Advertise on podcast: CFO at Home

On this episode of CFO at Home, Vince talks with James Barrineau, Chief Investment Officer of Fiduciary Capital Management, about what everyday investors should understand as they manage their retirement savings and evaluate financial professionals who may help them along the way..  Drawing on more than 25 years of experience on Wall Street and in investment management, James discusses why investors should understand what they own, the risks they're taking, and the fees they're paying. Vince and James also discuss why complexity doesn't necessarily mean better, why investors should be skeptical of market predictions, and why a good financial professional should be able to explain recommendations in plain English. The bottom line: you don't have to be an investment expert, but you should know enough to ask good questions about your money.  For more on James and Fiduciary Capital Management, visit fiduciarycm.com. Key Takeaways: ~03:30 | Know what you own: Understand how your retirement money is invested and why. ~08:00 | Understand the risks: Even "safer" investments have risks, including inflation. ~12:00 | Invest for your needs: Your portfolio should reflect your goals, income needs, time horizon and risk tolerance. ~15:00 | Watch the fees: Know what you're paying your advisor and what your investments cost. ~18:00 | Don't confuse complexity with quality: Ask why a complicated investment is better than a simpler, lower-cost alternative. ~21:00 | Don't invest in what you don't understand: Know how an investment makes money and how you could lose money. ~28:00 | Expect plain-English answers: A good advisor should be able to explain recommendations in terms you understand. ~31:00 | Be skeptical of predictions: Ask what happens to your plan if the advisor's market forecast is wrong. ~34:00 | Keep your "BS meter" on: Ask about fees, compensation, conflicts of interest and risks. ~37:00 | Plan for a long retirement: Consider inflation, income needs and how long your money may need to last. Key Links: Firm Website https://fiduciarycm.com/ Bluesky: https://bsky.app/profile/jwb12.bsky.soci Substack: https://substack.com/@jamesbarrineau?utm_source=user-menu Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince talks with best-selling author and CFP professional Brian Peterson about navigating money in a blended family, where one or both partners bring children from previous relationships into a new family. Brian explains how blended families "come together mid-story," bringing with them their own financial histories, expectations around kids and money, and sometimes the influence of ex-spouses. Drawing from his book Blended Family Finances, they discuss why couples should understand their money beliefs, values, and shared vision before jumping into budgets and financial plans, and one of the toughest questions blended families face: how to define fairness when fairness doesn't always mean equality. For more on Brian and his book, Blended Family Finances: How to Talk About Money, Plan for the Future, and Build a Life You Love, go to blendedfamilyfinancial.com Key Takeaways: 01:00 Mid-Story Families 03:13 First Marriage Money Lessons 04:59 2008 Turning Point and New Career 08:07 Planning Built for Life Origins 11:39 Money Stories and Awareness 17:00 From Understanding to Intentionality 21:17 Unified Vision Before Budgeting 28:46 Blended Family Fairness Dilemmas 32:39 Resetting Finances Midstream 36:46 Book and Final Takeaways Key Links: https://www.blendedfamilyfinancial.com/resources Brian Peterson, CFP®, CPWA®, MBA - The Financial Planner for Blended Families Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

Vince shares his thoughts on a recent episode of the "Pablo Torre Finds Out", podcast, and lessons for CFOs at Home from an alleged financial scam Key Topics: 00:00 What is Life Surge?  02:14 Why This Matters 02:40 Question #1 - Emotions 03:43 Question #2  - Urgency 04:21 Question #3 - Funding 05:36 Question #4 Celebrity 06:24 Question #5 - Faith 07:20 Final Takeaways Key Links: https://www.pablo.show/p/tim-tebows-kingdom-impact Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince·s guest is Deon Hargrove, founder of Smart Investors, an educational investing platform designed to help people learn, practice, and grow their skills in a risk-free simulation before using real money. Deon shares how starting his investing journey during the 2020 pandemic led to him building a one-stop shop that combines research tools, strategy-based asset recommendations, and virtual portfolios that use real-world market data. He discusses investor mindset shaped by market crashes, the importance of research over ·gambling,· and lessons from the dot-com bubble and today·s AI boom. For more info on the Smart Investors App, visit smartinvestorsapp.com Key Topics: 01:00 Meet Deon, Learn About his Mission 01:25 Origin Story Pandemic Investing 03:18 Early Wins and Doubts 05:09 Vince's early investing disaster (PalmPilot!)  