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Everyone told Gini she couldn't build a business. She did it anyway. She was a "cute little girl" from Salt Lake City with an English Lit degree and no business background, so how could she possibly build a company? Twenty years later, she's the founder and CEO of Spin Sucks and the creator of the PESO model, a framework now used by Fortune 500 companies, governments, and universities in more than 15 countries. In this Women Who Dare conversation, Gini opens up about the stubborn streak that fuels her, the recession that forced her to let go of her entire 30-person team, and the lesson she took from it: build multiple streams of income so you're never starting from scratch again.    She and Dr. Felecia Froe also dig into why rest is a business strategy, how AI has become the new gatekeeper, the research showing women who use AI are seen as less trustworthy than men, and why the mistakes you're afraid of making are exactly what you'll learn the most from. If you've ever been waiting for the other shoe to drop, this one's for you.    00:00 – "Watch Me": Crossing Things Off the List 04:55 – Stubbornness, Stress, and Non-Negotiable Self-Care 09:46 – The Great Recession and the Case for Multiple Revenue Streams 15:40 – Side Income You Love and the Power of Recharging 22:51 – AI, the New Gatekeeper 34:13 – Mistakes, Starting Before You're Ready, and Asking "Can I Recover?" When the 2008 recession hit, she had to let go of her entire 30-person team, and she came out of it determined to never be in that spot again. Since 2011, she's added a new stream of income every year.  What's something you've been told you couldn't do?  Gini's story is about building something steady enough that one hard season can't take it all. If you're ready to start on your own version, begin with my free guide, Three Questions Every Woman Should Ask Herself Before She Invests Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests Connect with Gini Dietrich! Website: https://spinsucks.com/ Linkedin: https://www.linkedin.com/in/ginidietrich/   Key Quotes:  "Giving yourself the freedom to be able to just be." - Gini Dietrich   "If you don't start, you don't go anywhere." - Gini Dietrich

What would you do if someone told you you were too old to start over? Kim Costa heard exactly that at 50, when she set out to reinvent her career, her marriage, her home, and her income all at once, and she dared to do it anyway. In this Women Who Dare conversation, Kim joins Dr. Felecia Froe to share how a fall from a horse planted a question she couldn't shake: am I actually living my purpose? She explains why she waited another 15 years to act, and what it cost to finally walk away from a family accounting business that left her with daily headaches and a dimming light.   Kim traded spreadsheets for staging, discovered her ENFP strengths, and became a top 5% Atlanta realtor, author, and podcast host. Her Live in Your Wheelhouse framework helps people decide whether to stay, go, or reno. Along the way, she and Dr. Froe get real about pushing our own needs to the back burner, why dimming your light never helps anyone else shine, and how unexpressed emotions show up in the body. If you've ever felt like you're on the right bus in the wrong seat, this one's for you.   00:00 – The Dare: Reinventing Everything at 50 05:00 – Fifteen Years of Quiet Denial and the First Leap 10:00 – Stepping Stones, Sacrifice, and Putting Yourself First 15:00 – Right Bus, Wrong Seat: Finding Her Fit as a Realtor 20:00 – The Wheelhouse: Is It Time to Stay, Go, or Reno? 28:00 – Light, Wealth, and Daring to Shine   You've worked hard to build your career. Now let's build wealth that outlives it. Kim dared to reinvent her career, her home, and her income at 50, even after being told she was too old. What's your dare? At Wealth B-Hers, women talk honestly about money, back each other through the hard stuff, and build wealth on their own terms. Join us: moneywithmission.com/wealth-b-hers   Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Connect with Kim Costa! Website:  https://lifestylefoundations.com/ Instagram: https://www.instagram.com/kim.e.costa/?hl=en   Key Quotes:  "I have to stop putting myself last." - Kim Costa   "Sometimes that first stepping stone is a sacrifice." - Kim Costa

