Advertise on podcast: Thoughts from the Ledge

Manish Sharma speaks to the sectors and geographical opportunities we see in 2024 for our clients.  His discussion looks at the medium to long-term outlook.

Financial regrets may be common, but they don’t have to be inevitable. And even if you have regrets about how you prepared for retirement, these errors don’t have to be permanent. There are options for course correction, even after you’ve stopped working. One mistake that clients may make after retirement is not considering long-term care planning, including the potential need for nursing home or assisted living expenses. 

Ted Reagle discusses Qualified Charitable Donations  (QCD), the opportunity for seniors (over age 70.5) to make charitable donations directly from IRA accounts helping to reduce taxes and help out your favorite charity at the same time.

Brant Walker discusses recent interest rate trends from 1/1/2022,  when rates started rising from historically low levels. The yield curve has been deeply inverted for a year and a half.    More recently longer-term rates started catching up with short term rates. Brant will try and answer what caused this?

Scott Albraccio and Grant Livingston from TRA  discuss the benefits of using a Cash Balance Plan to fund a Buy Sell arrangement.  The concept helps the purchaser pay for the company/practice without having to come up with a large lump sum of cash. 

What made you a successful entrepreneur can lead to the loss of the capital you've received if you try and control everything like you did as a business owner.  Ken Russell, President and CEO of Gray Ledge Advisors talks about delegation, diversity and leverage, something most entrepreneurs aren't used to giving up.

Investors often do the wrong thing at the wrong time, especially in times of downward market volatility.  Advisors help counteract this by sticking to the plan.

For the first time in more than a decade, conservative investors have the opportunity to earn a decent return on Fixed Income type investments.  Our Advisor Ted Reagle talks about the opportunities we now have in the fixed income markets.

We discuss the newly enacted SECURE ACT 2.0 and the features and benefits of this new legislation.  We focus on items that are effective in 2023 and talk about the changes that Sponsors, Recordkeepers and Administrators will need to make to comply with the enhancements to the 401(k) plans

The use of Cash Balance plans are on the rise, many small business owners and there CPA's are find this a valuable tool to help save for retirement and provided a significant tax saving for the business.