionately affected by fibroids and disproportionately dismissed when they report symptoms. If something feels off in your body, advocate for yourself.  CONNECT WITH DELILAH: Jefatona Instagram  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

She's back and she brought receipts! Tiffany "The Budgetnista" Aliche is one of the most iconic voices in personal finance, and if you missed her first episode on YQD, it became the highest-watched episode in the show's history. Dead ass. So yeah, we had to bring her back. This time, Tiffany is opening up about EVERYTHING — from the $35,000 scam that left her broke and sleeping on her sister's couch, to building an eight-figure net worth, to why she's still learning how to stop giving her money away to people who didn't even ask for it. She also drops the full framework from her bestselling book Get Good With Money, now available in paperback, and why that book hits differently after everything she's been through personally. If you've ever felt like financial wellness was something that happened to other people, this episode is going to shift that for you. WE GET INTO:  00:00 – Welcome Back, Budgetnista: Why This Episode Is Already a Classic 03:06 – From Stuffed Animals to Preschoolers to Millions: Little Tiffany's Origin Story 06:52 – Tiffany's Financial Fiasco: The $35K Scam (Meet Jake the Thief) 12:25 – Why Shame Has Zero Business Being in Personal Finance 13:20 – The Budgetnista Law: Making Financial Education Mandatory in NJ Schools 15:14 – The "Just Cut Back" Myth: What Getting Good With Money Actually Looks Like 17:09 – Your Budget Is a "Say Yes Plan" — And You Cannot Budget Your Way to Wealth 21:22 – Charging Your Worth: Why Women Leave Millions on the Table 24:35 – Wealth Guilt & Giving: When Generosity Becomes Self-Sabotage 33:08 – The 10 Pillars of Financial Wholeness: From Managing Money to Building Legacy 36:16 – Estate Planning Isn't Morbid — It's Love: What Tiffany Learned After Losing Her Husband 43:04 – Prenups, Partnerships & Building Wealth With the Right Person 49:06 – Dating After Loss: Why Financial Compatibility Is Non-Negotiable 52:38 – Get Good With Money Paperback: Why It Hits Even Harder Now KEY TAKEAWAYS: Your budget isn't a restriction — it's your "say yes plan." It's there to keep you financially safe so you can say yes to the things that matter.You cannot budget your way to wealth. Learning to earn is the single most transformative financial move you can make.Debt freedom is a goal you can pick up along the way. It is NOT the finish line. Wealth is.The 10 pillars of financial wholeness: budgeting, savings, debt, credit, learning to earn (the foundational five) → investing, insurance, financial team, net worth, and estate planning (the growth and protection five).Wealth guilt is real — and giving money away before you've even asked if someone needs it is about you, not them.The right financial partner doesn't have to match your income. They have to know how to provide for someone who doesn't need it in the traditional sense.Estate planning is the ultimate act of love. Don't wait until it's too late. RESOURCES: Website Made Whole  Get Good with Money  CONNECT WITH TIFFANY: InstagramFacebook YouTube  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

You've probably seen the late-night gold commercials and immediately changed the channel. Same. But here's the thing — what if that reaction is exactly what the banks, financial advisors, and the government want from you? In this episode, I'm sitting down with Brandon Thor, CEO and founder of Thor Metals Group, to break down why precious metals investing isn't just for doomsday preppers — and why less than half of 1% of people invest in gold despite it being mentioned in the Bible 431 times. The gatekeeping is real, mi gente, and we're pulling back the curtain. We get into what a self-directed IRA actually is, how physical gold is different from buying GLD in your Fidelity account, and why central banks all over the world are hoarding this stuff while the rest of us sleep on it. Whether you have $20K sitting in a savings account doing nothing or you're just curious about diversifying beyond stocks and bonds, this episode is going to break your brain — in the best way. WE GET INTO: 01:46 — What is a precious metals IRA (in plain English)?  02:41 — Self-directed IRA vs. traditional & Roth IRAs 04:05 — Paper gold (GLD) vs. physical gold: the counterparty risk nobody talks about 05:09 — Who should actually be investing in precious metals? 