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Objective, independent financial insights to help you make better decisions about markets, inflation, cryptocurrency, even raising financially responsible children. Money isn’t everything, but it IS a required tool for attaining the flexibility you need to enjoy a good life, no matter how you define it. Host Kellen Williams, CFP®, Licensed Investment Advisor, plus appearances by Financial Harvest Wealth Advisors Founders, David & Katie Witter and other industry experts. All information is intended to be used for educational purposes only & does not constitute tax, legal, or investment advice.

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The Retirement Paycheck - Plant. Harvest. Prosper. Episode 53

2026/09/28

In Episode 53 of Plant. Harvest. Prosper., host Kellen Williams addresses a question he hears constantly from clients who have saved well for decades, including many engineers: how do you go from saving and investing to receiving income without a job? After 30 or 40 years of a paycheck that arrives on schedule, the next one has to be built on purpose, and it needs to last for decades instead of pay periods.

The Protection Move: Why the People Most Likely to Get Sued Are the Ones Who Prepared the Least - Plant. Harvest. Prosper. Episode 52

2026/08/31

In Episode 52 of Plant. Harvest. Prosper., host Kellen Williams turns to a topic that rarely gets clicks but carries some of the highest stakes in the series: asset protection. It's the planning layer that decides whether the wealth you spent decades building can survive a lawsuit, a car accident, a business dispute, or a divorce, none of which are always within your control.

The Concentration Trap: What a Signing Bonus, a Business Owner's Equity, and Executive Stock All Have in Common - Plant. Harvest. Prosper. Episode 51

2026/07/30

In Episode 51 of Plant. Harvest. Prosper., host Kellen Williams tackles one of the most misunderstood risks in wealth building: concentration. It's the force that creates nearly every great fortune, and the same force that quietly threatens to take a significant portion of it back.

The 5-Year Earning Window: What Athletes and Business Owners Share That No One Talks About - Plant. Harvest. Prosper. Episode 50

2026/06/30

In this milestone 50th episode of Plant. Harvest. Prosper., host Kellen Williams puts two groups side by side that would swear they have nothing in common, professional athletes and business owners nearing a sale, and reveals why they're actually running the in a compressed earning window.

Sudden Money, Slow Wisdom: Why Windfalls Require a Different Kind of Team Plant. Harvest. Prosper. Episode 49

2026/05/28

In this episode of Plant. Harvest. Prosper., host Kellen Williams breaks down what really happens in the first 90 days after a sudden money event and why the families who keep their wealth are almost never the ones with the flashiest investment ideas or the savviest dealmaking instincts.

The $5 Million Lesson — What a Morgan Stanley Fraud Case Teaches Every Investor Plant. Harvest. Prosper. Episode 48

2026/04/29

In this episode of Plant. Harvest. Prosper., host Kellen Williams unpacks the recent conviction of a former Morgan Stanley advisor who defrauded three NBA players out of more than $5 million and explains why the structural gaps behind that case are quietly draining wealth from ordinary households every day.

War, Oil, and Volatility — What Does It All Mean for Investors? Plant. Harvest. Prosper. Episode 47

2026/03/30

In this episode of Plant. Harvest. Prosper., Josiah Martin steps back from the noise to focus on what actually matters for long-term investors. Rather than reacting to daily news cycles, this conversation centers on perspective, discipline, and understanding how markets have historically behaved during uncertain times.

Trump Accounts: Opportunity or Overhyped? Plant. Harvest. Prosper. Episode 46

2026/02/27

In this episode of Plant. Harvest. Prosper., Josiah Martin breaks down the newly announced “Trump Accounts,” set to launch July 4, 2026. While the name has sparked plenty of conversation, the more important discussion is this: How do these accounts actually work — and where do they fit in a family’s financial plan?

Why Global Diversification Matters Now More Than Ever with CEO, David Witter Plant. Harvest.Prosper. Episode 45

2026/01/30

In this episode, Kellen Williams, CFP®, sits down with David Witter, Founder and CEO of Financial Harvest Wealth Advisors, to unpack why global diversification matters now more than ever.

Building the Team: Inside Financial Harvest Wealth Advisors Plant. Harvest.

2025/11/24

In this special episode, Kellen Williams sits down with two of our newest team members, Nici Halweg and Samson Streachek, to share what attracted them to Financial Harvest Wealth Advisors, what surprised them, and how our firm approaches client relationships with more intention, education, and long-term strategy than the industry standard.

The Health Savings Account - The Only Triple Tax Account Plant. Harvest. Prosper. Episode 43

2025/10/31

In this month’s episode of Plant. Harvest. Prosper., Financial Harvest Investment Advisor and Portfolio Manager Josiah Martin uncovers what might be the most underused tool in personal finance: the Health Savings Account (HSA).

What's Happening to Social Security? Plant. Harvest. Prosper. Episode 42

2025/09/29

Headlines about Social Security seem to surface every few months, claiming that it’s “running out,” warning of a rise in the retirement age, and predicting drastic cuts to benefits. With so much noise, it’s hard to know what’s actually true. In the latest episode of Plant. Harvest. Prosper., Josiah Martin, Investment Advisor and Portfolio Manager at Financial Harvest Wealth Advisors, takes a closer look at the future of Social Security.

5 Ways to Save More Money This Year - Plant. Harvest. Prosper. Episode 41

2025/08/28

In Episode 41 of Plant. Harvest. Prosper., Josiah Martin, Investment Advisor and Portfolio Manager at Financial Harvest, shares five practical strategies to help you save more of your hard-earned money and keep your financial life on track.

AI vs Human Financial Advisors: What Nobody Tells You About Robo-Advisors in 2025 - Plant. Harvest. Prosper. Episode 40

2025/07/29

In the latest episode of Plant. Harvest. Prosper., Kellen explores the growing role of AI in personal finance, highlighting where tools like robo-advisors can support efficiency and where they fall short. The episode emphasizes the continued importance of human financial advisors for complex decisions, emotional guidance, and personalized planning.

Why You MUST Own Assets for Building Wealth - Plant. Harvest. Propser. Episode 39

2025/06/29

In this episode of the Plant. Harvest. Prosper. podcast, host Josiah Martin unpacks one of the most overlooked truths about building wealth: if you don’t own assets, you’ll always be stuck working for money without ever giving your money the chance to work for you.

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5 out of 5

6 reviews

★★★★★

Chef Char 2022/03/29

Love it!

I love this podcast! Finance is not my area of expertise but this podcast takes complex topics and explains them in ways that are easy for me to under...

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