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In the season 8 finale of Money Talks 50+, Retirement Reality Check, Jess will discuss a number of local, federal, national, and supportive resources that can make navigating your golden years a little easier.  NOTE: phone numbers and websites provided are accurate as of September 2026.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

One of ElderWatch's goals is to protect Coloradans 50+ from fraud and scams. Join Jess as she reviews some of the common tactics used by scammers, provides information related to which scams were most commonly reported to the ElderWatch helpline in 2025, and offers resources for what to do next if you've experienced a scam.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

We've all heard of Social Security and Medicare, but do you know how benefits are calculated, what they cover, and how choices you make before it's even time to claim benefits can impact your benefits in retirement? Join Jess as she dives into these important, but often misunderstood, programs.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

You've hit your retirement savings goal, but what does that mean for your budget going forward? Join Jess as she discusses some of the considerations and changes that go into creating a successful retirement budget, compared to a budget in your working life. ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

After years of saving for retirement, when it finally comes time to enjoy your nest egg, will you be able to? Today Jess is talking about a retirement spending paradox: why do retirees with more than enough saved for retirement sometimes struggle to enjoy the fruits of their labor? ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

As more Americans work beyond traditional retirement age, the question is no longer whether people can work after 65, but why they do. In this episode, we explore how current workers can build greater retirement flexibility, things to consider when returning to the workforce if savings fall short, and how work can provide purpose, connection, and fulfillment during "retirement." Whether working after 65 is a necessity or a choice, understanding your options can help you create a more secure and meaningful future. ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

The impact of inflation isn't something that's only felt by retirees, but because it reduces our spending power, it can be scarier and more confusing once you've exited the workforce. Curious about ideas for minimizing the impact of inflation on your life in retirement? Join Jess as she discusses ideas from experts on the impact of inflation in retirement.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

The order of market returns matters more than most retirees realize. Join Jess as she discusses practical strategies to help protect your retirement savings from Sequence of Return Risk, whether you're preparing for retirement, nearing retirement, or already retired. ElderWatch does not offer financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

Could a market downturn in your first years of retirement derail your financial plans? In this episode of MoneyTalks 50+, Jess explores the often-debated concept of sequence of return risk—the idea that market losses early in retirement may have a lasting impact on your portfolio’s ability to sustain you in retirement. Tune in to better understand one of retirement's biggest financial fears—and get ready for our next episode, where we'll explore the strategies experts recommend for managing it.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

Welcome to the first episode of Retirement Reality Check, the newest season of Money Talks 50+! Today, Jess is talking about two different models that experts use to explain phases of retirement. Whether you're about to retire, just retired, or have been retired for some time, this episode is for you!  ElderWatch does not provide financial or legal advice.   For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

Welcome to another season of MoneyTalks 50+! For Season 8, we're discussing the realities of retirement when it comes to life and finances. We'll be talking about big concepts like the different phases of retirement that you might expect, and some of the concepts that might keep you up at night - like how inflation impacts your retirement portfolio. Join us as we discuss these concepts and more in Season 8 of Money Talks 50+: Retirement Reality Check.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

On the season finale of Hidden Chapters, Season 7 of MoneyTalks 50+, Jess is giving you three financial tools that are helpful regardless of your retirement goals. Today, Jess will teach you about credit reports, credit freezes, and consumer reports.  Resources mentioned in this episode:  Credit Report Resources Annualcreditreport.com Order your free credit report by phone: 1-877-322-8228Credit Freeze Resources https://www.experian.com  Experian: (888) 397-3742https://www.transunion.comTransunion: (800) 916-8800https://www.equifax.comEquifax: (888) 298-0045Consumer Reports Resources https://www.chexsystems.com/Other Resources Senior PlanetSenior Planet helpline number: (888) 713-3495Financial Empowerment center phone number: (720) 944-2498Financial Empowerment center e-mail: [email protected] helpline: 800-222-4444, select option 2Our music was created by OfShane.  ElderWatch does not provide financial or legal advice.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

Today’s minisode discusses a different kind of hidden chapter – cognitive biases and marketing techniques. Join Jess as she helps you spot different psychological techniques and traps that may lead you to spend and buy more than you need, or lead you to purchase things you didn’t need in the first place!    ElderWatch does not provide financial or legal advice.    Our music was created by OfShane.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

Long Term Care is a hidden chapter that many people don't want to discuss, whether for themselves or for a loved one, but a bit of planning can make all the difference when it comes to this hidden chapter. Join Jess as she discusses some of the considerations that will help you evaluate a location, and provides some ideas on how to finance long term care.  In this episode, you'll hear Jess say "ADLs." ADL stands for "Activities of Daily Living," and encompasses things like walking, feeding, dressing, etc. In other contexts, you may also hear "IADLs" which stands for "Instrumental Activities of Daily Living." These differ from ADLs but are still critical to understand. IADLs include things like driving, meal prep, and chores.  Resources mentioned in this episode: Area Agency on Aging for Adams, Arapahoe, Broomfield, Clear Creek, Denver, Douglas, Jefferson and Gilpin counties.AARP Colorado YouTubeSSA Benefits CalculatorVA BenefitsColorado Old Age Pension ProgramColorado Home Care AllowanceElderWatch does not provide financial, legal, or medical advice.  Our music was created by OfShane.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/

Retiring outside of the United States is a dream for many, and may be a great way to reduce your cost of living; however, without proper planning and consideration of logistics and finances, this hidden chapter may be more difficult that you realize.  Join Jess as she discusses some of the common reasons that retiring abroad may be unsuccessful, provides some tips on choosing a location to move to, and reveals some of the hidden financial considerations that are imperative to a successful retirement outside of the United States.  Resources mentioned in this episode:  Social Security Administration Payment Abroad Screening ToolSocial Security Administration “Your Payments While You Are Outside the United States” MoneyTalks 50+ is brought to you by ElderWatch: a 20+ year collaboration between AARP and the Colorado Attorney General's Office. Our goal is to educate and protect older Coloradans through fraud and financial literacy education. If you or someone you know has experienced fraud or a scam, or is looking for a local financial literacy resource, give us a call! Our phone number is 800-222-4444, select option 2.  AARP ElderWatch does not provide financial, legal, or medical advice.   Our music was created by OfShane.  For more information about ElderWatch, check us out online: https://www.aarp.org/money/scams-fraud/elderwatch/