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This week on Another Money Show, J.R. is out at the Waste Management Phoenix Open, so Anthony steps in for a one-on-one conversation with recurring guest Joe Jaquint of Patriot Trading Group. Anthony and Joe take a deep dive into the precious metals market, with a focused discussion on gold and silver and why these assets continue to draw attention from investors, especially during periods of economic uncertainty. Joe also provides practical insights on how investors should think about alternative assets while sharing industry knowledge about how the precious metals markets actually work. As always, the goal isn’t reacting to headlines, but understanding how different tools and strategies can work together in a thoughtful, well-designed financial plan. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

Retirement.Radio's Matt McClure sits down with Rod Griffin, Senior Director of Consumer Education and Advocacy at Experian, for a practical and timely conversation about emergency savings. With rising living costs, recent holiday spending, and ongoing debt repayment putting pressure on household budgets, many Americans struggle to set money aside for unexpected expenses. Matt and Rod break down common emergency fund guidelines—ranging from three to six months of expenses or more—while emphasizing that the most important step is simply getting started. Rather than focusing on intimidating savings targets, the discussion highlights the value of small, consistent contributions that build momentum over time. The conversation also explores actionable strategies for freeing up cash flow, including tracking expenses, reducing recurring bills, and using available tools to identify unused subscriptions or high-cost credit options. Matt and Rod wrap up by connecting emergency savings to long-term financial stability, stressing the importance of automation, protecting credit health, and taking full advantage of employer-matched retirement contributions. Host: Retirement.Radio’s Matt McClure Guest: Rod Griffin, Senior Director of Consumer Education and Advocacy at Experian -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony break down a busy and unsettling news cycle and explain what today’s headlines could mean for your financial life. The conversation touches on ongoing protests across the United States tied to immigration and ICE-related policy issues, renewed concerns about a potential government shutdown, and the continued rise of the national debt. Against that backdrop of uncertainty, the markets continue to push higher, while precious metals have been on a notable run — a combination that raises important questions for investors and retirees alike. As always, J.R. and Anthony remind listeners that headlines come and go — but the best financial strategies are designed to last. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

Retirement.Radio’s Matt McClure sits down with Mark Steber, Chief Tax Officer of Jackson Hewitt, to break down what taxpayers need to know heading into the 2026 tax season. They discuss some of the biggest changes on the horizon, including an estimated $300 billion in refunds expected for millions of Americans — and why filing early and accurately can make a real difference. Steber walks through several new tax benefits, including deductions for tipped and overtime workers and a new tax break for seniors age 65 and older. The conversation also covers practical tips on getting organized, choosing a trusted tax professional, and avoiding common tax scams. It’s a timely, practical discussion designed to help listeners feel informed, prepared, and confident as tax season approaches. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony discuss why periods of global unrest and nonstop headlines often cause people to either panic or do nothing at all. The conversation centers on normalcy bias, the tendency to assume things will continue as they always have, even when warning signs are clear. The show touches on recent protests, growing unrest both domestically and abroad, and continued examples of government waste highlighted in the latest Festivus Report. While these topics dominate the news cycle, J.R. challenges listeners to look past fear and frustration and ask a more important question: have you actually adjusted your financial plan to account for uncertainty? Rather than reacting emotionally to headlines, the focus is on taking practical steps to ensure your retirement and long-term financial strategy is positioned to weather worst-case scenarios without overreacting or ignoring risks altogether. The goal is simple: stay informed, stay proactive, and make sure your plan is built for the real world, not just best-case assumptions. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony react to current headlines and financial trends making noise across the country. They discuss ongoing protests, the continued run in the stock market, and rising prices in precious metals. The conversation also turns to the national debt and government spending, including the Festivus Report on waste, inefficiency, and why these issues keep coming back year after year. As always, the focus is on helping listeners stay prepared – not scared – and confident that their financial strategy is built to withstand uncertainty, regardless of headlines or political noise. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony take a wide-angle look at global and political events – and why they matter to your money. The conversation touches on international tensions, including developments involving Venezuela, unrest in the Middle East, and broader global affairs. J.R. and Anthony discuss how wars, government intervention, and geopolitical uncertainty can ripple through markets, increase government spending, and add pressure to an already growing national debt. They also talk about the continued pace of government spending, the long-term implications of debt, and why these issues make personal financial planning more important than ever. As the new year begins, they encourage listeners to take advantage of the fresh start to review, adjust, or optimize their financial plans. As always, the focus is on helping listeners stay informed, prepared – not scared – and confident that their financial strategy is built to withstand uncertainty, regardless of headlines or political noise. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

The guys kick off the new year with a wide-ranging conversation about the financial realities many Americans are facing right now. From student loan debt and wage garnishment to the broader cost of education and the growing national debt, they break down the issues that continue to impact households as the calendar turns and people start thinking about what comes next. They also discuss ongoing developments in crypto and digital currency, reflect on the holidays and the year that just wrapped up, and talk about why real conversations matter more than sales pitches. As always, the focus is on helping listeners think clearly, ask better questions, and build stronger financial plans heading into the new year. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

