Advertise on podcast: Widow, Wisdom & Wealth™: Thriving in Career and Parenthood After Loss

Donna introduces Carol Banens, a grief educator, coach, author, and speaker who combines lived experience with professional training to help people understand grief without feeling broken by it. Carol shares how the death of her husband, along with earlier losses, reshaped her path from physical therapy into grief education, writing, and community support.In this episode, they explore how grief affects the whole body, why the five stages model is often misunderstood, and how support, journaling, and time away from daily responsibilities can help people begin living again with self-compassion and hope.   Key topics Donna introduces Carol Banens and her work as a grief educator, coach, author, and speaker. Carol shares her backstory as a physical therapist for 36 years before transitioning into grief work after her husband Brian died in 2018. She explains how an earlier childhood loss of her sister in the UK shaped her family's approach to grief and her own early beliefs about "keeping calm and carrying on." Carol describes returning to work three days after her husband's funeral and later realizing that grief's lethargy and exhaustion were overwhelming her. She shares how time away at a quiet retreat helped her let grief surface, journal, and begin reshaping her life. Donna and Carol discuss how grief can follow many kinds of loss, including divorce, job loss, relocation, homesickness, and life transitions. Carol explains how grief can affect emotional, cognitive, physical, and spiritual well-being. They unpack the five stages of grief and why they shouldn't be treated as a rigid roadmap. They discuss the importance of community, including supportive friends, family, and grief groups where people can share openly. Carol shares her work with the Grief Gurus and the Grief Cafe, as well as an upcoming grief retreat in Torino focused on helping women rediscover joy and confidence.   Timestamps 00:00 - Donna opens with why Carol's grief work is worth listening to 01:27 - How Carol was introduced through a mutual widow friend 02:02 - Carol's story begins with physical therapy and her husband's cancer diagnosis 02:56 - Childhood loss in the UK and the "keep calm and carry on" family pattern 04:20 - A month away from work becomes a turning point 05:19 - Writing poetry becomes part of Carol's healing 06:02 - Grief can come from divorce, relocation, and other life losses 08:09 - Why Google searches and the five stages can make grievers feel like they're doing it wrong 09:16 - The five stages were not originally written as a griever's roadmap 10:44 - Recognizing grief in job loss, divorce, and homesickness 11:44 - Grief as a whole-body experience affecting heart, brain, emotions, and faith 14:37 - Why stepping away from home can help people rest and process loss 15:20 - Donna's family retreat story and the role of disconnection in healing 16:41 - Why community matters in grief 20:33 - The Grief Gurus, the Grief Lifeline course, and early-grief support 21:23 - The Grief Cafe as a free monthly space for shared support 22:16 - Shared grief groups becoming lasting friendships 23:13 - Why grief can return years later through memories, songs, smells, and anniversaries 24:40 - Carol's upcoming grief retreat in Torino, focused on joy, beauty, and rediscovering self 27:41 - Carol's parting wisdom: give yourself permission to grieve   Connect with Carol https://carolbanens.com/   ______________________________ CONNECT 🤝 Facebook: /donnajeankendrick LinkedIn: /donna-kendrick Instagram: /donnajeankendrick _______________________________ CONTACT ☎ Website: https://sephtonfinancial.com/ Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://calendly.com/donnakendrick/10... Downloadables and Resources: https://sephtonfinancial.com/resources/ _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

This episode explores how to navigate a career pause after widowhood, divorce, caregiving, or another major life transition—and how to return to work with clarity and confidence. Donna speaks with Dr. Ann Marie Peters, an executive coach, leadership strategist, organizational psychologist, and author who combines research and lived experience to help people relaunch professionally. Together, they discuss the emotional side of career breaks, the practical steps for re-entering the workforce, and why networking, mindset, and self-reflection matter just as much as updating a resume.In this episode, you'll hear about: Dr. Ann Marie Peters' personal journey from corporate work to staying home with her children, entrepreneurship, consulting, and earning her PhD later in life Why a career pause can be a deliberate choice rather than a failure How to determine whether you truly want to return to work—or are responding to guilt and outside expectations The inspiration behind Dr. Peters' book about career pauses and returning to the workplace Identity loss and imposter syndrome after stepping away from a career Why confidence is like a muscle that can be strengthened through small, consistent steps The hidden skills people develop during a career pause, including caregiving, resilience, organization, and problem-solving How to align your next career move with your values, purpose, and need for balance The importance of networking when returning to the workforce How volunteering can help rebuild professional confidence and sharpen skills The 90-day plan featured in Dr. Peters' book Why you should ask people for advice—not necessarily a job How to create a resume, LinkedIn profile, and professional presence that reflect your full experience Why it's okay to test a new direction, "dip your toes in the water," and pivot when something doesn't feel right   Key timestamps 00:00 – Why this conversation matters for people facing career transitions 01:00 – Meet Dr. Ann Marie Peters 02:42 – Giving yourself permission to pause after loss or family change 03:05 – Asking, "Why do I want to return?" 05:15 – Creating a flexible work arrangement in 1995 07:13 – Leaving work to raise children and returning as an entrepreneur 08:36 – Going back to school and earning a PhD later in life 09:22 – How dissertation research inspired Dr. Peters' book 11:14 – The joys, challenges, and hidden skills of a career pause 13:40 – Turning a pause into a reset and relaunch point 14:49 – Identity loss, imposter syndrome, and rebuilding confidence 15:19 – Why confidence grows through baby steps 17:58 – Balancing work and family after the loss of a spouse 18:27 – Creating a proposal when your current role no longer works 19:54 – The importance of balance, authenticity, and purpose 21:16 – Inside the book's 90-day plan 22:43 – Using LinkedIn and career platforms effectively 24:59 – Rebuilding professional skills through volunteering 25:42 – The top three priorities for returning to work 27:34 – Where to find Dr. Ann Marie Peters and her book 28:30 – Final thoughts for widows, widowers, and people navigating career pivotsThree key    Connect with Dr. Ann Marie: LinkedIn: linkedin.com/in/annmariepeters Facebook: We'll Be Right Back TikTok: @amp_is_back Instagram: backwithamp