07:25 — Why gold has a bad reputation (hint: it's intentional) 09:19 — How long does the setup process take? 10:26 — Where does the gold actually go? 11:58 — Pros, cons, and the right time horizon for precious metals 13:17 — How to think about returns (spoiler: it's not like dividend stocks) 14:45 — Why gold prices dipped during economic instability 16:04 — Red flags: how to choose a legit precious metals company 17:39 — Yes, Costco sells gold. Is it worth it? 19:46 — Dollar cost averaging vs. lump sum in precious metals 21:22 — Why so few people invest despite gold's 5,000-year track record 24:54 — First steps for the curious but hesitant investor 25:45 — The 10-year outlook for gold and silver 28:12 — Gold: the secret investment hiding in plain sight 32:00 — What financial freedom means to Brandon  34:18 — Where to connect with Thor Metals Group KEY TAKEAWAYS:  A "gold IRA" is really a self-directed IRA — a specific account type that lets you own alternative assets like physical gold, silver, and real estate instead of just stocks and bonds.Physical gold eliminates counterparty risk. When you own GLD or another paper version, you're trusting a bank. If that bank fails? You're holding worthless paper. Physical gold is yours, full stop.The reason most people don't know about precious metals investing isn't an accident. Banks, financial advisors, and the government all benefit from you not having your money in gold. Follow the money.You don't need a ton to get started, but Brandon's sweet spot recommendation is $20,000 — enough to build a diversified metals portfolio and actually feel the market move.The ideal time horizon for precious metals is 3–5 years. This isn't money you'll need liquid in two months — it's money that can sit, grow, and do its thing.Red flags to avoid: anything obscure, anything priced way above spot price, and anything you can't find on a thousand dealer websites. Stick to American Eagles, Maple Leafs, bars, and rounds.Self-directed IRA fees are flat and low — roughly $225/year regardless of account size. Compare that to the AUM fees you're likely paying right now.Central banks worldwide are buying and hoarding gold at record levels. When the biggest institutions are buying something retail investors are ignoring, that's worth paying attention to. RESOURCES: Thor Metals Group CONNECT WITH BRANDON: LinkedInInstagram TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

¡Hola mi gente! If buying a home has felt like a dream that wasn't built for people like you — this episode is going to change that. Today I'm sitting down with Josie White, Home Lending Advisor at Chase Home Lending, who has spent 15 years helping people navigate the mortgage process and 30 years in banking. She's bilingual, she's been in the trenches with buyers at every income level, and she is here to tell you the truth about what it actually takes to buy a home in 2026. We're busting the biggest myths: the 20% down payment (nope, not required), the "perfect credit score" (also not required), and the idea that being self-employed or having limited savings means it's not possible for you (also not true — with some asterisks). WE GET INTO:  00:00 - Intro: Homeownership for First-Gen Latinos (Sponsored by Chase Home Lending) 01:44 - Josie's Role at Chase and 15 Years in Home Lending 02:47 - How Today's Buyers Are Different From Your Parents' Generation 04:12 - Jannese's Real Estate Journey: From One Property to Two (and Counting) 05:19 - The Biggest Mistake Buyers Make: Don't Assume Before You Ask 06:38 - What You Actually Need to Know About Qualifying for a Mortgage 07:59 - What If I Don't Have 20% Down? Your Real Options 09:04 - Pre-Qualification vs. Pre-Approval: What's the Difference? 11:16 - Buy Based on Your Current Finances, Not What You Hope For 12:16 - How Chase Helps Buyers Who Feel Intimidated By the Process 14:29 - DreaMaker Mortgage and Low-to-Moderate Income Lending Programs 15:51 - The Free Credit Journey Tool and the Perfect Credit Score Myth 17:10 - A Cautionary Tale for Self-Employed Buyers 19:13 - Fixed Rate vs. Adjustable Rate Mortgages Explained 21:05 - FHA vs. VA vs. Conventional Loans: What's the Difference? 