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What Happens When a Startup Runs Out of Money | The Financial  Operator Podcast | Episode 76 What happens when you do everything right, and still run out of money? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with  Andrew Ackerman, Head of REACH Labs at Second Century Ventures, to unpack the  realities of startups, fundraising, and what actually separates the companies that survive  from the ones that quietly disappear. Andrew shares his firsthand story of building a startup that was gaining traction until a  single world-changing event erased a signed term sheet overnight. From there, the  conversation expands into what founders really need to understand about capital,  leverage, timing, and decision-making. This episode covers: • What to do when funding disappears at the worst possible moment • Why "just take the money" is often the smartest early decision • The difference between venture-backed startups and traditional businesses • When fundraising should (and should not) be your full-time job • Why testing ideas cheaply beats building the wrong thing perfectly • The traits Andrew sees consistently in founders who succeed • How to find the one clear message that makes customers stop and listen If you're building a startup, considering raising capital, or trying to decide whether growth  should be funded or earned, this conversation will give you clarity without hype.  Watch now for a grounded, real-world look at startups, money, and making better  decisions earlier. ⏱️ Timestamps 00:00 Introduction & Guest Welcome 00:26 The Moment Andrew's Startup Ran Out of Money 02:10 Why Early Funding Can Disappear Overnight 03:20 "Just Take the Money": Lessons on Leverage 04:18 Which Businesses Should (and Shouldn't) Raise Venture Capital 06:57 Equity, SAFEs, and Convertible Notes Explained 08:37 When Founders Should Start Fundraising 11:47 Andrew's Path From Founder to Investor 16:14 Inside Accelerators and Early-Stage Investing 20:16 The Traits Andrew Sees in Successful Founders 25:32 Why Stories Teach Better Than How-To Guides 28:52 Testing Ideas Before Spending Real Money 33:39 Renting vs. Buying in the Early Stages 36:18 Finding the One Message That Stops Customers 45:03 Final Advice for Founders 49:00 Andrew's Book & Where to Find Him To connect with Andrew Ackerman's website: https://www.andrewbackerman.com Buy "The Entrepeneur's Odyssey" here: https://www.amazon.com/Entrepreneurs-Odyssey-Approach-Startup-Success/dp/1032883545/ref=tmm_pap_swatch_0 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo Do you have your own financial or business growth questions for MKB?  Visit: Website: https://mkbcfo.com Instagram: https://www.instagram.com/mkb_cfo/ Facebook: https://www.facebook.com/mkbcfo LinkedIn: https://www.linkedin.com/company/mkbcfo #StartupLife #VentureCapital #Entrepreneurship #FounderJourney #StartupFunding #BusinessGrowth #RiskManagement #CashFlow #Innovation #TheFinancialOperator

Why Entrepreneurs Burn Out, and How to Think Differently About Stress | The Financial Operator Podcast | Episode 75    What if stress isn't the problem, but the story you're telling yourself about it is?  This is Part 2 of Jen's conversation with Suzanne Boehs of Kool Foam LLC, and it goes even deeper.  In this episode of The Financial Operator: Cash In, Chaos Out, Jen and Suzanne continue their candid, unscripted discussion about stress, entrepreneurship, partnership, and the mental side of building a business that lasts.  This isn't a tactical episode about spreadsheets or KPIs. It's about the human side of business. How entrepreneurs and their partners navigate pressure, comparison, decision-making, and long seasons of growth without burning out.  In Part 2, Suzanne shares insights from 18 years in business, including:  Why stress comes from every angle, and what you can control  How fueling your body affects decision-making and emotional regulation  The danger of comparison culture and social media highlight reels  Why fast decisions still require intention  How past failures create resistance to future growth  Reframing stress as adventure instead of dread  Why meaning matters just as much as money  If you're building a business, supporting an entrepreneur, or feeling overwhelmed by the weight of "doing it right," this episode offers perspective, grounding, and clarity.  