This conversation explores how criticism shows up in intimate relationships, why it often triggers defensiveness, and how to shift toward vulnerability instead. Donna Jean Kendrick speaks with Dr. Jessica Higgins about emotionally focused therapy, attachment patterns, and practical ways widows and widowers can navigate dating and new relationships more skillfully.Dr. Higgins brings over 20 years of experience in relationship coaching and psychology, and she shares concrete examples from her own marriage and clinical work to make the ideas immediately usable.   Timestamps 00:00 - Meet Dr. Jessica Higgins and the focus on kinder, more connected relationships 01:20 - Why this conversation matters for widows and widowers dating again 02:51 - Donna Jean shares how widowhood and low self-worth affected her early relationships 03:41 - What criticism really is in a relationship 04:36 - Why criticism often masks pain and a need for responsiveness 05:34 - The criticism defensiveness loop and why both people feel dissatisfied 06:20 - Why criticism is valuable in some settings but not in intimacy 08:06 - The push pull between wanting connection and protecting against hurt 09:32 - How vulnerability creates a clearer signal than complaint or critique 10:45 - What happens when someone leads with their tender spot instead of armor 12:13 - Why family modeling, culture, and personality shape relational habits 14:06 - How competitive or hierarchical habits can spill into relationships 15:30 - Why vulnerable reveals often create a different response quickly 16:54 - Putting your vulnerable side forward without putting everything on the table at once 18:35 - Why Donna Jean's original question was about receiving criticism too 19:04 - How to respond when criticism is aimed at you without getting stuck in defensiveness 21:08 - The "ninja move" of pausing, staying curious, and not assuming reflection means agreement 22:29 - Questions that uncover meaning instead of staying stuck in facts 23:31 - Why the meaning behind a request matters more than the request itself 24:21 - What emotionally focused therapy is and how it differs from tapping 25:53 - The pursuer distancer cycle and attachment fears underneath conflict 28:32 - How EFT aims for enactments that send clear emotional signals 29:59 - Why this approach can be counter to standard dating advice 31:32 - Why Donna Jean and Dr. Higgins both think authenticity can start earlier than people expect 32:25 - The pool analogy for deepening intimacy gradually and safely 34:19 - A free guide for turning criticism into vulnerable requests 35:36 - The purpose of Dr. Higgins' podcast and her 11 plus years of weekly conversations 36:48 - Closing thoughts on practical wisdom, research, and storytelling     Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

