Advertise on podcast: Clear Money Talk

Rating

★★★★★

from

6 reviews

Description

Tim Clairmont MSFS™, LACP™, CEO & Founder of Clear Financial Partners and co-host Tyler Andrews CFP®, join you on Clear Money Talk to break down financial strategies and offer up creative solutions for your future. Listen as they talk about their passion for helping people reach financial independence through Education, Choice, Transparency, and Empathy. Clear Financial Partners is located at 15573 Bangy Rd., Ste. 100, Lake Oswego, Oregon 97035. For more information, please call us at 503-579-1000 or visit our website at clearFP.com Tim Clairmont & Tyler Andrews are Investment Advisor Representatives offering securities and advisory services through Cetera Advisor Networks LLC, a Broker/Dealer & Registered Investment Adviser, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Advisor Networks LLC. They should not be considered specific advice or recommendations for any individual. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A diversified portfolio does not assure a profit or protect against loss in a declining market. Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

Unlock Clear Money Talk podcast Email contact info,
Listeners & Audience details

Email contact information

Direct podcast contact details

Listeners

Audience numbers & engagement insights

Audience details

Podcast Insights

Social media

Check Clear Money Talk social media presence

Podcast episodes

Check latest episodes from Clear Money Talk podcast

Just The Answer: Are Index Funds Still Enough?

2026/09/28

Are index funds still enough for today's investor? Index funds have long been popular for their simplicity, low costs, and broad diversification. But today's investing landscape looks different. Major indexes can be more concentrated than many investors realize, and there are more investment options available than ever before. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss how index funds work, where concentration can show up, what alternatives investors may consider, and why chasing the latest investment trend can create its own risks. The bigger question isn't whether index funds are good or bad. It's whether your portfolio is intentionally built around your goals, time horizon, risk tolerance, and financial plan. Watch the full episode and subscribe to Clear Money Talk for more conversations about investing, retirement, taxes, and personal finance.

Are Index Funds Still Enough?

2026/09/28

Just The Answer: Are Investors Taking Too Much Risk Right Now?

2026/09/14

Gene Goldman, CFA®, Chief Investment Officer of Cetera Financial Group, joins Tim and Tyler for a conversation about what investors should be paying attention to in today's market. In this episode of Clear Money Talk, they discuss market concentration, elevated valuations, portfolio diversification, and whether investors are being adequately rewarded for the risks they're taking. Gene shares his perspective on the current investment landscape and the factors investors may want to consider as they evaluate risk, opportunity, and diversification within their portfolios. If you're wondering how today's market conditions could affect your investment strategy, this episode offers a thoughtful look at some of the biggest questions facing investors right now. Subscribe to Clear Money Talk for more conversations about investing, retirement planning, taxes, and the financial decisions that can shape your future.

Are Investors Taking Too Much Risk Right Now?

2026/09/14

Just The Answer: Is Bitcoin Really Becoming Mainstream?

2026/08/31

Bitcoin has become more visible, more accessible, and more commonly discussed in financial conversations. But does greater acceptance mean it is becoming a mainstream investment, and more importantly, does that make it appropriate for your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss Bitcoin's growing presence in the financial world, the role of cryptocurrency ETFs and easier access, and why increased adoption does not eliminate Bitcoin's significant volatility and speculative nature. They also explore how investors can think about Bitcoin within the context of diversification, risk tolerance, long-term financial goals, and the fear of missing out. Is Bitcoin here to stay? Is it truly mainstream yet? And how should you evaluate whether cryptocurrency has any place in your financial picture? Tune in to hear the full conversation. Subscribe to Clear Money Talk on YouTube, Apple Podcasts, or wherever you listen.

Is Bitcoin Really Becoming Mainstream?

2026/08/31

What Does AI Mean For Your Money?

2026/08/17

What does artificial intelligence mean for your financial life? AI is changing how people work, how businesses operate, and how information is accessed. But its impact on your money may extend well beyond the latest technology headlines. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, explore how AI could influence your career, earning power, investments, and long-term financial planning. They discuss why adaptability and financial flexibility may become increasingly important, how businesses could benefit from greater efficiency, and why enthusiasm around AI should not be confused with an investment strategy. They also look at the growing role of AI in financial decision-making, including where these tools may be helpful and where professional judgment, context, and a personalized financial plan can still matter. Tune in for a practical conversation about navigating a rapidly changing technology without ignoring the opportunities, chasing the hype, or losing sight of your broader financial goals.

Just The Answer: What Does AI Mean For Your Money?

2026/08/17

Just The Answer: HELOC or Cash Out Refinance?

2026/08/03

For homeowners considering borrowing against the equity in their home, deciding how to access it is not always straightforward. Should you open a home equity line of credit, or would a cash-out refinance make more sense in the 2026 interest-rate environment? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, compare HELOCs and cash-out refinances. They discuss how your existing mortgage rate, borrowing needs, repayment timeline, closing costs, and plans for the money can all influence the decision. They also explore when flexibility may matter more than a fixed repayment structure, why a lower monthly payment does not always lead to a lower long-term cost, and how borrowing against your home may affect your broader financial position. Tune in to hear the full conversation, available now on YouTube, Apple Podcasts, or wherever you listen.

HELOC or Cash Out Refinance?

2026/08/03

Just The Answer: When Does DIY Investing Stop Being Enough?

2026/07/20

DIY investing can work well when your financial life is relatively simple. But as taxes, retirement planning, business ownership, concentrated stock, estate planning, and multiple financial goals begin to overlap, the challenge becomes less about choosing investments and more about coordinating decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss the signs that your financial life may have outgrown a do-it-yourself approach. They also explore what a financial advisor can add beyond investment selection, including tax awareness, risk planning, retirement income strategy, behavioral guidance, and a second set of eyes on important decisions. Tune in to this week's episode for the full conversation. Available now on YouTube, Apple Podcasts, or wherever you listen.

When Does DIY Investing Stop Being Enough?

2026/07/20

Is The American Dream Still Financially Attainable?

2026/07/06

The American Dream used to feel like a clear roadmap. Today, it can feel more like a moving target. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss whether the American Dream is still financially attainable and how the definition of success has changed over time. From housing and education costs to career choices, debt, lifestyle expectations, and retirement, they explore why traditional milestones may feel harder to reach today and why financial success may look different for each person. Watch the full episode for a thoughtful conversation on redefining the American Dream in today's financial reality.

Just The Answer: Is The American Dream Still Financially Attainable?

2026/07/06

Just The Answer: What Should Be on Your Mid-year Financial Checklist?

2026/06/22

Six months can change a lot. Has your financial plan kept up? In this episode of Clear Money Talk, we share a practical mid-year checklist to help you review what may need attention before year-end. We cover key areas to revisit, including cash flow, spending, savings goals, tax planning, insurance coverage, estate planning basics, and overall financial priorities. You can also download the free Mid-Year Financial Checklist on our website under the Insights tab and use it to follow along with the episode. Subscribe for more straightforward conversations about the money questions people are actually asking.