🎧 Watch Part 2 now and continue the conversation on stress, success, and sustainability.  ⏱️ Timestamps  00:00 Welcome Back & Why This Conversation Matters  02:13 The Reality of Stress in Entrepreneurial Households  05:36 Fueling Your Body to Reduce Stress and React Better  09:04 Comparison Culture, Social Media, and Unrealistic Expectations  12:49 18 Years in Business: Why You Can't Compare Journeys  16:18 Fast Decisions vs. Intentional Decisions  20:15 Revenue Goals, Meaning, and Motivation  24:26 Why Money and Fulfillment Must Co-Exist  28:57 Stress vs. Adventure: Changing the Narrative  34:55 Supporting Each Other Through the Hard Days  43:16 Final Thoughts & How to Connect with Suzanne Boehs  To connect with Suzanne Boehs & Kool Foam LLC.:  🌐 Website: https://www.koolfoamllc.com/    📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo  Do you have your own financial or business growth questions for MKB? Visit:  🌎 Website: https://mkbcfo.com  📸 Instagram: https://www.instagram.com/mkb_cfo/  📘 Facebook: https://www.facebook.com/mkbcfo  �� LinkedIn: https://www.linkedin.com/company/mkbcfo    #EntrepreneurMindset  #BusinessOwnerLife  #StressManagement  #BehindTheBusiness  #WomenInBusiness  #FamilyBusiness  #MentalFitness  #EntrepreneurJourney  #KoolFoam  #TheFinancialOperator     

From CPA to Business Owner: Lessons You Only Learn the Hard Way  | The Financial Operator Podcast | Episode 74    What does it really take to build a sustainable business—and stay sane while doing it?  In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Samantha Besnoff, CPA and founder of Your Financial Maven, for a candid, practical conversation every business owner needs to hear.  With over 30 years in accounting and more than a decade running her own firm, Samantha shares the real lessons that don't show up in spreadsheets, how long success actually takes, why boundaries matter more than hustle, and how understanding your numbers protects both your business and your sanity.  In this episode, we cover:  What it really looks like to leave a stable job and start your own firm  Why most small businesses struggle in the first 2–3 years  Setting boundaries with clients (and why it's not optional)  Pricing, retainers, and getting paid before the work is done  When—and how—to fire clients without blowing up your cash flow  What business owners need to know heading into tax season  The biggest bookkeeping and tax mistakes Samantha sees over and over  This conversation is a must-watch for:  ✔ Small business owners  ✔ Service providers & consultants  ✔ Anyone tired of guessing with their finances  If you want fewer surprises, better cash flow, and a business that actually supports your life, this episode delivers.    ⏱️ Timestamps  00:00 Introduction & Guest Welcome  02:49 Samantha's Journey Into Entrepreneurship  07:15 Why the First 2–3 Years Are the Hardest  10:07 Getting Paid, Pricing Right, and Setting Boundaries  15:04 When (and How) to Fire Clients  20:02 Major Tax Changes Business Owners Should Know  26:50 Filing Deadlines, Extensions, and Tax Season Reality  34:45 What Business Owners Actually Need for Their Taxes  41:15 Who Samantha Works With & How to Get Started  44:37 Final Thoughts & How to Connect  To connect with Samantha M. Besnoff, CPA & Your Financial Maven:  🌐 Website: Your Financial Maven®    📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo  Do you have your own financial or business growth questions for MKB? Visit:  🌎 Website: https://mkbcfo.com  📸 Instagram: https://www.instagram.com/mkb_cfo/  📘 Facebook: https://www.facebook.com/mkbcfo  💼 LinkedIn: https://www.linkedin.com/company/mkbcfo    #SmallBusinessOwner  #Entrepreneurship  #FinancialClarity  #TaxTips  #CashFlowManagement  #BusinessFinance  #WomenInBusiness  #CPAAdvice  #FractionalCFO  #TheFinancialOperator     

