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S05E04. CEO Karim Nanji and I chat about his personal finance journey, how Marble helps Canadians reach their financial goals, scaling Marble, common misconceptions about personal finance, and more! Show Notes https://www.missfindependentpod.com/show-notes/ Sign up or learn more about Marble here https://api.fintelconnect.com/t/l/61a80c5df2e6d5001dd48d50 If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Neo Financial's HISA - 1.3% Interest Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S05E03. This week I chat with Rybo Chen, a money and life coach based in Vancouver. We talk about what a mindset is, abundance vs. scarcity mindsets, tools to help you develop an abundance mindset, the different types of wealth and more. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Neo Financial's HISA - 1.3% Interest Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S05E02. Shay Asnani, a realtor based in Toronto, is back this week! We continue the conversation about how a realtor can help you buy or sell your home. We chat about some of the nitty-gritty of buying/selling a home: offer night, closing day, home inspections, mortgages, how realtors get paid, and more! Originally recorded back in April 2021. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S05E01. This week I chat with Shay Asnani, a realtor based in Toronto. We talk about what a realtor does, and how one can help you buy or sell your home. We chat about Shay's career path and how he became a realtor (it's not his first career!), what you need to do before buying a home, how a realtor can help you rent a place (it's free for renters!), and some common misconceptions people have about realtors. Originally recorded back in April 2021. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E10. What’s it like to live abroad? This episode is all about moving to a different country, and money tips for expats. Russell has lived in five different countries and we chat about working abroad as a Canadian expat. Some pros and cons of living abroad and how to manage your money cross border (this will be mostly focused on Canada to the United States and secondarily, to the United Kingdom). We talk about bank accounts, credit cards, credit scores in the US, currency conversion, investing and more. This could be your second sign to pack your bags and start your new life in completely new place, if that's what calls to you. Show Notes https://www.missfindependentpod.com/show-notes/ Thanks for tuning in to season four. Season five is coming soon. Stay tuned. If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! Until then, stay healthy and grow wealthy my friends! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E09. How much does it cost to move out? This episode is all about moving to a new place, or moving out for the first time. Lisa and I chat about her move across provinces, from Alberta to British Columbia. We cover planning for the move, budgeting (and understanding your values/what's important to you), planning for unexpected costs, research she did beforehand and doing the darn thing. This could be your sign to pack your bags and start your new life in completely new place, if that's what calls to you. Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/thebreadwinnersis https://www.hrblock.ca/tax-calculator/ https://www.getsmarteraboutmoney.ca/ https://napkinfinance.com/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E08. How much is pet insurance? Is it worth it? My friend Irene and I chat about pet insurance - what it is, how much it cost for Toby the greyhound, and when would pet insurance be worth it for your pet? We get into an alternative for pet insurance, and we also chat about some frugal hacks for pet care and key takeaways for people considering getting a pet.  This episode is part two - check out part 1 on budgeting for a pet, what kind of prep you need to do in order to become a pet owner, adopting vs. buying, and unexpected costs. Be sure to check out Toby on Instagram - he's quite the influencer! Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/tobymoomoo https://www.dummies.com/pets/dogs/retired-racing-greyhounds-for-dummies-cheat-sheet/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E07. How much does it really cost to be a pet owner? My friend Irene and I chat about budgeting for a pet, what kind of prep you need to do in order to become a pet owner, adopting vs. buying, and unexpected costs Irene encountered in her first year of adopting her greyhound, Toby. Irene mentions that feeding her dog raw is one of the largest recurring expenses, but after recording we were chatting and she mentioned that making your own raw blend is a more affordable option! Link below for an example. This episode is part one of two, next week we continue the conversation about being a pet parent, and chat about pet insurance. Be sure to check out Toby on Instagram - he's quite the influencer! Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/tobymoomoo https://blog.homesalive.ca/dog-blog/homemade-raw-dog-food https://www.facebook.com/groups/preymodeldiet/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E06. It's so easy to fall into the trap of spending more when you earn more income. My friend Sunny and I chat about lifestyle creep also known as lifestyle inflation, what it is and some easy ways to avoid it. We also talk about how advertising plays into lifestyle creep and the hedonic treadmill, as well as consumer behaviour, and also get into a bit of a socialist conversation. Show Notes https://www.missfindependentpod.com/show-notes/ Sunny's Links https://soundcloud.com/skvnt/disco-raga https://www.instagram.com/sunnygillable/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E05. Chrissy of Eat Sleep Breathe FI/Explore FI Canada and I chat about her financial independence or FI/RE journey as a family of four living in Vancouver, British Columbia, ways to optimize your finances, live frugally, and still live your best life! Show Notes https://www.missfindependentpod.com/show-notes/ Chrissy’s Links Blog (link to Cost to Live the FIRE Life Interview Series): https://www.eatsleepbreathefi.com/how-much-does-it-cost-to-live-the-fire-life-interview-series/ Podcast: exploreficanada.ca Cost of stay at home parent: https://www.tawcan.com/cost-of-a-stay-at-home-parent-a-financial-cost-analysis/ 4 steps to FI: https://www.moneywehave.com/4-simple-steps-to-financial-independence/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Sign up for Passiv - make DIY investing easier: https://passiv.com?ref=MKDDJUNASG Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E04. Brendan Lee Young, CEO and co-found of Passiv, and I chat about starting up the company, building a better product, enabling users to level up their finances, the future of wealth management and more! Show Notes https://www.missfindependentpod.com/show-notes/ Sign up or learn more about Passiv below: https://passiv.com?ref=MKDDJUNASG --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E03. Ever wonder what a financial advisor does? Well you're in luck. This week's episode is a Q&A with Rob Anderson who is a Canadian financial advisor. We chat about what financial advisors do, different types of advisors, different fee models, how they can help you, who can benefit from having a financial advisor, and more. Show Notes https://www.missfindependentpod.com/show-notes/ Rob's links https://www.instagram.com/beaverfinance/ https://www.instagram.com/rtatalks/ Beaver Finance on Youtube --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message