In this episode of Widow, Wisdom and Wealth™, Donna welcomes mortgage expert and neighbor Gary Coggin for a compassionate, practical conversation about one of the most overwhelming parts of widowhood: what to do about the mortgage and home after a spouse dies.With more than 40 years in mortgage banking, Gary explains how widows, widowers, and families can better understand their options, reduce panic, and make informed decisions with the help of trusted professionals. What you'll learn in this episode What happens to a mortgage when a spouse passes away Why you usually don't need to panic if both spouses were on the mortgage How to contact the mortgage servicer and when to call an attorney How mortgage professionals can help if payments become difficult after a life change When a reverse mortgage may be a helpful option How reverse mortgages can support aging in place Why family conversations matter when heirs may be impacted How income sources like Social Security, pensions, and annuities can affect mortgage qualification Why mindset and comfort level matter just as much as numbers Key takeaways 1. Don't panic after a spouse's death. Gary explains that losing a spouse does not automatically trigger a mortgage call. If payments continue, homeowners are generally not in danger of immediate action from the lender. 2. Reach out to trusted professionals early. Donna and Gary stress the importance of contacting your attorney, mortgage servicer, financial advisor, and a mortgage professional you trust. A coordinated approach can help reduce confusion and stress. 3. Reverse mortgages are often misunderstoodGary breaks down how reverse mortgages actually work, including how they can help older homeowners tap into equity, eliminate monthly mortgage payments, and remain in their homes. 4. Family communication is essentialIf heirs may be affected, it helps to include them in the conversation early. Gary explains that understanding everyone's concerns can make the process smoother and less emotional. 5. Wealth is more than being debt-freeDonna and Gary discuss how real estate can be a powerful part of a long-term financial strategy, and how money decisions should support both security and quality of life. A memorable example from the episode Gary shares a real-world example of helping a homeowner qualify for a mortgage by working with her annuity and educating the underwriter on how those funds could support her situation. The story shows how the right guidance can uncover options that might otherwise be overlooked. Listener action steps If you're facing widowhood, a home transition, or questions about your mortgage: Don't panic. Contact the professionals you know, like, and trust. Ask questions about your mortgage, income sources, and home equity. Explore whether your current home, a refinance, or a reverse mortgage may fit your long-term goals. About Gary Coggin Gary Coggin is a mortgage professional with over 40 years of experience helping first-time homebuyers, homeowners, and families navigate the mortgage process with education, empathy, and care. He also hosts his own podcast, The Gary Coggin Mortgage and Real Estate Show. Contact Gary Coggin LinkedIn:  https://www.linkedin.com/in/gary-coggin-301b5411/ Insta:  https://www.instagram.com/philadelphiamortgage/ Give a call on the old-fashioned telephone:  (215) 275-4402 "Don't panic and start to reach out to the people that you know, like and trust."   Contact Donna Websites:  https://sephtonfinancial.com/  https://donnajeankendrick.com  _______________________________  Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

Donna Jean Kendrick talks with Michael Flores, a counselor, family therapist, and founder of Brighter Possibilities Family Counseling, about helping families navigate widowhood, divorce, co-parenting, and court-ordered counseling. Michael shares how his own childhood experiences shaped his mission and why he centers therapy on what children need, not just what adults want.This conversation is especially useful for single parents, widows, widowers, step-parents, grandparents, and therapists supporting blended or high-conflict families. The big idea is simple: when parents align on the goal, kids have a much better chance to heal.   Timestamps 00:00 - Donna Jean introduces Michael Flores and the families he helps 00:56 - Michael's background, training, and why counseling became his calling 02:49 - A quick name joke and the start of Michael's personal story 03:42 - Childhood loss, blended family dynamics, and growing up around family change 05:06 - Discovering psychology and realizing counseling was the right path 07:00 - Building Brighter Possibilities Family Counseling across Texas 07:52 - Job, career, and mission - what makes work meaningful 09:59 - How Michael approaches families facing divorce, widowhood, and co-parenting 10:24 - Why he centers therapy on the child's needs first 11:21 - Parental alignment versus co-parenting 12:01 - How therapy is structured with parents, kids, and family sessions 13:30 - Court-ordered reunification work and starting with the parents 14:29 - Gathering family history and deciding who joins sessions next 15:34 - Stepparents and grandparents as overlooked caregivers 17:03 - How Michael's father leaned on grandparents after loss 18:25 - Guilty parenting, helicopter parenting, and lawnmower parenting 20:26 - Donna Jean's own widowhood parenting experience and losing structure 22:08 - Creating a new normal after major family change 22:37 - Two questions that help people stay out of counseling: self-audit and stop avoiding 25:03 - Solution focused therapy and how it shifts attention to hopes and outcomes 26:31 - Working with resistant clients and why resistance may be on the therapist side 27:29 - A case example of role reversal with a daughter and her father 28:54 - The 4R exercise and how it quickly builds empathy 30:23 - Michael's book One Question Away and his upcoming professional book 31:19 - Silent sessions and helping clinicians work with high-conflict families 32:44 - The podcast Beyond Divorce, Embracing Change and why the team created it 34:45 - Where to find the podcast and how episodes connect across topics 36:00 - Michael's mission to help families, interrupt harmful patterns, and support healing 37:54 - Donna Jean reflects on the spiritual side of the work and generational impact   Connect with Michael: Michael's Social Media and Website: Website Instagram YouTube Facebook   Michael's Podcast: Apple Podcasts Spotify Amazon Music _______________________________    CONNECT WITH DONNA 🤝  Facebook: / donnajeankendrick   LinkedIn: / donna-kendrick   Instagram: / donnajeankendrick     _______________________________   CONTACT DONNA ☎  Website: https://sephtonfinancial.com/ Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://calendly.com/donnakendrick/10... Downloadables and Resources: https://sephtonfinancial.com/resources/   _______________________________   Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