The Side of Business No One Talks About (Spouses, Stress & Survival) | The Financial Operator Podcast | Episode 73   What happens behind the scenes of a business when the owner is hanging on by a thread? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Suzanne Boehs, co-owner of Kool Foam and the often-unseen force behind nearly two decades of entrepreneurship. After hearing Cory's side of the story in a previous episode, this conversation explores the other half of the equation—the spouse, supporter, "momager," and margin-maker who keeps the business (and the family) standing. Suzanne shares what it was really like to: • Start a business with two babies and zero experience • Support a company through near-bankruptcy and emotional burnout • Separate money from self-worth • Create emotional margin when everything feels urgent • Know when to cheerlead—and when to bring logic to the table • Support not one, but two business owners (her husband and her daughter) This episode is a must-watch for: ✔ Business owners navigating pressure and uncertainty ✔ Spouses and partners carrying the emotional weight ✔ Anyone who's ever thought, "We're working nonstop, why does this still feel so fragile?" The core takeaway: Support roles matter. Margin matters. And clarity changes everything. Watch now to hear the side of entrepreneurship that rarely gets airtime, but changes outcomes.   Timestamps 00:00 Introduction & Why This Conversation Matters 02:49 Starting Kool Foam with Babies, Chaos, and No Experience 05:58 What Startup Life Really Looked Like 10:07 The Emotional Role of Supporting a Business Owner 13:41 Discovering Financial Clarity with a Fractional CFO 17:31 Emotional Attachment to Money (and How It Holds You Back) 22:25 From Bankruptcy Fear to Clear Direction 26:50 Hiring, Growth, and Removing the Owner as the Bottleneck 33:17 Rediscovering Confidence and Joy in the Business 51:11 Final Thoughts & How to Connect with Suzanne Boehs   To connect with Suzanne Boehs & Kool Foam LLC.: 🌐 Website: https://www.koolfoamllc.com/   📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo Do you have your own financial or business growth questions for MKB? Visit: 🌎 Website: https://mkbcfo.com 📸 Instagram: https://www.instagram.com/mkb_cfo/ 📘 Facebook: https://www.facebook.com/mkbcfo 💼 LinkedIn: https://www.linkedin.com/company/mkbcfo   #Entrepreneurship #BusinessOwnerLife #BehindTheBusiness #SpouseSupport #EmotionalMargin #WomenInBusiness #FamilyBusiness #FinancialClarity #FractionalCFO #TheFinancialOperator

The Realities of Running a Creative Business (What No One Tells You) | The Financial Operator Podcast | Episode 72 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Jeff Price, Founder of Communications Advisory Service Inc., to break down what really happens behind the scenes of a creative service business. From unrealistic client expectations to emotional labor, pricing, boundaries, and the mental load of being a creative entrepreneur — this conversation is honest, relatable, and long overdue. Jeff shares the journey of building a growing AV and video production company, the mistakes that nearly burned him out, and how setting the right expectations can transform your business. He dives into why creatives struggle with saying no, how to protect your time, and why communication is the most important skill in any service business. 🎥💼 💡 Whether you're a freelancer, agency owner, or service provider trying to scale without losing your sanity, this episode gives you a transparent look at the real challenges creative entrepreneurs face — and what it actually takes to run a business that thrives. ⏱️ Timestamps 00:00 Introduction and Guest Welcome 02:10 How Communications Advisory Service Inc. Started: From Side Work to Full-Time Media Business 06:45 The Hidden Emotional Labor of Creative Entrepreneurship 10:22 Why Expectations Are Everything: Setting Clients Up for Success 15:12 The Burnout Problem: When Creatives Try to Do Everything 20:20 Learning to Say No (and Why It Saves Your Business) 26:48 Communication, Boundaries, and the