23:13 - How Jannese's Dad Bought His Home With a VA Loan 24:01 - Multi-Generational and Co-Buying Arrangements 25:19 - How to Strengthen Your Financial Profile Before You Buy 26:44 - Mindset for Navigating Today's Housing Market 28:42 - How to Take the First Step With Chase Home Lending 29:59 - Outro and Final Thoughts KEY TAKEAWAYS: The real difference between pre-qualification and pre-approval (and why it matters)Chase's DreamMaker Mortgage and homebuyer grants of up to $5,000 that don't have to be repaidHow your credit score actually affects your interest rate — and Chase's free Credit Journey tool to help you improve itDocumentation you need to have ready (especially if you're self-employed)Fixed rate vs. adjustable rate mortgages — and which one is right for your situationFHA, VA, and conventional loans broken down simplyMulti-generational and co-buying arrangements that more families are using to get into the market EPISODE RESOURCES: Connect with Josie and explore home buying options  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero is sponsored by Chase Home Lending and produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

She was literally born the day her mother landed in the US — and that energy of showing up and figuring it out has followed Steph Michelle Pimentel her entire life. In this episode, I'm sitting down with Stephanie Pimentel, a Dominican American executive and the founder of Lumena Global, whose work sits at the intersection of cross-border leadership, people strategy, and cultural intelligence. She spent 17 years in corporate — starting as an HR coordinator at $11.75 an hour and climbing all the way to the executive level — only to discover that being invited into the room is not the same thing as having real power in it. We are talking about the "fake seat at the table," what it actually means to be an asset that companies exploit without compensating, why US businesses keep fumbling Latino and Latam markets, and why with AI handing you every tool you need, there has never been a better time to say f*ck corporate and build your own table. Stephanie is also giving YQD listeners a free 15-minute strategy call — no charge, no catch. You need to take her up on it. WE GET INTO: 0:00 - Intro: Born the Day Her Mother Landed in the US 1:06 - Growing Up Dominican & the "Work, Work, Work" Mentality 2:31 - 17 Years in Corporate Starting at $11.75/Hour 4:19 - The Fake Seat at the Table Explained 9:00 - Battling Imposter Syndrome When You're Losing Your Job 10:41 - Why AI Makes Right Now the Best Time to Ditch Corporate 11:44 - The $4.1 Trillion Latino Market (We Are Not a Niche) 15:02 - How US Companies Fumble Latin American Expansion 24:31 - Stephanie's Entrepreneurial Journey: Failures, LLCs & Rock Bottom 34:57 - Free Strategy Call + How to Work With Stephanie KEY TAKEAWAYS: Being invited into the room is not the same as having real power in itCultural intelligence isn't a soft skill — it's risk managementThe US Latino GDP is $4.1 trillion. We are not a niche. We are the market.US companies lose money in Latam because they treat it as cheap labor instead of a talent engineYou don't need to wait until you hit rock bottom to start building — start before you're ready RESOURCES MENTIONED: Lumena GlobalBook Your FREE Strategy Call CONNECT WITH STEPHANIE: Instagram  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

She was one of the baddies who showed up on this show back in 2021 — and four years later, Vanessa Wachtmeister is back and she is NOT the same woman. She's paid off $130,000 in debt, earned her German passport, and is about to launch her second tech startup. And she did all of it from Europe, where blueberries cost a dollar and a minor surgery runs you 300 euro — total. In this episode, Vanessa and I are getting into ALL of it: what it actually looks like to build a career, a business, and a life abroad. How she navigated work visas, taxes, and even burning down a GmbH to the tune of $100K of her own money to rebuild her startup in the US. We're talking passport diversification as the new financial strategy, why the American dream was always a lie, and how her new job platform Go Onwards is coming for LinkedIn's neck. If you've been thinking about leaving, this is your sign to stop playing and start moving. WE GET INTO: 00:00 - Intro: The Baddie Who Left America in 2013 and Never Looked Back 02:51 - Why Vanessa Said "Bye, America" at 21 with $2,000 and a Dream 04:20 - The World Tour: China, London, Syria & Germany 05:42 - What Her Life Would Have Looked Like If She'd Stayed 08:42 - How to Actually Get a Job Abroad: Visas, Work Permits & What Nobody Tells You 10:22 - How to Choose Where to Move 13:20 - Grocery Bills, Free Healthcare & Why She Can Never Come Back 16:16 - From Masterclass Girlie to Tech Founder: Her Creator Evolution 18:57 - The Gap in the Market That Built Go Onwards 21:55 - Why LinkedIn Doesn't Give a F*ck About Job Hunters (and She