Advertise on podcast: What School Should Have Taught You

The Gold Coast has quietly become one of Australia's most talked-about property markets. Buyer's agent Matt Srama has watched it unfold from the inside since 2020.   Matt breaks down the three waves of interstate migration that have reshaped the region, why value flows east to west, how the Southern Gold Coast overtook Surfers Paradise as the true growth engine, and what's driving basic two-bedroom units past the million-dollar mark. He also unpacks the infrastructure set to reshape the coast for decades, from the extended light rail to early talks of a Silicon Valley-style tech precinct.   To close it out, Matt names his five suburbs to watch for buyers under $1.2 million, spanning the Northern Gold Coast corridor to the New South Wales border. This episode is a must watch for anyone considering a move to the Gold Coast or already invested there.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Get in touch with Matt Sraama & his team:https://www.srama.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

One Nation's strongest showing in years has people asking a question most weren't taking seriously: what if Pauline Hanson becomes Australia's next Prime Minister?   Jeremy unpacks what her policies could actually mean for property investors, everyday families, and the broader economy. From the household income-splitting policy he believes could be a game-changer for family finances to what cutting immigration could do to universities, rental markets, and property prices, he weighs up what could genuinely help Australians and what could do real damage.   Whichever way you lean politically, this episode is worth a listen. Weigh up the policies for yourself and decide where you stand.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Population growth is the invisible engine behind property prices, rental yields, and the broader economy. So what actually happens if the immigration tap gets switched off?   Jeremy Iannuzzelli walks through two ABS-projected scenarios over the next fifteen years: zero lending with steady migration versus zero net overseas migration with unrestricted lending. The outcomes for investors are very different, and the parallels to Japan's decades-long stagnation are hard to ignore.   The conversation also covers why the 1990s recession dragged on as long as it did, how institutions could end up dominating the rental market if borrowing dries up, and why population size shapes which suburbs and asset types thrive or fade. This episode is a must watch for anyone making long-term investment decisions today.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Private health insurance premiums are rising again. But before you renew on autopilot, it's worth asking whether the cover you've been paying for was ever designed to protect you, or just to take pressure off the public system.Jeremy Iannuzzelli breaks down how the Medicare Levy Surcharge really works, who gets caught out by bracket creep, and the surprising ways a one-off asset sale, a missing dependent, or an insurer update can quietly cost thousands. Apathy, he argues, is often the biggest enemy of a good insurance decision.Whether private health insurance makes financial sense depends entirely on your numbers. This episode is a must watch before the next premium hike hits.❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestionGet in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Do you really need a massive property portfolio to retire comfortably, or is there a smarter way to build wealth?   In this episode, Jeremy Iannuzzelli is joined by Dawn Fouhy of Future Proof Property Advisory to challenge the idea that more properties equals more success. They explore why a smaller, well planned portfolio can often deliver stronger long term results and the importance of owning a home as a foundation for financial security.   The conversation unpacks the risks of chasing high yields in lower quality areas, the importance of understanding market dynamics and future buyer appeal, and how managing too many properties can limit growth.   Take the time to step back and assess whether your strategy is built for long term success and use these insights to make more intentional property decisions moving forward.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Dawn Fouhy:Website:https://www.futureproofpropertyadvisory.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Offset accounts seem like a simple way to save on interest inside an SMSF. For some investors, they're quietly creating a compliance nightmare.Jeremy Iannuzzelli unpacks why some so-called offset accounts are actually just sub-accounts in disguise and how that distinction is causing real issues with auditors. He also shares what the ATO has told him directly about how trustees can stay compliant.The penalty for getting this wrong is 45% of your entire fund balance. This episode is a must watch before you assume your offset account is structured correctly. ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestionGet in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Your mate's SMSF is performing well. That doesn't mean yours will.   Jeremy Iannuzzelli breaks down the groundwork most people skip before setting one up, from reviewing your existing fund's performance to being honest about the time and knowledge an SMSF actually demands. He walks through the real structure behind an SMSF, when a bare trust needs to be signed, why starting capital can make or break the strategy, and the difference between a pure SMSF and a hybrid approach that keeps some money in an industry fund while still gaining property exposure.   If you're thinking about whether an SMSF is right for you, this episode is a must watch before you make the call.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Why isn’t more housing being built despite the demand?   In this episode, Jeremy Iannuzzelli is joined by John Karapalevski to break down the real costs and challenges behind a small property development.   They walk through a real project, revealing how approvals, reports, delays, and government charges can quickly add up before construction even begins. The conversation highlights how red tape, rising costs, and inefficiencies are slowing down new housing supply.   This episode offers a behind the scenes look at why many investors and developers are becoming more cautious, and what it really takes to bring new property to market.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Get in touch with John and his amazing team:https://www.karaplan.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Working from home might be costing Australians more than they realise, not in expenses but in deductions they've been counting on. A landmark Federal Court ruling has just gone against a Melbourne worker who claimed part of his rent for a designated home office, and the implications could ripple across the country.   Jeremy breaks down the ATO's test case win and why it matters now more than ever, as Victoria moves to legalise two days of work from home per week just as the deduction door closes. With deficit forecasts stretching a decade, the ATO isn't done, and this ruling is likely just the opening move before it lands in the High Court.   For anyone currently claiming working from home deductions, whether using the cents per hour method or occupancy costs, this episode is a must watch before lodging your 2026 tax return.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Thinking of buying property with family...what could go wrong?   In this episode, Jeremy Iannuzzelli is back again with Shanil Lal and Scott Lung to unpack a listener question from two brothers looking to invest together. They explore the realities of pooling resources, including shared debt responsibility, borrowing capacity impacts, and why having a clear exit strategy is critical from day one.   The conversation breaks down key ownership structures like joint tenants vs tenants in common, along with the risks tied to legal issues, financial stress, and unexpected life events. The episode highlights how these decisions don’t just affect the property but your future flexibility, protection, and long-term plans.   If you’re considering investing with family or friends, this episode will help you think through the risks before you commit and structure it the right way from the start.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Scott Lung:Website:https://koalafinancial.com.au/   Shanil Lal:Website:https://www.runnymedelawyers.com.au/Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Melbourne was on fire earlier this year. Then the federal budget landed, and sentiment flipped almost overnight.   Steve Ash of Property Strats joins Jeremy to break down what changed: yield compression in hot pockets, the return of first home buyers, and why negative gearing changes have pushed investors toward cash flow over capital growth. He also unpacks the surprising cases where body corporate fees actually beat the cost of owning a freestanding home and how to tell a genuine bargain from a trap dressed up as one.   If you're weighing up whether Victoria's undervalued reputation still holds after the budget, this episode is a must watch before you buy.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Chat with Steve Ash:Website:https://www.propertystrats.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