In this episode of Widow, Wisdom and Wealth™, Donna welcomes Raymond Lavine, host of Planning with Purpose and two-time EXPY award winner, for a candid conversation about long-term care planning. Rather than getting lost in policy jargon, the discussion focuses on why these conversations matter now—especially for widows, widowers, and families navigating major life transitions. Together, they explore caregiving, vulnerability, legacy, and the importance of having a plan that protects both your loved ones and your future. What You'll Learn in This Episode: Why long-term care planning is really about love, responsibility, and protection The difference between caregiving for children and caregiving for adults Why people often avoid planning for care until it becomes urgent How long-term care planning can reduce anxiety and improve decision-making Why family conversations about care, legacy, and end-of-life wishes matter How planning ahead can support both the person needing care and their family The role of estate planning in shaping care, memorial, and transition decisions Key Takeaways: Long-term care is not just a financial issue—it's an emotional and family issue. A plan gives you more control, more dignity, and more options. Avoiding the conversation can create stress for family members later. Caregivers should be treated with respect and appreciation. Planning for care, legacy, and memorial wishes can bring peace of mind. Even difficult conversations become easier when they're handled early. Memorable Moments: Donna shares her own experience of becoming a widow at 40 and thinking about who would care for her if she got hurt or became ill. Raymond explains how caregiving changes when the person needing care is an adult. The conversation turns personal as they discuss planning funerals, legacy, and how people want to be remembered. Raymond shares a story about a client whose long-term care plan helped his family through a difficult transition. About the Guest and Contact Info Raymond Levine is the host of Planning with Purpose and a two-time EXPY award winner. He helps people think through long-term care planning in a way that supports real-life transitions, caregiving needs, and family peace of mind. Co-Author of the Amazon Best-Selling Book, Empathy and Understanding in Business Podcast Host of Planning with Purpose 2 Time EXPY® Award Recipient https://fountainofvitality.com/video/long-term-care-plan-considerations-and-challenges-ep-35-fountain-of-vitality https://www.youtube.com/watch?v=S98UnoiyTrQ

In this episode of Widow, Wisdom and Wealth™, host Don sits down with Dana Frost, founder of the Forced Joy Project, to talk about grief, resilience, and the power of community after loss. Dana shares the story behind her husband Brad's terminal cancer diagnosis, the "forced joy" mindset they created during his final 100 days, and how that practice evolved into a meaningful mission supporting widows, widowers, and others navigating life after loss. Listeners will hear how the Forced Joy Project grew into a community with retreats, the Joy Scout Club, and creative tools for honoring loved ones through Book of Stories. Dana also explains why healing often happens in connection, not isolation, and how shared experiences can help people move through grief while still building a full, joyful life. This conversation is heartfelt, honest, and surprisingly hopeful—especially for anyone looking for comfort, community, or a reminder that joy can still exist after profound loss. In this episode, you'll learn: How Dana Frost's "forced joy" philosophy began during her husband's illness Why the Joy Scout Club was created for widows and widowers What to expect from Dana's retreats, including Joy Scout Camp and Widows in the Wild How Book of Stories helps families preserve memories and stories of loved ones Why community can be a powerful part of healing after grief How Dana continues to find joy in everyday life Notable quote: "Rarely, if ever, are any of us healed in isolation. Healing is an act of communion." Resources mentioned: Forced Joy Project: https://forcedjoyproject.com Book of Stories: https://bookofstories.com About the guest: Dana Frost is the founder of the Forced Joy Project, a community and resource hub for people navigating grief and life after loss. Through retreats, online support, and memorial storytelling, she helps others find connection, meaning, and moments of joy in difficult seasons. Links: www.forcedjoyproject.com www.bookofstories.com www.joyscoutclub.com www.facebook.com/forcedjoyproject www.instagram.com/forcedjoyproject www.instagram.com/memorialbooks

