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"Athletes and education… people tend not to mix them. And I think they do a disadvantage to athletes in the process." - Pardeep Cattry As women's sports shatter records and the excitement of the World Cup still lingers, our conversation with Pardeep Cattry—soccer journalist at CBS Sports—could not be more timely. Women’s professional leagues are drawing unprecedented sponsorships, record crowds, soaring viewership, and bigger revenues than ever. Yet, too many athletes face financial ruin just years after their final game, and many are forced to juggle multiple jobs or leagues to make ends meet. Money talk is often pushed to the sidelines as a "distraction" from performance, leaving too many pros unprepared for life after retirement and more vulnerable to what follows. Whether you’re a die-hard fan or just tuning in, it’s hard to ignore the glaring gender pay gap and financial literacy hurdles female athletes face. In this episode, we go beyond the headlines and into the heart of these complex issues to highlight both the progress and the persistent challenges facing women in sports. *Please note: At the time of this recording, Pardeep was writing a newsletter for The Gist. To follow along with Pardeep and keep up with her work, tap or click here. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Don’t let an industry and a society that downplays our ability with money stop you from learning about it, talking about it, doing things about it.” - Kristine Beese Kristine Beese is on a mission to get a financial plan into the hands of every woman. You might be thinking, “How does she aim to achieve this?” By helping women understand how the choices they make today with their “now money” will affect their future money.  Kristine holds an MBA from the Ivey School of Business, an Engineering Physics degree from Queen's University, and a Professional Engineer designation. She also represented Western Canada at the Canadian Figure Skating Championships in the Senior Pairs category. Her journey from athlete to engineer to entrepreneur has been inspiring to watch, and she’s just getting started.  After 10 years in the finance industry working with institutional and accredited investors, Kristine noticed that the financial system didn’t meet the needs of women—not even the needs of women with a lot of money. If the financial system didn’t work for them, it certainly wouldn't for everyday women with less wealth. This prompted her to found Untangle Money in 2020.  In this episode, we discuss how an early experience with money inspired her to learn how to manage her own investments, what women of different ages are struggling with the most financially, the most common tradeoffs people in the “middle income” have to make, the Untangled framework, her Dragon’s Den experience, and more.  To support Kristine’s work and help Untangle Money reach more women, tap or click HERE.  Interested in Untangle Money yourself? Tap or click HERE to get 20% off all products with code $HMONEY20. To follow along with Kristine, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To honour the release of The Ambition Penalty, we’re bringing back this chat with author Stefanie O’Connell, an award-winning writer and journalist covering money, power and ambition in the press and one of our favourite newsletters, Too Ambitious. Stefanie’s research has never been more important. She uses data to expose how power and gender collide to keep women “in their place,” and shows how liberating women’s ambitions can liberate us all. In The Ambition Penalty, a phrase she defines as “the sum of the financial, personal, and professional costs women face for daring to want more,” Stefanie challenges the misconception that women lack ambition compared to men. She debunks common claims—like the idea that women aren’t confident enough or don’t speak up enough—used to explain gender disparities in positions of power. Throughout, Stefanie explores why years of progress in education and empowerment have not led to equal advancement for women in the workplace or at home. According to Stefanie, “By recognizing all of the ways the ambition penalty plays out in women’s working lives, not only can we see how the assumptions behind this blame game are wrong, but we can also start to see what they cost us.” In this conversation (pre-book), we discuss everything from gig work to 90s girl power to salary negotiation to the #girlboss movement. What better time for a flashback?! To learn more about Stefanie and follow along with her on social, tap or click HERE. To grab your copy of The Ambition Penalty, tap or click HERE. To subscribe to Too Ambitious, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“The tradwife movement and the girlboss movement are very similar… A lot more similar than I think people realize, because they're rooted in the same desire, which is a desire for stability.” - Hanna Horvath Certified Financial Planner Hanna Horvath, one of our favourite writers in the personal finance space, has long been exploring the psychology, systems, and social influences behind money decisions in the Wall Street Journal, on CNBC, and in her incredible newsletter, Your Brain On Money. In this episode (Part 2 of 2!), Hanna gives her hot takes on:  Navigating the cringe: authenticity vs. selling outThe rage economy: power or profit?The intersection of tradwifery and girlboss cultureWant more? Tune into Part 1 of our conversation.  To follow along with Hanna on socials, tap or click HERE.  To read and subscribe to Hanna’s Substack, Your Brain On Money, tap or click HERE.  To learn more about Hanna’s work, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“When we're more transparent about talking about money, that benefits us—not the system.” - Hanna Horvath In the modern world, financial education is at our fingertips, yet many of us still struggle with our relationship with money. Why? The issue isn’t a lack of information — it’s a behavioural one, and the realization sent this week’s guest down a rabbit hole to understand the psychology of decision-making. It turns out, there’s no bottom.  Certified Financial Planner Hanna Horvath, one of our favourite writers in the personal finance space, has long been exploring the psychology, systems, and social influences behind money decisions in the Wall Street Journal, on CNBC, and in her incredible newsletter, Your Brain On Money. She also works with fintech startups that are puzzled by why their users aren’t behaving as their products expect. In this episode (Part 1 of 2!), Hanna offers her analytical lens and discusses:  Where our relationships with money actually startHow she helps companies design programs, products and messaging that empower peopleThe ways in which financial technologies are designed to manipulate peopleHer Three Forces Framework for understanding the forces that control your money decisions (internal, social, structural)Why the implicit contract we have with capitalism is breaking downThe importance of changing and implementing policy, but also building your own system to thrive within the current economy How the loneliness epidemic is making us better consumersAnd more. A must-listen for anyone looking to understand how internal beliefs, societal pressures, and structural constraints shape their relationship with money — and how they can improve it. Stay tuned for Part 2! To follow along with Hanna on socials, tap or click HERE.  To read and subscribe to Hanna’s Substack, Your Brain On Money, tap or click HERE.  To learn more about Hanna’s work, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I love money!" - How many of us can confidently say that? Huntsville, Muskoka native Bree Payne, for one. A passionate personal finance advocate and dental hygienist, she’s one half of a "savings-obsessed couple" balancing the pursuit of FIRE (Financial Independence, Retire Early) with a transition to a career in influencing. On a mission to inspire you to be healthy and wealthy, Bree’s creating content about money, fashion, and life in your 30s @itsbreepayne—and she’s just getting started. In this episode, we discuss: The role of luck and privilege in achieving financial successHow essential conversations about finance are in relationshipsThe nuances of financial wellnessAuthenticity and monetization in the influencer spaceThe importance of spending on what brings you joy vs. hoarding for retirementHow to build wealth without succumbing to burnoutAnd much more about navigating money, meaning, and modern ambition without losing yourself in the process. If you're trying to figure out how to earn well, live well, and stay true to yourself, tune in. To follow along with Bree on socials, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Single people are everywhere, and they don’t all live like the characters in Sex and the City.” That quote is from today’s special guest, Renée Sylvestre-Williams — journalist, editor of The Budgette, and author of the newly released The Singles Tax: No-Nonsense Financial Advice for Solo Earners. With over 15 years of writing about finance, business, and investing under her belt, Renée has been published by top publications and platforms, including The Walrus, Canadian Business, MoneySense, Wealthsimple, The Globe and Mail, and the Toronto Star. The key to her success? Pinpointing and reporting on a major white space in personal finance news and literature that she identifies with herself: life as a solo earner — and everything that comes with it. In this episode, we discuss: What inspired the creation of The Budgette and her new bookHow pop culture and social media affect perceptions of single people and what’s possible for themThe cost of staying single in Canada and how its tax system works against youHow single, childless women are proving to be the happiest subgroup of the populationProblems with viewing staying single as “a choice” and other stigmasThe importance of building a financial team around you as a single personHow financial nihilism is plaguing us and the potential cureAnd much more. Single, solo earner or not, Renée drops unique insights and bits of wisdom for everyone. So if you’re praying for rent control like Carrie prayed that she had a cent to her name when her building went co-op, tune into this conversation. To order your copy of The Singles Tax, tap or click HERE. To follow along with Renée’s work and social media, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"You might be thinking: OK, OK, I get the selling of the lifestyle and the irony of the messaging, but what more does this have to do with my personal finances? Or money in general? I promise, it’s not that big of a reach."  In 2026, we’re using the psychology of money to connect culture, class, and power — and uncover the unexpected ways they influence our financial lives and how we think about wealth. Oftentimes, in forms we’ve never been taught to question. Welcome back to $HMONEY Radio ✨ To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Debt is more than just financial debt, but it’s that baggage that we’re carrying around that prevents us from being successful with our finances." - Kristin Winchester Whether you’re looking for a place to start reflecting on 2025 or trying to figure out how to move differently in 2026, cap off one of the most expensive and financially stressful years in recent history with this soul-soothing conversation between host Anastasia Barbuzzi and special guest Kristin Winchester. Kristin, creator of the now-defunct blog Debt Free Black Girl and founder of Her Therapy Space, is a licensed therapist, boundaries coach, and speaker. With more than 10 years of experience, she has been featured in Essence, Cosmopolitan, CNN Money, Rolling Out, and HuffPost, helping people shift how they think about money, boundaries, and healing. In this episode, we discuss: Definitions of “baggage” and how it affects our financial behavioursAccessibility in the wellness industry and what it really means to be “well”Issues with the aphorism “time is money”Why accountability is essential to achieving your goalsAnd so much more. Here's to kicking off the new year with a sounder financial mindset and the confidence to pursue your goals with intention! To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte). Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle. In today's episode, host Anastasia Barbuzzi discusses what sales days like Black Friday, Cyber Monday, and Boxing Day are really designed to do. She also provides a question to ask yourself to shift your perspective and prevent impulse buying, along with some bonus "guardrails" to keep you on track. If any of the messaging resonates with you, tune in, because we go deeper into the psychology of spending, self-compassion, and money habits on $HMONEY Radio.  To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I find so many people, women specifically, are not confident making decisions around finance or around politics, or being opinionated because they don't feel comfortable with numbers, and that needs to stop." - Vanessa Vakharia  In the spirit of Halloween, we're serving up a special treat—and taking you back to where it all began: our very first full interview on the show. It felt only right to start this journey where so many of our money beliefs and behaviours begin: with a fear of math. We sat down with Vanessa Vakharia, a.k.a @themathguru — author, musician, speaker, and founder of a boutique tutoring studio where they hold exam parties and drink Pi tea lattes. Vanessa helps us unpack why so many of us say "I'm just not a math person," and how that quietly shapes how we think about money, confidence, and even our voices in the world.  In this replay, we also talk about why creating a shame-free, judgment-free space matters—both in math class and in money conversations. If you've ever felt haunted by numbers, you're not alone. And this conversation might exorcise those fears 👻 To follow along with Vanessa, tap or click HERE. To learn more about The Math Guru, tap or click HERE.   To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Tune in for a special preview! 🎧 Our perpetually online world can get confusing with people fighting to influence us daily. Whether it's said plainly or implicitly, how you're "supposed" to think, act, and look is being suggested by those who don't always provide the most honest look at life beyond the screen, and let's face it, whose primary goal is to make a quick buck off you. But if you're tired of having FOMO over yet another blissful-looking Euro summer or staring in wonderment (and simultaneous depression) at how some manage- let alone afford- to "do it all," check out this new series for Q&As with women giving you a *real* look at how they handle life hanging in The Balance. ...And remind you that it's OK to do absolutely nothing and go nowhere sometimes. *COMING TO THE BLOG SOON 👀* To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Financial independence is not just about freedom; it's about survival."  - Dr. Lina AbiRafeh In light of current events and societal trends, particularly those that not only threaten women's economic power but also promote surrendering it in favour of embodying more "traditional values" and stereotypes, there could be no better time to bring this episode back into the spotlight.  New York-based Doctor of Philosophy (Ph.D.) Lina AbiRafeh is a published author, women's rights expert, feminist activist, and gender equality advocate with over 25 years of experience in over 20 countries. Committed to building a better world for women, she has worked with the United Nations as its Gender-Based Violence in Emergencies Specialist. She is also the Senior Advisor and Former Executive Director of the Arab Institute for Women. As a young girl, Dr. AbiRafeh and her family left Beirut for Saudi Arabia, then immigrated to Northern Virginia, where she had a self-described "unusual upbringing." She was quickly exposed to how women's history is a history of violence, "from fetus to funeral," which sparked her interest in women's rights. In this episode, we discuss Dr. AbiRafeh's path to embracing her anger over gender inequality and using it for good, as well as:  Cultural forms of violence towards womenThe "angry woman" stereotypeFeelings about the words "resilience" and "empowerment"The COVID-19 pandemic as a leveller of women's experiences, particularly in unpaid careWhy having an income is central to controlHow to "start where you stand"Why financial independence is not just about gaining freedom, but fighting for the survival of women around the worldAnd much more! The bottom line: when you've got money, you've got choices. To learn more about Dr. AbiRafeh and follow along with her work, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

*Note: While this episode's content is completely evergreen, it was recorded in 2024. This year, the first day of fall is September 22 (2025). Enjoy! 🍂 Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte). Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle. In today's episode, host Anastasia Barbuzzi discusses how to reset after a spendy summer and refocus for fall/winter. If you're feeling frazzled by the seasonal transition, this guide will not only help you cope amidst holiday craziness but also embark on the "fresh start" that back-to-school and autumn inspire. To get the complete guide + a handy FREE download, tap or click HERE.  To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Most Canadians aren't rich, and that's exactly why protecting what you've built is especially important."  - Aimee Schalles Relationship agreements are for everyone. Would you believe it?! British Columbia-based lawyers Aimee Schalles and Amanda Baron do. With over two decades of combined legal experience, they co-founded Jointly with a mission to make prenuptial, cohabitation, and postnuptial agreements more accessible to Canadians. In a few straightforward steps, their system helps you create a custom agreement for under $500. Aimee and Amanda want to make it clear: relationship agreements, such as prenups, are not solely for the wealthy, a sign of mistrust or expecting divorce, or being unromantic and unfair— all long-held misconceptions in society. So, in this super informative episode, we discuss: Each founder's money storyWhat led them to found JointlyAmanda's own experience with divorceWho should get a prenupThe biggest misconceptions about prenupsShifts in relationship agreement trends as a result of women's increasing wealthWhy it's more important for people of average financial means vs. independently wealthy people to get prenupsWhat women should ask for in prenuptial agreementsHow getting a prenup helps with financial clarity and long-term wealth planningTips for starting conversations about relationship agreementsTheir number one piece of relationship adviceAnd more! To learn more about Jointly, tap or click HERE. To follow along with them on social, tap or click HERE. To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).