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Twelve months ago we called a handful of Melbourne suburbs for growth. Today those picks are up more than 6% while the wider Melbourne market fell close to 10%, a swing of around 16%. Lachlan Delahunty explains why they held up, and where the value is heading into 2027. Get Access To PropStac 👉 https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_105 Looking to Invest in Melbourne 👉 https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_105 Reece Beddall and Lachlan Delahunty revisit the Melbourne suburb predictions they made on the podcast a year ago and grade their own calls. Despite a year of rate rises, trust lending changes, debt-to-income caps and the budget's negative gearing changes, the suburbs they backed have outperformed their long-term growth rates, while the ones they warned against have flatlined. Lachlan explains the fundamentals behind the difference: landlocked suburbs with limited new supply, owner-occupier rates above 80 to 90%, strong school catchments, and infrastructure spending per person well above the state and national average, versus the investor-saturated, oversupplied fringe estates where new build product keeps dragging values down. He then looks ahead to 2027, why the sub one million dollar bracket is the sweet spot as first home buyers and investors compete in the same price point, what the proposed Victorian stamp duty and land tax changes could mean if they come in, why cash flow now matters more since the negative gearing changes, and why asset selection, not just the right suburb, is where most investors go wrong. This is general information, not personal advice, and reflects the hosts' views. Every situation is different, so speak to a professional about yours. What we cover: ✅ How our Melbourne suburb calls from 12 months ago actually performed ✅ Why the picks beat the wider market by around 16% ✅ The fundamentals behind the suburbs that held: supply, owner-occupiers, schools, infrastructure ✅ Why the investor-saturated fringe estates flatlined ✅ Why new build product keeps dragging down fringe values ✅ Why the sub one million dollar bracket is the sweet spot into 2027 ✅ What proposed Victorian stamp duty and land tax changes could mean ✅ Why cash flow matters more since the negative gearing changes ✅ Why asset selection, not just the suburb, is where investors go wrong ✅ Why less than 5% of inspected properties pass Follio's due diligence ⏱️ Chapters: 00:00 Intro: reviewing our Melbourne predictions 01:40 Markets within markets: what the headlines miss 02:40 The suburbs we backed, and how they performed 04:20 The suburbs we warned against, and why 06:00 Why quality locations held through the macro shocks 08:00 The investor belt, serviceability and the sweet spot 10:00 Why asset selection is where most investors go wrong 13:00 The Victorian election and proposed policy changes 15:00 What Lachlan is buying now: cash flow and fundamentals 16:40 Using PropStack to compare suburbs yourself About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Melbourne property market | melbourne suburbs to watch | markets within markets | property predictions review | Melbourne 2027 outlook | asset selection property | first home buyer Melbourne | property due diligence | Follio property podcast #AustralianProperty #MelbourneProperty #PropertyInvesting #MarketsWithinMarkets #PropertyPredictions #SuburbReview #PropertyStrategy #PropertyMarket2027 #FollioPropertyPodcast

Is your property portfolio stuck in the wrong market? This real client case study breaks down how strategic selling created $1.5M in extra equity. Get Access To PropStac 👉 https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_104 Discuss Your Portfolio 👉 https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_104 Join hosts Reece Beddall and Lachlan Delahunty on the Follio Property Podcast as they walk through a live Australian property portfolio review, from a $2.76M Victoria-heavy portfolio in 2021 to a $4.71M diversified portfolio today. If you're a property investor, portfolio owner, or buying investment property in Australia in uncertain conditions, this is essential viewing for real estate Australia in 2026. WHAT YOU'LL GET FROM THIS EPISODE: ✅ How $660K equity became $2.25M equity by selling underperformers and buying in growth markets ✅ Why holding Pakenham, Ballarat and Bendigo was costing this investor $1.5M in opportunity cost ✅ Perth vs Brisbane vs Victoria: why Mount Lawley and Ashgrove outperformed Geelong West ✅ The PropStack portfolio review framework Lachlan uses to decide what to sell, hold or buy next ✅ How LVR dropped from 76.1% to 52.2% while growing from $2.76M to $4.71M in total value ✅ Buy and hold vs active management: when selling is smarter than holding in a market cycle ✅ What's next: why selling Brisbane to buy wholesale in Melbourne could be the next smart move Timestamps: 00:00 Intro: buy, sell or hold in uncertain times 02:00 The portfolio in 2021: four assets, maxed out in Victoria 04:30 Why Pakenham was the first to sell 08:00 The honest conversation: telling a client they made a mistake 10:00 The three-year plan: what was sold and what was bought 11:40 Why Geelong West was the one to keep 12:50 $660K held versus $2.25M restructured 14:00 The Perth and Brisbane assets, and why they were chosen 19:00 Why buy-and-hold can be lazy investing 21:40 The advice now: shifting capital back to Melbourne About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions KEY THEMES: property portfolio review Australia, real estate Australia investing strategy, sell underperforming investment property, Perth property market growth, Brisbane property market growth, Victoria property market performance, property diversification strategy Australia, equity growth through property, LVR and debt management property, opportunity cost property investing #AustralianPropertyMarket #RealEstateAustralia #PropertyInvestingAustralia #PropertyPortfolioAustralia #BuyPropertyAustralia #PerthProperty #BrisbaneProperty #MelbourneProperty #VictoriaPropertyMarket #PropertyInvestment #InvestmentPropertyAustralia #WealthThroughProperty #PropertyMarketAustralia

Has the Australian property market bottomed out? Property experts break down what's really happening with real estate in Australia right now. Get Access To PropStac 👉 https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_103 Discuss Your Portfolio 👉 https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_103 Join hosts Reece Beddall and Lachlan Delahunty on the Follio Property Podcast as they debate whether Sydney has hit the bottom, compare Australia's housing market to sharp corrections in New Zealand and Canada, and reveal how to buy property Australia-wide in uncertain conditions. If you're a property investor, first-home buyer, or following interest rates, cash rate decisions, migration and negative gearing changes, this is essential viewing for the Australian property market in 2026. WHAT YOU'LL GET FROM THIS EPISODE: ✅ Why claims Sydney has bottomed out are premature - and what's still to come ✅ Australia vs New Zealand vs Canada: why our falls were smaller and what protects us ✅ How cash rates, tax policy and Labor's migration settings are shaping prices ✅ The yield curve rule Lachlan uses to tell when prices won't get any cheaper ✅ How mortgage stress is creating discounted opportunities for ready investors ✅ Why timing the exact bottom is a mistake - and how to buy well anyway ✅ Regional vs capital city: when higher yield is worth the extra risk Timestamps: 00:00 Intro: has the market actually bottomed? 03:25 Comparing Australia to New Zealand and Canada 05:40 How far each market fell, and off what base 07:30 Why the budget did more damage than two rate rises 08:00 The yield signal: how to identify a market bottom 11:40 Migration, rent caps and what we can learn overseas 16:40 Where the real opportunities are in a downturn 20:40 Why waiting for the bottom is a mistake 24:30 Capital cities versus regionals 28:30 Off-market deals and getting asset selection right About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions KEY THEMES: Australian property market bottom, Sydney property market analysis, real estate Australia investing strategy, New Zealand and Canada housing crash comparison, cash rate Australia impact on property, negative gearing and tax policy, Australian migration and house prices, rental yields vs interest rates, off-market property opportunities, regional vs capital city investment Australia #AustralianPropertyMarket #RealEstateAustralia #SydneyProperty #PropertyMarketAustralia #BuyPropertyAustralia #PropertyInvestingAustralia #AustraliaHousingMarket #SydneyRealEstate #InterestRatesAustralia #NegativeGearing #PropertyInvestment #FirstHomeBuyerAustralia #HousingCrashAustralia

Most of the headlines treat Australian property as one market that's all falling at the same pace. Lachlan Delahunty breaks down the seven forces that actually drive property values, and why they explain exactly which markets are protected and which are not. Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_102 Discuss Your Portfolio 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_102 Australia's residential market has wiped nearly a trillion dollars in value in six months, with high interest rates at 4.35% cash rate and a 20-30% drop in lending crushing borrowing capacity. But this is not one market, it's markets within markets. In this episode, we unpack the 7 key forces shaping property values right now: interest rates, credit availability, tax and policy, income and employment, sentiment expectations, supply and affordability, and external shocks. You'll learn why Sydney and Melbourne remain most sensitive to rate rises and face continued declines, why Brisbane and Adelaide are declining at a slower pace despite hitting affordability peaks, and why Perth, Darwin and Canberra are protected in 2026 thanks to severe supply shortfalls, jobs growth and high incomes. Plus: why low consumer sentiment could mean the best opportunities for sophisticated investors, and why major government intervention to stimulate credit and policy is likely in 2027. WHAT YOU'LL LEARN: ✅ Why the Australian property market will continue to fall for the rest of 2026, but less aggressively ✅ The 7 forces driving house prices: rates, credit, tax, jobs, sentiment, supply & shocks ✅ Sydney property market vs Melbourne: why headlines will focus here ✅ Why Perth property, Darwin and Canberra are holding up (32,800 home shortfall in Perth) ✅ Brisbane property, Adelaide outlook and affordability peaks explained ✅ Property investment Australia strategy when sentiment is at historic lows ✅ What 2027 government stimulus could mean for rents, prices and your portfolio Timestamps: 00:00 Intro: the seven forces and the 2026 outlook 03:25 Interest rates and borrowing capacity 06:18 Credit availability 12:34 Tax and policy, national and state 16:06 Income, employment and population 18:58 Sentiment and the affordability index 26:26 Supply and the housing shortfall 28:03 External shocks 30:40 The 2026 outlook, market by market About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market | real estate Australia | Australia housing market crash | Sydney property market | property investment Australia #AustralianPropertyMarket #RealEstateAustralia #AustraliaHousingMarket #SydneyPropertyMarket #PerthProperty #BrisbaneProperty #PropertyInvestmentAustralia #AustralianRealEstate #HousingMarketCrash #InterestRatesAustralia #PropertyForecast2026 #FirstHomeBuyerAustralia #PropertyInvesting #RealEstateInvesting #HousingAffordability

Every capital city fell last week, except one submarket. Melbourne units are the only market in the country Cotalit y has showing growth, and Lachlan Delahunty explains exactly why, plus a real portfolio breakdown showing what to sell and what to buy in this environment. Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_101 Get In Touch 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_101 For property owners, the danger isn't the fall itself. It's the cash buffer. Holding less than a 5% buffer puts you on a knife's edge the moment financial stress hits, because that's when banks start looking to reclaim properties. Reece Beddall and Lachlan Delahunty argue that waiting 12 to 18 months in a downturn is the worst move available,  buyer pools thin out and price haircuts of 30 to 40% become the norm, not the exception. For anyone doing property investment in Australia, this is the numbers-first conversation most investors avoid right up until the bank forces it. We go city by city across the Australian property market: why Melbourne is the only capital improving on the four-week rolling average, what's dragging Brisbane, Sydney, Adelaide and Perth lower, why [Melbourne units] keep beating houses on the replacement cost argument, and how the shift away from auctions is changing how vendors negotiate in a soft market. Plus the difference between wholesale and retail unit purchases, how a 5.5%+ yield can turn a negatively geared property portfolio into one that pays for itself in the current interest rates environment, and what a pre-Christmas rate rise would do to prices into 2027. What we cover in this Episode: ✅ Know your numbers before the market makes you: debt, true equity, debt-to-income and cash-to-debt ✅ Why a 2% cash buffer puts you one rate