08:14 Millennial Investor Mindset 11:51 Dot Com Bubble and AI Parallels 17:36 Research Beats Gambling 19:28 Amazon From Books to Empire 21:17 How Smart Investors Works 23:22 Three Part Learning System 25:46 Fail Safely Before Brokerages 28:04 Financial Literacy Crisis Stats 31:07 401k and Fund Simulations 33:14 Smart Investor Tracks Case Studies 35:07 Getting Started and Pricing 37:20 Wrap Up and Links Key Links:  https://smartinvestorsapp.com https://www.instagram.com/smartinvestors01/ https://www.linkedin.com/in/deon-hargrove/ Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince talks with author Danial Jiwani about his book, The 52 Laws of Wealth, which presents 52 laws organized into seven big ideas: think big, work hard, handle pressure, work for yourself, get known, be right, a lot, and connect with people. Danial explains how these principles apply not only to the ultra-wealthy, but also to everyday households focused on mortgages, childcare, retirement, and financial security. They discuss how ·thinking big· is a mindset, how ·work for yourself· can apply even for those who choose to be employees, and how ·get known· and networking can be human and empathetic rather than transactional. Danial also shares other resources including his Weekly Wealth newsletter and his website, DanialJiwani.com. Key Topics: 01:51 Do Wealth Laws Scale? 04:38 Thinking Big for All 07:32 Mindset Not Materialism 14:47 Work for Yourself Idea 17:21 Control Costs Wisely 21:22 Get Known Authentically 25:00 Finding Common Ground 29:26 Make Better Decisions 34:19 Resources and Wrap Up  Key Links: Danial Jiwani Danial Jiwani (@danial_jiwani) Instagram https://x.com/danial_jiwani https://www.linkedin.com/in/danial-jiwani/ Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, author, speaker, and transformational coach Kristen Renee Appleby and I explore the connection between financial stress, workplace burnout, and the deeper patterns that shape our relationship with money. Kristen believes that money challenges are not simply about income, budgets, or financial knowledge, but are often rooted in what she calls "money wounds": beliefs, emotional experiences, and survival patterns that develop over time and influence how we earn, spend, save, and feel about money. In her book, Healing the Money Wound: A 12-Day Money Mindset Bootcamp, Kristen guides readers through a process of identifying financial stress patterns, understanding how early conditioning shapes money beliefs, and rebuilding those beliefs by using small, sustainable shifts that can create meaningful transformation over time. To learn more about Healing the Money Wound, as well as Kristen's other books and resources, go to kristenreneehealing.com Key Topics: 01:33 Health Crisis Awakening 02:53 Selling the House 08:21 Money Avoidance Patterns 13:08 Financial Independence Choice 15:09 Ninety Day Money Storm 18:02 Twelve Day Boot Camp 23:09 Micro Shifts and Wins 25:29 Mindset Transformation 29:25 Resources and Programs 32:27 Starting Step One 34:05 Closing Thanks Key Links: Kristen Renee Healing Shop - Kristen Renee Healing Healing the Money Wound: A 12-Day Money Mindset Bootcamp Kristen Renee (@KRISTENRENEEREBUILDING) • Facebook Kristen Renee | Wellness Author | Coach (@kristenreneehealing) • Instagram photos and videos kristenreneerebuilding Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince talks with David Kennington, an author with 30+ years experience working as a tradesman, about trades as a viable path to making and building wealth, David explains how credit cards and lifestyle creep can quickly push tradespeople beyond their means, and notes that trades and technical training often include little financial education, making discipline and understanding the psychological side of spending crucial. They also discuss emotional attachments that drive bad financial choices, the role of spouses and clear communication in correcting ·financial misbehavior,· and how overtime or higher-paying jobs can help pay down debt only if intentionally paired with a plan. Learn more about David and his book, Tradies Earn While You Sleep, at tradiesearn.com 02:05 Trades and Money Burnout 02:38 Credit Cards and Discipline 04:26 Lessons From Mentors 10:17 Knowledge vs Psychology 11:53 Emotional Spending Stories 15:03 Couples and Money Talks 19:18 Overtime and Lifestyle Creep 21:51 Boosting Income and Investing 28:05 From Pay to Wealth Podcast 32:20 Websites, Book and Resources 34:54 Final Takeaways  Key Links: Tradies Earn https://www.linkedin.com/in/david-kennington-b6735340/ https://substack.com/@tradiemoney Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince and platform creator Arky Jones discuss Personality Peek, a fun-first, non-clinical personality quiz built around everyday situations. They discuss the connection between personality and money behavior, with Arky sharing how his own ·free thinker· result highlighted some of his own tendencies that, when unchecked, had negatively affected his business. They also discuss consumer programming, dopamine-driven spending, external validation as a driver of money mistakes, and some of the key elements of the practice of Stoicism that can be applied to our money habits, controlling what you can, accepting what you can·t, and acting to change what·s influenceable. Check out the free quiz at personalitypeek.com. Key Topics: 01:25 Meet the Creator 02:23 Why Personality Peak 03:39 How the Quiz Works 08:11 Personality and Money 13:35 Spending Culture and Dopamine 15:49 A Costly Car Lesson 18:35 Mirror Traits and Validation 22:35 Stoicism Explained 26:47 Peak Method and Workbooks 20:24 Applying Results to Finances 32:59 Wrap Up and Next Steps Key Links: https://personalitypeek.com/ https://www.facebook.com/profile.php?id=61575494699915 https://www.instagram.com/personalitypeek/ https://www.youtube.com/@PersonalitypeekVlog Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince talks with Tony Tenaglia ·a quality manager in aerospace manufacturing, entrepreneur, yoga teacher, and host of the Work Sucks But I Like It podcast·about redefining work, money, success, and burnout through the lens of worth . Tony shares his career rollercoaster (being fired, dropping out of grad school, chasing money, taking pay cuts for opportunity) and argues there's nothing wrong with a 9-to-5, which can build skills and structure, without the pressures of entrepreneurship. They push back on the social-media narrative of delaying life until retirement, emphasize identity beyond job titles, and discuss mindset, appreciation, and practical tools that support resilience. For more, check out WorkSucksButILikeIt.com, where you can find Tony's podcast, and other resources including his free flow-channel quiz, and book, The Impression of a Good Life. Key Topics: 02:35 Tony's Value Journey 04:33 Aerospace and Many Hats 05:07 Cashflow Quadrant Explained 06:53 Why a 9 to 5 Works 09:45 Retirement Myth and Real Life 18:43 Identity Beyond Your Job 19:32 Work Defined Like Physics 23:27 Appreciation and Human Culture 26:03 Mindset Meets Money Skills 35:27 Flow State Framework 39:06 Podcast Quiz and Books 42:09 Consistency and Closing Key Links: https://worksucksbutilikeit.com/ Anthony Tenaglier (@tenaglier) · Instagram Work Sucks, But I Like It - YouTube Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince's conversation is with Gordon Haas of Haas Wealth Strategies, about using financial planning to navigate major life transitions and crises like illness, job changes, and retirement decisions. Gordon shares his own experience with advanced-stage cancer in his early 30s, and a cardiac arrest during COVID, explaining how health events can create urgent financial demands around insurance, income disruption, medical bills, and support systems. Gordon emphasizes proactive planning·life insurance, wills, beneficiaries, disability coverage·and encourages open family conversations, including intergenerational planning and ·generational wealth· as both assets and wisdom. For more, visit haaswealthstrategies.com and check out Gordon·s podcast, Gen Relational Wealth 01:46 Health Crises Change Planning 04:10 From Engineering to Finance 09:37 Planning Under Pressure 13:14 Insurance Lessons Learned 17:55 Caring for Aging Parents 22:12 Starting Hard Money Talks 27:34 Proactive Checkups and Taxes 31:49 Generational Wealth Beyond Money 36:29 Resources and Closing Key Links: Haaswealthstrategies.com GenRelational Wealth Podcast  Haas Wealth Strategies (@HaasStrategies) • Facebook Gordon Haas, CFP® - YouTube Gordon Haas, CFP® - Wealth Advisor and CERTIFIED FINANCIAL PLANNER® | LinkedIn Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince wraps up his conversation with Heidi Heron, a Neuro-Linguistic Programming practitioner with 25+ years of experience, with a discussion about changing what we coin ·unresourceful· money habits; chronic overspending which is often driven by unconscious needs like control, safety, and power, as well the opposite pattern of being extremely frugal, often rooted in fear and a lack of safety. Heidi suggests practical next steps: get clear on what you want, examine what money and spending mean to you, and defines values for different types of money (today, future, business, fun) Learn more at heidiherron.com, including 1:1 work, NLP training, and her book, The Wizard of Cause. 01:00 Money as Energy Setup 01:32 Retail Therapy Overspending 05:41 Rewiring the Dopamine Loop 07:51 Breaking the Spending Circuit 09:14 The Miser Money Fear 11:23 A Father's Money Shift 16:03 Mindset Steps to Change 19:35 Money Buckets and Values 23:10 Resources and Wrap Up Key Links: https://www.heidiheron.com/ https://www.instagram.com/dr.heidiheron/ https://www.facebook.com/DrHeidiHeron https://www.youtube.com/c/nlpwithdrheidi https://www.linkedin.com/in/drheidiheron/ Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

