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The dream miracle solution to a myriad of financial goals actually exists. But not everybody knows about the IUL and what it can do for you. Doug Andrew has been a financial strategist and retirement planning specialist for more than 5 decades and he can help you see why an Indexed Universal Life insurance contract is a powerful problem solver. Also, don’t forget to check out the free weekly videos he shares on his 3 Dimensional Wealth YouTube channel. HERE’S A PREVIEW OF TODAY’S SHOW: * Why is the IUL considered a miracle solution for so many financial goals? Doug shares the basics of what an Indexed Universal Life insurance contract is and what it can do. * How does the IUL allow you to optimize your assets and empower your authentic wealth? Learn what makes this savings vehicle a superior choice to other methods of accumulating a nest egg. . * What is the LASER fund that Doug recommends to his clients and students? Doug explains how the IUL miracle solution allows you to enjoy liquid assets safely earning predictable rates of return. * Why do so few financial advisors know how to correctly structure an IUL? Doug lays out the reason why so many advisors miss the boat and what they need to know. * How does the IUL outperform tax-deferred accounts like IRAs and 401(k)s both before and during retirement? Doug spells out the advantages of tax-free accumulation, access and distribution with an IUL. * What makes the max-funded IUL Doug’s favorite savings vehicle? Discover how the IUL is a miracle solution that protects you from higher taxes, rising inflation and ongoing market volatility. * And much, much more… Start by visiting with a IUL Specialist today.

When it comes to income subject to taxes, there are only 3 types: earned, passive and portfolio income. Today Doug Andrew will teach you how to protect your retirement income by making sure it’s not one of these. Doug is serious about helping people overcome the factors that cause them to outlive their retirement savings. Drawing up his more than 5 decades o experience as a financial strategist and retirement planning specialist, he’ll teach you how to minimize your taxes, optimize your assets and empower your authentic wealth. You can also increase your understanding by watching the free videos Doug offers on his 3 Dimensional Wealth YouTube channel. CHECK OUT THIS SNEAK PEEK AT TODAY’S TOPICS: * What are the types of income subject to taxes? Doug describes what earned, passive and portfolio income are and how they are vulnerable to taxation. * How did the 1986 Tax Reform Act clarify the kinds of income subject to taxes? Doug explains how the Tax Reform Act simplified the types of taxable income and why it’s essential that your retirement income isn’t one of them. . * Why is preferable to be able to accumulate, access and transfer your money totally tax-free? Discover the reality of 3 key sections of the IRS Code that make this possible and completely legal. * What are the factors that cause individuals to outlive their retirement nest egg? Doug spells out how to protect your savings from the threats of taxes, inflation and market volatility. * Why is saving for retirement in tax-deferred accounts like IRAs and 401(k)s a less than desirable way to build up a nest egg? Doug shares the clear disadvantages of these qualified plans compared to tax-free savings. * Why is the LASER fund Doug’s favorite savings vehicle? Learn how to ensure your retirement income is based on liquid assets safely earning a predictable rate of return? * And much, much more… Start by visiting with a IUL Specialist today.

The LASER fund advantages over an IRA or 401(k) are significant. Today, Doug Andrew will share the reasons why the LASER fund is also a better savings vehicle than a Roth IRA. In over 5 decades as a financial strategist and retirement planning specialist, Doug Andrew has studied and learned of the best strategies for saving for for retirement. You can learn how to enjoy liquid assets safely earning predictable rates of return by watching the educational videos Doug offers on his 3 Dimensional Wealth YouTube channel. CHECK OUT THIS SNEAK PEEK AT TODAY’S EPISODE: * What is some of the best advice that we can give our adult children regarding preparing for retirement? Doug shares his recommendations on the most valuable suggestions he’s learned over the years. * Why are the LASER fund advantages so important now as well as at retirement? Learn how Doug’s preferred savings vehicle provides significant benefits now and in the future. * How do many people shortchange themselves when it comes to how they save for retirement? Doug talks about the herd mentality that keeps people locked into inferior methods of saving. * What causes so many people to mistakenly believe they’ll be in a lower tax bracket at retirement? Doug spells out why this can no longer be counted on and can be a costly mistake. * Why aren’t the LASER fund advantages taught by more financial planners and accountants? Doug explains how he discovered the LASER fund and why recommends it over even the Roth IRA. * How does deferring taxes come back to bite so many people at retirement? Discover how tax-free accumulation, access and distribution are possible and how to get those taxes over and done with. * And much, much more… Start by visiting with a IUL Specialist today.