rise away from a forced sale, and the 10% floor that protects you ✅ Which regional assets go first, and what happens when investor demand leaves Townsville and Gladstone ✅ The FOMO-stage exit rule: why holding too long costs 30–40%, not 10–15% ✅ Selling with a tenant vs vacant, and which buyer pool you're actually pitching ✅ Commercial at 5.5%+ vs high-yield residential: which fits a cash-flow-negative portfolio ✅ Wholesale vs retail units: how buying a whole complex in one line lands a discount ✅ Why land exposure beats "air space" in a 200-unit tower ✅ Melbourne units trading $300K–$500K below replacement cost, and what that means for capital growth ✅ The two-speed economy and the 2009 playbook for what happens when rates fall Timestamps: 00:00 Intro: the portfolio and the market update 04:00 A real composite portfolio, broken down 05:51 Which two properties to sell, and why 11:20 Sell now or wait, and with or without a tenant 15:52 What to buy instead: commercial or Melbourne units 16:47 Wholesale versus retail units explained 19:51 Melbourne units: the only market still growing 21:29 Auction clearance and the shift to private treaty 24:00 Units versus apartments: what to actually buy 29:42 The two-speed market and the rate outlook About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market | property investment Australia | property portfolio Australia | housing market Australia 2026 | property market update | investment property cash flow | cash buffer | debt to income ratio | Melbourne units | property market crash Australia  #PropertyInvestmentAustralia #AustralianPropertyMarket #PropertyMarketUpdate #InvestmentPropertyCashFlow #CashBuffer #DebtToIncomeRatio #NegativeGearing #MelbourneUnits #MelbournePropertyMarket #PropertyPortfolio #InterestRatesAustralia #PropertyMarket2026 #AustralianRealEstate #InvestmentPropertyAustralia #PropertyInvesting

Negative gearing is often framed as a tax break for the wealthy. Accountant Nathan Hood points to ATO data suggesting the opposite: around 70% of negative gearing claims come from people with a single property, and two-thirds of those earn under $80,000 a year. Access PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_100 Get In Touch 👉: https://follio.com.au/contact-us?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_100 Reece Beddall and Lachlan Delahunty bring accountant Nathan Hood back to the podcast to work through what the budget changes actually mean for how you structure and hold property. Nathan explains who the changes hurt most, why the days of simple property investing are over, and why getting the right advice now matters more than it used to. They cover the property versus shares debate and why property has always been a debt game, where the real opportunities sit after the changes, across the main residence exemption, company structures and self-managed super, and why capital gains indexation replacing the 50% discount makes flipping property far less attractive. Nathan also explains why many investors will need a fresh valuation sooner rather than later, how a higher valuation can save tens of thousands in tax, and why the old buy-and-move-in strategy has given way to a retain-and-subdivide approach in blue chip suburbs. This is general information, not personal, tax or financial advice, and reflects the guest's and hosts' views. Everyone's situation is different, so speak to a qualified professional about yours. What we cover: ✅ Why the ATO data suggests negative gearing mostly benefits single-property owners ✅ Who the budget changes actually hurt most ✅ Property versus shares, the debt game, and how margin calls really work ✅ Where the opportunities are: main residence, company structures and super ✅ The new deductible versus non-deductible debt strategy ✅ Company and trust structures after the budget, and who they suit ✅ Why CGT indexation replacing the 50% discount makes flipping far less viable ✅ Why you may need a property valuation now, and how it saves tax ✅ The unintended SMSF shift the changes created ✅ The retain-and-subdivide strategy replacing the old approach Timestamps: 00:00 Intro: returning guest Nathan Hood 04:14 The negative gearing myth: who really claims it 07:14 Property versus shares: the debt game 10:53 Margin calls and why property debt works differently 12:26 Where the opportunities are: main residence, company, super 17:14 The new debt strategy: deductible versus non-deductible 20:08 Company and trust structures after