Does) 23:33 - Pricing, Features & What You Get with Go Onwards 24:44 - The $100K Founder Mistake She Made in Germany 28:36 - The Real Tea on European Taxes 31:33 - Digital Nomads, Remote Work & What 100% Remote Actually Means Abroad 32:03 - How She Made $310K and Paid $26 in Federal Tax 35:22 - Passports Are the New Insurance Policy 36:03 - The (Very Legal, Slightly Gray) Way She's Bringing Her Family to Europe 38:08 - How to Financially Prepare to Move Abroad KEY TAKEAWAYS: Getting a job in Europe as a US passport holder is more doable than you think — but you need to understand how work permits and visa sponsorship actually workThe Foreign Earned Income Exclusion lets you exclude up to $130K of foreign income from US federal taxes — stack it with tax credits and you'll be shocked at your billPassport diversification is the new financial strategy — multiple citizenships give you options that no investment account canGo Onwards filters out ghost posts, non-English jobs, and low-paying roles so you only see high-quality opportunities with visa sponsorship across all 30 EU economic areas + the UKYou don't need to fundraise to fund a startup — Vanessa liquidated part of her stock portfolio at peak to self-fund, treating it as diversification into a revenue-generating assetLiving abroad doesn't have to be expensive — Vanessa's all-in monthly budget in Berlin (including rent, health insurance, CrossFit, and Ubers home) is $2,500 RESOURCES MENTIONED: Listen to Vanessa’s past episode of the podGo Onwards (Vanessa's job platform) CONNECT WITH VANESSA: InstagramWebsite TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

What if having the right money system meant that when your family faced a crisis, finances were the last thing on your mind? In this episode, I'm sitting down with Sahirenys Pierce of Poised Finance and Lifestyle — one of the OG Latinas of personal finance on the internet — and she's sharing the story behind her High 5 Banking Method. Spoiler: it was born out of one of the scariest moments of her life, when her son needed open heart surgery and she realized that having organized finances meant she could focus entirely on him instead of scrambling for money. That's the real power of a system that works. We break down the full High 5 Banking Method — the five purpose-driven accounts, how to set them up without starting from scratch, when high-yield savings actually matters, and how to handle the very Latina reality of your family treating your emergency fund like a group savings account. We also get into her four household game changers that eliminate the mental load of running a home without losing your damn mind. Her book, The High 5 Banking Method: A Money System You Can Count On, drops March 3rd, 2026. Grab your copy — and one for someone you love too, because we're not out here building little rich silos.  WE GET INTO: 00:42 - Meet Sahirenys: Creator of the High 5 Banking Method02:14 - Growing Up Watching Her Parents Lose Everything in 200805:33 - From Pharmacy School to Financial Planning07:03 - Why Less Than 4% of CFPs Are People of Color09:04 - How Her Son's Heart Defect Inspired a Money System11:14 - Saving with Confidence: The Surgery Fund Story13:10 - How the System Held Up When Everything Went Wrong at Once14:42 - Breaking Down the 5 Accounts (2 Checking, 3 Savings)17:46 - Bills Checking vs. Lifestyle Checking: What Goes Where19:21 - Do All Your Accounts Have to Be at the Same Bank?20:25 - High-Yield Savings Accounts: Do You Actually Need Them?21:18 - Ally Bank's Savings Buckets Feature (Not Sponsored, Just Good)27:00 - Managing Family Financial Pressure the Cultural Way30:29 - The SOP: How to Cut, Keep, or Reduce Any Expense34:37 - The Four Game Changers for Running Your Household41:28 - Can Free-Spirited People Actually Use Systems?44:10 - What's Inside the Book KEY TAKEAWAYS: Why one checking and one savings account is keeping you stuckHow to set up five purpose-driven accounts without starting from scratchWhen to use high-yield savings — and when it doesn't actually matterHow to build an SOP so you're never scrambling financially in a crisisThe four household systems that eliminate the mental load of running a homeWhy financial systems aren't just about money — they're about protecting your family CONNECT WITH SAHIRENYS: Instagram: @poisedfinanceandlifestyleWebsite: poisedlifestyle.comBook: The High 5 Banking Method — available at Barnes & Noble, Target, Walmart, and everywhere books are sold TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

Honestly, I don't know why it took me this long to get Chloe Daniels — aka Clo Bare Money Coach — on the show, because she is a whole badass and we have been living parallel lives for years. She went from a torrential relationship with money (including being financially trapped in a dangerous situation abroad) to becoming one of the most refreshing voices in personal finance. Her approach is called lazy investing — and before you scroll past that, hear her out. Because when BlackRock ran 100 years of market data, the results backed it up. We're getting into all of it: the mindset blocks keeping women out of the market, why Wall Street jargon is gatekeeping on purpose, the truth about financial advisors, and the simple strategy that actually builds wealth long term. WE GET INTO: 00:00 - Intro: Why It Took Us This Long to Do This Episode00:46 - Meet Chloe Daniels: From Side Hustle to Full-Time Finance Coach04:05 - The Childhood Money Belief That Held Her Back05:03 - Financially Trapped in an Abusive Relationship Abroad07:31 - Rebuilding Self-Trust and Becoming Your Own Hero09:05 - Wall Street Gatekeeping and the Paralysis of Conflicting Info11:47 - The Real Stats on Diversity in Financial Advising14:35 - What "Lazy Investing" Actually Is (and Why It Works)18:42 - ETFs vs. Index Funds vs. Mutual Funds: What You Need to Know20:45 - How to Figure Out Your Investor Type and Build Your Portfolio24:21 - The Common Mistake: Money Sitting Uninvested in a Brokerage27:11 - How to Calculate Your Retirement Number Using the 4% Rule36:16 - The One Thing to Do If You're Not Investing Yet38:46 - Lightning Round: Roth vs. 401k, DIY vs. Advisor, and More KEY TAKEAWAYS: Why investing feels hard on purpose — and how to cut through itThe difference between investing and trading (and why most people confuse them)How to determine your investor type before picking a single fundWhy your 401k money might be sitting uninvested without you knowingHow to use the 4% rule to calculate your actual retirement numberWhy the compound interest calculator is the mindset shift you didn't know you neededWhy the answer isn't cutting back — it's making more money CONNECT WITH CHLOE: Instagram: @clobaremoneycoachWebsite: https://www.thelazyinvestorscourse.com/  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

What if I told you that you could travel the world without maxing out your credit cards? In this episode, I'm sitting down with Jess from The Sugar Daddy Podcast to talk about something that's been a game changer for me: travel hacking. And no, this isn't some shady scheme. This is about using credit card rewards strategically so you can live your best life without the financial hangover. Jess and her husband run a financial literacy podcast that's all about normalizing money conversations in Black and Brown communities, and she's breaking down exactly how she's been able to travel to places like Aruba without going broke in the process. WE GET INTO: 00:00 Meet Jess from The Sugar Daddy Podcast03:12 Why money is still taboo in Black & Brown communities07:29 The American Dream is dead – now what?15:45 How rich families talk about money differently22:30 Travel hacking 101: The basics28:15 Strategic credit card spending categories35:40 Which credit cards to start with (and avoid)42:20 Credit score mistakes that will tank your strategy49:40 Do you need an emergency fund first?50:32 Getting started: First steps for beginners52:02 Where to find Jess and more travel hacking tips KEY TAKEAWAYS: Money being taboo in our communities is literally keeping us broke – start normalizing financial conversations at homeRich families have quarterly money meetings and family investment funds. These tools are accessible to us tooThe old "work 40 years, retire with a pension" model doesn't work anymore – we need new strategiesTravel hacking works, but ONLY if you can pay off your credit card every monthYou need an emergency fund BEFORE you start travel hacking – life will lifeStart with low annual fee cards like Chase Sapphire or Capital One Venture ($95 or less)Close predatory store credit cards immediately if you're not paying them off monthlyEven small amounts add up – imagine 30 cousins each contributing $150/year to a family investment clubUse referral links for sign-up bonuses to maximize your points from day one RESOURCES MENTIONED: point.meChase Sapphire CardVenture One CardAmerican Express Card CONNECT WITH JESS Website Instagram ​ TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.  Hosted on Acast. See acast.com/privacy for more information.