In this heartfelt episode, Lisa Woolery shares her journey of overcoming widowhood, raising children, and rediscovering purpose through her mission of supporting widows. Her story offers powerful insights on healing, community support, and embracing a new chapter with hope and resilience.   Main Topics: Lisa Woolery's personal widowhood story and early relationship with her husband Eric The importance of honesty, shared responsibility, and mutual support in coping with loss Building community and leaning on neighbors and friends for strength The concept of a widow's comeback and her inspiring memoir and resources Practical tips for widows to actively participate in shaping their new lives   Timestamps: 00:00 - Introduction to Lisa Woolery and her story of widowhood and rebuilding 00:30 - The significance of sharing her mission and the platform of Widow Wisdom and Wealth 01:22 - Seven years after loss: reflections on grief and rebuilding life 02:08 - Lisa's personal story: meeting Eric at age 14 and their lifelong love story 03:40 - The impact of Eric's sudden death and moving to Kansas City 05:05 - Their journey as a family, career changes, and adopting children from Russia 06:28 - Challenges during Eric's political career and move across states 07:55 - Navigating widowhood: the loss and the subsequent life adjustments 10:06 - Key lessons from Lisa's experience: honesty, responsibility, and support 11:06 - Honest communication with her children after Eric's death 12:28 - Practical strategies for managing responsibilities and setting boundaries 13:26 - The importance of neighborhood support and community involvement 16:34 - Asking for help and building a network of support 18:11 - The impact of vulnerability and openness in healing 19:09 - Creating a support system: writing names down and delegating help 20:35 - Practical examples of community help in times of crisis 21:56 - The power of neighborly acts and community bonds 22:15 - Introducing Lisa's book, The Widow's Comeback, and her mission to inspire widows 25:16 - Resources for widows: journal, grieving calendar, and guided support 26:13 - Lisa's current work: fiction trilogy and courses for widow reinvention 27:07 - How to connect with Lisa and follow her resources 28:09 - Final advice: Be an active participant in your healing and new life 29:02 - Words of encouragement from Lisa Woolery   Resources & Links to Connect with Lisa Woolery: Website Facebook Instagram Amazon Author Page

Discover how Tiffany Rampey transformed her grief into a movement that empowers widows to travel the world responsibly and joyfully. In this episode, she shares her inspiring story of resilience, the innovative Travel More Method, and practical tips for leveraging points and miles to unlock global adventures.   Main Topics: Tiffany's personal journey from widowhood to reinventing her life through travel The development and principles of the Travel More Method How widows can use points and miles to travel affordably Overcoming mindset blocks like guilt and fear after loss The importance of travel for healing, education, and creating lasting memories Practical steps for responsible credit card use for travel rewards The role of flexibility and adaptability in family travel   Timestamps: 00:00 - Introduction to Tiffany Rampey and her journey from widowhood 00:29 - Tiffany's early life, career, and the impact of her husband's sudden passing 02:20 - The emotional and practical reasons behind embracing travel after loss 03:34 - How travel helped Tiffany escape grief and community judgment 04:32 - Meeting her current husband and discovering travel's potential for financial reset 05:34 - The credit card strategy that made international travel accessible 06:55 - The core of the Travel More Method: using points and miles to unlock affordable travel 07:34 - Simplifying the system: one card, minimum spend, full repayment 09:02 - How points can fund trips to Europe, luxury hotels, and more 10:02 - Overcoming mindset blocks: guilt, judgment, and permission to travel 11:45 - The empowering importance of creating joyful, experiential memories for kids 12:27 - Real-life travel lessons from international adventures and challenging situations 14:11 - The value of flexibility, resilience, and living fully through travel 15:28 - Balancing structure and spontaneity in life post-widowhood 16:09 - Tiffany's mission statement: empowering widows to find relief and build joyful lives

In this episode of "Widow Wisdom and Wealth," Dana Friedman shares insightful advice on managing real estate decisions during emotional life transitions, particularly after widowhood or divorce. Whether you're considering selling your family home, downsizing, or exploring 55+ communities, Dana's expertise offers practical guidance and emotional support. Main Topics Covered: How to use the long-term capital gain exclusion within the first two years of widowhood Strategies for accurately determining home value amidst fluctuating markets Important updates and improvements that can increase your home's basis and sale value The role of decluttering and emotional resources during urgent moves Key considerations in choosing 55+ communities, including HOA fees and amenities Building a trusted team of professionals for a smooth transition Tips for recent widows/widowers on making quick decisions and processing emotional hurdles Dana's concierge-style service connecting clients nationwide and internationally   Timestamps:  00:00 - Introduction to Dana Friedman and her work supporting families in transition 01:01 - Capital gains exclusion rules for surviving spouses within two years of loss 01:57 - Dana's background and her focus on empathetic real estate support 03:36 - Importance of honest communication in family situations involving divorce or widowhood 05:17 - How to prepare clients emotionally and practically for home selling 06:19 - Approaching home valuation and market analysis in divorce scenarios 07:15 - Guiding clients on affordability and market value considerations 08:14 - Factors influencing home value, including market demand and renovations 09:39 - Using comparative market analysis (CMA) to reevaluate house worth 12:08 - Impact of updates and improvements on home basis and sale price 14:48 - Resources and professional help for decluttering during emotional times 16:19 - Celebrating life and downsizing with memorial events and donation options 18:24 - Decision-making exercises for stay or go in widowhood 19:52 - Processing emotional readiness for moving and emotion-driven timing 20:37 - Dana's network of trusted professionals for every step of the transition 22:22 - Understanding 55+ communities, amenities, and costs 25:44 - Final advice   Connect with Dana: Cell: 215-901-4522 Email: [email protected] Facebook: https://www.facebook.com/DanaFriedman1124 Instagram: @DBF136 Linkedin: https://www.linkedin.com/in/dana-friedman-aba59849/   _______________________________ CONNECT 🤝 Facebook:   / donnajeankendrick   LinkedIn:   / donna-kendrick   Instagram:   / donnajeankendrick   _______________________________ CONTACT ☎ Website: https://sephtonfinancial.com/ Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://calendly.com/donnakendrick/10... Downloadables and Resources: https://sephtonfinancial.com/resources/ _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

