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📈 How I can help you: ⁠click here⁠ Three important lessons: time in the market, getting your 'setup' right, avoiding behavioral pitfalls. All discussed in this episode after the market update! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠click here⁠ ----------------------------------------- Timestamps: 0:00 - Market update 5:19 - Lesson 1 7:53 - Lesson 2 11:34 - Lesson 3

💡 Stocks & Shares ISA comparison tool: click here 📈 How I can help you: click here What is the best Stocks & Shares ISA for the current tax year? Overall - it will depend on your specific preferences. In this episode we discuss reputation, fees, accounts and investments offered, and more - to help you pick the best Stocks & Shares ISA for your situation. You can use the tool linked above to work out how much you may pay in fees, a full ISA comparison and the 'fund availability' on each platform. I hope it helps! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠click here ----------------------------------------- Timestamps: 0:0 - What is the best S&S ISA? 2:03 - The selection has never been better 2:27 - Key criteria when selecting your ISA 4:52 - Reputation and safety 5:52 - Fees 9:51 - Other accounts offered 12:08 - Investments offered 13:33 - Fractional investing and automatic investing 15:44 - What about Vanguard, HL, AJ Bell? 18:00 - What is the best S&S ISA?

Sammie from @UpTheGainsMoney (and The Money Gains Podcast) joined me on this podcast episode. You can check out the the Gains app ⁠here⁠. Being a founder/entrepreneur, I asked him 9 important questions (each question is timestamped below). From AI tools and self employment vs 9-5, to building a business and raising money from investors. Listen to the episode for the full details! ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact ----------------------------------------- Timestamps: 0:00 - Are taxes too high in the UK? 3:55 - How to improve business-building in the UK? 6:29 - Are people actually leaving the UK for Dubai? 10:36 - What are the biggest entrepreneur learning curves? 15:15 - What is the app you’re building? 20:10 - What’s it like raising money? 25:11 - What’s been the hardest thing? 27:52 - What AI tools are worth using? 33:13 - Thoughts on self employment vs 9-5?

If you need help with your investing accounts: https://www.makingmoneysimple.co.uk/ In this episode we cover everything to do with Stocks & Shares Lifetime ISAs: What they areTheir pros and consS&S LISA vs Cash LISAWhether you should use themThe best S&S LISA providers - https://www.moneysavingexpert.com/savings/lifetime-isas/#bestbuysstocks The maths behind why a pension might be betterWhy I stopped contributing to my own S&S LISAI hope you find this episode helpful! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠click here⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠click here⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠click here⁠

This is a special episode. Ian, a previous course student, joins me to discuss his investing journey... and he drops a lot of gems! From not even having a credit card and selling at a 3p loss due to nervousness. To now having a Stocks & Shares ISA and SIPP, and a workplace pension he's taken control of, investing for the long term. If you're a nervous investor or a beginner investor, this episode will be perfect for you. It will help you out and show just how much you can change within a few months. Mentioned in this video: Get involved in the next 4-week Investing Course - click hereWorkplace pension video - click herePrevious podcast where I answered Ian's questions during the course - click hereListen to the episode for the full details! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠click here⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠click here⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠click here⁠ ----------------------------------------- Timestamps: 0:00 - Intro 3:30 - Which S&S ISA and ETF? 7:01 - Panic selling 10:48 - Workplace pension and SIPP 17:29 - Crypto investments 23:45 - Global diversification 26:39 - Plan going forward 29:50 - The best time to start 32:3 - Spreading the word

Download the end-of-tax-year 20 question checklist here. Other things mentioned in this episode: Claim extra tax relief back - hereTax cliff YouTube video, if you earn more than £50,270 - here Thanks for listening! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠click here⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠click here⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - click here ----------------------------------------- Timestamps: 0:00 - 20 end of tax year questions 1:32 - ISAs 3:20 - Important Cash ISA point 5:59 - Pensions 7:43 - Important action: tax relief 9:38 - Biggest change: dividends 11:24 - Capital gains tax (and bed & ISA) 13:45 - Inheritance tax 14:16 - Limited company directors 15:32 - Most important reminder

