Advertise on podcast: Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Not all real estate investors are the same—and your strategy shouldn’t be either. In this episode of the Rent To Retirement Podcast, Matthew Seyoum and Tommy Brown break down how to approach real estate investing based on your unique situation—whether you're just getting started with $25K or deploying $500K+. They walk through real-world investor scenarios, including: Investors close to retirement needing immediate cash flow Younger professionals focused on long-term appreciation High-income earners scaling portfolios aggressively First-time investors unsure where to begin If you've ever wondered “What’s the best strategy for me?”—this episode gives you a clear framework. ⏱️ Timestamps 0:08 – Introduction: Why strategy depends on your situation 0:31 – Different investor profiles (age, goals, timelines) 1:25 – Common goals: financial freedom vs flexibility 2:17 – Two main investor types (busy vs hands-on) 3:25 – Why doing everything yourself isn’t always best 4:12 – Scenario 1: Near-retirement investor ($200K capital) 6:00 – Why cash flow matters more with shorter timelines 7:42 – Choosing markets with strong rent-to-value ratios 9:20 – Example market: Memphis for cash flow 10:05 – Avoid letting past mistakes affect future investing 11:02 – Using regret productively in investing 12:35 – Scenario 2: Younger investor with high income, low capital 13:06 – Why time vs return matters in real estate 14:02 – Scenario breakdown: $25K + $60K/year savings 16:02 – 3-phase strategy: appreciation → break-even → cash flow 17:30 – When negative cash flow can actually make sense 18:07 – Repositioning your portfolio over time 19:24 – Scenario 3: $300K–$500K lump sum investor 20:13 – How to diversify across markets and property types 21:05 – Appreciation vs cash flow strategy debate 22:20 – Portfolio structure: 3–5 properties across markets 23:02 – Why incentives and timing matter 24:17 – Comparing real estate vs stocks & other assets 25:04 – Final takeaway: there’s no one-size-fits-all strategy 26:06 – Long-term thinking: 3, 5, 10-year outlook 27:06 – Why having expert guidance matters 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #PassiveIncome #RentalProperties #FinancialFreedom #InvestingStrategy #WealthBuilding #RealEstateTips #CashFlow #RentalIncome #RentToRetirement

This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Is now the right time to invest in real estate—or should you wait? In this episode, host Matthew Seyoum sits down with lending expert Hans Stone from Blueprint Home Loans to break down what’s really happening in today’s market. With global uncertainty, rising interest rates, and investor hesitation, many are sitting on the sidelines—but experienced investors are doing the opposite. You’ll learn why today’s market conditions may actually present one of the best buying opportunities in years, how lending strategies are evolving, and what separates investors who build wealth from those who miss out. If you’ve been waiting for the “perfect time,” this episode will challenge that mindset. Key Topics & Timestamps 0:08 – Introduction & current state of the real estate market 0:43 – Why uncertainty is causing investors to hesitate 1:37 – The difference between passive vs active investors 3:20 – Market cycles: Why waiting can cost you more 4:49 – Best loan products in today’s market (DSCR, conventional, ARM) 5:12 – How investors are buying rates down into the 4% range 7:25 – Builder incentives: $15K–$25K opportunities explained 10:10 – Long-term investing strategy & Warren Buffett mindset 11:43 – Why NOW may be a short-term window of opportunity 12:23 – Builders, inventory, and why buyers have leverage 14:52 – Real investor story: fear vs long-term results 16:34 – Why pre-approved investors still aren’t taking action 16:40 – How to overcome fear and make confident decisions 18:23 – Final advice: stop overthinking and focus on long-term gains 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #PassiveIncome #RentalProperties #HousingMarket #InvestingTips #WealthBuilding #RealEstatePodcast #CashFlow #InterestRates #DSCRLoans

Claim Your Seat at the Wealthy & Wise Summit Join us live in Las Vegas for two days of advanced tax strategies, business credit insights, and wealth-building frameworks used by top entrepreneurs. → Reserve Your Seat Now https://nchinc.com/rtr-wealthy-and-wise-summit Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… NCH: Set up an LLC to protect your investments! https://nchinc.com/rtr MYND - A Roofstock company: Your all-in-one platform for single-family rentals. Buy, manage, and grow—without the hassle. https://www.mynd.co/rtr San Antonio is quickly becoming one of the hottest real estate markets in the U.S.—and in this episode, Matthew Seyoum sits down with a seasoned builder to break down exactly why investors are targeting this market right now. From duplex and fourplex strategies to long-term appreciation and cash flow, this episode dives into the real advantages of investing in new construction rental properties in Texas, with a focus on San Antonio’s explosive growth. If you're looking to scale your portfolio, reduce headaches with property management, and invest in a landlord-friendly state, this episode gives you a clear, tactical breakdown of how to do it. ⏱️ Timestamps 0:00 – Introduction to San Antonio real estate opportunities 0:19 – Builder background: From flipping homes to duplex developments 1:21 – Why duplex and fourplex investing became the focus 2:07 – Infill vs full community development explained 3:13 – Family-run development and vertical integration model 3:51 – New construction vs rehab: key investor differences 4:30 – Why Texas (and San Antonio) is booming 5:24 – Migration trends and pro-business environment 6:07 – Biggest benefits of new construction investing 6:21 – Addressing property taxes in Texas 7:01 – Strategic land selection to reduce taxes 8:08 – Cash flow vs appreciation strategy 9:18 – Upcoming San Antonio inventory opportunities 10:11 – Why property management is critical for investors 11:01 – Building an in-house property management company 12:27 – Scaling to 1,000+ rental units 13:14 – Full-service property management explained 14:09 – Avoiding hidden fees and maximizing investor returns 16:47 – Why seamless investing leads to repeat buyers 17:27 – Military demand in San Antonio rental market 18:23 – Current inventory breakdown (San Antonio neighborhoods) 20:44 – Advice for new real estate investors 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #SanAntonioRealEstate #RentalProperty #PassiveIncome #DuplexInvesting #TexasRealEstate #TurnkeyProperties #WealthBuilding #RealEstatePodcast #InvestmentStrategy

Claim Your Seat at the Wealthy & Wise Summit Join us live in Las Vegas for two days of advanced tax strategies, business credit insights, and wealth-building frameworks used by top entrepreneurs. → Reserve Your Seat Now https://nchinc.com/rtr-wealthy-and-wise-summit This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. – https://bamcapital.com/rtr/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown! In this episode, we break down everything you need to know about the upcoming Wealthy & Wise Summit in Las Vegas — RTR’s first official real estate investing conference in partnership with Nevada Corporate Headquarters. If you're serious about scaling your real estate portfolio, optimizing taxes, protecting assets, and connecting with top-tier investors and providers… this is an episode you don’t want to miss. Matthew and Tommy cover: What makes this conference different from large eventsHow investors can get direct, one-on-one strategy guidanceThe role of LLCs, trusts, and asset protection in long-term wealthWhen to use self-directed IRAs or Solo 401(k)s for investingWhy partnerships and entity structuring matterHow to build business and personal credit to scale fasterExclusive, conference-only investment incentivesNetworking opportunities with RTR’s top teams and providers This is not just another event — it’s designed to give investors clarity, momentum, and real opportunities to take action. ⏱️ Timestamps 0:07 – Introduction to the Wealthy & Wise Summit 0:44 – Why this conference is different (small, high-value experience) 1:43 – Meeting investors in person & strategy sessions 3:18 – Benefits of a smaller, more focused event 3:36 – Nevada Corporate Headquarters partnership explained 4:09 – Using IRAs & Solo 401(k)s for real estate investing 5:10 – When investors should start using retirement funds 6:13 – Structuring partnerships with LLCs 7:05 – Why expert guidance matters for entity setup 8:08 – Estate planning, trusts & long-term wealth strategy 10:14 – Planning generational wealth through real estate 14:00 – Getting started vs waiting — taking action now 14:21 – Building personal & business credit 15:19 – Conference-only incentives & exclusive deals 16:09 – What kind of incentives investors can expect 17:56 – Why smaller conferences offer better opportunities 19:07 – Meeting property managers & investment teams in person 20:29 – Creating a real investment plan with RTR strategists 21:23 – Networking, events & experience in Las Vegas 22:24 – Final thoughts & how to secure your spot 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode!

Claim Your Seat at the Wealthy & Wise Summit Join us live in Las Vegas for two days of advanced tax strategies, business credit insights, and wealth-building frameworks used by top entrepreneurs. → Reserve Your Seat Now https://nchinc.com/rtr-wealthy-and-wise-summit Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster! In this special episode, Zach and Matthew introduce the first-ever Rent To Retirement Wealthy & Wise Summit, happening May 2–3, 2026 in Las Vegas. This two-day event is designed to bring together investors, industry experts, and the Rent To Retirement team to share advanced strategies for building and scaling real estate portfolios in today’s market. Whether you're buying your first rental property or managing 100+ doors, this conference will cover the strategies, partnerships, and market insights investors need to succeed in 2026 and beyond. Attendees will gain access to: • Exclusive real estate deals • New investment markets not publicly available yet • Creative financing strategies • Tax optimization techniques • Asset protection and business structuring guidance • Private capital raising strategies • Direct access to lenders, CPAs, attorneys, and investment teams *Seats limited to 100 RTR Members (including guests) If you're serious about taking action and scaling your investments this year, this event is designed for you. ⏱ Timestamps 0:00 — Introduction to the first RTR Wealthy & Wise Summit 0:18 — Why this event is different from typical real estate conferences 0:35 — Exclusive deals and incentives available only to attendees 1:12 — What investors will learn about building wealth through real estate 1:36 — Creative financing, tax strategies, and scaling portfolios 2:05 — Meet the expert team: lenders, CPAs, attorneys, and market operators 2:34 — Ticket pricing and limited attendance (100 investors) 3:09 — Why in-person networking accelerates investing success 3:44 — Access to exclusive investment opportunities 4:22 — Who should attend: beginners to advanced investors 5:07 — Example deal structures (including low down payment opportunities) 5:57 — Breakout sessions and live investor mentorship 6:32 — Building your full real estate investing team in one event 7:13 — Final invitation to attend the 2026 RTR Summit 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #realestateinvesting #passiveincome #rentalproperties #realestatepodcast #financialfreedom #investing2026 #renttoretirement #realestateconference #propertyinvesting #cashflowinvesting

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster. In this episode, we sit down with Dr. Jim Dahle, practicing emergency physician, Air Force veteran, and founder of The White Coat Investor — one of the most trusted financial education platforms for physicians and high-income professionals. Dr. Dahle shares his journey from being frustrated with financial advisors to building a massive community that helps doctors and professionals avoid costly financial mistakes. We dive into real estate investing, financial independence, tax strategies, and how high-income earners can build long-term wealth while avoiding lifestyle inflation. Whether you're a physician, entrepreneur, or investor, this conversation is packed with practical insights to help you design a smarter financial strategy and achieve long-term financial freedom. Key Topics Covered ⏱ Timestamps 00:00 – Introduction to Dr. Jim Dahle and The White Coat Investor 01:29 – Why Dr. Dahle started educating physicians about money 05:10 – The truth about financial advisors and conflicts of interest 08:16 – DIY investors vs delegators vs validators 11:47 – Financial independence and working part-time in medicine 17:20 – Dr. Dahle’s investment strategy (stocks, bonds, and real estate) 21:33 – Why real estate is a powerful asset class 25:50 – Tax advantages of real estate investing 30:30 – Why owning just one rental property can be painful 33:20 – Scaling a real estate portfolio the right way 37:43 – When managing rentals is worth your time (and when it's not) 45:27 – The first financial step new professionals should take 47:41 – Paying off debt vs investing: which is better? 49:08 – The biggest financial mistake high earners make 51:03 – How AI may impact high-income professions 53:27 – Advice for students and future professionals 55:17 – Final investing advice from Dr. Dahle 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #realestateinvesting #passiveincome #financialfreedom #renttoretirement #whitecoatinvestor #realestatepodcast #wealthbuilding #investingtips

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown! In this episode, we sit down with Steve from our Akron/Canton, Ohio team to break down why the Midwest — specifically Akron, Ohio — continues to attract cash-flow-focused investors across the country. With over 500+ properties sold since 2019–2020, a systematic renovation model, and vertically integrated property management, this market has built a reputation for consistency, affordability, and strong long-term rental performance If you're looking for: ✔️ Affordable turnkey rentals ✔️ Landlord-friendly markets ✔️ Low cost of living with stable tenants ✔️ Section 8 insights ✔️ Faster tenant placement ✔️ Lower barrier to entry investing This episode delivers. ⏱ Key Topics & Timestamps 0:00 – Introduction & Akron market overview 1:01 – 500+ properties sold & long-term track record 1:58 – 60/40 new construction vs rehab inventory breakdown 2:04 – Systematic renovations: 10+ years mechanical life rule 3:35 – Why Akron is more landlord-friendly than Cleveland 4:42 – Fully staffed property management model 7:46 – Tenant profiles & affordability in Akron 9:30 – Section 8 pros & cons (longer average stays) 11:59 – Why single-family rentals outperform multifamily for longevity 13:28 – Block-by-block investing strategy (local expertise advantage) 15:39 – $135K fully updated homes in strong rental areas 17:24 – Why Tommy invested personally in Akron 20:23 – Why investors must move fast in this market 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #AkronRealEstate #OhioRealEstate #TurnkeyRental #CashFlowInvesting #MidwestRealEstate #RentalPropertyInvesting #PassiveIncome #Section8Investing #LandlordFriendly #RentToRetirement

Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster. In this episode, Zach reveals one of the strongest builder incentive opportunities we’ve seen — brand new, A-Class construction rental properties in Texas that are already leased and cash flowing from day one. Because some builders’ fiscal years end in Q1, they’re offering aggressive incentive structures to move excess inventory — including over $40,000 in incentives on select properties. These are limited-time deals ending Friday, March 13th at 5PM Pacific, and once the inventory is gone, it’s gone. If you’re looking to maximize ROI, reduce upfront capital, or buy down interest rates significantly, this is an episode you don’t want to miss. ⏱ Key Timestamps 00:00 – Introduction from Zach & Matthew 00:32 – Why Q1 creates unique builder opportunities 01:15 – $40,000+ incentive structures explained 02:00 – How institutional buying power benefits individual investors 02:50 – Using incentives: cash back, rate buy-down, price reduction 03:30 – Rates potentially in the 3s or 4s depending on structure 04:15 – Brand new A-Class Texas properties already leased 05:00 – No vacancy, no leasing fees, cash flow from day one 05:40 – Incentives expire March 13th at 5PM Pacific These properties offer: • Brand new construction • Tenant already in place • Immediate cash flow • No lease-up risk • Massive incentive flexibility • Economies of scale typically reserved for institutions This is how individual investors can access institutional-level buying advantages. If you’re serious about scaling your rental portfolio and taking advantage of limited inventory opportunities, now is the time to act. 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #RentalProperty #TexasRealEstate #NewConstruction #CashFlow #PassiveIncome #InvestmentProperty #BuilderIncentives #RentToRetirement #FinancialFreedom #BuyAndHold #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown! In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days. After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly. In this episode, we break down: • How he increased his buying power in 7 months • Why San Antonio’s fundamentals (military presence, population growth, diversified workforce) made sense • How builder incentives helped secure a 5.75% interest rate • The advantage of buying a property with a tenant already in place (20+ months remaining on lease) • How he structured his down payment using a HELOC, life insurance, and reserves • Why he chose 25% down to reduce risk • How he closed in just 2.5 weeks • His plan to scale into Katy, TX and potentially Florida Cleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors. If you're serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today’s market. ⏱ Accurate Episode Timestamps 00:00 – Introduction & Cleveland’s Investor Background 01:14 – Initial $150K Pre-Approval & Improving Ratios 02:18 – San Antonio Inventory Opportunity 03:16 – First Investment in 20 Years 04:19 – Tenant in Place + Two-Year Lease 05:18 – Closing in 2.5 Weeks 08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks) 09:57 – 5.75% Interest Rate & Builder Incentives 12:26 – Market Fundamentals & Risk Mitigation 15:33 – Scaling Strategy: Texas & Florida Diversification 20:01 – Advice to Investors: Take Action 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #RentalProperties #SanAntonioRealEstate #BuyAndHold #CashFlowInvesting #RentToRetirement #WealthBuilding #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ In this episode of the Rent To Retirement Podcast, host Matthew Seyoum welcomes investment strategist and new recurring co-host Tommy Brown to the show. Tommy shares his journey from teaching in public schools to building and scaling a multi-state rental portfolio — all while helping hundreds of investors do the same. If you’ve ever felt stuck on the sidelines or unsure whether to invest locally or out of state, this conversation will bring clarity. We dive into the real differences between new construction and rehab properties, how experienced investors think about portfolio diversification, and why so many people get trapped in analysis paralysis. Tommy also shares what he’s seeing right now in today’s market — including why Ohio rehabs continue to perform and why Tuscaloosa new construction has been attracting investor attention. Whether you’re brand new to rental investing or already own multiple doors, this episode will help you think more strategically about risk, cash flow, appreciation, and long-term scaling. ⏱ Timestamps 00:00 – Introducing Tommy Brown (New Co-Host Announcement) 01:16 – Tommy’s Background: From Teaching to Real Estate Investing 05:14 – Overcoming Analysis Paralysis 07:51 – Types of Investors We Work With 11:58 – Rehab vs. New Construction: Pros & Strategy 16:14 – Real-World Example: Texas New Build vs Ohio Rehab 18:23 – Why Tuscaloosa & Ohio Stand Out 20:05 – Biggest Mistakes Investors Make 24:13 – How to Connect with Tommy 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #RentalProperties #PassiveIncome #OutOfStateInvesting #BuyAndHold #NewConstruction #RehabProperties #CashFlowInvesting #InvestmentStrategy #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Buying your first rental property can feel overwhelming—especially if it’s out of state. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Chandler, a real investor who went from zero experience to owning two new-construction rental properties in Alabama in under a year. Chandler shares how he overcame analysis paralysis, chose the right market, trusted a property management team, and took action—without fixing, flipping, or managing from afar. If you’re researching real estate but struggling to make your first move, this episode is a must-watch. ⏱️ Episode Timestamps 00:00 – Introduction & Chandler’s background 01:00 – What sparked interest in real estate investing 02:15 – Finding Rent To Retirement & choosing turnkey rentals 03:40 – Overcoming analysis paralysis 06:30 – Buying a rental property out of state 08:15 – Why Alabama new construction made sense 10:50 – Setting goals & committing to action 14:55 – Property management expectations vs reality 17:30 – Managing rentals remotely with confidence 19:45 – Building a long-term rental portfolio 21:30 – Final advice for first-time investors 📌 Key Takeaways ✔️ How to choose your first out-of-state rental market ✔️ Why new construction can reduce early risk ✔️ The importance of taking action vs over-researching ✔️ What real property management looks like ✔️ How to build confidence as a first-time investor 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting#RentalProperty#OutOfStateInvesting#TurnkeyRealEstate#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Real estate investing doesn’t have to mean flipping houses, endless rehabs, or managing tenants yourself. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time. Jack shares why California real estate didn’t pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals. Whether you’re a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor’s decision-making process, mistakes avoided, and lessons learned. ⏱️ Episode Timestamps 00:00 – Intro & Jack’s background 01:00 – Why 401(k)s alone weren’t enough 02:45 – Why California real estate didn’t work 04:00 – Discovering turnkey investing through BiggerPockets 05:00 – Choosing Alabama as a target market 06:20 – Why out-of-state investing felt scary (at first) 08:00 – The power of education & the RTR Academy 10:00 – Cash flow vs appreciation vs depreciation 12:00 – Leveraging real estate for long-term wealth 14:30 – Tax benefits & future short-term rental plans 17:00 – Interest rates, timing the market & opportunity cost 19:30 – Trusting property management from afar 21:30 – Final advice for new investors 🚀 Key Takeaways Why waiting for “perfect” interest rates can cost you more long-termHow turnkey rentals create passive income for busy professionalsThe real power of leverage, appreciation, and tenant-paid debtWhy education matters more than trying to do everything alone📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #OutOfStateInvesting #RentalProperty #CashFlowingRentals #RealEstateWealth #BuyAndHold #RetirementPlanning #BusyProfessionals #WealthBuilding #CaliforniaInvestors #AlabamaRealEstate #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay 📉 Will mortgage rates finally stabilize in 2026? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market. With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure. You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance. Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026. ⏱️ Episode Timestamps 00:00 – Intro: Mortgage rate outlook for 2026 01:30 – Market volatility vs. stability in recent years 02:45 – Will government bond buying lower rates? 06:40 – Why big mortgage rate drops are unlikely 08:40 – Fed leadership changes & impact on lending 10:50 – New loan products investors should understand 11:30 – 7-year & 10-year ARM loans explained 14:00 – Using builder incentives to buy rates down 16:30 – DSCR interest-only loans: pros & misconceptions 19:00 – Cash flow vs. principal paydown strategies 21:30 – Matching loan structure to your investment goals 👉 Connect with the team to explore lending options with Blueprint Home Loans 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay Southwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region. You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves. This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently. ⏱️ Episode Timestamps 00:00 – Welcome to the Rent To Retirement Podcast 01:00 – Why Southwest Florida is a major growth corridor 03:00 – Hurricanes, insurance costs, and common investor misconceptions 07:30 – New construction vs older homes: what actually holds up 10:45 – Investor background: from Wall Street to Florida real estate 14:30 – Ground-up construction explained (build-to-rent strategy) 18:45 – How investors create equity without construction loans 22:45 – Duplex vs single-family investing in today’s market 26:00 – Long-term wealth, leverage, and inflation advantages 30:45 – Why Florida remains a top investor-friendly state 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate

This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Welcome back to the Rent To Retirement Podcast with your host Adam Schroeder! 🎙️ Flying solo in this episode, Adam breaks down the latest trends in real estate investing, where the market is headed, and how to position yourself for smart, strategic investments in 2025 and beyond. With interest rates shifting and inventory shortages across the country, understanding which markets and asset types make sense right now is critical. Whether you’re new to real estate or scaling up your portfolio, Adam’s actionable insights and personal deal breakdowns will help guide your next move. 💼🏠 🔑 Key Highlights & Timestamps: 00:00 - Intro: Real estate chaos & opportunity in 202501:00 - Why interest rates are dropping & what it means 📉03:00 - What kind of loans are working now (DCSR vs. Conventional)04:40 - Why people are still hesitant—and why they shouldn't be06:00 - What markets are appreciating vs. stagnating 💹08:00 - Midwest vs. Southeast: Where to invest & why10:30 - How to assess insurance & property taxes correctly 🧾12:00 - Why due diligence matters more than ever14:20 - Real estate isn’t passive (even turnkey!) 🔍16:30 - Becoming a better investor, one deal at a time17:50 - Set yourself up for long-term success with smart systems 👉 Resources Mentioned:• Free Wealth Calculator• Rent To Retirement Academy 📢 Ready to build wealth through real estate?Schedule a FREE consultation with a Rent To Retirement investment advisor today!🔗 ⁠https://bit.ly/3EE6KjZ⁠ 👍 Like this episode? Smash the Like button, Subscribe, and hit the bell 🔔 to never miss an update.💬 Drop your questions and market thoughts in the comments! 🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentToRetirement #PassiveIncome #TurnkeyProperties #RealEstate2025 #DSCRloans #RealEstateTips #InvestmentProperty #RealEstateMarket #InterestRates #MidwestRealEstate #SoutheastInvesting #WealthBuilding #FinancialFreedom