In this episode of Widow Wisdom and Wealth, we dive deep into resilience, life pivots, and practical strategies for navigating business and personal challenges after loss. Erika Andresen shares her inspiring journey from military service and law to becoming a business continuity expert, emphasizing the importance of planning, action, and living in alignment with your passions. Key Topics The parallels between business continuity planning and handling life's disruptions Erika's personal story of evolving careers and overcoming hardships How resilience builds through proactive planning and practice Practical steps to increase your resilience, including estate and business succession planning The emotional aspects of managing relationships and assets after loss The importance of testing your plans regularly for preparedness Aligning your life and business with your purpose and passions Strategies for widows and widowers to support their mental health and community connections Erika's insights on making sense of big life changes and trusting your intuition Timestamps 00:00 - Introduction to Erika Andresen and episode overview 02:32 - Erika's background in law, military, and disaster preparedness 04:47 - Drawing parallels between business resilience and widowhood challenges 06:40 - Erika's personal journey of career pivots and overcoming loss 08:33 - How her military and emergency management experience inform her current work 09:54 - The impact of unexpected life changes and the importance of adaptability 12:23 - Moving from military service to entrepreneurship amid personal upheaval 14:26 - Pivoting after personal loss and managing family estate issues 16:11 - Explaining risk management and probability in disaster preparedness 17:25 - Supporting aging parents with estate planning and emotional resilience 19:27 - The significance of planning, testing, and practicing for crises 21:14 - Practical advice on creating and maintaining resilient personal and business plans 22:12 - The difference between recovery and thriving after disruptions 23:22 - How to test and improve continuity plans regularly 24:46 - Building stronger relationships through shared planning and communication 26:39 - The importance of documenting plans and addressing emotional barriers 28:04 - Erika's advice on authentic career pivots and trusting your intuition 29:30 - How finances and lifestyle adjustments support reinvention 31:01 - The power of reflection and celebrating progress in resilience journeys 31:43 - Resources available through Erika's website for ongoing support   Resources & Links Erica Andresen's Website: https://www.eaasc.com

Discover how mindfulness can transform your daily life, reduce stress, and help you find joy amidst chaos, especially for widows and widowers navigating grief, careers, and parenting. Harriet Stein shares practical insights, her personal story, and tools to incorporate mindfulness into busy routines.   Key topics: The true meaning of mindfulness: paying attention without judgment Practical ways to practice mindfulness in everyday activities like driving, washing hands, and walking How mindfulness can ease stress and grief, especially during challenging times The nine attitudes of mindfulness according to John Kabat-Zinn Harriet's journey from nursing to coaching, and writing her book, Perfect Attendance The importance of being present for life, not work, as highlighted in Harriet's story about her mother Easy resources for beginners: books, YouTube channels, and mindfulness practices The value of daily mindfulness practices like pause, gratitude, and sensory awareness   Timestamps: 00:00 - Introduction to mindfulness and its relevance for widows and widowers 00:29 - The definition of mindfulness: paying attention without judgment 00:59 - How to practice mindfulness in daily life: red lights, walking, and chores 02:01 - Harriet's personal journey from nurse to mindfulness coach 03:20 - Incorporating mindfulness in corporate settings: stress reduction and focus 04:05 - Simple exercises to develop mindfulness: noticing thoughts and sensations 06:20 - Lessons learned from Harriet's grief process and its duration 07:43 - Strategies for maintaining mindfulness with busy schedules and grief 08:05 - The nine attitudes of mindfulness, with an emphasis on non-striving 11:17 - Harriet's book: Perfect Attendance, Being Present for Life 13:01 - The story behind the book's title and the importance of presence over work 14:05 - Clarifying myths about mindfulness and its practical application 17:23 - Practical resources: books, online courses, and community practices 18:49 - Incorporating mindfulness into daily transitions and breaks 20:19 - The significance of sensory-grounding techniques, like hand-washing, for stress relief 21:56 - Recommended mindfulness resources: Jon Kabat-Zinn, YouTube channels, and retreats 23:38 - Harriet's website: harrietstein.com and how to connect 24:23 - Words of wisdom: you are enough, and authenticity matters 25:35 - Final encouragement to prioritize self-care through mindfulness     Connect with Harriet Stein: Website: harrietstein.com   More about Harriet Stein  HARRIET STEIN, RN, MS Harriet Stein understands the unique challenges that businesses face today. An inspirational teacher and professional speaker, Harriet is passionate about speaking to organizations of all sizes about how a culture of mindfulness can reduce stress, increase performance, lower healthcare costs, and boost employee engagement. A cookie-cutter app cannot effectively show you how to use mindfulness to combat work overload, answer your specific questions, or address your unique challenges. Harriet's mindfulness programs teach essential skills through hands-on instruction that provides practical tools for achieving a more fulfilling and productive life. Harriet is the author of Perfect Attendance: Being Present for Life and creator of Take a Pause, the award-winning international mindfulness training program that won first place in Impact on the Organization and second place in Innovation and Creativity at Sindusfarma's Boomerang Awards, which recognize the best-in-class training and development programs in the pharmaceutical industry in Brazil. She has extensive experience teaching mindfulness practices and strategies at Fortune 500 companies to improve corporate culture. During her tenure at Johnson & Johnson, she used her expertise and passion to directly instruct more than 5,000 worldwide employees on the practice of mindfulness through engaging programs and at leadership summits. Mixing research and science with levity and fun, Harriet's proven strategies teach tangible ways to live in the present and be accessible, both professionally and personally. Learn how to reduce stress, increase patience, and create space in your life to accomplish what you want to achieve – more creativity, more efficiency, or just a better night's sleep! Harriet's first teacher was Dr. Jon Kabat-Zinn, founder of Mindfulness-Based Stress Reduction. She completed extensive professional training at the Myrna Brind Center for Mindfulness at Thomas Jefferson University Hospital. This advanced training, interwoven with her background as a Registered Nurse and her Master of Science degree in Health Administration, is foundational to the compassion and purpose she brings to her mindfulness programs.   _______________________________ CONNECT with Donna Jean Kendrick Facebook: @donnajeankendrick  LinkedIn: linked.com/in/donna-kendrick  Instagram: @donnajeankendrick Website: https://sephtonfinancial.com/  Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://sephtonfinancial.com/contact/  Downloadables and Resources: https://sephtonfinancial.com/resources/  _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

In this heartfelt episode, Dale Power shares her inspiring journey through life's transitions—from entrepreneurship to profound personal loss—and how courage can be a guiding force during pivotal moments. Discover practical steps to reimagine your purpose and embrace change with confidence.   Key Topics: Dale's personal story of resilience and reinvention The Share Your Courage three-step methodology for navigating transitions The importance of starting where you are and leveraging strengths Reimagining career paths through conversations and informational interviews Practicing real-life courage and aligning with your values Overcoming myths and societal expectations about retirement and aging The role of support groups and community in transition Recognizing growth opportunities during challenging times   Timestamps: 00:00 - Introduction to Dale Power and her mission of sharing courage 01:01 - Dale's diverse background and defining life's turning points 02:55 - The first step: Starting from where you are and identifying strengths 03:47 - How to craft a new path through storytelling and reflection 04:44 - Reimagining career and exploring opportunities in transition 06:10 - The significance of courage in everyday actions and big decisions 07:39 - The impact of advocacy, advice, and mentorship in personal growth 10:00 - How to practice courage and align actions with values 13:29 - Breaking societal myths about retirement and purpose 15:33 - Real stories of widowhood and unexpected life changes 17:14 - Long-term planning and the 'pause' for reflection in decision-making 18:43 - The importance of support networks and informational interviews 19:10 - Embracing change as an adventure and cultivating curiosity 20:36 - Practicing courage in practical situations and conversations 23:15 - Defining personal courage and taking action in daily life 25:23 - Advice for widows and widowers planning their next chapter 26:23 - Resources for reimagining life and career transitions 28:20 - The importance of patience, time, and community in growth 28:55 - Final thoughts on transforming struggles into opportunities for growth   Resources & Links: Share Your Courage Website Connect with Dale Power: LinkedIn _______________________________ CONNECT 🤝 Facebook: / donnajeankendrick LinkedIn: / donna-kendrick Instagram: / donnajeankendrick _______________________________ CONTACT ☎ Website: https://sephtonfinancial.com/ Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://calendly.com/donnakendrick/10... Downloadables and Resources: https://sephtonfinancial.com/resources/ _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