Only 3 types of income are subject to taxes: earned, passive and portfolio income. How can you protect your retirement income by making sure it’s not one of these? In his more than 5 decades as a financial strategist and retirement planning specialist, Doug Andrew has helped a lot people become immune, during their golden years, from the things that could cause them to outlive their money. Learn how minimize your taxes, optimize your assets and empower your authentic wealth by watching the free videos Doug offers on his 3 Dimensional Wealth YouTube channel. HERE’S A QUICK PREVIEW OF WHAT DOUG SHARES TODAY: * What are some of the things that can cause you to outlive your retirement nest egg? Doug explains how to protect yourself from the effects of taxes, inflation and market volatility. * Why is it so important to learn how to accumulate, access and transfer money totally tax-free? Learn about the 3 sections of the IRS Code that make this possible. * How did the 1986 Tax Reform Act affect the types of income subject to taxes? Doug shares how this Act simplified the types of taxable income and how you can ensure that your retirement income isn’t one of them. * What types of income are subject to taxes? Doug spells out what earned, passive and portfolio income are and why they are vulnerable to taxation. * Why do so many Americans miss the boat by saving for retirement in tax-deferred accounts like IRAs and 401(k)s? Doug reveals the shortcomings of these qualified plans compared to tax-free savings. * How can you enjoy retirement income that stems from liquid assets safely earning a predictable rate of return? Doug describes his preferred savings vehicle the LASER fund and how to get one in place. * And much, much more… Start by visiting with a IUL Specialist today.

Is there a better way to save than a 401(k) or IRA? Doug Andrew says, you better believe it. In more than 5 decades as a financial strategist and retirement planning specialist, Doug has seen a lot of folks follow the herd thinking there’s safety there. Learn about a far better way to save than an IRA or 401(k) by accessing the free videos Doug offers on his 3 Dimensional Wealth YouTube channel. CHECK OUT THIS PREVIEW OF TODAY’S EPISODE: * What makes many folks choose an IRA or 401(k) when saving for retirement? Doug explains how the perception of safety within the herd is nothing more than an illusion. * Why is tax-free savings better than tax-deferred? Doug shares compelling reasons why tax-free accumulation is a better way to save for retirement. * How does ongoing market volatility threaten your long-term savings and what can be done about it? Doug shares where the risks are within the market volatility and how they can be countered. * What would Doug recommend over an IRA or 401(k)? Learn about Doug’s preferred savings vehicle–the properly structured, maximum-funded, indexed insurance contract. * Why is tax-free accumulation and distribution a smart way to go? Learn what the wealthy have understood about the IRS Code for some time in order to build their nest eggs. * How can you enjoy liquid assets, safely earning predictable rates of return? Discover a better way to save for retirement wit Doug’s preferred savings vehicle the LASER fund. * And much, much more… Start by visiting with a IUL Specialist today.

Taxes at retirement are more important than most people realize. In fact, as you’ll learn today, there’s a crucial misunderstanding that many people have about what their taxes will look like when they retire. In 5 decades as a financial strategist and retirement planning specialist, Doug Andrew has trained nearly 5,000 financial advisors, tax attorneys, CPAs and the like. To learn more about what Doug has taught them concerning taxes at retirement,check out the free videos Doug offers on his 3 Dimensional Wealth YouTube channel. CHECK OUT THIS SNEAK PREVIEW OF TODAY’S EPISODE: * What is the biggest misconception that people believe about what their taxes at retirement will look like? Doug explodes the myth that your taxes will be lower when you retire and explains what you can do about it. * How is tax-free accumulation superior to tax-deferred savings? Doug offers some convincing reasons to get those taxes over and done with and to start accumulating your savings tax-free. * Why does Doug recommend as a better savings vehicle than an IRA or 401(k)? Doug shares his preferred savings vehicle–a properly structured, maximum-funded, indexed insurance contract. * What is an Indexed Universal Life insurance contract and why does Doug favor it for dealing with taxes at retirement? Learn why the IUL offers protection against higher taxes, rising inflation and ongoing market volatility. * How is tax-free accumulation and distribution legal under the IRS Code? Doug explains how you can accumulate, access and distribute your savings tax-free according to IRS Code that’s been around for a century. * Why is it so important to have liquid assets safely earning predictable rates of return? Learn about Doug’s preferred savings vehicle the LASER fund and how it checks off all the right boxes. * And much, much more… Start by visiting with a IUL Specialist today.

If you’re trying to save for retirement, you’d be wise to consider a better way than a 401(k) or IRA. Too many people use these types of savings vehicles without realizing what they’re missing. In his 5 decades as a financial strategist and retirement planning specialist, Doug Andrew has seen a lot of people follow the herd thinking there’s safety there. If you’re ready to discover a far better way to save for retirement than an IRA or 401(k) consider accessing the free videos Doug offers on his 3 Dimensional Wealth YouTube channel. HERE’S A SNAPSHOT OF WHAT DOUG SHARES IN THIS EPISODE: * Why do so many people still go with an IRA or 401(k) when trying to save for retirement? Doug spells out how the perception of safety within the herd is actually an illusion. * What makes tax-free accumulation better than tax-deferred savings? Doug shares compelling reasons why tax-free savings is the smarter way to save for retirement. * What would Doug recommend over an IRA or 401(k)? Learn about Doug’s preferred savings vehicle–the properly structured, maximum-funded, indexed insurance contract. * How can ongoing market volatility threaten your long-term savings and what can you do about it? Doug explains where the risks are within the market volatility and how they can be countered. * Why is tax-free accumulation and distribution a smart way to go? Discover what genuinely wealthy people have known about the IRS Code for some time in order to build their nest eggs. * What’s the purpose of having liquid assets safely earning predictable rates of return? Learn how to save for retirement in Doug’s preferred savings vehicle the LASER fund. * And much, much more… Start by visiting with a IUL Specialist today.

Retirement planning is more important than many people have been led to believe. After more than 5 decades as a financial strategist and retirement planning specialist, Doug Andrew has learned some key reasons why this is so. Today, you’ll learn why taking decisive action rather than following the herd on your retirement planning is essential. You can also access the free videos Doug offers each week on his 3 Dimensional Wealth YouTube channel. HERE’S A QUICK OVERVIEW OF WHAT DOUG COVERS TODAY: * What do more financial advisors, CPAs and tax attorneys need to know about optimizing assets and minimizing taxes for their clients? Doug shares some of his favorite insights from the past 50+ years. * How does following the herd put you at a clear disadvantage when it comes to retirement planning? Doug explains some of the common misconceptions that end up coming back to bite people at retirement. * Why should your retirement planning include considering something other than an IRA or 401(k)? Learn the risks and disadvantages that tax-deferred accumulation brings compared to tax-free accumulation. * What makes the myth that you’ll be in a lower tax bracket at retirement so risky for many? Doug describes what has happened that makes lower taxes at retirement something that’s no longer axiomatic. * How can you structure your retirement planning to enjoy liquid assets safely earning predictable rates of return? Doug explains the LASER fund and why it’s his preferred savings vehicle. * Why should you be taking steps to ensure you don’t outlive your money? Doug lays out the reasons why this is a very real risk for many. * And much, much more… Start by visiting with a IUL Specialist today.

What’s better than an IRA or 401(k) when it comes to saving money for retirement? Considering how many people continue to use these savings vehicles, it’s strange that more of them don’t ask this question. Today, Doug Andrew shares what he’s learned as a financial strategist and retirement planning specialist for 5 decades. You can also learn what’s better than an IRA or 401(k) by accessing the free videos Doug offers on his 3 Dimensional Wealth YouTube channel. CHECK OUT THIS PREVIEW OF WHAT DOUG COVERS TODAY: * Why do so many people continue to go the IRA or 401(k) route when saving for retirement? Doug explains how the perception of safety that comes from running with the herd is simply an illusion. * How does tax-deferred accumulation stack up against tax-free accumulation? Doug shares the reasons why getting those taxes over and done with is the wiser move. * What does Doug consider better than an IRA or 401(k)? Learn why Doug’s preferred savings vehicle is the properly structured, maximum-funded, indexed insurance contract. * Why is countering market volatility so essential to protecting your long-term savings? Doug explains the risks of ongoing market volatility and how to counter those risks. * How does the Internal Revenue Code allow for tax-free accumulation and distribution? Discover what genuinely wealthy people have known and used for some time to build their nest eggs. * What is the advantage of having liquid assets safely earning predictable rates of return? Learn about Doug’s preferred savings vehicle the LASER fund. * And much, much more… Start by visiting with a IUL Specialist today.

Real estate market crashes are part of the market cycles. This means that there’s an ebb and flow and corrections or downturns that will happen from time to time. Today, Doug shares his best advice on how to ensure you don’t lose money during a real estate market downturn. You can learn all about optimizing your assets as well as many other strategies for free each week on Doug’s 3 Dimensional Wealth YouTube channel. HERE’S A SNAPSHOT OF WHAT YOU’LL LEARN TODAY: * Why did the pandemic volatility cause a ripple effect in the commercial real estate market? Doug spells out why so many people working from home altered the landscape for commercial properties. * Why must you optimize your assets and minimize taxes in order to prosper? Doug lays out the risks and remedies you need to know to keep your money safe. * Is it possible to keep your money liquid, safe and earning predictable rates of return? Doug describes how to accomplish this, especially if real estate is part of your investment strategy. * Where can you find safety for your money during times of market volatility? Doug shares his preferred savings vehicles and outlines the strategies that can eliminate many of these risks. * What can the story of the 3 little pigs teach us about where to keep our serious cash? Doug explains why a maximum-funded indexed insurance contract can be your version of a house of bricks. * How does inflation impact your ability to build wealth? Doug describes why inflation is soaring and what can be done to prevent losing money through the loss of purchasing power. * And much, much more… Start by visiting with a IUL Specialist today.