As the holidays approach, the markets seem to be acting like they've had too much eggnog! Prices are moving, headlines are flying, and yet very little feels grounded in long-term fundamentals. This week, J.R. and Anthony discuss the growing sense that we are in a broadly speculative environment. They also revisit precious metals and why investors tend to gravitate toward them, especially when confidence in traditional methods feels shaky. As the year comes to a close, J.R. and Anthony thank listeners who have reached out and worked with them throughout the year. We want to help you improve your financial plan in 2026! -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony take a closer look at the economic headlines as we head into the holiday season and question whether they reflect what Americans are really experiencing. They break down the Federal Reserve’s recent moves and explain why, in their view, many of the decisions coming out of Washington simply do not make sense. J.R. and Anthony also discuss the latest inflation data and why it feels disconnected from the real-world cost pressures families continue to face, even as officials suggest inflation is improving. The conversation also touches on concerns within the banking system, ongoing worries about a market bubble, commentary on recent political and global developments, including President Trump’s primetime address and other headlines making waves this week. As always, J.R. and Anthony encourage listeners to stay informed, question the narrative, and make sure their financial plans are built to handle uncertainty. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. recaps his recent appearances on Joe Jaquint’s Patriot Radio News Hour and how he’s enjoyed contributing to that program over the past several months. He also talks about the Federal Reserve’s latest changes, gold & silver prices, market manipulation, and what he believes may be signs of a broader market bubble. We want our listeners to have a clear, well-structured financial plan — one designed to navigate uncertainty, protect assets, and prepare for whatever comes next! Whether you're looking to reduce risk, generate income, or simply understand your financial options, J.R. and Anthony are here to help. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony dig into the mixed signals coming from the U.S. economy. On the surface, the markets keep pushing higher — but underneath, layoffs are spreading, credit card balances are skyrocketing heading into the holidays, and the national debt continues to climb with no signs of slowing down. J.R. also breaks down how artificial intelligence is accelerating economic changes faster than anyone expected. While AI is boosting productivity, it’s also contributing to job displacement and fueling what could become a dangerous market bubble as investors chase hype over fundamentals. The guys tie these trends back to what they’ve warned about for years: corruption and dysfunction in Washington, a lack of fiscal responsibility, and an economy propped up more by debt than true growth. The world is unpredictable, but your financial plan doesn’t have to be! -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

In this interview, Retirement.Radio’s Matt McClure speaks with Mary Hines Droesch, head of consumer and small business products at Bank of America, about holiday shopping trends. A major focus is how inflation and tariffs influence consumer behavior. The discussion also explores how dupe culture is emerging as a popular trend among younger generations who seek affordable alternatives to high-end branded items, while highlighting generational differences in gift-giving preferences and shopping habits. Mary emphasizes practical strategies for managing holiday expenses, including budgeting, using rewards cards, and taking advantage of bulk purchasing opportunities to maximize value during the holiday season. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

In this Thanksgiving-weekend edition of Another Money Show, J.R. Rotchford and Anthony Carrao deliver a fast-paced, fiery, and humorous breakdown of financial headlines, industry scandals, cybersecurity warnings, political madness, and—yes—Thanksgiving traditions from the Rotchford family kitchen. The hosts dive into the Kyle Busch life insurance scandal, explaining how a poorly structured IUL burned through $8.5 million in premium—and why bad actors in the financial industry give everyone else a bad name. They also expose the systemic issues behind oversized commissions, unrealistic illustrations, and the dangers of treating life insurance like an investment. J.R. tackles political corruption, insider-trading behavior in Congress, FEMA fund theft, and why term limits should be back on the table. Anthony breaks down the numbers behind the IUL lawsuit and why consumers need second opinions now more than ever. The show also covers TSA’s push toward digital IDs, biometric scanning, cybersecurity breaches affecting over 180 million emails, and why consumers must stay alert as technology and identity requirements evolve. Finally, the team discusses banking industry lawsuits, fiduciary standards that vanished after political shifts, and why Rotchford and Associates is committed to transparency, planning, and real protection—not sales quotas, pressure, or fancy suits. If you want an honest, uncensored take on the financial world—with some Thanksgiving laughs along the way—this episode is for you. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This week on Another Money Show, J.R. and Anthony take a hard look at the rising distrust across America — from the recent Epstein files vote to concerns about digital ID programs, government instability, and market signals that just don’t add up. Even with indexes hitting new highs, only a handful of stocks are doing the heavy lifting. That imbalance has the guys questioning whether we’re quietly drifting into a stealth stock-market bubble. And with layoffs happening across the U.S., many Americans are asking: How strong is the economy, really? Through it all, J.R. and Anthony reiterate the importance of having a written, balanced financial plan that protects your money even when confidence in government, markets, and institutions starts to crack. -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: [email protected] Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations. Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting  About Another Money Show: We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive! Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now. Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations. -- Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.