Advertise on podcast: Real Estate – Homes & Spaces by Ema Dantas

Dreaming of resort-style living in Ontario? In this video, Ema explores two of the province’s most sought-after lifestyle destinations: 🌊 Friday Harbour, Innisfil – a modern resort community on Lake Simcoe, offering luxury condos, waterfront living, dining, and year-round activities. ⛰️ Blue Mountain, Collingwood – a four-season playground with ski-in/ski-out chalets, condos, and vibrant village life for families, investors, and second-home buyers. Whether you’re looking for a vacation property, an investment, or a permanent lifestyle upgrade, these communities offer the perfect blend of relaxation, recreation, and long-term value. As a Realtor with THE AGENCY, I bring local insight and global reach to help you find your perfect resort property in Ontario.

Ema talks with Grace Simon, a 25 year real estate guru, and Tracy Kambeitz, Real Estate interviewer master. The current data of the market in Ontario shows we are close to a balanced market.  A balanced real estate market occurs when the supply of homes for sale closely matches the demand from buyers, creating a relatively stable environment for both buyers and sellers. In this market, neither buyers nor sellers have a significant advantage, and prices tend to be more stable.  However since we have not since a balanced market in years, this may be foreign to us.  Have a listen.

The Connection is a place dedicated to you and your needs in an ever changing world.  Having an extensive and diverse background in multiple businesses, a group of Christian women created this group as a place to pass along all of our connections and knowledge we’ve obtained throughout the years, with no expectation of something in return. Whether it be questions or needs in health and wellness, real estate, financial services, counselling services, trades and many other professional and personal recommendations, one of us will be able to guide you in the right direction. Although we are all for supporting fellow entrepreneurs, we wanted to create a safe place for people to come knowing that it is not transactional in any way. Therefore, we will not allow promotion of businesses on the page, unless it is in response to someone requesting it.  In general, this is a community created to serve others and their needs in life. No networking, no one trying to sell you anything (unless you request it specifically); just a safe place to come and express any questions or needs, run by a group of women who have a lot of experience and desire to povide solutions during these uncertain times.

Welcome back to another episode of Homes &  Spaces by Ema Dantas. Today, I want to share a personal reflection on something I’ve been observing more and more lately—Power of Sale homes in Ontario. This was expected since the pandemic because of the low interest rates our government offered us. BUT now we are paying the price. Its a topic that’s gaining a lot of traction in the Ontario real estate market — purchasing a power of sale home. If you’re a first-time homebuyer, an investor, or someone just curious about how to make a smart real estate move in today’s economy, this episode is for you.”

My guest today is Tracy Kambietz. Tracy has been a licensed Realtor in 3 provinces over the span of her 20 year career in Real Estate. She specialized in relocations in Calgary’s ever changing market and during the period when everyone was relocating to the city for work. Tracy also worked in the Okanagan of beautiful BC, assisting clients from Calgary and Vancouver purchase recreational and investment properties. That eventually lead her back home to Ontario where she focused solely on the cottage market in Muskoka and Georgian Bay. Tracy’s vast knowledge of various major markets across Canada makes for interesting conversation, which is why we’re here today. Have a listen.

Delayed occupancy compensation up to a maximum of $7,500 is payable: If occupancy occurs on a date after the Firm Occupancy Date; orIf you exercised your right to terminate the purchase agreement due to delay as permitted by the Addendum

In this episode Ema explains why Exclusive Listings Agreements do not favour the seller, and why. To put it simply, an exclusive listing agreement the seller is limiting him or herself to working with one agent and his or her buyers.  In a non-exclusive listing, your chosen real estate agent is working on your behalf with an army of agents and their clients, so that you home can be sold fast and for the most money. Have a listen.

The demand for affordable housing along with government guidance is allowing for considerable opportunity for extended living spaces and income  generating opportunities for the savvy investor.  Today I have Shannon Hammer, the President of Bark & Co giving us an overview of what are tiny homes and how his company's Suite Homes are different and why perhaps you may want to consider one as an income property. Tiny Homes have been growing in popularity globally due to their relatively inexpensive cost and low impact on the environment.   Depending on the size chosen, most will include all the amenities you expect in a larger home, while embracing a minimalist living philosophy. These small homes are no longer just for vacation properties. They have evolved as conventional options for in-law suites, younger generation suites, office and rental income apartments for long and short-term tenants. Their popularity has exploded since Ontario introduced Bill 23 which allows for legal secondary dwellings on many existing properties. Suite homes are the perfect solution. They can be installed easily and fast; and even sold or moved if the need arises. 

Ema talks breifly of what this Act means, which includes: "This legislation ‘cuts the red tape’ associated with additional residential units within new and existing houses, as well as accessory buildings. Now up to three residential units per lot will be permitted “as of right.” "

Ema talks about facts of the current interest rates and the real estate market generally.

When thinking about a vacation property, it is important to be armed with the right information. Ema gives you some examples to think about.

When you purchase a home, it’s often recommended that you have a home inspection done. In fact, a typical Agreement to Purchase Form will include a standard preprinted clause with respect to home inspections. This is one of the most common conditions in an offer to purchase a property.  Some agents allow their clients to forgo this step. In a competitive market, this is a condition and one that can put the buyer at a more unfavourable position when presenting an offer.  So skipping the home inspection and not placing this kind of condition in an offer can be tempting. Before you make the decision, consider the benefits of a home inspection. Because the consequences of buying a home, which one does not know what literally is behind the walls, is scary and a rabbit hole. 

Ema is an expert on assignment deals. In this podcast she shares the basics on assignments. With an assignment, the Seller is actually selling their interest in a property (or shall we say, contract with the builder). They aren’t selling the actual condo (as they don’t own it yet); they are selling their promise to purchase a property. When you purchase an assignment, you are essentially stepping into the shoes of the original purchaser. You can’t renegotiate the price or terms of the contract, you are simply taking over the contract as it already exists.  Listen and share to find out more.

Someone can steal your home. That is right. It's called Tittle Fraud and happens in connection with identity theft. In this episode Ema talks about it happens and gives advise on ways to prevent identity theft.

In today's episode Ema talks to her guest Saddy Ibrahim, a financial planner and member of the Bank On Yourself Organization.  Saddy helps real estate investors, business owners, and full time employees grow safe and predictable wealth regardless of market conditions.  Imagine a savings account where you can save and then borrow from it like in a loan. Well have a listen.... it's possible.