What's one thing someone said you couldn't do, even if that someone was you, that you did anyway? That question kicks off Women Who Dare, a new Wealth B-Hers series. First up is Dr. Jessica Chandler, a gynecologist who chose gynecology-only from the start, a path almost no one around her was taking. She takes us from a small Mississippi town to a full ride at Vanderbilt, through a brutal first semester and a professor who refused to write her a letter, to the day she walked away from a secure job so she wouldn't end up with "a bunch of receipts" instead of time with her family.   Along the way, she and Dr. Felecia Froe talk about the family legacy behind her "don't quit" spirit, why a cash runway makes bold moves possible, and why a path that never looks the way you pictured can still work out. If you've ever talked yourself out of a big move, press play. There are no straight lines here, only small dares that keep building.    00:00 - Gynecology Without Obstetrics: Choosing a Path No One Was Modeling 08:13 - Daring to Leave Home: From Small-Town Mississippi to Vanderbilt 16:49 - Big Fish, Small Pond: Surviving the First Semester 22:21 - Don't Quit Is in the Blood: Family Legacy and Building Your Daring Muscle 28:01 - Leaving the Secure Job: Time Over Money 38:59 - No Straight Lines: Would She Do It Again?   You've worked hard to build your career. Now let's build wealth that outlives it. Jessica, a member of the Wealth B-Hers community, dared to walk away from "secure." What's your dare? At Wealth B-Hers, women talk honestly about money, back each other through the hard stuff, and build wealth on their own terms. Join us: moneywithmission.com/wealth-b-hers   Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Connect with Jessica Chandler Instagram: https://www.instagram.com/drjessgyn/   Key Quotes: "Why do I have to wait 20 years to go and do the thing that I enjoy? Why can't I do it right now?" - Dr. Jessica Chandler    "This is not gonna look the way you thought it was gonna look, but it's gonna work out the way it needs to in the end."  - Dr. Jessica Chandler

Dr. Felecia Froe opens this solo episode with a confession that has nothing to do with money: she has a personal trainer, and she has absolutely no idea what she's doing at the gym. She just shows up, does what he says, and leaves sweaty. That worked fine until Tony (my trainer) announces he's going on vacation, and Felecia realizes her entire fitness "plan" lives in his head, not hers. That small panic cracks open a much bigger question: how many women are doing the exact same thing with their money?  In this episode, Felecia connects her gym epiphany to a striking UBS statistic about married women and financial decision-making, then walks through the difference between delegating and abdicating, introduces her "vanish test" for figuring out where you actually stand, and gives you three simple questions to start asking whoever manages your money, whether that's a spouse, an advisor, or "my guy." It's not a call to fire your professionals. It's a call to stop being a passenger in your own financial life. 00:00 – The Trainer Confession 04:24 – Delegating vs. Abdicating 06:11 – The Vanish Test 08:09 – The "My Guy Handles That" Investor 09:56 – What Felecia Actually Did 11:16 – Free Guide & Call to Action   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Key Quotes: "The scariest money question isn't how much you have. It's whether you know why." - Dr. Felecia Froe   "I hired someone to run my finances and then never asked him a single question. Here's what that cost me." - Dr. Felecia Froe

Erica Neal didn't set out to become a wealth strategist. She was on the pre-med track until an unplanned teenage pregnancy knocked her off that path and into a finance and economics degree she almost didn't choose. In this ICYMI episode, Erica joins Dr. Felecia to trace her journey from watching her mom fall into credit card debt to co-founding Infinity Investment Strategies and writing the bestselling Mind of Gold. She opens up about the "earthquake moment" that made her question everything she'd been taught about traditional financial planning: a client who asked a question she couldn't answer.    Erica and Dr. Felecia dig into what it really took to walk away from a career built on hard-earned licenses, and how that leap led her to the Infinite Banking Concept, a strategy for building tax-free, protected wealth that most people have never even heard of. If you've ever wondered whether there's a better way to grow and protect your money than what your financial advisor  tells you, this one's for you.    00:00 – Meet Erica Neal: From Credit Card Debt to a Finance Degree 09:13 – The Client Question That Changed Erica's Career 21:26 – Letting Go of Licenses, Identity, and Scarcity 36:32 – Women, Legacy, and Bringing Your Kids Along 44:09 – Infinite Banking 101: How to Become Your Own Bank 58:10 – Why Protection Matters More Than You Think   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Connect with Erica! Book: Mind of Gold: A Girlfriend's Guide to Financial Freedom Website: infinityinvestmentstrategies.com LinkedIn: https://www.linkedin.com/in/theericaneal/ Instagram: https://www.instagram.com/theericaneal/ Facebook: https://www.facebook.com/TheEricaNeal/ YouTube: Real Money Talk    Key Quotes: "I still make decisions for me, and nobody can ever take that away." - Erica Neal   "If you don't know the rules to the game, you can't win." - Erica Neal

