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In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about: 👉🏼 what is an SMSF and how does it work? 👉🏽 how does SMSF differ from an industry super fund 👉🏾 why buy property in super? 👉🏿 what's required to start an SMSF 👉🏻 who shouldn’t setup an SMSF 👉 how to actually buy a property in your super 👉🏼 property rules within SMSF 👉🏽 business owner purchasing their business premises in SMSF 👉🏾 the tax-free benefit in retirement 👉🏼 common mistakes to avoid when buying property in SMSF Leah's website: https://liftaccounting.au/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M This episode was originally recorded for the money money money show. In this live clarity call, John Pidgeon chats with Mitch who is feeling stuck and unsure on how to move his property portfolio forward. They unpack: 👉🏼 Mitch’s roadblock 👉🏽 his businesses 👉🏿 long term lifestyle, property and business goals 👉 cashflow and expense management 👉🏻 the lending reality as a new business owner 👉🏾 clarifying focus & building income first, then investing 👉🏼 Mitch's property portfolio 👉🏿 John's 4 pillars of wealth creation 👉 action steps Interested in a clarity call with John? Book here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack: 👉🏼 the client's initial starting point 👉🏽 the first investment in Brisbane in 2016 👉🏾 the second investment on the Gold coast in 2018 👉🏿 the third investment in Bendigo in 2019 👉🏻 financial position then vs now 👉 their total cash contribution across the portfolio 👉🏼 what's next for the client 👉🏽 key takeaways for listeners this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about: 👉🏼 the current economic landscape for property owners 👉🏽 how to prepare in a rising rate environment 👉🏾 what does fixing your loan mean 👉🏿 should you fix or not? 👉 fixing part of your loan 👉🏻 why fixing impacts offset accounts 👉🏼 what is a split loan? 👉🏾 considerations for investors 👉🏿 myths & tips for fixing loans this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48. 👉🏼 the case study 👉🏽 how they stayed interest-only for 10 years 👉🏾 where they’re at now 👉🏿 why interest-only on investments gives options 👉🏻 what John & Rach would've done differently in their circumstances 👉 what should they do next? 👉🏼 what the couple have decided to do now that their home is mortgage-free 👉🏾 the biggest lessons from this couple's journey Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what they mean for investors, homeowners and renters and why some policies could make the housing shortage worse. They discuss: 👉🏼 the current CGT rules 👉🏽 why CGT reform is back on the table 👉🏾 Labor's proposed changes 👉🏿 The Green's proposed changes 👉🏻 who gets impacted across the market 👉 will this help or hurt the housing shortage? 👉🏼 impact on renters, homeowners, investors & people trying to get into the market 👉🏽 PICA’s proposed reform 👉🏾 John and Rachelle’s opinions 👉🏻 advice for new investors Ben Kingsley on the potential CGT reform: https://youtu.be/m5zN82Dl0mg?si=4T8mGI-IsnRFgz46 This episode was recorded on 11 March 2026. Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Rachelle & John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment properties and her top tips for investors. They touch on: 👉🏼 what is REIQ and its purpose? 👉🏽 challenges of running a large property management business 👉🏾 balancing landlords, tenants and legislation 👉🏿 advice for first time investors 👉🏻 vacancy rates and rental demand right now 👉 how investors can choose a good property manager 👉🏼 should your property manager be local? 👉🏿 outsourcing in property management 👉🏾 The Priority Project helping domestic violence survivors access rental housing Learn more about The Priority Project: https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8 Connect with Laura on LinkedIn: https://www.linkedin.com/in/laura-valenti-91823437/ Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about: 👉🏼 buying a unit in a metro area vs house regionally 👉🏽 considerations for buying regionally 👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold easier 👉🏻 accessing and using equity for a reno 👉 is serviceability for an IP different from a PPOR? 👉🏼 debt recycling explained 👉🏽 do a major reno on PPOR or smaller reno to afford IP Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In this Q&A John and Rachelle answer your questions about: 👉🏼 charging market rent vs treating tenants kindly 👉🏽 investing strategy fundamentals 👉🏾 upsizing soon vs after child in 2-3 years 👉🏿 why there is a lack of support for ex-homeowners getting back into the market 👉🏻 top things to consider before buying first home 👉 when will the Brisbane market slow down and when should I sell? Listen to 439 John's 8 point property investing strategy: Apple Podcast | Spotify Book a clarity call with John here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/ Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss: 👉 is AI is a reliable tool for investors? 👉🏼 how to find your next place to buy using Microburbs 👉🏽 property returns - the median vs top 10% of investors 👉🏾 do views actually add value? 👉🏿 what performs at a street-level 👉🏻 the supply risk for units 👉 how to find NIMBY suburbs 👉🏼 the migration “goldilocks zone” for capital growth Listen to episode 744 with Luke, 'buying in the right location for capital growth': https://shows.acast.com/my-millennial-property/episodes/744 Property returns research paper mentioned in the chat: https://www.microburbs.com.au/v3/microresearch Learn more about Microburbs: https://www.microburbs.com.au/ Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Rach and John delve into their predictions for the property market in 2026, covering: 👉🏼 interest rate uncertainty in 2026 👉🏽 price growth 👉🏾 cap city outlook 👉🏿 Brisbane: hype or real momentum? 👉🏻 Sydney affordability & growth limits 👉 regional market outlook 👉🏼 apartment growth 👉🏽 lending landscape for first home buyers & investors 👉🏾 rental squeeze & housing pressure Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about: 👉🏼 Luke’s background & becoming a buyer’s agent 👉🏽 how Covid changed QLD property forever 👉🏾 Sunshine Coast & Gold Coast growth explained 👉🏿 regional QLD hotspots investors overlook 👉🏻 Ipswich deep dive 👉 Luke’s tips for investors buying in today's property climate 👉🏼 managing flood and fire risks of buying in SE QLD 👉🏽 how offers and contracts work in QLD 👉🏾 some buyer case studies 👉🏿 where Luke would invest today Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss: 👉🏾 the current lending landscape as at January 2026 👉🏿 Joe's tips to multi-investors 👉🏻 APRA, DTI limits & what it really means for investors 👉 the trust & company lending shake-up explained 👉🏼 the power of getting valuations and unlocking equity 👉🏽 Joe's tip for first-time property buyers 👉🏾 increased flexibility for self-employed people 👉🏿 rate rise expectations & should you fix? 👉🏻 negotiating your own rate with the bank 👉 Joe's final advice for investors Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on: 👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later 👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane 👉🏻 buying IP 2 in 2020 in Ipswich 👉 buying IP 3, 4 and 5 in 2022 in Townsville 👉🏿 buying IP 6 in 2024 in Townsville with the long term goal to retire into it 👉🏻 his landlord philosophy 👉 what each property is worth as of December 2025 👉🏽 Ryan's tips for selecting properties and property managers 👉🏿 owning property 6 outright and his ultimate goal for the property portfolio *Name changed for privacy Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape buying and selling over the next decade. 👉🏼 Geoff's career background 👉🏽 franchise vs boutique real estate models 👉🏾 scaling McGrath & building high-performance culture 👉🏿 leadership lessons for business owners 👉🏻 current property market conditions and what can we expect in 2026 👉 what drives property price growth 👉🏼 supply shortages & immigration 👉🏽 industry transparency & system flaws 👉🏾 the future of real estate & AI 👉🏿 the future of buyers agents & vendor advocacy 👉🏻 best property advice ever received Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.