At the time of recording this episode, Bad Bunny has just made history—TWICE. First Spanish-language artist to win Album of the Year at the Grammys. Then he delivered the most-watched Super Bowl halftime show of ALL TIME. But this episode isn't just about celebrating Benito's wins (though we're absolutely doing that too). It's about what this moment means for ALL of us—especially right now, when being Latino has been demonized and criminalized in this country. Just a heads up that this episode is a replay of a recent Instagram live I did post-superbowl and the audio reflects that in some parts.  WE GET INTO: 0:00 - Intro: Happy Puerto Rican Month! 2:42 - The Best Halftime Show Ever 4:47 - Why Unity Over Division Matters Right Now 7:12 - Bad Bunny's Cultural Impact & Timing 9:38 - The American Dream Story We Can All Relate To 15:30 - Breaking Down THAT Grammy Win 22:15 - Benito's Activism: From Day One 28:45 - The Super Bowl Performance Analysis 35:20 - Ricky Martin's Powerful Appearance 40:10 - Understanding "El Apagón" & Puerto Rico's Reality 45:02 - Hurricane Maria's Lasting Impact 47:06 - How Non-Puerto Ricans Can Actually Help 48:30 - The Flag Parade & Unity Message 50:48 - Community Growth & Connection 52:50 - Closing: Rock Your Flags & Stay Poderosa KEY TAKEAWAYS: Bad Bunny became the first Spanish-language artist to win Album of the Year at the GrammysHis Super Bowl halftime show was the most-watched of all timeThis moment represents Latino power, visibility, and refusal to stay smallBenito's activism isn't performative—he's been consistent since day oneThe halftime show featured powerful moments like the kid sleeping in the chair, the flag parade, and Ricky Martin's appearancePuerto Rico cannot vote for president and has no voting representation in CongressWe can support Puerto Rico by staying at locally-owned businesses, eating at local restaurants, and voting for representatives who support pro-Puerto Rico policiesReading Puerto Rico's history reveals shocking treatment by the U.S. including birth control testing, military testing, and bombingUnity over division is the path forward—they want us divided to maintain controlWe are taking over the world on our own terms, in our own language, for our own peopleThis is a reminder to rock our flags, tell our stories, and stay loud TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.  Hosted on Acast. See acast.com/privacy for more information.

This episode is going to shift how you think about success, abundance, and where you belong. I'm sitting down with my vecina, Rebecca Gitana Torres, a spiritual guide who rematriated to Puerto Rico after realizing the American Dream was never meant for people like us. We're talking about what holistic abundance actually means—and spoiler alert, it has nothing to do with your bank account or where you live. Rebecca shares her journey from working a city job in the Bronx to creating “transformation cocoons” in Puerto Rico, and why so many of us have been taught the colonial lie that we need to leave our homelands to find abundance. We talk about the generational programming that keeps us chasing external validation, why you need to stop clinging to old identities and relationships, and how to tap into your magnetic energy no matter where you are. If you've been feeling stuck, unfulfilled, or like you're chasing someone else's version of success, this episode is going to give you permission to redefine everything. WE GET INTO: 00:00 - Intro: Meeting My Vecina from Puerto Rico02:03 - Rematriation vs. Economic Refugees: Reclaiming Our Roots06:09 - How Rebecca Left Her City Job 20 Years Ago08:27 - Why External Validation Will Always Leave You Empty13:45 - Discovering Your Value in "Regular" Jobs22:30 - The Mothership: Creating Matriarchal Safe Spaces28:40 - Stop Clinging to Old Identities & Relationships35:09 - What Happens in a Transformation Cocoon39:17 - Start Here: Clear the Clutter First KEY TAKEAWAYS: The colonial lie that you must leave your homeland to find abundanceHow to disconnect from external validation and find your internal powerWhy clinging to old identities keeps you stuckThe importance of clearing clutter before anything elseHow to recognize and develop your spiritual gifts in any job CONNECT WITH REBECCA: Website Instagram YouTube  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

Welcome To Perreo x Power, a new series brought to you by Yo Quiero Dinero. In this series, we're analyzing the origins of some of the biggest stars in the Latin Urban/Reggaeton genres and pulling out all the gems that you can apply to your money, business and life! In this debut episode, I'm breaking down a 2020 interview of Rauw Alejandro, Puerto Rican singer, songwriter, and performer known for blending reggaetón with R&B, pop, and electronic sounds. Born Raúl Alejandro Ocasio Ruiz in San Juan, he grew up between Puerto Rico and the mainland U.S., with early exposure to music and a strong foundation in dance, which later became a defining part of his artistry. He spent years releasing music and refining his craft before breaking through globally, building a reputation for high-level performance, futuristic visuals, and constant reinvention. Rather than chasing trends, Rauw has focused on skill stacking and evolution, allowing him to remain relevant in a fast-moving industry. Find out how a tragic end to his original career goals inspired Rauw to pursue music, and he went from an unknown musician to a Latin Grammy award-winning artist in less than 5 years! Saturno Playlist: https://youtube.com/playlist?list=OLAK5uy_kIVZbDqHZEqhCdjjEMm-PoYy0l3GpXHto&si=MNm7VFD8ny_DfLn1 Check out the Yo Quiero Dinero Podcast at https://yoquierodineropodcast.com/ Watch the video version of this episode on YouTube. TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail Hosted on Acast. See acast.com/privacy for more information.

This episode is going to be one of the most honest conversations I’ve ever had on Yo Quiero Dinero. It's a raw, unfiltered conversation about what happens when you mix family and business—and spoiler alert: it gets messy as hell. My sister Lianne is back after a year-long hiatus, and we're spilling ALL the tea. From her rapid social media growth that turned into a nightmare with death threats, to being diagnosed with MS at 37, to almost filing for bankruptcy—this episode holds nothing back. We talk about what it was really like when she worked for me while I was a brand new mom, how her personal struggles spilled into the business, and why we ultimately had to make the difficult decision to part ways professionally. This isn't some sanitized "family business success story", it is the real shit that nobody talks about. If you've ever worked with family, hired a family member, or wondered if you should mix business with blood, this episode is required listening. WE GET INTO:  00:00 - Intro: Family, Business & Messy Dynamics 02:03 - From 0 to 100K Followers to Death Threats 05:03 - MS Diagnosis, Hospitalization & Bankruptcy 07:20 - "I Was a Horrible Employee": Taking Accountability 10:58 - The Performance Improvement Plan & Final Warning 30:38 - The Money Problem: 1099 Tax Chaos 37:26 - Digging Out of the Spiral: The Brutal Reality 41:36 - Landing the New Job & Finding Peace 54:56 - The 2026 Comeback: What's Different This Time 58:29 - Should You Work with Family? The Real Answer KEY TAKAWAYS: ​​The gift and curse of rapid social media growthWhy follower counts don't equal moneyHow to navigate difficult conversations with family in businessRecognizing when a business relationship has reached its expiration dateThe importance of boundaries in ALL relationshipsHow to rebuild after burning everything down RESOURCES MENTIONED: Listen: Episode 179: 2 Sisters, 2 Survivors | Lianne Torres | Watch Us Thrive PodcastErica Kramer CONNECT WITH LIANNE: WebsiteInstagram: @watchusthrivepodcast TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail *Content Warning: This episode contains discussions of mental health struggles, financial hardship, and online harassment. This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