This episode of CFO at Home is part 1 of Vince·s conversation with Heidi Heron, a Neuro-Linguistic Programming practitioner with 25+ years of experience, about how the ·language of the mind· creates patterns of emotions, beliefs, and behaviors·and how those patterns can be changed through root-cause work. Heidi connects NLP to money issues that commonly come up in her work, like worthiness, lack and limitation, and relationship dynamics around finances. She shares examples of a successful day trader who couldn·t keep money due to an unconscious childhood message, and a woman who shifted a belief that money is hard to get after tracing it back to an overheard conversation. Heidi also explains what she means by ·money as energy,· describing how gratitude for both paying and receiving money helped transform her own relationship with it. Learn more at heidiherron.com, including 1:1 work, NLP training, and her book, The Wizard of Cause. 01:39  Neuro-Linguistic Programming Explained  03:25 Mind Chatter and Feelings 05:14 Money Meets Mindset 05:51 Top Money Blocks 08:01 Root Causes and Memory 09:05 Money Pattern Stories 12:35 Beliefs Create Reality 14:15 Common Meanings and Limits 16:58 Money as Energy 17:28 Heidi Money Turnaround 21:30 Digital Money and Vapor Key Links: https://www.heidiheron.com/ https://www.instagram.com/dr.heidiheron/ https://www.facebook.com/DrHeidiHeron https://www.youtube.com/c/nlpwithdrheidi https://www.linkedin.com/in/drheidiheron/ Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince's guest is attorney Stephanie Prestridge of Life Claim, who helps families when life insurance benefits are delayed, denied, or disputed after a death. Stephanie shares how seeing her typically strong grandmother get overwhelmed by legal matters after her grandfather's Parkinson's diagnosis shaped her shift into estate-related work with an emphasis on a client-centered approach. Vince and Stephanie then discuss the importance of estate and financial planning working together, with direct communication between attorneys and financial advisors. They also discuss what happens when someone dies without clear documentation, and some of the reasons life insurance claims get held up. Their conversation wraps up with Stephanie discussing the importance of reviewing policies with a financial advisor and, most importantly, telling someone the policy exists. For more on Stephanie and Life Claim, go to lifeclaim.com, call 888-615-3270, or email [email protected] Key Topics: 1:00 Welcome and Focus 01:42 Grandparents Spark a Calling 03:29 Learning Estate Planning Up Close 05:53 Lawyer and Advisor Teamwork 09:13 Should Your Pros Connect 11:09 No Plan After Death 14:13 Personal Life Insurance Stories 16:12 Why Claims Get Denied 18:02 Contestability Period Explained 22:43 Other Common Claim Pitfalls 26:36 What to Do When Denied 30:05 Proactive Policy Checkups 34:07 LifeClaim Services and Contact 35:58 Closing Thanks and Wrap Key Links: https://www.lifeclaim.com/ Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

On this episode of CFO at Home, Vince and Andy Parrillo of Parrillo Investors wrap up their conversation with a discussion of the standard 1% assets-under-management fee that many advisors charge, Andy discusses the challenges of successful ·active trading· versus buying and holding low expense funds that more closely mirror indexes, investing with ·joy,· compounding, inflation·s damage, and the importance of remaining invested through flat periods. For more resources, including Andy·s book Beat the Wealth Management Hustle, visit parrilloinvestors.com.

On this episode of CFO at Home, Vince speaks with Andy Parrillo of Parrillo Investors about the importance of investors understanding the fees that financial advisors charge to manage their money, and the true all-in cost of investing in mutual funds and ETFs. Andy shares a bit on the history of these fees, and advocates for investors to have their advisors provide performance reports showing their returns after fees, against the performance of the appropriate benchmark. Andy also discusses how investment portfolios can have too little risk as well as too much, investing behavioral pitfalls, market timing, fear-driven decisions, and staying the course through downturns. For more resources, including Andy·s book Beat the Wealth Management Hustle, visit parrilloinvestors.com Key Topics: 01:10 Why Fees Matter 02:57 Legacy Fee Model 04:58 Index vs Advisor Value 05:44 Fee Calculator Demo 10:35 Compounding Fee Drag 13:16 Basics of Staying Invested 15:03 Measuring Risk Tolerance 17:44 Behavioral Finance and Fear 19:22 Bear Markets and Staying Course 23:11 Advisor Value and Advantage 24:23 Diversification and Global Shift 27:12 DIY Strategy and Buffett 28:52 Market Timing Myth 30:02 Closing Thoughts on Knowledge Key Links: https://parrilloinvestors.com/ Beat the Wealth Management Hustle Contact the Host - [email protected] Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here:https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500