In this episode I share my honest thoughts on 'passive income'. Is passive income too good to be true? Usually, in my opinion. But not always. That's what we delve deeper into in this one. ----------------------------------------- More Investing: 📝 How I can help you & download my free investing guide to help you start investing - ⁠⁠click here⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠click here⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Will AI Replace Accountants, Auditors or Finance Business Partners? Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss this very topical question. In this episode, we go through: How to use AI to enhance your jobWhat jobs are at risk due to AI The pros and cons of using AI in the workplaceHow AI can improve your personal lifeAnd moreListen to the episode for the full details! ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Thanks for listening to this episode! Source: https://www.etfstream.com/articles/vanguard-plots-size-factor-etf-rollout-in-upcoming-launch-spree Is anyone planning on investing in this new FTSE Global All Cap ETF once it's released? ----------------------------------------- More Investing: 📝 How I can help you & download my free investing guide to help you start investing - ⁠click here⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠click here⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Listen to this next - ⁠ EVERYTHING You Need To Know About Pensions (State, Workplace, SIPPs & more) In this podcast episode, we answer a great question: 'Should I use a workplace pension, SIPP or Stocks & Shares ISA?' In really comes down to tax optimisation vs flexibility. In this episode we break down the key differences, when each one makes sense and the simple framework I use to decide which one to focu on. Listen to the podcast episode for the full details. And thanks for the question Craig! If you have a question, feel free to email me: [email protected] ----------------------------------------- More Investing: 📝 How I can help you & download my free investing guide to help you start investing - click here 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Christos from Fellas Finance joins me on this episode to discuss his investing journey. From early mistakes, to building up a £120k portfolio by 34, to aiming to get to £1m by 50. This episode is an insight into Christos' journey to date and future plans. In this episode we also discuss overpaying your mortgage vs investing, the biggest determinants of investing success, what we personally invest into, and more. Listen to the episode for the full details. ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Sign up to my email newsletter - https://www.makingmoneysimple.co.uk/Newsletter Workplace pension YouTube video - https://youtu.be/idEI30WR5RY How I can help you - https://www.makingmoneysimple.co.uk/ ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

My website & how I can help you - https://www.makingmoneysimple.co.uk/ New Vanguard Global LifeStrategy funds - https://www.vanguardinvestor.co.uk/articles/latest-thoughts/how-it-works/introducing-lifestrategy-global-a-new-way-to-diversify-your-portfolio Freetrade fee change - https://freetrade.io/blog/free-pension-free-funds?lid=3w0mpl2166lw&utm_source=braze&utm_medium=email&utm_campaign=2026_01_23_Free_SIPP_Free_Mutual_Funds_Service&utm_variant=Variant%201 HL fee change - https://www.hl.co.uk/help/income-and-fees/fees-explained/fee-changes Potential LISA changes - https://moneyweek.com/personal-finance/isas/lifetime-isa-reform-new-product-retirement-option-scrapped Timestamps: 0:00 - Intro 0:48 - New Vanguard Global LifeStrategy funds 4:08 - Freetrade fee change 9:06 - HL fee change 13:34 - Potential LISA changes ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Will from @nextgenngpf joins me on this episode to discuss 5 of the best side hustles to try in 2026. The first two are open to anyone. The remaining three are also open to anyone, but they're more geared towards those who are already making content online. We discuss each side hustle, the pros, cons, earning potential and what you need to know. Listen to the episode for the full details. ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Should you invest for your children… or yourself first? Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss both: Investing for yourself, as you bring up childrenAnd investing for your childrenIn this episode, we go through: why your own investing and retirement should probably come first, how to invest for your children, balancing investing for yourself vs your children, why even small amounts for kids are so important - and more. Listen to the episode for the full details. ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch: https://www.makingmoneysimple.co.uk/contact