Most of us don't avoid money conversations because we don't care; we avoid them because the rooms available to us don't feel safe. In this final installment of the Foundations series, Dr. Felecia Froe steps away from strategy and numbers to unpack something more fundamental: the culture underneath every Wealth B-Hers conversation. She names the pressure many women feel walking into financial conversations, the pressure to already have the answers, to sound confident, to never ask the "basic" question, and shows how that pressure shuts down learning and breeds shame instead of wealth. In its place, she lays out three foundations that shape the Wealth B-Hers community: no pretending, worth separated from net worth, and no rushing.    It's a grounded, reflective episode about building resilient wealth in community instead of in isolation. We don't have the "usual" money conversations, and we're stronger because of it.   00:00 - Welcome to the Foundations Series 01:12 - Why We Avoid Talking About Money 02:31 - The Three Foundations of Wealth B-Hers 03:59 - Why Money Decisions Feel So Heavy 05:02 - Psychological Safety, By Design 06:30 - Take the Next Step   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Key Quotes: "Your questions are not a liability. They are actually your strength."  - Dr. Felecia Froe   "Resilient wealth is not built in isolation." - Dr. Felecia Froe

What if the way you think about money today traces back to something that happened when you were twelve or thirteen? On this episode of Wealth B-Hers, Dr. Felecia Froe sits down with Jonathan Steele, founder and chief investment officer of One Wealth Advisors, a firm managing $1.4 billion for roughly 400 families. Jonathan traces his money story back to eighth grade, watching his mom pay off a department store credit card the second they got home, and then walks through his own winding path from a restaurant kitchen to cold calling at Bear Stearns to building an independent firm with his brother.    Along the way, he and Dr. Froe get into what behavioral finance actually means, delegating vs abdicating financial decisions, and the difference between a fiduciary and a financial advisor/dealer-broker. It's a conversation about the psychology behind the numbers and why staying engaged with your advisor (even when it feels like you're bothering them) is what actually protects you.    00:00 – Meet Jonathan Steele: A Money Story from Eighth Grade 09:45 – From the Kitchen to Cold Calling: Jonathan's Path to Finance 18:17 – What Is Behavioral Finance, Really? 23:12 – Delegating vs. Abdicating Your Financial Life 32:09 – Fiduciary vs. Agent: Know Who You're Paying 35:57 – Behind the Advisor: Podcast, Peanut Butter, and Senior Dogs   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Connect with Jonathan! Website: https://onewealth.net/ LinkedIn: https://www.linkedin.com/in/jonathan-steele-cfa%C2%AE-3549718/?isSelfProfile=false Podcast: https://podcasts.apple.com/ch/podcast/human-success-stories/id1890285835   Key Quotes: "What happens early on in our lives plays a significant role in how we develop a healthy relationship with money." - Jonathan Steele   "You can delegate the decisions. You cannot abdicate the understanding." - Jonathan Steele