In this data-packed episode of Yo Quiero Dinero, Jannese sits down with Dr. Marlene Orozco, founder of Stratified Insights and lead researcher behind one of the most comprehensive studies ever conducted on Latina wealth in America. Together, they break down the receipts real numbers, real stories, and real systems that explain why Latinas continue to earn less, save less, and carry more financial responsibility, despite being one of the fastest-growing economic forces in the country. This conversation goes beyond hot takes and dives into the structural barriers, cultural expectations, and systemic inequities shaping Latina wealth today from entrepreneurship and homeownership to caregiving, education, and retirement. If you’ve ever felt like you’re working twice as hard for half the reward… this episode will make you feel seen and fired up. What We Get Into 00:00 Why this Latina wealth data matters 01:10 Meet Dr. Marlene Orozco 04:25 First-gen roots & entrepreneurship 09:30 Necessity vs opportunity businesses 12:50 The Latina wealth paradox 17:45 The 27% pay gap explained 23:50 Entrepreneurship as a wealth strategy 29:55 Homeownership & credit barriers 34:10 Retirement & investment gaps 37:45 Financial first responders 47:40 The motherhood penalty 56:20 Hope, policy & what’s next Key Takeaways Latinas are not behind because of bad choices — the system is working exactly as designed.Education and entrepreneurship do increase earning potential, but they are not enough without access to capital and policy support.Caregiving, cultural expectations, and family responsibility significantly limit Latinas’ ability to save and invest.Homeownership remains a primary wealth strategy, but affordability, credit access, and insurance risks threaten long-term stability.Real change requires structural solutions, not just individual financial literacy. Resources Mentioned REPORT - Latina Wealth In America: https://latinoprosperity.org/research,Latino AI Summit: https://tinyurl.com/latinoaisummit2026 Stratefied Insights: https://www.stratifiedinsights.com/ Marlene's LinkedIn: https://www.linkedin.com/in/marlene-orozcoFree Download: New Year Dinero Reset GuideMy private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese Torres This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

In this no-fluff, receipts-on-the-table episode, Jannese breaks down exactly how she made over $500K in 2025! While becoming a first-time mom and running multiple businesses. This is not “get rich quick” talk. This is a real, detailed income report covering 10+ revenue streams, the systems that keep money flowing on autopilot, and the mindset shifts required to scale without burnout. From blog ads and digital products to brand deals, memberships, real estate, and side hustles! Jannese shares what actually works, what’s overrated, and why creators who rely only on social media are setting themselves up to struggle. If you’re a content creator or entrepreneur this episode is your sign. WHAT WE GET INTO 0:00 How Jannese made over $500K in 2025 as a new mom 2:30 A decade-long journey in content creation & entrepreneurship 4:45 Top-line revenue vs. taxable income (what creators need to know) 7:30 The 10 income streams behind nearly $500K 10:00 Why digital products & coaching earned the most 12:15 How blog ads generated $147K in passive income 14:40 Brand deals, creator rewards & platform pay myths 17:00 Side hustles: Turo, savings interest & Zumba income 19:30 Airbnb income, real estate & upgrading investments 22:00 Systems, automation & evergreen income strategies 24:30 Membership pricing & avoiding creator burnout 27:00 Mentorship, scaling faster & a real 5x income story 29:15 Declaring 2026 the Rich Bitch Year 31:15 Final takeaways, free resources & next steps KEY TAKEAWAYS 💡 Diversification is protection — never rely on one platform or paycheck 💡 Long-form content (blogs & podcasts) builds real wealth 💡 Own your offers — products > brand deals 💡 Automation makes money while you sleep 💡 Pricing yourself fairly is an act of self-respect 💡 Mentorship shortcuts years of trial and error Resources Mentioned Free Download: New Year Dinero Reset GuideBecome a Zumba instructor for 70% off!My PR condo: https://www.zillow.com/homedetails/Condo-Sandy-Hls-13-Luquillo-PR-00773/458549227_zpid/My private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese Torres This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.