Advertise on podcast: Get the Hell Out of Debt

For Nicole and Michael, Erin’s book Get The Hell Out Of Debt showed up at exactly the right time. What started as curiosity quickly turned into action, and that action turned into over $53,000 in debt paid off. If you’ve ever felt like you and your partner are taking turns being “the motivated one,” this story is for you.  Nicole and Michael share how years of back-and-forth - budgeting attempts, balance transfers, and good intentions - kept them stuck in the same cycle. With two kids, busy careers, and the rising costs of everyday life, finding Get the Hell Out of Debt gave them a process they could both commit to and the structure they needed. Listen to this episode to learn how they did it! Join Nicole + Michael in our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is one of the most controversial aspects to budgeting, and many people think they can leave this out when they are financially hurting. Listen to this episode to learn what area you absolutely need to consider in your budget if you want to grow your abundance and wealth. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Progress with money doesn’t always announce itself. It shows up in quieter ways, like catching yourself mid-pattern or choosing differently when no one’s watching. You may think you’re not doing enough, but you will be surprised what counts as a massive money win when you’re building wealth. When you sign up for Wealthsimple, use this link and help sponsor others into the Get The Hell Out Of Debt program: wealthsimple.com/invite/DFN0XA   Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet Jessie. She paid off over $55,000 in 23 months using the Get the Hell Out of Debt method, all while growing her business and raising small kids. If you have ever doubted your ability to master money as a solopreneur, Jessie will inspire you to take control of your numbers, build real financial systems, and prove to yourself that consistency beats chaos every time. In this episode, Jessie shares exactly how she went from survival mode to full financial clarity. As a self-employed hairstylist with unpredictable income, maternity leave gaps, and the pressure of raising two young children, her debt didn’t come from irresponsibility - it came from real life. Lost income, big life events, and using her business like an ATM slowly created over $55,000 in debt. Until she met Erin Skye Kelly.  You can find Jessie via her website - www.jessiemarshallhairstylist.com And on Instagram @jessiemarshall_hairstylist Join Jessie in our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve done the hard part - facing the numbers, cutting back, and making real progress. But now it’s quiet. Predictable. Maybe even a little dull. DO NOT INSERT DRAMA HERE! Drama = Debt. Listen to the advice that millions of people have followed to get the hell out of debt when they are stuck in the messy middle.  Get Darren Hardy’s book “Compound Effect” here: https://amzn.to/4sXVVNZ  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s a specific kind of money that feels different the moment it lands in your account. It feels flexible. Justifiable. Almost… deserved. And that’s exactly where things can start to go sideways. Erin Skye Kelly takes a closer look at how quickly intention can get replaced by emotion when you’re deciding how to handle a tax refund.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

It starts innocently…covering a bill, booking something on your card, or helping someone out “just this once.” But what happens next can quietly shift everything. Erin and Keri explore the emotional, relational, and financial ripple effects of lending and borrowing money in everyday situations. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Northwest Registered Agent. Get more for your business with Northwest Registered Agent at northwestregisteredagent.com/ErinFree Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You know what you need to be doing with your money, so why does it feel so hard to actually do it? If you’ve ever promised yourself you’d “be better” this month only to find yourself right back in the same patterns this episode will hit close to home. Erin and Keri are digging into what’s really going on beneath the surface of spending habits, and why the usual fixes don’t seem to stick. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Northwest Registered Agent. Get more for your business with Northwest Registered Agent at northwestregisteredagent.com/ErinFree Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve probably seen it - people proudly saying no to dinners, trips, and spending in the name of being “responsible.” But what if that approach is only solving part of the problem?  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Northwest Registered Agent. Get more for your business with Northwest Registered Agent at northwestregisteredagent.com/ErinFree Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to money, the right answer isn’t always consistent. It depends on the context. Erin and Keri discuss two situations involving travel and financial pressure, where one decision could set you back… and the other might actually matter more than the numbers. Knowing the difference is everything. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Upgrade your bedding - go to Quince.com/SKYE for free shipping and 365-day returns. Now available in Canada, too.  Thanks also to Mint Mobile. If you like your money, Mint Mobile is for you. Shop plans at mintmobile.com/SKYE  And one more awesome sponsor! Join the millions who are already banking fee free today by joining Chime. It just takes a few minutes to sign up. Head to chime.com/ERIN  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s a quiet pattern playing out in women’s finances, and it has nothing to do with intelligence or discipline. Erin and Keri take a closer look at the habits, beliefs, and experiences that shape how women approach money, and why those patterns can keep wealth just out of reach.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Upgrade your bedding - go to Quince.com/SKYE for free shipping and 365-day returns. Now available in Canada, too.  Thanks also to Mint Mobile. If you like your money, Mint Mobile is for you. Shop plans at mintmobile.com/SKYE  And one more awesome sponsor! Join the millions who are already banking fee free today by joining Chime. It just takes a few minutes to sign up. Head to chime.com/ERIN  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gloves up! We’re putting one of the biggest money debates head-to-head. Owning a home has long been crowned the champion of wealth-building, while renting has been cast as the underdog. Erin Skye Kelly breaks down each round of the fight, looking at what each option actually delivers when it comes to your finances, your flexibility, and your future. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Upgrade your bedding - go to Quince.com/SKYE for free shipping and 365-day returns. Now available in Canada, too.  Thanks also to Mint Mobile. If you like your money, Mint Mobile is for you. Shop plans at mintmobile.com/SKYE  And one more awesome sponsor! Join the millions who are already banking fee free today by joining Chime. It just takes a few minutes to sign up. Head to chime.com/ERIN  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial red flags aren’t always obvious. They can be subtle, tricky, and disguised as “normal” decisions. Erin exposes the habits that silently sabotage your wealth, like focusing on monthly payments instead of total costs or letting your lifestyle creep faster than your income. Learn how to track your net worth, create a plan, and handle money challenges before they become crises. By the end, you’ll know exactly what to watch for, and what to do about it.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

It looks like a smart move on paper - lower interest, faster payoff, more breathing room. But what if the strategy that feels responsible is actually the thing keeping you stuck? Erin and Keri break down a common financial decision that many people consider when they’re trying to get ahead and why it doesn’t always deliver the results you expect. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

When your relationship feels like it’s standing on a fault line, clarity around money becomes essential. Erin Skye Kelly explores what it really means to prepare financially when you’re not sure whether you’re staying or going. From gathering information to protecting your future, Erin offers a steady path forward when everything else feels uncertain. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices