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Gifting money to your children or grandchildren can be a meaningful way to support their future, but how much can you give without triggering gift tax considerations? On the latest episode of The Retire Your Way with ILG Financial Podcast, Chase breaks down what the $19,000 annual gift tax exclusion really means and explains the rules to keep in mind when giving money to loved ones.

Navigating care for a loved one can involve important decisions about their health, finances, and overall care. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave is joined by special guest Jeremy Pryor to discuss what families should know about the person responsible for making these decisions and how planning ahead can help everyone feel more prepared.

AI is making it easier than ever for scammers to impersonate trusted voices and create convincing deepfakes. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses some of the newest scams targeting older Americans and shares practical tips to help you recognize the warning signs and better protect yourself.

How much money do you really need to retire comfortably? For many people, the answer is a simple number: $1 million. But is there really a one size fits all retirement target? On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez explores why focusing on a specific dollar amount may not be the best way to measure retirement readiness. Instead, he discusses the factors that truly matter when determining your personal retirement number and how to build a plan that aligns with your lifestyle, goals, and long-term needs. Click below to listen today.

Retirement isn't just a financial transition - it's a life transition. On this episode of the Retire Your Way with ILG Financial Podcast, Chase breaks down four common mistakes people make in the critical 5–7 years leading up to retirement—and how to avoid them. From losing a sense of purpose after leaving the workforce to underestimating healthcare costs, this conversation highlights the real-world challenges retirees face beyond just the numbers. You'll also learn why having a stress-tested financial plan matters, how to prepare for the emotional side of retirement, and what steps you can take now to build a more fulfilling and sustainable future. If you're approaching retirement, this episode offers practical insights to help you plan with confidence, avoid costly missteps, and make the transition on your terms.

Gold has been on a remarkable run, but investors thinking about cashing in may be overlooking an important detail: taxes. On this episode of the Retire Your Way with ILG Financial Podcast, Chase breaks down how gains from physical gold, gold-backed ETFs, and gold futures can all be taxed differently and why selling at the wrong time or in the wrong account could create an unexpected tax bill. It is a timely conversation for retirees and pre-retirees who want to better understand how gold fits into a broader financial strategy before making a move.

Medicare doesn't stay the same—and even small changes can have a meaningful impact on your healthcare costs, coverage options, and long-term retirement plan. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez sits down with Medicare expert Alex Sieler to break down the latest updates and changes to Medicare coverages and benefits, explaining what's new, what's shifting, and what you should be paying attention to.

As Dave and Chase prepared for this episode of the Retire Your Way with ILG Financial Podcast, the focus shifted from a potential AI-driven market bubble to the question investors ask most: Should I get out of the market, or stay in—and if I stay in, what should I do? The conversation centers on the temptation to time the market, why it's so difficult to do successfully, and what history and disciplined investing suggest instead. Rather than reacting to headlines, Dave and Chase explore how long-term strategy can help investors navigate uncertainty with greater confidence. If you've ever wondered whether now is the right time to exit—or whether timing the market is even possible—this episode offers clarity.

Planning for long-term care can feel overwhelming, but it doesn't have to be. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave is joined by special guest Alecia Barnette for a clear, practical discussion on long-term care planning. They break down common myths, explain the differences between traditional and asset-based long-term care options, and share when it may be the right time to start planning. If long-term care is on your radar, this conversation offers clarity, confidence, and actionable next steps.

As Medicare Open Enrollment wraps up on December 7th, it's the perfect time to break down some of the lesser-known terms and options you may be seeing—or weighing—right now. On this episode of the Retire Your Way with ILG Financial Podcast, Chase takes a closer look at one of the biggest decisions beneficiaries face: whether to stay with or switch to a Medicare Advantage plan or a Medicare Supplement Insurance policy, also known as Medigap. This choice can influence everything from your monthly budget to how easily you can access the care you need. Join us as we untangle the differences, highlight key considerations, and help you feel more confident in choosing the coverage that fits your health and financial goals.

What Does It Really Mean to Be "Independent" in Financial Planning? On this episode of the Retire Your Way with ILG Financial Podcast, Dave sits down with Leslie Lipscomb from Financial Independence Group (FIG) to unpack what true independence means in the world of finance. From understanding the role of an IMO (Independent Marketing Organization) to exploring why working with an independent advisor can make all the difference, they dive into how freedom of choice—across countless products and companies—translates into better outcomes for clients. Tune in as Dave also walks through his personalized planning process and the value FIG brings to independent professionals and their clients nationwide.

People are providing more aid to adult children and having children later in life. The combination can make it hard to save for retirement. Stretching parenting into your 50s, 60s, or beyond doesn't just consume energy, it can strain finances and delay retirement plans. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase talks about this trend and how to navigate it when it comes to saving for your retirement.

On this episode of the Retire Your Way with ILG Financial Podcast, Dave provides an update on the state of the markets to include highlights of global events, policy decisions, and emerging technologies that shape markets and influence client portfolios, while reinforcing the importance of financial planning.

New research is shining light on long-term negative stock returns. Although infrequent, they do occur. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discussed why diversification, red flags, and adjustments to your strategy are important to avoid these rare, but possible outcomes.

Public-sector workers like teachers, police, firefighters, and more who receive non-Social Security pensions are set to see the restoration of full Social Security benefits and payments as a result of the Social Security Fairness Act. On this episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez is joined by Social Security Expert Hamilton Morales as they discuss the implications of the legislation and the repealing of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) for these public-sector employees.