Dr. Felecia Froe made her first real estate investment years before she even knew she was an investor. She was five years into her medical practice when it hit her that this wasn't the last thing she'd ever do. In this ICYMI crossover from Zen and the Art of Real Estate Investing, she tells host Jonathan Greene how an office building she bought with fellow women physicians turned out to be that first deal, though she didn't realize it until years later. From there she built fast, lost hard in 2008, and rebuilt into Money With Mission, a community that helps professional women use real estate as a financial escape hatch from bad jobs and bad relationships.    Felecia gets specific about what "social impact investing" actually means, walks through her food desert grocery store project in Tulsa, and breaks down her own portfolio, from assisted living homes to water tech startups. She closes with the advice she wishes someone had given her before 2008: get educated, find mentors, and never go it alone.    00:00 - Meet Dr. Felecia Froe and What Social Impact Investing Really Means 04:11 - An Accidental Start: From Medical Practice to First Deal 12:09 - Real Estate as a Financial Escape Hatch 19:46 - Solving Food Deserts and Rethinking Affordable Housing 26:22 - A Diversified Portfolio and the Power of Community 36:45 - Lessons From 2008 and Advice for the Next Generation You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Connect with Money Tales Podcast Website: https://www.trustgreene.com/ LinkedIn: https://www.linkedin.com/in/jonathan-greene-re/?isSelfProfile=false Original Podcast: https://youtu.be/TkDXJSi8cGY   Key Quotes: "You don't have to make mistakes on your own. You can use somebody else's mistakes." - Dr. Felecia Froe   "This is not a by yourself game at all." - Dr. Felecia Froe

There's a kind of waiting that doesn't feel like waiting. You know exactly what you need to do. You've meant to do it for longer than you'd like to admit. You keep finding a reason why right now isn't quite the right time, and you tell yourself that's responsible, that's thoughtful, that's just good timing. In episode 11 of the Wealth B-Hers Foundations series, Dr. Felecia Froe is done letting that story stand. She breaks down exactly what waiting costs, the compound growth that quietly disappears, the confidence that erodes one avoided month at a time, the low hum of 2am anxiety that never fully goes away. She shares her own experience starting over in the middle of real loss after 2008, and she lands on something most financial advice never says out loud: the perfect moment to begin is never coming, for anyone.    This isn't a call to panic or a countdown to catch up. It's an honest accounting of the price of delay, and a reminder that you aren't behind. The episode closes with one clear, doable step, not a plan, not a deadline, just the decision to stop waiting and find the people who can help you begin.    00:00 - Continuing the Foundations Series 02:13 - Naming the Quiet Kind of Waiting 04:04 - The Financial Cost of Time 05:30 - The Emotional Tax of Uncertainty 07:37- Why the Perfect Moment Never Comes 09:19 - Starting in the Middle and Finding Your People   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Key Quotes: "There has never been a season of life with enough time, enough clarity, enough certainty, enough calm to be the right moment to begin." - Dr. Felecia Froe "The pile that felt impossible to face becomes manageable once you face it, once you start, not because it's smaller than you thought, but because you're stronger than the pile."- Dr. Felecia Froe

In this ICYMI conversation, Dr. Felecia Froe sits down with Sandi Bragar and Cammie Doder on the Money Tales podcast to trace the money narrative that shaped her from childhood all the way to founding Money With Mission. She opens up about watching her mother stay in a domestic violence relationship for financial reasons, the credit card mistakes she made in medical school, and how she used the CASHFLOW 101 game to teach her own daughters about money years before most parents even start the conversation. Felecia also walks through the deal that changed everything: a patient named Jamie who challenged her to buy her first real estate property and removed all the risk in doing so.    From there she details the whirlwind of buying 18 properties in two years, the 2008 crash that took it all down along with her marriage, and the hard-won knowledge that let her rebuild and eventually pivot into syndication and mission-driven investing. It's a candid, full-circle look at how failure and a shift in mindset about what money is actually for turned into a mission to help other women build wealth and never feel stuck again.    00:00 - Introductions and the Host's Own Money Lesson 07:12 - A Money Narrative Rooted in Childhood 12:36 - Processing Family History and Early Money Mistakes 18:02 - Rich Dad Poor Dad and Her First Real Estate Deal 21:17 - Rapid Growth, the 2008 Crash, and Starting Over 25:59 - Building Money With Mission and Investing With Purpose 34:40 -  Three Questions that will Help you get Clear on Who You are as an Investor    You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/    Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests   Connect with Money Tales Podcast Website: https://aspiriant.com/ LinkedIn: https://www.linkedin.com/company/aspiriant/ Original Podcast: https://www.youtube.com/watch?v=3UhLV_qiFKE&t=7s   Key Quotes: "The more people I know, the bigger network I have, the better I'm going to do."  - Dr. Felecia Froe "It's not just about the dollar. It is about the difference that dollar is gonna make in someone's life." - Dr. Felecia Froe

