Advertise on podcast: Get the Hell Out of Debt

Halloween candy is barely in the cart when Black Friday starts whispering filthy little promises into your inbox. Then come the matching pajamas, gifts, travel, parties, decorations, and post-Christmas sales. Before the final quarter seduces you into undoing ten months of progress, Erin suggests it’s time for a very Naked Money Meeting. Erin’s fave book she bought for her teens: https://amzn.to/4iocik8  The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/ Check it out to see Keri’s favorite holiday SNL skit!  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

The bank says you can afford it. The realtor knows you will fall in love with it. The kitchen has a pot filler, the primary bedroom is giving main-character energy, and suddenly the budget feels like a minor technicality. Before you commit to a 30-year financial relationship, Erin reveals the expensive details hiding beneath that attractive exterior in this Naked Money Meeting.  The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/ We are sharing stories of what we were told by financial “experts.”  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

One of our listeners is caught between two possibilities: having a child and regretting it, or not having one and regretting that instead. Her eggs may be applying pressure, but this decision asks for more than a biological deadline. Erin and Keri get candid about money, birth, identity, partnership, uncertainty, and the difference between wanting a baby and wanting the lifelong assignment that follows. Share how you made the decision to have kids - or not.  You can leave us a message here: www.speakpipe.com/erinskyekelly Keri wants to hear your flooding bathroom stories, too!  The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

A full-time teacher wants to launch a porch bakery, eliminate the family’s debt, and help her husband retire fully within three years. The baked goods may be sweet, but mixing business and personal money can create a sticky mess. In this Naked Money Meeting, Erin unwraps  the delicious little business model that could help make it happen, provided nobody eats the inventory. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by AquaTru. Go to AquaTru.com now for 20% off your purifier using promo code ERIN. And AquaTru comes with a 30-day best-tasting water guarantee. Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Does a landlord keep life insurance after the mortgage is paid off? Can a debt-crushing family pause its progress before a new baby arrives? Two women bring very different questions about the same seductive financial fantasy: that the plan should continue exactly as expected, even when life changes the conditions. We LOVE Flytographer! Book here and get $50 off your destination photoshoot: https://flytog.co/ERINSKYEKELLY For our Canadians, check these PolicyMe links out for your insurance needs:  Term Life insurance: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness insurance: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by AquaTru. Go to AquaTru.com now for 20% off your purifier using promo code ERIN. And AquaTru comes with a 30-day best-tasting water guarantee. Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Women have been taught how to behave with money, but have they been taught how to make it perform? From shame and inaccurate education to investing, negotiation, and asking for what actually works, this Naked Money Meeting gets intimate with the cultural conditioning that leaves too many women financially unsatisfied. There is no prize for grinding it out the hard way. Tell us! Where you did you get your advice from - your financial advice and/or your sex education?  The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by AquaTru. Go to AquaTru.com now for 20% off your purifier using promo code ERIN. And AquaTru comes with a 30-day best-tasting water guarantee. Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the final episode of this three-part series, Jen came looking for help with debt, investing, and ambition. But beneath the numbers sat a loss she was still carrying and a few final tasks she could not bring herself to complete. Erin helps Jen see what happens when financial admin becomes emotionally loaded, moving forward feels like betrayal, and one brave email asks her to become visible again. To read Jen’s newsletter (and join her Substack!), go here: https://jeniuslangus.substack.com/p/when-vulnerability-burns?r=qx6c9&utm_campaign=post&utm_medium=web The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second of this three part series, Jen cannot imagine finding $5,000 for herself without crumbling under the pressure. Ask her to find it for someone else, however, and possibility suddenly appears. In this follow-up conversation, Erin gets beneath people-pleasing, self-rejection, and the costly ways women abandon themselves before anyone else has the chance. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the first of this three part series, you’ll meet Jen. What if “being reasonable” is sometimes fear wearing a sensible little outfit? When a high-achieving woman decides she may simply want too much, Erin asks what she would do if finding $5,000 today were non-negotiable. The answer exposes a tender spot that has very little to do with money. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your husband’s company is booming, the owners are offering him a seat at the table, and a tiny slice of the business costs a cool quarter of a million dollars. Enticing? Absolutely. But before anyone slips into bed with a private company, there are a few intimate financial details worth exposing. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by OneSkin. For a limited time, try OneSkin with 15% off using code ERIN at oneskin.co/ERIN. Tell them we sent you!  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mysterious scoring systems, commitment issues, aggressive suitors, and paperwork that knows exactly how financially attractive you are - insurance shopping has everything a woman could want. In this Naked Money Meeting, Erin and Keri explore the surprisingly intimate connection between your financial history and insurance costs. Saddle up!  The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  For your term life insurance needs, we recommend trying SelectQuote. To get a free quote, visit selectquote.com/SKYE.   Texans, see which Texas insurers use credit scores and learn about your rights and possible exceptions here: https://agate.tdi.texas.gov/credit/index.html  Today’s episode is brought to you by OneSkin. For a limited time, try OneSkin with 15% off using code ERIN at oneskin.co/ERIN. Tell them we sent you!  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

If your credit cards keep seducing you, your emergency fund is dressed for the stock market, and your budget feels far too negative to look at, who is responsible for the morning after? One listener arrives hot, bothered, and ready to quit. This Naked Money Meeting gets into blame, ownership, and the seductive little stories we tell when the numbers refuse to flatter us. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  To learn more about the Get The Hell Out Of Debt online course, visit erinskyekelly.com  Today’s episode is brought to you by OneSkin. For a limited time, try OneSkin with 15% off using code ERIN at oneskin.co/ERIN. Tell them we sent you!  If you want an AquaTru like Erin and Keri have, go to aquatru.com and use code ERIN at checkout for 20% off any AquaTru purifier.  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

She has spent three years cleaning up the family finances. He has spent three years telling the kids to “ask Mom.” Then a relative’s wedding plans introduce a surprisingly revealing use for retirement savings, and the conversation gets intimate fast. In this Naked Money Meeting, Erin and Keri slip between the sheets of money, marriage, power, and the exhausting cost of always being the responsible one. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by OneSkin. Unlock your healthiest skin now, and for a limited time, get 15% off at oneskin.com/ERIN.  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve all slept with a few bad financial decisions. Some disappeared after one expensive night, some keep texting in the form of recurring charges, and others are still lurking in an account you haven’t checked since your “I’m going to become an investor” era. In this Naked Money Meeting, Erin and Keri examine what your financial body count reveals about your patterns, and whether any of those old flings still owe you money. The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by OneSkin. Unlock your healthiest skin now, and for a limited time, get 15% off at oneskin.com/ERIN.  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You may share a bed, a home, and a comfortable lifestyle, but could you run your financial life if your partner suddenly disappeared from it? In this Naked Money Meeting, Erin and Keri get intimate with the difference between having money and actually understanding it, especially when one person holds the passwords, manages the portfolio, and knows where all the (financial) bodies are buried.  The Naked Money Meetings continue online here: https://www.facebook.com/share/g/1HqMhn3BQF/  We want to hear from you! You can leave us a message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by OneSkin. Unlock your healthiest skin now, and for a limited time, get 15% off at oneskin.com/ERIN.  Purchase the book Naked Money Meetings and Erin’s other award-winning book, Get The Hell Out Of Debt online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices