Advertise on podcast: The Art of Money & Communication

Send us Fan Mail FREE STOCKS HERE https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing [email protected] We dream of finally reaching financial independence. Heck, there's a whole movement around this whole idea! . But what happens if you reach that moment, but you're too scared to withdraw the money? In this episode, alongside Dafydd Morse from The Life to the Full podcast, we talk about the nuance of finance and how understanding something in principle can be different to living it out in your personal finance life.  More From Dafydd Podcast - https://podcasts.apple.com/gb/podcast/life-to-the-full-finance-health-spiritual-fitness/id1534223587 Insta- https://www.instagram.com/dafyddmorse/ Website - https://www.dafyddmorse.com/

Send us Fan Mail Parenthood throws some unexpected financial curveballs. Joshua and Iryna reflect on the last 6 months, and why financial independent has given them more flexibility than they ever anticipated.

Send us Fan Mail Your 30's is often known as the grinding years of life. Paying the mortgage and navigating maternity leave. Isn't that the opposite of FI. In this episode, Joshua speaks candidly about the nuance of financial independence, and why it's not as simple as the two words suggest. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail I've always had a fear of switching away from a trusted investment platform. The truth is, that there are so many platforms out there which offer competitive fees. But how much will that really save you over the long-term? In this episode, Joshua walks through the motivations for his latest ISA transfer, and why saving on fees has become a much bigger priority in his financial journey. Charles Stanley Bonus Referral Code TBY78EB9 Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail Stock market highs can be great for our financial ego, but don't always lead to the best long-term financial decisions. In this episode, Joshua discusses the danger of all time highs, and why it may be better to take a step back and to keep cool, calm and collected.  Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail Joshua and Iryna talk about taking financial risks. Now we're not talking about the risk of an investment, but the risk of trying to cut costs on a luxury spa retreat. Does it turn out well? You'll have to listen to find out ... Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail Why mess around trying to save 50p off a coffee, when you could transfer an ISA or Pension to another provider and receive a hefty bonus? In this episode, Alvar walks us through why product transfers are an important step towards securing FI.  *You must do your own research when it comes to pension transfers*.  Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail Ever heard of the phrase "the impoverished artist"? In this latest episode, Joshua dives into the story of soprano Adelina Patti, who commanded fees that made her the highest paid singer in the world. Meanwhile, in 2025, musicians are sometimes expected to work for fees that will not only cover the bills, but also fall below minimum wage. What is the solution?

Send us Fan Mail Desperate to have your Sunday roast, or special tea-bags. Maybe the nomadic life isn't for you after all.  Taken from Episode 127 Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail Holding on for dear life when waiting for an NHS waiting list? Is medical tourism one way to soften the financial blow, but also allow you to have the treatment that you'd like to get one. Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail We often hear about the importance of getting on the housing ladder, but it does come with its downsides. There's no landlord to turn to in a moment of crisis. The responsibility falls on your shoulders. Or does it .... when you have researched a good home insurance policy. Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy.  Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail We all know that doom scrolling on social media can have a negative impact on our lives. But in this episode, we tackle the topic of financial jealousy and why it's vital to understand how to stay on the right side of it. Speak Pipe Link (Leave A Voicemail) https://www.speakpipe.com/theartofmoneyandcommunication Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail A look back at episode 70, where we hear how Jasmine saves what she can. If only I could do a follow up episode - I wish!

Send us Fan Mail Moving home and an expanding family. Today's discussion talks about navigating changes, and how a healthy financial situation takes off the pressure.  Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/

Send us Fan Mail Whilst travelling for work and sat on a beach in the Maldives, Joshua reflects on why it's important to have the right mindset when hitting your FI number. Recorded on my mobile phone, but the miracle of audio software seems to have minimised audio disruption.  Contact Me [email protected] www.joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/