In this episode, Donna Kendrick hosts Jeremy Zizmor to discuss how daily money management and financial caregiving can ease the lives of families navigating widowhood, divorce, aging parents, or other transitions. Jeremy shares insights into establishing financial organization, protecting assets, and leveraging professional teams to provide clarity during challenging times.   Key Topics:   The role of daily money managers in supporting families through life transitions How to organize and streamline financial documents and insurance policies Importance of establishing trusted contacts and clear family communication Building a professional team: financial planners, estate attorneys, care managers, and accountants Proactive planning vs. reactionary approaches to money management crises Tools like the Financial Caregiving Toolkit for assessing and managing finances Confidentiality and trust considerations when working with families Tips for educating young adults on financial basics with practical tools How to find qualified daily money management professionals in your area     Chapters:   00:00 - Introduction and overview of Jeremy Zizmor's background and mission 02:23 - Jeremy's personal story of caring for his grandmother and founding Assurance Family Partners 04:08 - The core services of daily money management and financial caregiving 07:16 - How financial organization helps families in crisis and prevents costly oversights 09:41 - Macro and immediate planning strategies for transitional families 11:32 - Communicating with family members and safeguarding confidentiality 13:26 - Building a trusted professional team for ongoing support 15:40 - Handling family dynamics and legal considerations in financial management 17:24 - The role of care managers and the sandwich generation's unique needs 19:05 - Additional services like insurance management, household payroll, and document organization 22:33 - Common challenges and the importance of proactive planning 24:44 - Learning from reactive crises and the value of early intervention 25:23 - The Financial Caregiving Toolkit: resources for families starting their journey 27:19 - Educating young adults on finances and the benefits of self-guided or professional support 28:24 - How to find a qualified daily money manager; Jeremy's recommended resources 29:22 - Jeremy's location and contact info for Assurance Family Partners     Resources & Links Connect with Jeremy Zizmor and discover resources: Website: https://assurancefamilypartners.com/ Assessment for an interested person or family to continue the conversation: https://assessment.assurancefamilypartners.com/ Financial Caregiving Toolkit 6 Biggest Hurdles to Overcome when Managing a Loved One's Finances: https://6hurdles.assurancefamilypartners.com/register Find a Daily Money Manager in your area: https://secure.aadmm.com/find-a-dmm/   This episode offers practical advice for families wishing to prevent financial crises and build resilient support systems during times of transition, emphasizing the importance of organization, trust, and proactive planning.   Citations for the aging in place percentages mentioned in this episode: 75% https://www.aarp.org/home-living/home-community-preferences-survey-2024/?utm_source=chatgpt.com 84% https://point.com/blog/aging-in-place-2025?utm_source=chatgpt.com 88% https://www.retirementliving.com/aging-in-place/aging-in-place-statistics?utm_source=chatgpt.com 87% https://medicalxpress.com/news/2025-06-poll-wide-variation-older-adults.html?utm_source=chatgpt.com     ______________________________ CONNECT 🤝 Facebook: /donnajeankendrick LinkedIn: /donna-kendrick Instagram: / donnajeankendrick _______________________________ CONTACT ☎ Website: https://sephtonfinancial.com/ Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://calendly.com/donnakendrick/10... Downloadables and Resources: https://sephtonfinancial.com/resources/ _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.

In this heartfelt solo episode, Donna Jean Kendrick shares her personal story of resilience, the challenges of widowhood, and how she rebuilt her life and business from loss to abundance. If you've ever struggled with guilt, self-judgment, or balancing career and family after a major life transition, this episode offers inspiration, practical insights, and a reminder to embrace your own journey.   Key topics: Donna's journey from widowhood to remarriage and blended family life The significance of community support and local culture (Jenkins Town) Overcoming guilt related to financial success and appearances Building a business rooted in purpose and family values The power of mindset shifts from scarcity to abundance How sacrifices and faith shape financial and personal growth The importance of giving back and celebrating community traditions Handling judgments and reframing perceptions of wealth Practical tips for balancing career, parenting, and personal fulfillment The role of gratitude in transforming pain into purpose   Chapters: 00:00 - Introduction: Embracing the Guilt with Being OK 01:00 - Donna's background in finance and widowhood journey 02:29 - Blending families and community in Jenkins Town 03:55 - The story of purchasing and renovating their foreclosure home 05:22 - Sacrifices, faith, and moving beyond scarcity mindset 06:49 - How moving affected financial outlook and pivoting strategies 07:46 - Dealing with judgments about wealth and success 10:05 - The significance of community, traditions, and personal storytelling 11:44 - Hard work, giving back, and supporting families in transition 12:54 - The impact of mindset shifts on financial confidence 14:10 - Listening to her own podcast story and feelings of pride 15:52 - Overcoming external judgments and embracing authentic success 17:19 - Building a purposeful business and balancing work-life harmony 18:43 - Gratitude for her journey and community support 20:18 - The true meaning of being rich: Spirit, community, love 21:57 - Encouragement for widows and career changers to live big 22:36 - The importance of purpose over material wealth 23:38 - The ongoing journey of growth, contribution, and legacy 24:07 - Final encouragement: Turn setbacks into stepping stones   Remember, your value extends beyond material success. Embrace your journey, give yourself grace, and keep moving forward with purpose.     _______________________________ CONNECT 🤝 Facebook:   / donnajeankendrick    LinkedIn:   / donna-kendrick    Instagram:  / donnajeankendrick   _______________________________ CONTACT ☎ Website: https://sephtonfinancial.com/  Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://calendly.com/donnakendrick/10... Downloadables and Resources: https://sephtonfinancial.com/resources/ _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice.