Advertise on podcast: Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Real estate investing doesn’t have to mean flipping houses, endless rehabs, or managing tenants yourself. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time. Jack shares why California real estate didn’t pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals. Whether you’re a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor’s decision-making process, mistakes avoided, and lessons learned. ⏱️ Episode Timestamps 00:00 – Intro & Jack’s background 01:00 – Why 401(k)s alone weren’t enough 02:45 – Why California real estate didn’t work 04:00 – Discovering turnkey investing through BiggerPockets 05:00 – Choosing Alabama as a target market 06:20 – Why out-of-state investing felt scary (at first) 08:00 – The power of education & the RTR Academy 10:00 – Cash flow vs appreciation vs depreciation 12:00 – Leveraging real estate for long-term wealth 14:30 – Tax benefits & future short-term rental plans 17:00 – Interest rates, timing the market & opportunity cost 19:30 – Trusting property management from afar 21:30 – Final advice for new investors 🚀 Key Takeaways Why waiting for “perfect” interest rates can cost you more long-termHow turnkey rentals create passive income for busy professionalsThe real power of leverage, appreciation, and tenant-paid debtWhy education matters more than trying to do everything alone📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #OutOfStateInvesting #RentalProperty #CashFlowingRentals #RealEstateWealth #BuyAndHold #RetirementPlanning #BusyProfessionals #WealthBuilding #CaliforniaInvestors #AlabamaRealEstate #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay 📉 Will mortgage rates finally stabilize in 2026? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market. With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure. You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance. Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026. ⏱️ Episode Timestamps 00:00 – Intro: Mortgage rate outlook for 2026 01:30 – Market volatility vs. stability in recent years 02:45 – Will government bond buying lower rates? 06:40 – Why big mortgage rate drops are unlikely 08:40 – Fed leadership changes & impact on lending 10:50 – New loan products investors should understand 11:30 – 7-year & 10-year ARM loans explained 14:00 – Using builder incentives to buy rates down 16:30 – DSCR interest-only loans: pros & misconceptions 19:00 – Cash flow vs. principal paydown strategies 21:30 – Matching loan structure to your investment goals 👉 Connect with the team to explore lending options with Blueprint Home Loans 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay Southwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region. You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves. This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently. ⏱️ Episode Timestamps 00:00 – Welcome to the Rent To Retirement Podcast 01:00 – Why Southwest Florida is a major growth corridor 03:00 – Hurricanes, insurance costs, and common investor misconceptions 07:30 – New construction vs older homes: what actually holds up 10:45 – Investor background: from Wall Street to Florida real estate 14:30 – Ground-up construction explained (build-to-rent strategy) 18:45 – How investors create equity without construction loans 22:45 – Duplex vs single-family investing in today’s market 26:00 – Long-term wealth, leverage, and inflation advantages 30:45 – Why Florida remains a top investor-friendly state 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate

This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Welcome back to the Rent To Retirement Podcast with your host Adam Schroeder! 🎙️ Flying solo in this episode, Adam breaks down the latest trends in real estate investing, where the market is headed, and how to position yourself for smart, strategic investments in 2025 and beyond. With interest rates shifting and inventory shortages across the country, understanding which markets and asset types make sense right now is critical. Whether you’re new to real estate or scaling up your portfolio, Adam’s actionable insights and personal deal breakdowns will help guide your next move. 💼🏠 🔑 Key Highlights & Timestamps: 00:00 - Intro: Real estate chaos & opportunity in 202501:00 - Why interest rates are dropping & what it means 📉03:00 - What kind of loans are working now (DCSR vs. Conventional)04:40 - Why people are still hesitant—and why they shouldn't be06:00 - What markets are appreciating vs. stagnating 💹08:00 - Midwest vs. Southeast: Where to invest & why10:30 - How to assess insurance & property taxes correctly 🧾12:00 - Why due diligence matters more than ever14:20 - Real estate isn’t passive (even turnkey!) 🔍16:30 - Becoming a better investor, one deal at a time17:50 - Set yourself up for long-term success with smart systems 👉 Resources Mentioned:• Free Wealth Calculator• Rent To Retirement Academy 📢 Ready to build wealth through real estate?Schedule a FREE consultation with a Rent To Retirement investment advisor today!🔗 ⁠https://bit.ly/3EE6KjZ⁠ 👍 Like this episode? Smash the Like button, Subscribe, and hit the bell 🔔 to never miss an update.💬 Drop your questions and market thoughts in the comments! 🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentToRetirement #PassiveIncome #TurnkeyProperties #RealEstate2025 #DSCRloans #RealEstateTips #InvestmentProperty #RealEstateMarket #InterestRates #MidwestRealEstate #SoutheastInvesting #WealthBuilding #FinancialFreedom

This episode is sponsored by… NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Unlock MASSIVE tax savings in 2025! 🧾💰 In this must-watch episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with top real estate CPAs Amanda Han and Matt MacFarland from Keystone CPA to break down the latest strategies, loopholes, and legal hacks to minimize your tax burden and maximize wealth as a real estate investor. Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you legally KEEP MORE OF YOUR MONEY in 2025 and beyond. ⏱️ Timestamps – Full Breakdown: TAX STRATEGY & EDUCATION (w/ Amanda & Matt from Keystone CPA) 00:00 – Intro: Why tax strategy is critical for investors 01:07 – Hidden deductions most investors miss 03:06 – Write-offs WITHOUT an LLC 03:44 – Depreciation: Your biggest tax-saving tool 05:47 – Rental losses: What they are and how they help 06:14 – The $25K rule: Offset other income if you make under $150K 08:10 – RE Pro status: How to qualify (750 hrs + participation) 11:21 – Case study: $150K depreciation from $500K building 12:08 – STR loophole: Powerful tax savings without RE Pro 13:12 – 3 ways to qualify for STR material participation 14:17 – Who should be using STRs for tax strategy 15:29 – When to buy for STR benefits (and how to track hours) 17:12 – Audit triggers: What actually causes IRS audits 18:12 – CPA red flags: If they don’t understand RE strategy 19:11 – 2025 tax law changes & what’s expiring 20:43 – Will 100% bonus depreciation come back? 23:22 – Bonus depreciation can exceed your down payment 24:25 – Real example: Offset $100K income with rental loss 26:01 – What happens if IRS challenges RE Pro status? 28:14 – Audit outcome: What you owe, what carries forward 30:00 – Why it's still worth pursuing these strategies 32:02 – STR loophole: Is there a minimum hour rule? 33:44 – Pro tips on STR management year over year 34:03 – How to contact Amanda & Matt (Keystone CPA) TURNKEY INVESTING STRATEGY & DEAL BREAKDOWNS (w/ Zach & Adam) 35:15 – How to apply tax savings to real-world deals 36:15 – What is Rent To Retirement & how we help 38:00 – 6–10% incentives: Price cuts, cash back, rate buydowns 39:12 – Example: Buy a $300K home with $30K in incentives 40:45 – Buy with as little as 5% down using local lenders 42:00 – Pair tax savings + incentives = infinite ROI 43:05 – Market spotlight: Cambridge, MN (fast population growth) 45:24 – Banbury model: Appreciation + rent potential 47:02 – Tulsa duplexes: $800+ cash flow w/ 15% ROI 50:10 – Why owner-occupied areas matter for long-term gains 51:30 – Cost seg studies: When and how to apply them 54:08 – Using passive losses for Roth conversions 56:00 – Strategic planning with your CPA (and when to do it) 57:15 – How to schedule your free investor consultation 59:30 – Final takeaways: Invest smarter, save bigger 👉 Subscribe for more real estate investing insights! 👉 Download our free investor toolkit: https://www.renttoretirement.com 👉 Connect with Amanda & Matt at https://www.keystonecpa.com🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠ 🗓️ Schedule a Free Consultation: ⁠https://bit.ly/3EE6KjZ⁠ 📺 Subscribe to the YouTube Channel: ⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠https://renttoretirement.com⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode!

This episode is sponsored by… ⁠CONNECT INVEST:⁠ ⁠Earn returns up to 9% with as little as $500! https://connectinvest.com/rtr⁠ ⁠NCH:⁠ ⁠Set up an LLC to protect your investments! – https://nchinc.com/rtr⁠ AVAIL, BY REALTOR.COM: Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirement ⁠REALSOURCE RESIDENTIAL:⁠ ⁠Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtr⁠ In this episode of the Rent To Retirement Podcast, Adam Schroeder and Zach Lemaster sit down with Shawn Moore, the CEO of Vodyssey, to explore how short-term rentals can transform your real estate portfolio. 🚀 Whether you're a seasoned investor or just starting, this conversation is packed with actionable insights! Shawn shares his journey from accidental short-term rental owner to industry leader, offering practical advice for navigating regulations, creating unforgettable guest experiences, and maximizing ROI. Learn why short-term rentals are a fun and lucrative addition to your portfolio and how to operate at the top of the market for maximum success. Key Highlights: 0:08 - Meet Shawn Moore, CEO of Vodyssey 1:21 - Shawn's accidental entry into short-term rentals 6:25 - Comparing long-term and short-term rentals: Pros and cons 10:50 - Quick tips for evaluating short-term rental markets 18:12 - The importance of regulations and avoiding risky markets 27:08 - How to create standout guest experiences remotely 30:00 - Essential tools and teams for self-managing your rentals 36:00 - How Vodyssey helps investors succeed in the short-term rental market 📚 Get Shawn's FREE Book: Visit https://vodyssey.com/r2 for an in-depth guide to mastering short-term rentals! 🔗 Explore Properties: Check out https://renttoretirement.com for investment opportunities tailored to your goals. 🎧 Don’t Miss Out: Like, subscribe, and hit the bell to never miss an episode! Drop your questions in the comments or email us at [email protected]. Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg Listen to RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Have questions? Please send them to [email protected] and hear them answered in a future episode! Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9 #RealEstateInvesting #ShortTermRentals #PassiveIncome #AirbnbInvesting #RentToRetirement #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay Real estate success isn’t accidental—it’s planned. In this solo episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down how to strategically game-plan your real estate investments for 2026. From timing your purchases for tax advantages to reverse-engineering your savings and financing strategy, this episode is a practical roadmap for investors at every stage. Whether you’re preparing for your first rental property or scaling a multi-property portfolio, this episode will help you avoid last-minute scrambles and move with clarity, confidence, and intention. ⏱️ Episode Timestamps 00:00 – Why 2026 planning starts now 00:28 – Setting your purchase timeline (January–December strategy) 00:54 – Buying for tax benefits vs. consistent quarterly acquisitions 01:40 – Understanding your “reload” capability (saving & capital planning) 02:56 – Pre-approval timelines and how long they last 03:34 – LLC setup: realistic timelines and lender requirements 04:42 – Why early planning creates flexibility and leverage 05:28 – One property per year vs. scaling faster 06:29 – Why acting sooner can unlock better tax outcomes 07:15 – First-time investors: learning by doing vs. analysis paralysis 08:03 – The full Rent To Retirement support team explained 08:30 – Best next steps to prepare for your next deal 10:05 – Final advice and how to access inventory & strategy calls 📌 Key Takeaways ✔️ How to reverse-engineer your real estate goals ✔️ When to get pre-approved (and why timing matters) ✔️ LLC and entity setup expectations ✔️ The power of time in real estate investing ✔️ Why execution beats endless research 👉 Next Steps ✅ Subscribe for weekly real estate investing strategies ✅ Visit https://RentToRetirement.com to view live inventory ✅ Schedule a call with the Rent To Retirement strategy team ✅ Start planning now to close smarter in 2026 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #RentalProperties #RealEstatePlanning #PassiveIncome #2026Planning #RentalRetirement #BuyAndHold #WealthBuilding #TaxStrategies #FirstTimeInvestor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay What will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond. You’ll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change. Whether you’re an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle. 📈🏡 ⏱️ Episode Timestamps 00:00 – Welcome & 2026 outlook overview 01:00 – Key shifts from 2025 into 2026 03:40 – The “new normal” for interest rates 05:15 – 100% bonus depreciation & tax advantages explained 07:35 – Quantitative easing, inflation & asset prices 09:28 – Why builders are increasing production 11:00 – Why Q1 2026 is a critical buying window 13:10 – Buyer’s market vs seller’s market explained 15:08 – Institutional buyers & shrinking inventory 17:41 – Why interest rates shouldn’t stop investors 19:55 – Current builder incentives (Texas & Florida) 22:03 – Institutional pricing advantages for investors 24:13 – Final thoughts & 2026 investment strategy 📧 Got a question or story to share? Email us at: ⁠[email protected]⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠[email protected]⁠ Your question might be answered in a future episode! #RealEstateInvesting #2026RealEstate #RentalProperties #PassiveIncome #RealEstateMarket #BonusDepreciation #InterestRates #BuyAndHold #TurnkeyRealEstate #WealthBuilding #RentalIncome #HousingMarket

Adam Schroeder passes the torch in a special handoff episode of the Rent To Retirement Podcast as Matthew Seyoum officially steps in as the new host. In this episode, Adam and Matthew dive deep into Matthew’s real-world investing background, his first house hack, how his strategy evolved over time, and how he personally invests using the same Rent To Retirement framework he now helps clients implement. This is more than a welcome episode—it’s an Ask Me Anything conversation covering long-term investing strategies, new construction vs. rehab properties, interest rates, cash-back incentives, and how investors should think about building wealth over time. If you’ve ever wondered how Rent To Retirement strategists actually invest their own money, this episode delivers full transparency. ⏱️ Timestamps 00:00 – Matthew’s official welcome01:05 – Matthew’s first real estate deal (house hacking)03:35 – How Matthew’s investing strategy evolved over time04:30 – Mortgage industry background & investor mindset06:12 – Why Matthew invests through Rent To Retirement himself07:25 – New construction vs. rehab properties explained09:00 – Why Matthew chose Texas for his latest investment09:53 – Why property management matters for busy investors11:45 – Cash-back incentives vs. rate buy-downs13:07 – Real talk on interest rates & long-term investing16:07 – Cash flow vs. appreciation for higher-income investors19:18 – How Rent To Retirement builds personalized strategies22:53 – What listeners can expect moving forward📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #RentalProperties #HouseHacking #NewConstruction #TurnkeyRealEstate #InvestingStrategy #CashFlow #RealEstatePodcast #WealthBuilding

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at  https://bluprinthomeloans.com/renttoretirement/ Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently. Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools. If you’ve ever fired a property manager or worried about what’s really happening with your rentals, this episode is a must-watch. ⏱️ Episode Timestamps 00:00 – Introduction & guest welcome 01:00 – Dana’s first real estate investment and lessons learned 03:00 – Why property management is broken for most investors 06:00 – Transparency, trust, and tech in property management 10:30 – The biggest differences between Hemlane and traditional managers 13:00 – Real investor experience using Hemlane 18:00 – Rent collection, ACH payments, and cash-flow speed 22:00 – Upcoming Hemlane features and technology roadmap 27:00 – Leasing strategies and self-guided tours explained 34:00 – Avoiding vacancy losses and pricing rentals correctly 38:00 – Lease templates, compliance, and state-specific contracts 41:00 – Final advice for real estate investors HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ 💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #PropertyManagement #RentalProperties #PassiveIncome #OutOfStateInvesting #TurnkeyRealEstate #LandlordTips #RentalIncome #RealEstatePodcast #RentToRetirement #CashFlowRealEstate #PropertyManagementSoftware #Hemlane #RealEstateEducation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at  https://bluprinthomeloans.com/renttoretirement/ BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors. Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs. If you’re looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch. ⏱️ Timestamps 00:00 – Introduction & Jacksonville market overview01:03 – Why Jacksonville beats most U.S. markets for appreciation02:25 – Low prices + high appreciation = long-term wealth03:36 – Addressing Florida real estate concerns05:05 – Buy-and-hold vs flipping strategy07:56 – Population growth & migration trends09:02 – New construction build specs & warranties11:13 – Granite countertops, LVP flooring & investor-focused design13:32 – Major employers & job drivers in Jacksonville17:49 – Florida insurance myths explained (low premiums revealed)21:05 – Infill lots vs large rental communities23:38 – How 4–5 year tenant stays are achieved25:58 – Vacancy timelines & leasing strategy27:38 – One-point-of-contact property management model30:14 – Downtown revitalization & long-term appreciation upside32:49 – Final thoughts & how to get started 📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode! #RealEstateInvesting #JacksonvilleRealEstate #RentalProperties #CashFlowRealEstate #NewConstructionHomes #RentToRetirement #PassiveIncome #BuyAndHold #TurnkeyRealEstate #FloridaRealEstate #RentalIncome #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio. Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investing Whether you’re a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step. ⏱️ TIMESTAMPS 00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl’s syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl’s 2025–2026 market outlook39:31 – What’s next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #RentToRetirement #AirbnbInvesting #ShortTermRental #MidTermRental #FinancialFreedom #W2Investor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth. He also explains how Roofstock’s platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world’s largest investors allocate capital, this is the episode for you.🕒 Timestamps 00:00 — Intro: Adam welcomes Brad Bell of Roofstock 00:39 — Brad’s first step into investing & why he chose real estate 02:49 — Working with institutions vs individual investors 05:35 — What institutions actually look for in acquisitions (population, employment, yields) 07:40 — Asset-level metrics: crime, school scores, path-of-growth 09:37 — Spotting markets without population growth but strong appreciation (Miami example) 14:57 — How Fed policy influences SFR investor movements 19:03 — Why institutions shifted heavy into Build-to-Rent 22:59 — How institutional portfolios are actually managed (including Roofstock’s 20,000+ homes via Mynd) 25:15 — Do institutional buyers raise rents? Brad breaks myths 29:36 — Brad’s top markets he would personally buy in today  • San Antonio  • Dallas-Fort Worth  • Florida (risk-adjusted)  • Alabama, Georgia, Tennessee  • Appalachian corridor 38:21 — Roofstock tools, neighborhood scoring, and investing frameworks 42:22 — Why higher-quality homes deliver better long-term returns 42:44 — Closing thoughts and where to find Brad🔑 Key Insights Institutional investors model properties far differently than mom-and-pop buyers Market selection is based on growth trends, yields, and long-term migration Build-to-rent projects are now institutional core strategy High-quality neighborhoods outperform low-rent “cheap” properties over time Roofstock & Mynd provide data-driven property acquisition and management at scale 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ ⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #Roofstock #BuildToRent #InstitutionalInvesting #TurnkeyRealEstate #CashFlowProperties #PassiveIncome #RentalProperties #SingleFamilyInvesting #RealEstatePodcast #RentToRetirement

This episode is sponsored by… ⁠BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at  ⁠https://bluprinthomeloans.com/renttoretirement/⁠ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 Thinking about owning a vacation home…but not using it enough to justify the cost?In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership. You’ll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in. If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture. ⏱️ Timestamps 00:00 – Intro with Adam Schroeder00:22 – Meet Tom Mulholland from Pacaso00:56 – Why fractional ownership is solving major vacation-home problems01:49 – Vacant homes & underutilized vacation properties explained03:03 – How Pacaso’s founders built the co-ownership model03:36 – Vacation homes vs timeshares: key differences04:25 – What makes fractional ownership actual asset ownership06:50 – Why fractional real estate is rapidly expanding07:55 – The “why” behind investors choosing fractionalization09:07 – Risks, due diligence & dispute systems10:44 – Pacaso’s 17,000-investor Regulation A raise12:50 – Democratizing ownership in private companies14:16 – Luxury home pricing & buyer structure15:52 – How financing works for co-owners17:25 – Why owners cannot short-term rent their shares18:55 – Maintenance, repairs, and responsibility20:08 – How selling your fractional stake works21:47 – Updates, renovations, and owner voting24:02 – Pacaso’s vision for the future of real estate25:25 – How to learn more + RTR closing message 🔥 Why This Episode Matters✔ Learn how fractional ownership REALLY works✔ Understand how Pacaso removes friction around financing, scheduling & maintenance✔ Discover the booming Regulation A model that attracted 17,000+ investors✔ See why luxury vacation homes can now be accessed at a fraction of the cost✔ Learn the dangers, disputes, exit strategies, and protections you MUST know 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#FractionalRealEstate #Pacaso #RealEstateInvesting #TurnkeyRealEstate #VacationHomes #TimeshareAlternative #WealthBuilding #Investing2025 #RealEstatePodcast #PassiveIncome #RentToRetirement

⁠Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at  https://bluprinthomeloans.com/renttoretirement/ PROPER INSURANCE: Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrIn today’s episode, Adam Schroeder sits down with investor Adam (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging builder incentives, cost segregation, interest-only loans, and cash-out refinances to rapidly grow his portfolio. Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in San Antonio, Texas, using a powerful 12% builder incentive that dramatically lowered his out-of-pocket cost and boosted his tax savings. If you’re looking for real, actionable investing insights directly from an investor who’s doing the work, this episode is packed with value.⏱️ TIMESTAMPS 00:00 – Welcome with host Adam Schroeder00:20 – How Adam first got started in real estate00:36 – Early rentals, STRs, and 1031 exchanges01:23 – Trading a problematic vacation rental into better assets02:03 – Using the STR loophole + qualifying as a Real Estate Professional02:55 – Why he added a long-term rental this year03:31 – How he discovered Rent To Retirement04:22 – Why he won’t invest in long-term rentals in New York06:15 – Why Texas—and specifically San Antonio—made sense07:19 – Breaking down the 12% builder incentive08:39 – Why he chose an interest-only DSCR loan10:01 – STR management vs. passive LTR strategy11:25 – What the buying process was like with RTR13:28 – Inspection, build quality & warranty experience15:35 – Cost segregation tax benefits16:52 – How he effectively got into the deal for almost zero net capital18:10 – Cash-out refi strategy on his commercial building19:55 – Pulling $200K tax-free and reinvesting21:18 – Compounding wealth through refinancing23:03 – Why local lenders matter for specialty properties24:51 – Investing confidently even with higher interest rates26:08 – Message to investors waiting on the sidelines27:48 – Advice for first-time RTR listeners28:15 – How to get started with Rent To Retirement 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #ShortTermRental #LongTermRental #TexasRealEstate #SanAntonioRealEstate #DSCRLoan #CostSegregation #RealEstateProfessional #CashOutRefi #RentToRetirement #RentalProperties #FinancialFreedom #WealthBuilding