Client Relationship 31:15 The Reality of Scaling a Creative Business 36:50 Photographer vs. Videographer Expectations 40:15 Final Thoughts + How to Connect with Jeff To connect with Jeff Price & Communications Advisory Service Inc.: 🌐 Website: https://www.casav.com/ LinkedIn: https://www.linkedin.com/in/jeff-price-8776b674   📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo Do you have your own financial or business growth questions for MKB? Visit: 🌎 Website: https://mkbcfo.com 📸 Instagram: https://www.instagram.com/mkb_cfo/ 📘 Facebook: https://www.facebook.com/mkbcfo 💼 LinkedIn: https://www.linkedin.com/company/mkbcfo     #CreativeBusiness #Entrepreneurship #ServiceBusiness #ScalingABusiness #ClientManagement #BusinessGrowth #CreativeEntrepreneur #TheFinancialOperator #MKBPodcast #JenFizer #CFOAdvice #WomenInBusiness #SmallBusinessGrowth #CreativeAgencyLife #MKBcfo

The Truth About Social Media Management for Growing Businesses | The Financial Operator Podcast | Episode 71 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Chloe Peña, Founder of Day of Socials, to reveal what business owners get wrong about social media and what it actually takes to grow with consistent, strategic content. Chloe breaks down how she built a nationwide content agency, why CEOs should stop doing their own marketing, and the systems her team uses to turn a few hours of filming into a full month of content. She also shares the truth behind B-roll marketing, why delegation is essential for real growth, and how business owners can stay in their zone of genius while still showing up online. 📱✨ 💡 Whether you're overwhelmed by content, ready to outsource your marketing, or want to understand how social media management truly works behind the scenes, this episode gives you a transparent look at the strategies that help growing businesses scale sustainably.     ⏱️ Timestamps 00:00 Introduction and Guest Welcome 01:20 How Day of Socials Started in the Event Space 04:15 Why CEOs Should Not Be Doing Their Own Social Media 08:42 B-Roll Content and Building Monthly Systems 13:10 Delegation, Burnout, and Staying in Your Zone of Genius 17:22 What Businesses Think They Need vs. What Actually Works 22:00 Content Days: Turning 2 Hours Into 30 Days of Marketing 26:49 Social Media for Product Businesses (Bakeries, Boutiques & More) 31:12 How to Reuse Content the Right Way 36:02 Event Packages: 2-Hour, 4-Hour, and 8-Hour Options 40:30 Travel, Client Workflows & Nationwide Projects 44:00 How to Connect with Chloe + Why Instagram Comes First 47:10 Final Thoughts: Why Delegating Social Media Helps You Scale     To connect with Chloe: 📸 Instagram: https://www.instagram.com/dayofsocials     📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo Do you have your own financial or business growth questions for MKB? Visit: 🌎 Website: https://mkbcfo.com 📸 Instagram: https://www.instagram.com/mkb_cfo/ 📘 Facebook: https://www.facebook.com/mkbcfo 💼 LinkedIn: https://www.linkedin.com/company/mkbcfo     #SocialMediaManagement #BusinessGrowth #Entrepreneurship #ScalingABusiness #ContentCreationTips #DelegationForCEOs #MarketingStrategy #SmallBusinessGrowth #TheFinancialOperator #MKBPodcast #JenFizer #CFOAdvice #WomenInBusiness #ContentAgency #SocialMediaStrategy #MKBcfo

Breaking the $1 Million Barrier: How to Scale Your Service Business | The Financial Operator Podcast | Episode 70 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Bud Nye, Founder of Nye Technical Services, to talk about what really happens when you grow from a small family business into a multi-million-dollar operation. 🚀 Bud shares his journey from working alongside his dad in the trades to running two successful companies — covering the reality behind scaling fast, building the right team, and managing the cash flow chaos that comes with growth. He opens up about overcoming analysis paralysis, learning to lead, and what it takes to move from owner mindset to scale mindset. 