Advertise on podcast: Educated Freedom

*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" tabindex="-1" data-turn-id= "ff6464b3-e039-4962-94cb-8288d59e76fc" data-testid= "conversation-turn-2" data-scroll-anchor="true" data-turn= "assistant"> In this episode, host Andrew Windham sits down with Jason Sisneros, founder of Built to Exit, for an unfiltered conversation about leadership, faith, and what it actually takes to achieve freedom as a business owner. If you're building a company, chasing freedom, or trying to lead at a higher level—this is the podcast that brings the heat and the depth.     Socials and other links for more content: https://linktr.ee/educatedfreedom

2nd Discussion in series on College Lists. Andrew Outlined Approach & perspectives, he talks about 80% Approach Early to avoid perfection/procrastination, Identifying what matters, Focus on the 3 C's, and Action Steps along with a cash flow tip. Highlights Focusing on the end mind first - 0:51 Approach and perspective and why they matter - 1:59 What does he mean by "the seller" - 4:51 Being "relationship focused" - 5:55 Helping you understand what it means to be the buyer in a college process - 7:13 Eliminating the procrastination - 10:12 Decide what matters to you - 11:12 Think about graduation - 14:02 A cash flow tip for you - 17:15 The three C's - 20:31 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation Winning the College Game Masterclass: https://collegeplanninginstitute.com/Winning-the-College-Game/ 

Andrew began a new series on College Lists, Starting with Exposure, he also discusses the question of "Is College Worth It?", When to toe the Starting Line, Getting Experience & Exposure, C's of Capture, Compare, Create along with Takeaways & Action Steps Plus Cash Flow tip. Highlights The importance of making college lists - 1:13 Is college for everyone? - 3:25 Having a solid financial living - 5:23 Who is supposed to pay for college? - 5:56 Getting experience and exposure - 9:48 Visit college websites - 10:15 The three C's - 12:25 Today's cash flow tip - 17:16 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Cashflow Tip: Lifetime Learning Tax Credit: https://www.irs.gov/credits-deductions/individuals/llc College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation Winning The College Game Master: https://CollegePlanningInstitute.com/Winning-the-College-Game Other Resources for College Visits, Tours etc: College Express https://www.collegexpress.com/ College Navigator - https://nces.ed.gov/collegenavigator/ You Visit - https://www.youvisit.com/collegesearch Campus Tours - https://campustours.com/ You University TV https://www.youniversitytv.com/category/college/ http://www.ecampustours.com/ Go See Campus - https://goseecampus.com/ (Free tool to research/plan college visits) 

Andrew discusses What Habits Are, Habits Created through Feedback Loops, Why & How Habits are Useful, 4 Steps to Building a Habit, 3 Action Steps to Designing an Effective Habit plus a Cash Flow Tip. Highlights Habits that you do on a regular basis - 1:37 Trying to identify habits in your life - 5:24 Why habits are useful to us - 5:59 The four-step process of building a habit - 8:04 The reward process - 10:11 The habits' cycle - 11:28 How we can design an effective habit - 16:03 Designing an effective habit - 17:52   Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation Resources Link - https://collegeplanninginstitute.com/Resources/ 

Andrew shares with us a thoughtful perspective when planning for a financial future, specifically with House and money. He talks about painting a visual perspective when they are gone, decisions to be made with the House when they're gone, Potential Unintended Consequences, Solutions + Cashflow Tip - SS Check Tax Deductible. Highlights Owning our own house - 1:11 Keeping or selling the house - 11:12 Leaving the house - 12:42 A cash flow tip for you - 16:31 Schedule a conversation - 20:52 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Coffee & Cashflow link: https://calendly.com/college_planning_institute/coffeecashflowconversation Date of Death Appraisal https://www.truelegacyhomes.com/date-of-death-appraisal/ IRS FAQs on Estate Tax https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-estate-taxes 

Andrew gives us an alternative perspective on forgiveness, freedom through forgiveness, and letting go of the past. He talks about the Power of Unconditional Love, Start with Forgiveness of yourself and others, Let Go of Past, Practicing Forgiveness, Actions & Application plus Cash Flow tip.   Highlights When he thinks about forgiveness, he thinks about his dogs - 1:03 The power of unconditional love - 1:58 The forgiveness process - 5:54 The healing process - 8:04 Two aspects of letting go - 10:10 Ways to practice forgiveness - 14:40 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] https://collegeplanninginstitute.com/resources/ Legendary - Tommy Breedlove: https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321 The Big Leap - Gay Hendricks: https://www.amazon.com/Big-Leap-Conquer-Hidden-Level/dp/0061735361 Total Forgiveness - RT Kendall https://www.amazon.com/Total-Forgiveness-R-T-Kendall/dp/1599791765 Necessary Endings - Henry Cloud https://www.amazon.com/Necessary-Endings-Henry-Cloud/dp/0061777129 No Ego - Cy Wakeman https://www.amazon.com/No-Ego-Leaders-Workplace-Entitlement/dp/125014406X Hug Your Haters - Jay Baer https://www.amazon.com/Hug-Your-Haters-Complaints-Customers/dp/1101980672 Love Does - Bob Goff https://www.amazon.com/Love-Does-Discover-Secretly-Incredible/dp/1400203759 

Discussion of Luck, what Luck is, where it comes from, Financial LUCK & You, Application and actions related, and Cashflow Tip. Highlights Having a lucky opportunity - 3:50 Freedom of options and choices - 7:07 What makes you lucky in your life - 7:42 What control means - 10:34 Avoid losing - 19:37 How can you be lucky - 21:07   Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Spenders, Savers & Wealth Creators: https://podcasts.apple.com/us/podcast/spenders-savers-wealth-creators/id1547356962?i=1000524959742 Building a Legendary Life: https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321 Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation 

A new perspective on the importance of a holistic College Admissions Strategy & Game Plan. The work is worth it, YOU Inc & Essays, Purpose & Opportunity of Essay in the Admissions process, Time is required to create a Masterpiece, Key Takeaways plus Cash Flow Tip. Highlights How to build a college list - 4:29 Looking for very specific unique skills - 9:13 A cash flow tip for you - 12:09 The essay needs to be all about you - 16:25 This essay is your opportunity to be specific - 18:46 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] College Decisions: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953 Your Career & Lifestyle Launchpad: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953 You Were Born for This: https://podcasts.apple.com/us/podcast/you-were-born-for-this/id1547356962?i=1000512224285 Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation WOW Writing - https://wowwritingworkshop.com/student-fit/ 

Today God Is First - Andrew unpacks what TGIF stands for. He discusses Struggle and overcoming EGO, Why/Where Focus & Perspective are important, and what is your purpose. He made a referral to Episode #12 and #18 with Tommy on Purpose. And wrapped with Starting Smart & Finishing our Day Strong with intentional routines/habits. Highlights Unpacking the TGIF Principle - 0:51 Making God first - 2:35 Where is your focus? - 3:53 Priorities - 6:00 A cash flow tip - 10:01 The morning routine - 11:58 Having a gratitude routine - 14:04 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Os Hillman - https://todaygodisfirst.com/ Episode #2 Link - Playing with a Big Attitude: https://podcasts.apple.com/us/podcast/play-with-a-b-i-g-attitude/id1547356962?i=1000505925590 Episode #12 - Living an Important vs Urgent Life: https://podcasts.apple.com/us/podcast/living-an-important-vs-urgent-life/id1547356962?i=1000510385248 Episode #18 - Living a Legendary Life: https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321 [email protected] https://collegeplanninginstitute.com/ Coffee & Cashflow Conversation https://calendly.com/college_planning_institute/coffeecashflowconversation College Success Consultation https://calendly.com/college_planning_institute/college-success-consultation Atomic Habits by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 

Andrew opens with a discussion about 2 main ways people serve in the financial services industry. He outlined 5 areas of Wealth Leakage, provided Examples, and referred back to previous podcast episodes. Andrew gives 3 - A's for Maximizing Efficiency, Leverage & Cashflow. Also, he gives a cash flow tip - Financial Superhero (HSAs) and wrapped with a brief discussion on the Value of Cash Flow and Financial Efficiency. Highlights Helping you find better products - 1:38 Helping you find the money - 2:46 Five areas of inefficiency - 4:08 A difference between a home and a house - 5:55 3 questions to reduce your taxes - 9:08 The power of HSA - 12:00 Maximizing your efficiency - 15:52 A cash flow wealth-creating weapon - 20:12 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Coffee & Cashflow Conversation: https://calendly.com/college_planning_institute/coffeecashflowconversation College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation HSA Article from Forbes: https://www.forbes.com/advisor/investing/what-is-hsa/ Episode 15: https://podcasts.apple.com/us/podcast/3-questions-guaranteed-to-reduce-your-taxes/id1547356962?i=1000514526761 Episode 11: https://podcasts.apple.com/us/podcast/cash-flowing-college/id1547356962?i=1000508310192 

Andrew interviewed and discussed Digital Assets, Blockchain, and Cryptocurrency with Spencer Shaw. They discussed when Bitcoin first began to have value, on Pizza Day - May 22, 2010, when someone received 2 Large Papa John's pizzas in exchange for 10,000 bitcoins. They discussed what Blockchain, Digital Assets, and Cryptocurrency is and how it's created, and the types of coins. Highlights What's Pizza Wealth - 1:47 The founder-creator of Bitcoin - 2:58 Living in virtual reality - 5:45 Bitcoin and what it is - 8:17 The price of bitcoin - 11:03 One of the issues with Bitcoin - 13:24 Helping people understand what's mining and Bitcoin - 20:12 Owning mining farms - 22:28 The mining is done by computers - 23:50 Cryptocurrencies as digital assets - 32:24 What old coins do - 36:26 There's nobody talking about Blockchain Engineering - 44:35 What are your unique abilities - 46:18 Owning some type of digital asset - 59:26 Giving you the opportunity to do more - 1:02:00 Helping clients be practical - 1:06:45 Wealth is not just money - 1:13:05 Episode Resources https://bitwiseinvestments.com/ https://collegeplanninginstitute.com/educated-freedom-podcast/ https://collegeplanninginstitute.com/ Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] 

Discuss every family/student's situation is unique, Net price calculators and 7 factors of financial aid formulas for projecting College Cost of attendance, Preview of changes coming in 2023 as a result of the 2021 Pandemic Relief appropriations legislation. Discuss sticker vs actual cost of college. What are Stafford Loans, different kinds & characteristics. Note, Loan, and effective rates in 2021 for Stafford Loans. Differentiating types of Stafford Loans, amounts, Qualification requirements & considerations for Stafford loans. Consideration of Stafford Loans when building College Cash Flow plan, Application of knowledge. Plus Cash Flow plan Highlights How would you determine the cost of college - 3:01 COA - Cost of attendance - 3:48 Projecting college cost - 6:55 What are Stafford Loans - 10:04 A very good financial tool - 16:27 Getting a loan for college - 18:48 Stafford Loans as a great tool - 19:42   Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Applying & Learning about Stafford Loans: https://studentaid.gov/h/apply-for-aid Federal Loan Interest Rates: https://studentaid.gov/understand-aid/types/loans/interest-rates College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation Qualified Tuition Programs -https://www.irs.gov/taxtopics/tc313 Basic 529 Overview: https://www.thebalance.com/basic-overview-of-section-529-college-savings-plans-795279 

Introduction to the many assumptions, challenges, and concerns related to the college process. You're Not Alone... the many emotions and frustrations in managing a 200+ hour effort with huge financial consequences. Adulting & transition to college/career - parenting your son/daughter to maturity & self-sufficient, Safety on Campus, Choosing the right College - list, research, visits; Career & Major selection - good questions, inventories, research/experience; Cost & Affordability - Fit, Finish, Funding. plus Cashflow Tip - American Opportunity Tax Credit Highlights Why so many families don't seek support in the college process - 1:29 You're not alone - 2:46 5 concerns that parents have - 8:25 Each journey is unique - 9:43 Students want freedom - 11:20 It's very important to do college visits - 13:08 The importance of the location - 14:30 Research and experience - 20:58 Affordability as the number 1 concern - 22:39 Career and college fit is essential - 23:09   Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] Link to Podcast episode - College Decisions, Your Career & Lifestyle Launchpad: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953 American Opportunity Tax Credit -https://www.irs.gov/credits-deductions/individuals/aotc Winning the College Game Series - https://collegeplanninginstitute.com/Winning-the-College-Game College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation How America Pays for College Report https://ww2.salliemae.com/about/leading-research/how-america-pays-for-college/ 

Discussion of perspectives and areas where addressing procrastination/perfection leads to increased progress, confidence, and success. What is the perfection paradox, what is perfectionism, why perfectionism leads to procrastination, 80% Approach, taking action and applying the 80% approach, and Cashflow Tip. Highlights What paradox? - 2:11 What perfection means to you - 5:41 We spend our lives with a lot of "shoulds" - 6:36 Procrastination and perfectionism - 9:24 The solution for the perfection paradox - 11:42 Hiring a bookkeeper - 23:11 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation Strategic Coach & Entrepreneurs Tool Kit: https://now.strategiccoach.com/entrepreneurial-toolkit-aw 

Financial Aid Basics - Gift vs Self Help Aid, Financial Aid formula, Need-Based Gift Aid, Merit-Based Gift Aid, Subjective Aid, 3 Steps to Maximize & Leverage Gift Aid, and a Cash Flow Tip. Highlights His passion for college - 1:22 Maximizing and leveraging gift aid - 2:34 Understanding what financial aid looks like - 4:47 Types of gift-aid - 6:47 Where the overwhelm of money is - 10:06 Building a game-plan - 11:42 The importance of having a good game plan - 18:53 Schedule a success consultation - 20:26   Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en [email protected] College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation Winning College Game Masterclass: https://collegeplanninginstitute.com/Winning-the-College-Game Link to Podcasts - College Decisions, Your Career & Lifestyle Launchpad: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953 You Were Born for This: https://podcasts.apple.com/us/podcast/you-were-born-for-this/id1547356962?i=1000512224285