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“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: 1News 20th of February - High mortgage rates prompt 'patchy' property sales Topic #2: NZ Herald 19th of February-What you need to know about likely mortgage rule changes Topic #3: Oneroof 20th of February- Would you let AI choose your mortgage? Topic #4: Newshub 22nd of February- Median weekly rent continues to rise, Auckland regains status as most expensive place Topic #5: Oneroof 21st of February -Tony Alexander: Why April 1 will be an important date for house prices Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: 1News 11th of February - Govt urged to help boost build-to-rent developments Topic #2: NZ Herald 12th of February-Debt-to-income: Aucklanders need almost $200k incomes to buy average home Topic #3: Stuff 13th of February- House prices double in 10 years - but can it continue? Topic #4: RNZ 14th of February- Some homeowners let insurance policies lapse in face of high cost Topic #5: The Mortgage Mag 13th of February -NZers adjustment to higher rates, about 80% complete: RBNZ Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Stuff 3rd of February - Capital gains tax could help balance Govt books: Treasury Topic #2: Interest.co.nz 5th of February-High stock levels in the housing market at the start of this year mean buyers have plenty to choose from over summer Topic #3: Stuff 5th of February- Queenstown house sellers demand record prices Topic #4: RNZ 6th of February- How fast will interest rates really fall? Topic #5: Oneroof 7th of February -Tony Alexander: With so much interest in the housing market, what is holding buyers back? Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Stuff 30th of January - Property market ‘returning to normality’, data shows Topic #2: Interest.co.nz 30th January -More than 16,000 homes sold to buyers in New Zealand on residence visas last year Topic #3: Newshub 31st of January- Why mortgage rates could come down despite Reserve Bank indicating no relief anytime soon Topic #4: Newshub 30th of January - Barfoot and Thompson Quarterly Report shows spike in Auckland rent prices  Topic #5: Good Returns 31st of January -CCCFA wrecking ball to be turned on its head Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Good Returns 23rd of January - DTIs will have no significant impact on house prices immediately Topic #2: Stuff 20th January -What might happen to your KiwiSaver in 2024? Topic #3: Interest.co.nz 22nd of January- More than 1900 new dwellings completed in Auckland for third month in a row in November Topic #4: NZ Herald 24th of January - Renter advocates want private landlords regulated under new bill targeting property managers Topic #5: 1News 24th of January -Surprise region overtakes Auckland as priciest for renters Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Good Returns 16th of January - Plenty of twists and turns to come Topic #2: Newshub 17th January -Average property values rise for a third month — CoreLogic Topic #3: Interest.co.nz 17th of January- Latest Reserve Bank figures indicate that New Zealand's home owner-occupiers appear to be betting that interest rates will start coming down again sooner rather than later Topic #4: RNZ 18th of January - Minister demands Kāinga Ora fill empty social houses Topic #5: Good Returns 18th of January - DTIs on investment property don’t make sense Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

As the property market gears up for an exciting year, join us as we explore the myriad opportunities that lie ahead for both first-time buyers and seasoned investors. In today's episode, Property Apprentice Financial Adviser Debbie Roberts delves into a variety of property options, each with its own unique advantages. From the allure of short-term rentals in the post-COVID era, seizing the potential of commercial real estate amidst a robust economy, to the serene escape offered by rural and lifestyle properties in New Zealand – we've got it all covered. Register for our free "How to Succeed with Property Investing" Event! Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Join Debbie Roberts, owner, and financial advisor at Property Apprentice, for a friendly and insightful discussion on the timeless question: when is the right time to dive into property investing?  In this episode, Debbie explores crucial factors, including missed opportunities in a dynamic market, the time value of money, equity building, diversification benefits, and the importance of the learning curve in real estate investments. Discover why postponing your property investment journey may not always be in your favor and gain valuable insights for informed decision-making. Don't miss out on expert advice and coaching support from Debbie without any conflict of interest – tune in now! 📍 Visit our website at www.propertyapprentice.co.nz for more information. We look forward to having you with us in our next episode. 🎙️✨ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

In this episode, Debbie delves into the intricacies of financial advice regulation in New Zealand, covering topics such as the Financial Markets Authority (FMA), the Financial Advisors Act 2008 (FAA), and the specific competency standards and disclosure requirements for financial advisors. She emphasises the importance of working with qualified and regulated professionals, explores common misconceptions about what constitutes financial advice, and provides insights into when individuals may think they're receiving advice but are not. To learn more about property investing, join Debbie at the free event 'How to Succeed with Property Investing,' updated for 2024. Whether you're a seasoned investor or new to the field, this podcast offers valuable insights into navigating the financial landscape and making informed decisions. Don't miss out – tune in now!" Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

 Tune in for game-changing insights on KiwiSaver. We're talking retirement savings gaps, the lowdown on KiwiSaver funds, and the need for strategic adjustments. Massey University's study and Mercer's research highlight the disparities and prompt calls for comprehensive KiwiSaver reviews. But fear not, we've got practical tips – bump up contributions, choose wisely, and dodge the 2050 retirement shortfall. KiwiSaver isn't just an option; it's a must for a comfy retirement. Pro tip: Get a complimentary KiwiSaver review if you're a Property Apprentice client. 💌 If not, hit us up at office@propertyapprentice.co.nz for guidance. Let's make sure your retirement fund works like a charm! 🌈 Register for our free "How to Succeed with Property Investing" Event! Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Join Debbie Roberts, the Owner and Financial Advisor at Property Apprentice, in a special episode where we chat about finding an awesome property manager! We get into the nitty-gritty of property management, share why it's crucial to treat property investment like a business, and give you practical tips for hiring the perfect property manager. From doing your research to checking online reviews, we cover it all in a laid-back chat. Tune in for some great tips to make your property management journey smoother. Don't forget to subscribe for more friendly tips on your investment adventure. Register for our free "How to Succeed with Property Investing" Event! Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: The Mortgage Mag 12th of December-DTIs still in the melting pot Topic #2: Newshub 13th of December - CoreLogic reveals best places in New Zealand to own a house in 2023 property report Topic #3: Good Returns 13th of December -Housing market still at a low ebb despite lift in sales Topic #4: Oneroof 11th of December-Interest rate hikes: You ain’t seen nothing yet Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/ Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/ Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.