You're not bad with money. In this Foundations episode, Dr. Felecia Froe speaks directly to every woman carrying the belief that she's somehow failed at money, whether she's avoided her finances for years, watched a high income never translate into confidence, or is still making sense of a setback that shook her trust in herself. Felecia reframes the whole story: what looks like carelessness is actually overwhelm, what looks like incapability is actually a lack of preparation, and what looks like personal failure is actually a systemic failure.  This episode's an invitation to put the "bad with money" label down for good and start building from where you actually are. 00:00 - Welcome & Naming the Belief 02:28 - Reframing "Bad with Money" 04:32 - Why Avoidance Happens 06:12 - Setbacks Aren't Evidence Against You 08:39 - Putting the Story Down   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the next step? Visit our website - moneywithmission.com/wealth-b-hers/    Key Quotes: "High income without financial education does not produce financial confidence." Dr. Felecia Froe   "Setbacks are not evidence of who you are. They are evidence that you were in motion." - Dr. Felecia Froe

Felecia Froe became a urologic surgeon after succeeding in medical school and urology residency. Somehow she knew this wasn't the last thing she would ever do. Her mind as rewired about the idea of money after reading Rich Dad Poor Dad by Robert Kyosaki. In this ICYMI conversation with Mary Katherine Johnson of Planet Wealth, Felecia traces her path buying 18 properties in two years, losing nearly everything in the 2008 crash, and rebuilding into a social impact investor who's now running sober living homes and fighting food deserts. She gets honest about the fear that doesn't fully go away, even after decades of deals, the mindset shift from working for money to making money work for you, and why she believes no woman should ever feel financially stuck in a job or relationship. This one's part memoir, part masterclass in risk, and part call to action for women ready to stop waiting for permission. 00:00 - From the OR to Real Estate: Felecia's Origin Story 05:24 - Finding "The Thing": Social Impact Investing 12:05 - The Courage to Change Course 18:50 - The Mission Behind Money with Mission 23:05 - Reframing Risk and the Money Mindset Shift 28:35 - Turning Communities Around and Advice for New Investors   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the next step? Visit our website - moneywithmission.com/wealth-b-hers/    Connect with Planet Wealth! Website: https://planetwealth.com/ LinkedIn: https://www.linkedin.com/in/callmemkj/?isSelfProfile=false Podcast: https://youtu.be/XPZuNuiI6tA?si=rDig3_5l-dfvh9dQ   Key Quotes: "When you send your money out to work for you, the thing it's supposed to do is come back with more money." -Dr. Felecia Froe   "I want finances not to be the reason that you're stuck." - Dr. Felecia Froe

After four decades guiding companies through disruption and reinvention, Stephanie Georges realized she was applying every lesson to everyone but herself. In this episode of Wealth B-Hers, Stephanie sits down with Felecia to unpack the slow, quiet unraveling that led her to walk away from a senior leadership career in defense technology, and how that leap became the Meraki Dignity Project, a platform built to help women navigate change with clarity, community, and financial confidence.    The conversation moves through the myths that keep women isolated in their struggles, the courage it takes to ask for what you need, and why women collectively hold so much wealth yet rarely feel powerful. Whether you're in your own "two-by-four moment" or just craving permission to imagine a different path, this episode is   00:00 – The "Two-by-Four" Moment 07: 26 – You Don't Have to Figure It Out Alone 19:03 – The Birth of the Meraki Dignity Project 26:20 – Inside the Platform: Sophie, Community, and Dignity 41:56 – Choice, Dignity, and the Courage to Leap 51:23 – Women's Collective Financial Power   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/    Connect with Stephanie! Website: https://www.mymeraki.ai/ Substack: https://substack.com/@merakidignity Youtube: https://www.youtube.com/@TheMerakiDignityProject Linkedin: https://www.linkedin.com/company/merakidignity   Key Quotes:  "We always think about the risk of doing, but not the risk of not doing." - Stephanie Georges  "Sometimes just letting go of the rope gives you a whole different set of options." - Stephanie Georges

We talk a lot about the internal work of building wealth: reframing what money means, examining our triggers, defining what security looks like for you. In this episode, Felecia turns to something we don't talk about enough, the myth that financially successful women figure everything out alone. She unpacks how isolation taxes our financial lives in decisions delayed, opportunities missed, and energy spent performing a confidence we don't actually feel, and makes the case for why the right community isn't about accountability check-ins, but about something deeper: belief, believing in yourself and being in a room with other women who believe in you.   This is a conversation about what changes when you stop navigating your money alone, and why the women who grow the fastest aren't the ones who show up with all the answers, but the ones who are willing to think out loud.    00:00 - Welcome to Wealth B-Hers 00:56 - Internal Work Recap 01:30 - The Isolation Myth 02:07 - The Hidden Cost 03:11 - Permission and Clarity 04:43 - Right Room vs Wrong 05:41 - Community Shapes Decisions 07:33 - Beyond Accountability 09:49 - Invitation to Wealth B-Hers 10:03 - How to Join and Share   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/    Key Quotes:  "Women who build alone tend to make reactive decisions. Women who build in a community tend to make intentional decisions." - Dr. Felecia Froe   The most expensive financial mistake isn't the one you make, it's the one you don't learn from. - Dr. Felecia Froe

What if the money in your account is not the same thing as real wealth? That's where this conversation starts. Dr. Felecia Froe sits down with Paul Musson, former professional investor, founder of the Paulitical Economy blog, and author of Capital Offence: Why Some Benefit at Your Expense. After decades inside the investment world, Paul began studying economics more deeply after seeing how the housing bubble, the financial crisis, and policy decisions reshaped the relationship between money, capital, and everyday people's ability to build wealth. They talk about the difference between money and capital, how inflation quietly erodes purchasing power, and why rising asset prices do not always mean real wealth is being created. Dr. Felecia asks the practical questions many listeners may be wondering: What does it mean when money is "devalued"? Why does a Treasury investment look safe but still lose purchasing power? Does lowering interest rates really make housing more affordable? And what does building capital look like for people who are working, saving, investing, and trying to create options? This conversation is about understanding the economy in plain language so women can ask better questions, protect their future, and build wealth that is actually real. 00:00 – Understanding Money, Wealth, and the Economy 02:58 – When Paul Realized the System Was the Problem 07:04 – Capital vs. Money 09:15 – How Money Creation Reduces Purchasing Power 12:07 – Government Spending, Consumption, and Investment 15:30 – Financial Repression and Devalued Dollars 18:17 – Why Getting the Same Dollars Back Can Still Mean Losing Value 22:00 – Be Free and Do No Harm 28:11 – How Asset Prices Transfer Wealth 35:25 – Why Lower Mortgage Rates Do Not Always Mean Affordable Housing 38:44 – When a House Becomes "the Investment" 44:08 – Paul Musson's Book " Capital Offence: Why Some Benefit at Your Expense." 49:14 – What Building Capital Looks Like for Everyday Investors 55:12 – Cash Flow vs. Appreciation in Real Estate 57:58 – Wealth Inequality and the Stock Market 59:41 – Capitalism vs. Interference With Capitalism 01:04:00 – Why People Deserve Clear Explanations   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/    Connect with Paul! Book: Capital Offence: Why Some Benefit at Your Expense Website/Blog: https://pauliticaleconomy.com/ Key Quotes: "You don't need to like it [the investment]. We need to understand it." — Paul Musson   "It's not bad people, it's bad systems." — Paul Musson