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Earlier this year I sat down with Amy and she ran through some examples of how everyday New Zealanders are building wealth and planning for their financial future, the episode was a big hit and so now we're back for a part two getting into more examples of how regular kiwis are building wealth to give you a better insight into whats possible and whats working. Find Amy: https://www.instagram.com/amy.financialplanner/ Our annual live event in Auckland is happening on November 6th in partnership with Sharesies, get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.

I’ve had recent conversations with people who are putting money aside for their kids. Love that. Putting a few bucks away now to give their children more options later. When I ask where the money is going, the answer has often been: “A high-interest savings account.” Wait, what? Putting money in a savings account and investing for long-term growth are two different jobs. Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

How will the 2026 NZ election impact your finances? We break down the potential shifts for property, taxes, and KiwiSaver. With political changes on the horizon, many investors are concerned about how shifting policies might reshape the local economy. We discuss the potential ripple effects of a change in government. Whether you are planning for the long term or managing current assets, understanding these economic headwinds is crucial. We explore what a victory for the left party might mean for tax structures and retirement savings, ensuring you have the context needed to navigate the coming months. Find Greg: https://www.linkedin.com/in/greg-smith-cfa-07214215/ https://generatewealth.co.nz Our annual live event in Auckland is happening on November 6th in partnership with Sharesies, get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.

Last week I spent a week Niue, helping facilitate a conference and delivering a keynote. I’ll be honest, I had to google where Niue even was. Here I was AGAIN having an experience I couldn’t have imagined when I first started putting myself out there. How did this happen? Let's explore! Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

We know there are a lot of people out there struggling wth the cost of living, a lot of people doing it hard, but at the same time are we also seeing the media buy into it to create fear which is simply holding kiwis back? Todays episode is a bit controversial, so its worth giving it more than a few minutes of listening before casting any judgement.... Find Mikey: https://guardiansmith.co.nz/ https://instagram.com/officialmikeysmith Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.

You could argue that we’re still in a pretty tough economic environment, plenty of noise, yet there are people out there getting after it. And also it’s always interesting at how different peoples goals are. I always enjoy reading what the community are focussed on. I hope you do too... Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

New Zealand's at a crucial point in our history with infrastructure, where if something doesn't change soon there could begin to be a crisis, so today Im speaking with CEO of Infrastructure New Zealand, Nick Leggett, to find out whats actually happening. Find Nick: Linkedin: https://www.linkedin.com/in/nick-leggett-a054a559/ Website: https://infrastructure.org.nz/ Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.

We seem to have a cost of living crisis running alongside a cost of FOMO crisis? The politicians tell us it's the number one election issue. Meanwhilst people are standing in a queue for $17 frozen yoghurt with chocolate on it, queueing online to get tickets to events. And I think social media might be pouring petrol on it. The TikTokification of spending if you will. Let's explore this one! Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

In my lifetime Ive gone from earning minimum wage delivering junk mail, to being an entrepreneur earning north of $400,000 per year all here in New Zealand. Today Im breaking down my journey, what jobs I had, at what age, how much I earnt and the lessons I learnt alone the way. Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Follow on Instagram for more content: https://www.instagram.com/keepthechange_nz Hosted on Acast. See acast.com/privacy for more information.

Recently Generate Wealth went out and surveyed 500 people on investing & kiwisaver, so today we're sitting down with Nathan Stanners to summarise 5 of the key themes that get in the way of New Zealanders building wealth. Nathan's worked with over 1,000 New Zealanders as an advisor, seeing whats actually working for everyday Kiwis. Find Nathan: https://linkedin.com/in/nathan-stanners-generatekiwisaver/ https://generatewealth.co.nz Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.

What if 2027 is a year of rising interest rates? Could you budget cope? Let's get ready BEFORE it is reality. Don’t build your household finances around the assumption that a political party, a Reserve Bank or a new calendar year is coming to save you. 2027 could be much the same as 2026. Be ready! Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Kiwis are awash with debt, buy now pay later, credit cards, vehicle finance, store cards and thats before we even talk about mortgages or student loans. Today we're diving into what these forms of debts are, what you need to be careful of and how you could get yourself out of it. Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Follow on Instagram for more content: https://www.instagram.com/keepthechange_nz Hosted on Acast. See acast.com/privacy for more information.

A couple months ago I sat down with Amy from Guardian Financial Planning to help build out a rough financial plan for myself, including some of my beliefs around money, today we're doing part two of that session diving further into the topic. Enjoy! If you missed part one, you can watch it here: https://www.youtube.com/watch?v=c-mb9TPldY0&t=1371s Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.

I stopped for the same coffee at two different cafés. Café #1 charged me $5.50. Café #2 charged me $6.50. These two cafés are less than 200m apart. So how can two businesses, selling essentially the same product within a couple of hundred metres of each other, have nearly a 20% difference in price? Very easily, let's explore! Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Iyia has built multiple successful ecommerce businesses of her own over the years before shifting towards teaching others how to do the same, today she's on the podcast to share whats working in the world of ecommerce not only for herself, but her students too. Find Iyia: https://www.instagram.com/iyialiu Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.