The government's new indexation method has been tried before. It didn't end well.   Jeremy sits down with his father Vince Iannuzzelli, a working accountant for over 46 years, to trace the parallels between today's budget changes and the tax chaos of the 1980s and 90s. From the abolition and reintroduction of negative gearing to the nightmare of manually indexing capital gains, Vince walks through what actually happened last time these policies were tried and what it meant for renters, investors, and the broader economy.   The conversation covers capital flight, the death of Australian manufacturing, and why mining, not government spending, has quietly propped up the country's living standards for twenty years. If you're wondering whether history is about to repeat itself, this episode is a must watch. Vince closes with where everyday investors can actually find opportunity in this new environment.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

The federal budget handed down on 12 May 2026 rewrites the rules around negative gearing, capital gains, and trust distributions.   Jeremy and Vince break down when buying in your own name still makes sense, why offset accounts are now more critical than ever for anyone with grandfathered negative gearing, and the surprising downside of the new indexation method that could see investors paying more tax than they expect. They also tackle the biggest question hanging over every family structure: are trusts dead, or are companies about to become the new go-to investment vehicle?   For anyone building wealth through property, shares, or a business, this episode is a must watch.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Therapy dogs. Swimwear. Massage chairs. An 85-inch television. Jeremy Iannuzzelli has seen every creative attempt to turn personal expenses into tax deductions, and he's not holding back.   Jeremy pulls back the curtain on real client claims, the logic behind them, and exactly why the ATO keeps knocking them back. The rule that catches more people than they expect? Predominant use. And there's one claim involving cosmetic surgery that has to be heard to be believed.   If you've ever wondered whether your home expenses, pets, or personal upgrades could be written off, this episode is a must watch. Jeremy runs an accountancy firm of over 16,000 clients and manages a property portfolio of over $17 million, and this is the kind of insight most people only get in a private session.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

Most people lodge their tax return and accept whatever lands in their account. What they don't realise is they could be leaving thousands on the table, not through any loophole, just by missing deductions they're already entitled to.   Jeremy Iannuzzelli walks through a real tax return live, line by line, showing exactly how a $272 refund became almost $4,000. Car expenses, study costs, superannuation contributions, and private health insurance are the specific deductions most Australians either overlook entirely or get wrong when they do claim them.   If the tax system has ever felt like it's working against you, this episode is a must watch. The full breakdown is on YouTube for anyone who wants to follow the screen walkthrough in real time.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.