💼 💡 Whether you're breaking your first million or looking to push beyond it, this episode gives a transparent look at the challenges and mindset shifts every business owner needs to grow sustainably. ⏱️ Timestamps 00:00 Introduction and Guest Welcome 02:00 From Family Business to Building His Own Legacy 08:00 Taking Fast Action and Learning Through Execution 14:00 Growing Pains: Breaking Past the $1M Plateau 18:00 Cash Flow Challenges and Progress Payments 24:00 The Reality of Collections and Revenue Timing 27:00 Mental Health, Coaching, and Leadership Growth 31:00 Building a Legacy: Training and Giving Back 34:00 Lessons on Scaling, Leadership, and Finding Balance 39:00 Final Thoughts and How to Connect with Bud To connect with Bud: 🌐 Website: https://nyetechnicalservices.com/ 📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo Do you have your own financial or business growth questions for MKB? Visit: 🌎 Website: https://mkbcfo.com 📸 Instagram: https://www.instagram.com/mkb_cfo/ 📘 Facebook: https://www.facebook.com/mkbcfo 💼 LinkedIn: https://www.linkedin.com/company/mkbcfo #BusinessGrowth #Entrepreneurship #ScalingABusiness #CashFlowManagement #LeadershipDevelopment #SmallBusinessGrowth #TheFinancialOperator #MKBPodcast #JenFizer #BudNye #CFOAdvice #ServiceBusiness #BusinessPodcast #BusinessMindset #WomenInBusiness #FinancialPlanning #MKBcfo

How to Create a Positive Company Culture That Lasts | The Financial Operator Podcast | Episode 69 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with LuAnn Buechler, also known as The Little Spark, to talk about what it really takes to build a positive company culture that stands the test of time. ✨ LuAnn shares her journey from hospitality and event management to helping entrepreneurs and teams build cultures rooted in purpose, values, and connection. She reveals how identifying your core values can transform not only how you lead—but how your business attracts the right people and opportunities. 🌱 💡 Whether you're leading a growing team or building a business from the ground up, this episode will help you define your values, align your people, and create a culture where everyone thrives. ⏱️ Timestamps 00:00 Introduction and Guest Welcome 02:00 From Hospitality to Coaching and Culture Creation 06:00 Discovering the Power of Core Values 10:45 The Passion Test: Finding Purpose in Business 18:20 Building a Culture That Reflects Who You Are 25:00 Why Core Values Should Guide Every Decision 33:15 How to Choose the Right Networking Community 38:00 Turning Values Into Long-Term Success 41:40 Final Thoughts and Where to Find LuAnn To connect with LuAnn: Website: https://luannb.com/ 📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo Do you have your own financial or business growth questions for MKB? Visit: Website: https://mkbcfo.com Instagram: https://www.instagram.com/mkb_cfo/ Facebook: https://www.facebook.com/mkbcfo LinkedIn: https://www.linkedin.com/company/mkbcfo   #CompanyCulture #LeadershipDevelopment #Entrepreneurship #SmallBusinessGrowth #BusinessLeadership #CoreValues #PositiveWorkCulture #TeamBuilding #BusinessCoaching #WomenInBusiness #BusinessPodcast #TheFinancialOperator #MKBPodcast #JenFizer #LuAnnBuechler

The Financial Operator: Cash In, Chaos Out Podcast | Episode 68 | Turning Bad Credit Into Financial Freedom   🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with Kevin Faulkner, founder of 3B Credit Health, to talk about how good credit can transform not just your finances—but your future. 💳💼 Kevin shares how he rebuilt his own credit, created the Credit Success Plan, and now helps others reach that 800 score through realistic, proven steps. From fixing bad credit to understanding what lenders really look for, this episode uncovers the power of credit as a foundation for long-term wealth and peace of mind. He also opens up about the emotional side of money—how credit impacts confidence, business growth, and stability at home. 🌱 💡 Whether you're an entrepreneur or just starting to rebuild your finances, this episode delivers practical steps and encouragement to help you take control of your credit and create real financial freedom.   ⏱️ Timestamps 00:00 Introduction and Guest Welcome 00:45 How Kevin Rebuilt His Credit and Career 03:20 Credit, Self-Worth, and Financial Freedom 08:10 What's Inside the "Credit Success Plan" 15:22 The 5 Factors That Build (or Break) Your Score 24:30 Common Credit Myths & Mistakes 33:18 How Credit Impacts Business and Stability 44:05 Why 800 Is the Goal — and How to Get There 50:13 Creating Long-Term Financial Peace 55:10 Final Thoughts and Contact Info To connect with Kevin: LinkedIn: linkedin.com/in/kevin-faulkner-b6b928179/ Website: 3BCreditHealth.com 📌 Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo   Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com  Instagram: https://www.instagram.com/mkb_cfo/  Facebook: https://www.facebook.com/mkbcfo  LinkedIn: https://www.linkedin.com/company/mkbcfo   

The Financial Operator: Cash In, Chaos Out Podcast | Episode 67 | Scaling Smart: KPIs, Leadership & Life Balance 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with entrepreneur Cory Boehs to talk about building a thriving business without sacrificing your health, marriage, or sanity. Cory shares how grit, personal KPIs, and smart hiring helped him scale multiple ventures — and why balance is just as important as EBITDA. 📈✨ From overcoming rock bottom to creating a clear vision for work and life, Cory breaks down the habits, leadership skills, and systems every business owner needs to grow sustainably. He also reveals how AI tools like ChatGPT are changing the way entrepreneurs delegate, make decisions, and focus on what really matters. 🤖💼 💡 Whether you're scaling a service-based company, leading a small team, or simply trying to run your business (and life) more intentionally, this episode is packed with actionable tips on mindset, profitability, and building long-term success.   ⏱️ Timestamps 00:00 Introduction and Guest Welcome 00:42 How Rock Bottom Shaped Cory's Mindset 04:15 Building Personal KPIs for Business & Life 08:50 Scaling Teams and Delegating Effectively 13:22 Avoiding Burnout While Growing a Company 19:45 Using AI & Technology to Boost Productivity 24:31 Marriage, Balance, and Entrepreneurial Success 30:20 Creating a Clear Vision for Your Future 36:18 Leadership Lessons and Grit in Business 41:05 Final Advice for Sustainable Growth   📌 Don't forget to subscribe for the latest podcast episodes and more from  @mkbcfo  Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com  Instagram: https://www.instagram.com/mkb_cfo/  Facebook: https://www.facebook.com/mkbcfo  LinkedIn: https://www.linkedin.com/company/mkbcfo 

The Financial Operator: Cash In, Chaos Out Podcast | Episode 66 | How I Scaled a Plumbing Business & Sold It in 5 Years with Mitch Smedley 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with plumbing entrepreneur and business coach Mitch Smedley. Mitch shares how he launched his plumbing company in 2020 with just $30,000 from a home equity line of credit—and grew it into a thriving, sellable business within five years. 🚿💼 From financing vans and managing COGS to building a YouTube following that caught the attention of Ford Motor Company, Mitch dives deep into the realities of scaling a service-based business. He also reveals why he turned down a higher offer to sell, how he transitioned into coaching through Trade Winds, and the importance of running your business from a P&L rather than your bank account. 📊 💡 If you're a business owner in the trades (or thinking about starting one), this episode is packed with hard-won lessons on growth, marketing, and financial strategy. 00:00 Introduction and Guest Welcome 00:34 Starting a Plumbing Company During COVID 02:27 Scaling Quickly and Managing COGS 04:10 Financing the Business with a HELOC 07:04 Buying Vans and Managing Overhead 13:42 Mistakes with Equipment and Lessons Learned 19:23 Building a YouTube Channel and Catching Ford's Attention 24:42 Launching The Void Podcast and Tradewinds Coaching 29:01 Selling the Plumbing Company After 5 Years 33:44 Retaining Ownership and Planning the Next Chapter 37:22 Which Trades Are Easiest and Most Profitable 41:05 Mitch's Final Advice: Run Your Business from the P&L To connect with Mitch: https://callsmedley.com/ 📌 Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo   Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com  Instagram: https://www.instagram.com/mkb_cfo/  Facebook: https://www.facebook.com/mkbcfo  LinkedIn: https://www.linkedin.com/company/mkbcfo  #thefinancialoperator #mkb #financialpodcast #fractionalcfo #consistency  #businessfinance #businessowner #businesssystems #operations #coo

The Financial Operator: Cash In, Chaos Out Podcast | Episode 65 | Unleashing Efficiency: Mastering Business Systems with David Forster 🎙️ In this episode of the Financial Operator Podcast, host Jen Fizer welcomes fractional coo and operations expert David Forster. David shares his incredible journey from a tree-cutting side gig to successfully running and selling multiple businesses, including landscape companies and a bike shop. He delves into the importance of efficient systems for business operations and personal well-being, highlighting how such structures can save time, reduce stress, and increase profitability. David also discusses his current role in helping business owners optimize operations and find the right second-in-command. 📈 💡 If you're an entrepreneur looking to streamline your operations and free up more personal time, this episode is a must-watch! 🚀 00:00 Introduction and Guest Welcome 01:04 David Forster's Early Entrepreneurial Ventures 02:10 Building and Selling Landscape Businesses 04:46 The Dream and Decision to Sell 07:39 Navigating Business Sales and Networking 11:06 Post-Sale Ventures and Personal Growth 14:22 The Bike Shop Journey 17:39 Current Role: Optimizing Business Systems 21:11 Template Systems for Business Efficiency 21:49 Implementing Systems in Service-Based Businesses 23:51 Inventory Management and Financial Planning 27:24 The Role of the Second-in-Command 30:40 Balancing Visionary and Integrator Roles 34:42 Onboarding and Implementing Systems 37:23 Expected Returns and Final Advice To connect with David: https://www.systemsoversweat.com/  📌 Don't forget to subscribe for the latest podcast episodes and more from  @mkbcfo   Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com  Instagram: https://www.instagram.com/mkb_cfo/  Facebook: https://www.facebook.com/mkbcfo  LinkedIn: https://www.linkedin.com/company/mkbcfo  #thefinancialoperator #mkb #financialpodcast #fractionalcfo #consistiency #businessfinance #businessowner #businesssystems  #operations #coo

The Financial Operator Podcast: Cash In, Chaos Out | Ep. 64 | Selling Businesses With Purpose & Profit Link to video podcast episode: https://youtu.be/2_N758pI-DM  Empowering Women in M&A: Rachel Boynton's Inspiring Journey 💼✨ 🎙️ Welcome to the Financial Operator Podcast: Cash In, Chaos Out! Join host Jen Fizer as she talks with Rachel Boynton, a former human services worker turned business broker, about her journey from starting a home care service to building her own M&A firm. Rachel shares insights on how to prepare a business for sale, avoid common pitfalls, and the importance of tracking finances. She also delves into her mission to empower women business owners in an industry dominated by men. Rachel offers invaluable advice for business owners looking to sell, including real-life experiences and challenges faced during the process. Don't miss out on this detailed discussion packed with practical tips and inspiration! #BusinessBroker #WomenInBusiness #Entrepreneurship 00:00 Introduction and Guest Introduction 00:29 Rachel's Background and Journey into Human Services 01:12 Founding and Growing Life Share 01:38 Selling Life Share and Corporate Experience 02:07 Transition to M&A and Empowering Women Owners 03:24 Challenges and Lessons from Selling a Business 07:08 Importance of Financial Literacy for Business Owners 09:32 Navigating the Sale Process and Valuation 19:13 Preparing for Unexpected Challenges 25:52 Understanding Different Types of Brokers 34:11 Organizing Your Business for Future Sale 34:53 Personal Experience with Home Resale 36:01 Preparing Your Business for Sale 36:57 Financial Records and Business Valuation 37:50 The Importance of Planning Ahead 39:00 Navigating Buyer Expectations 41:04 Understanding Add-Backs and Working Capital 50:38 The Role of a Boutique Firm in Selling Your Business 52:59 Post-Sale Transition and Earnouts 01:01:46 Final Thoughts and Contact Information #mkb #financialpodcast #financialoperator #businessowner #entrepreneurship #businessbroker #womeninbusiness #womeninleadership #womenentrepreneurs

The Financial Operator Podcast: Cash In, Chaos Out | Ep. 63 | Unlocking Potential With Virtual Staffing Solutions  Link to video podcast episode: https://youtu.be/D5E8-nEBYio  🚀 Join us as we kick off our newly branded podcast, 'The Financial Operator: Cash In, Chaos Out', with our inaugural guest, Scott Rammage from Hire VP! In this episode, Scott dives into his entrepreneurial journey, sharing insights on overcoming work-life balance challenges, leveraging virtual professionals, and the importance of believing in oneself. From starting multiple businesses to mastering the art of delegation, Scott reveals his secret to shifting chaos into cash. Tune in and discover how he successfully transformed the way he manages his business and life, and learn how you can do the same! 💼💡 To connect with Scott: https://hirevp.us/  Don't forget to subscribe on YouTube for the latest podcast episodes and more from @mkbcfo   Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com  Instagram: https://www.instagram.com/mkb_cfo/  Facebook: https://www.facebook.com/mkbcfo  LinkedIn: https://www.linkedin.com/company/mkbcfo  00:00 Introduction to the Podcast and Guest 00:52 Scott's Personal and Professional Background 01:26 The Evolution of Hire VP 03:31 Challenges and Lessons in Entrepreneurship 07:17 The Turning Point: Leveraging Virtual Assistants 11:47 Success Stories and Client Experiences 16:01 The Importance of Soft Skills in Hiring 17:47 When to Hire and the ROI of Time 23:14 Understanding Your Energy Limits 23:38 Hiring the Right Salesperson 24:54 Effective Onboarding Strategies 27:12 Creating Standard Operating Procedures (SOPs) 29:08 Promoting from Within 31:58 Overcoming Self-Limiting Beliefs 34:41 The Importance of Hiring and Delegation 39:43 Leadership Challenges and Growth 41:49 Conclusion and Final Thoughts #millsknowsbills #mkb #financialpodcast #fractionalcfo #resilience #consistiency #businessfinance #businessowner #virtualstaffing #virtualassistant 

Inside the Deal: Journeys in Business Acquisition | The MKB Podcast | Episode 62 Link to video podcast episode:  🎙️ In this insightful episode, host Jen Fizer and her guests, Micah and Drew Clukey, dive deep into the nuances of buying and selling businesses. 💼 The discussion highlights the importance of leveraging personal networks and the unique value brokers can bring in specific situations. It also covers crucial considerations when partnering in business, such as assessing compatibility and understanding the financial implications. Real-life experiences and lessons are shared, including the significance of thorough due diligence and surrounding yourself with a solid advisory team. Perfect for aspiring business owners, this episode is packed with practical advice and firsthand stories! 👥📊 00:00 Introduction: The Fun Side of Business Ownership 00:16 The Power of Networking in Business Deals 01:08 The Role of Brokers in Unique Business Transactions 02:40 Drew's Journey: Buying into a Family Business 03:58 Structuring Business Partnerships and Roles 07:21 The Importance of Due Diligence in Business Partnerships 11:51 Final Advice on Buying and Selling a Business 15:17 Conclusion and Farewell 🙌📈 To connect with our guests, please visit: https://www.clukeyandtebault.com/  Don't forget to subscribe for the latest podcast episodes and more from   @mkbcfo   Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com Instagram: https://www.instagram.com/mkb_cfo/ Facebook: https://www.facebook.com/mkbcfo LinkedIn: https://www.linkedin.com/company/mkbcfo #millsknowsbills #mkb #financialpodcast #fractionalcfo #businessfinance #businessowner #businesssales #businessacquisition #businesspartnership