the budget 23:52 CGT indexation versus the 50% discount: why flipping is dead 26:07 Why you need a valuation now, and how to get it right 31:30 SMSF and the retain-and-subdivide strategy Follow Nathan Hood: LinkedIn: https://www.linkedin.com/in/nathanhoodperth/ Business: https://carbongroup.com.au/ About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: negative gearing Australia | capital gains tax indexation | property tax strategy | post budget property | company and trust structures | SMSF property | property valuation | property versus shares | Follio property podcast #AustralianProperty #NegativeGearing #CapitalGainsTax #PropertyTax #PropertyInvesting #SMSF #PropertyStrategy #TaxStrategy #FollioPropertyPodcast

The Australian property market just shifted. This Pre-Budget vs Post-Budget breakdown reveals why real estate Australia prices are falling while affordability hits record lows, and what it means if you want to buy property in Australia. Get Access to PropStac: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_99 Speak with an Advisor: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_99 In this episode, we unpack the Labor May Budget impact on the Australian property market, including changes to negative gearing for investors, first home buyer demand, rents, and new build supply. If you follow real estate Australia, property investing, or the rental crisis Australia, this is the data-led review of what was promised pre-budget versus what happened post-budget, from negative equity to builder insolvencies to investor exit. What We Cover In This Episode: ✅ Why real estate Australia prices are falling yet affordability is at record lows ✅ 20% to 25% drop in first home buyers Australia applications post-budget ✅ 50,000+ buyers in negative equity and who is most exposed ✅ Rental crisis Australia update: why rents will continue to rise ✅ Investor exodus and what it means for property investing ✅ Bathla Group collapse and insolvency risk for big builders ✅ Rental caps, supply myths, and the housing market crash debate Timestamps: 00:00 Intro: reviewing the budget's property impact 06:03 Negative gearing to new builds: intent versus outcome 09:06 First home buyers, and why they were priced out again 12:05 Markets within markets: where investors moved 15:04 Renters, rising rents and the rental cap risk 19:27 Was the budget designed to cool prices? 20:09 The nuanced take: interest rates as the real driver 24:43 Predictions for the next three months 25:01 The 18.6-year property cycle debate 27:12 Wrap: rents, first home buyers and builders ahead About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian Property Market | First Home Buyers Australia | Rental Crisis Australia | Real Estate Australia | Property Investing | Housing Market Crash | Perth Property Market | Australian Federal Budget Comment below: Are you buying, holding, or exiting right now? #AustralianPropertyMarket #RealEstateAustralia #FirstHomeBuyersAustralia #RentalCrisisAustralia #PropertyInvesting #HousingMarketCrash #AustraliaProperty #NegativeGearing #PerthPropertyMarket #PropertyMarketAustralia #RentCrisis #HousingAffordability

The Australian property market just dropped 0.9% nationally as Sydney leads the decline. If you own real estate in Australia or plan to buy property Australia wide, this data changes where to invest next. Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_98 Contact Us 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_98 This monthly wrap breaks down the Australian property market with verified capital city data. Sydney property fell 1.4% for the month, 4.7% for the quarter and 7.1% from peak with days on market up 70% to 51 days. Melbourne and Brisbane also fell 1.1% and 1%, while Perth property market slipped 0.8% but days on market blew out over 200% from 11 to 34 days. Darwin was the only city to grow at 0.6%. We cover why property investment Australia is splitting between houses and units, with Sydney units and Melbourne units holding value far better than houses, plus the rental squeeze with national vacancy at 1.9% and rents up 5.7% annually. For anyone researching where to buy property in Australia or comparing Brisbane property market vs Melbourne property market vs Perth property market, this gives you the investment grade view before you act. What we cover in this episode: ✅ Why Sydney is down 7.1% from peak and why days on market jumped to 51 days ✅ Melbourne property market vs Brisbane property market: which is holding value better ✅ Perth property market update: 0.8% dip but 200% surge in days on market explained ✅ Houses vs units: why Melbourne units rated A and Sydney units rated B+ for property investing ✅ Mortgage stress at an 18 year high with 32.5% of borrowers stressed and lending falling ✅ Rental market tight at 1.9% vacancy, Darwin surges, and 92% chance of a November rate hike Timestamps: 00:00 Intro and the national picture: every capital's fall 03:37 Houses versus units: where value is holding 05:40 Days on market: the early warning signal 10:00 Which markets have peaked, and how far they've fallen 13:00 The 5 and 10 year trends, and the underperformers 16:18 Interest rates: why Lachlan disagrees with a November hike 19:04 Rents and vacancy: the tailwind for investors 22:01 Lending, bank share and mortgage stress 25:52 The green shoots, and where the value is 30:50 Every capital graded, A to F About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update  | Sydney property market crash  | Melbourne property market analysis | Brisbane property market outlook  | Perth property market trends  |  property investment Australia strategy  |  real estate Australia investment grades  | where to buy property Australia #AustralianPropertyMarket #RealEstateAustralia #PropertyInvestmentAustralia #SydneyPropertyMarket #MelbournePropertyMarket #BrisbanePropertyMarket #PerthPropertyMarket #PropertyInvesting #RealEstateInvesting #WhereToBuyPropertyAustralia #FirstHomeBuyer #AustraliaProperty #PropertyMarketUpdate

Is the Australian property market crashing or correcting and should you buy, sell or hold right now? Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_97 Contact Us 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_97 🎙️ In this episode of the Follio Property Podcast, hosts Lachlan Delahunty and Reece Beddall break down what is really happening across the Housing market Australia 2026 and how to protect your Property portfolio Australia with data, not guesswork. The Australian real estate market is splitting fast. Sydney, Melbourne, Brisbane, Canberra, Adelaide and many regional areas are seeing price falls, while Perth and Hobart are posting modest gains. Rising construction costs, shifting interest rate expectations and prestige markets coming off on the East Coast are creating both risk and opportunity. Lachlan and Rhys explain why knowing your numbers is critical before you make your next move and how sophisticated investors are using downturns to buy at a discount. You will also get a full walkthrough of PropStack, including Scenario Planner, Marketplace, Insights and Suburb Comparison Data, plus a real client case study on offloading underperforming assets in Armadale and Gladstone to improve cash flow and reposition into more resilient capital city markets. What we cover in this episode: ✅ Why the Brisbane property market and Melbourne property market are falling while the Perth property market holds up ✅ Prestige vs affordability markets and why regional property is high risk right now ✅ How to use long term compounding growth and data to decide when to buy, sell or hold ✅ Inside PropStack: Scenario Planner, Marketplace, Insights and Suburb Comparison for every Australian suburb ✅ Real portfolio breakdown: How to restructure a Property investment Australia portfolio for cash flow and growth ✅ Construction costs, negative gearing and what Where to buy property Australia really means in a volatile market Timestamps: 00:00 Intro: is it time to buy, sell or hold? 02:24 Selling into a softer market and reading sentiment 04:30 Where the buyers are: the affordability play 07:09 The regional investor belt that's been wiped out 08:08 PropStac and the new Scenario Planner 12:44 The weekly market insights data 15:22 Comparing suburbs side by side 17:09 A real portfolio: the buy, sell or hold call 18:40 Where this couple is overexposed, and what to sell 21:35 Buy under-performers, sell out-performers: the method About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market  |  property investment Australia  |  property portfolio Australia  |  housing market Australia 2026  | Perth property market  | Brisbane property market  | where to buy property Australia  | real estate Australia #AustralianPropertyMarket #PropertyInvestmentAustralia #RealEstateAustralia #HousingMarketAustralia2026 #PerthPropertyMarket #BrisbanePropertyMarket #MelbournePropertyMarket #PropertyPortfolioAustralia #NegativeGearingAustralia #AustralianRealEstate #PropertyMarketCrashAustralia

A married couple came to us with six investment properties, a $5.5 million portfolio, and a buyer's agent telling them to buy three more. Our advice was the opposite: sell. Review your Portfolio on PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_96 Speak to a Qualified Property Advisor 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_96 In this property investment strategy session, Reece Beddall and Lachlan Delahunty walk through two real client portfolios and the exact moves they would make. From slashing a dangerous debt to income ratio to turning a cash flow drain into a self-funded asset, this episode shows how sophisticated investors reposition for long-term capital growth. Lachlan breaks down the numbers behind two very different investors: a six-property portfolio bleeding cash on regional assets, and a young Sydney couple trying to upgrade their family home. He explains how to read a debt to income ratio, when negative gearing stops making sense, and why he would pull equity out of Brisbane and Adelaide blue-chip assets to reposition into the Melbourne property market. If you are weighing capital growth against cash flow, this is the framework to make the call. What you'll learn: ✅ Why a 3% cash buffer and a 5.8x debt to income ratio is a danger zone, and how to fix it ✅ When to divest regional properties and which blue-chip assets to keep ✅ How a Melbourne unit complex delivered a 6.5% yield and a $600k equity uplift on day one ✅ The case for selling everything to upgrade a Sydney family home, and when to hold instead ✅ How to push your portfolio harder with a bigger cash buffer and higher cash flow Timestamps: 00:00 Intro: a strategy episode for experienced investors 02:48 Scenario one: reviewing a $5.5 million portfolio 05:24 The warning signs: debt-to-income and cash buffers 08:20 Why the advice was to sell the regionals 13:34 The Melbourne unit complex: $600K equity from day one 16:39 Cash flow forecasting and retirement income 18:00 Scenario two: a young Sydney family's portfolio 19:23 Sell everything and upgrade in Sydney now 22:55 The alternative strategy if you're not upgrading 27:01 Is this portfolio enough to retire on? About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Property Investment Strategy | Debt To Income Ratio | Melbourne Property Market | Sydney Property Market | Negative Gearing #PropertyInvestmentStrategy #AustralianProperty #MelbournePropertyMarket #SydneyPropertyMarket #PropertyInvesting #InvestmentProperty #RealEstateAustralia #NegativeGearing #PropertyPortfolio #CashFlowProperty #BuyPropertyAustralia #PropertyMarket #FollioPropertyPodcast

Several buyer's agencies have collapsed in the past few weeks, and more are likely to follow. Lachlan Delahunty explains why it's happening, what separates the firms going under from the ones that will survive, and how to tell the difference before you hand anyone your money. Get Access To PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_95 Get in touch 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_95 Reece Beddall and Lachlan Delahunty open with the state of the buyer's agency industry, why a wave of firms built on short-term and speculative strategies is failing in the post-budget market, and why Lachlan sees it as a necessary reset, much like the one financial planning went through. They talk through what actually makes a buyer's agency worth trusting, and why strategy matters far more than sales. Then into the seven-day market update across every capital. Sydney has now fallen for 14 consecutive weeks and is on track to approach the sharpest annual decline in 40 years, though the severity is starting to moderate and auction clearance rates are quietly recovering. Melbourne is falling more slowly, with its sub one million dollar market posting positive movement even as the top end drops. Brisbane's decline is accelerating into a wave of new supply, Adelaide is picking up pace against a backdrop of outbound migration, and Perth is still up strongly for the year despite its first back-to-back weekly falls. The episode closes on why the two-speed market is becoming a six or seven-speed one, and why knowing your local market has never mattered more. ✅ Why several buyer's agencies have collapsed and more are expected to ✅ The difference between a sales-led agency and a strategy-led one ✅ Why Lachlan sees an industry reset as overdue and healthy ✅ How to choose a buyer's agency you can actually trust ✅ Why both doomsayers and optimists think Follio is biased, and what that says ✅ Sydney's 14 straight weekly falls and the 40-year record it's approaching ✅ Why Melbourne's sub one million dollar market is holding up ✅ Brisbane's accelerating decline and the oversupply building behind it ✅ Adelaide, migration and the affordability ceiling ✅ Why the two-speed market is becoming a six-speed one Timestamps: 00:00 Intro: industry news and the weekly market update 01:38 Doomsayers versus optimists: why we get both 03:15 Markets within markets 07:34 Buying conditions: when is the right time to buy 10:42 The buyer's agency shakeout and how to pick one 16:41 Why the industry needs a reset 19:08 Market update: Sydney's 14th straight weekly fall 22:08 Melbourne, and the sub one million dollar market 24:46 Brisbane, and the oversupply building behind it 27:19 Perth, plus Adelaide and the six-speed outlook 29:15 Why the market is fracturing into many speeds About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: buyers agency Australia | Australian property market update | Sydney property market | Melbourne property market | Brisbane property oversupply | Perth property market | property market downturn 2026 | how to choose a buyers agent | Follio property podcast #AustralianProperty #BuyersAgent #PropertyMarketUpdate #SydneyProperty #MelbourneProperty #BrisbaneProperty #PerthProperty #PropertyInvesting #PropertyMarket2026 #FollioPropertyPodcast

The Big Four banks just published their 2027 property forecasts, and they don't agree. ANZ is tipping falls across the board while CBA and Westpac are forecasting growth, a spread of nearly 10% on the same market. Free Investment Report 👉: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=ep&utm_medium=94&utm_campaign=propstac Contact Us👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=94&utm_campaign=contact_us The Big Four banks can't agree on Australia's 2027 property market, and the gap is staggering. One bank predicts a national house price crash while another forecasts solid growth. In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty break down every major bank forecast for Sydney, Melbourne, Brisbane and Perth, and reveal which prediction the data actually supports. Lachlan and Reece go beyond the headlines to expose why bank forecasts keep getting it wrong. They unpack the supply and demand dynamics driving each capital city, why interest rate cuts could trigger an instant rebound, and the real truth behind automated valuation models that could be overvaluing your property by up to 10%. What we cover in this video ✅ The complete 2027 forecasts from ANZ, NAB, CBA and Westpac, city by city ✅ Why there's a 10% gap between the most bearish and most bullish bank ✅ The interest rate trigger that could spark an immediate Sydney and Melbourne recovery ✅ Why automated valuations from banks and realestate.com.au are 5 to 10% overinflated ✅ The truth about negative equity and the 5% deposit scheme ✅ What the new SMSF lending restrictions mean for your property strategy Timestamps: 00:00 Intro: the banks warn of more price falls 01:48 ANZ: the only major forecasting falls across 2027 05:21 NAB, CBA and Westpac: a 10% spread in forecasts 06:30 Lachlan's call: why the worst may be behind us 10:37 The 5% deposit scheme and negative equity 11:09 Why the property valuations you see online are wrong 17:06 The Perth "price falls" article, fact-checked 21:10 How subdivision and new supply drag the median 23:33 Why new apartments don't always lower your value 25:27 The SMSF lending changes and the strategy pivot About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market forecast | property investment Australia | house price predictions | real estate Australia | Perth property market | Brisbane property market  #AustralianProperty #PropertyMarket #RealEstateAustralia #PropertyInvestment #HousePrices #PerthProperty #BrisbaneProperty #SydneyProperty #MelbourneProperty #HousingMarket #FirstHomeBuyer #PropertyForecast #BankForecasts #AustralianRealEstate #PropertyPodcast

Last week was the worst week for the Australian property market in all of 2026, with Sydney alone down almost half a percent in seven days. But the more useful question is how far each market actually falls from here, and Lachlan Delahunty has the data to answer it. Real Estate Agent Callout 👉: [email protected] Access PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=93&utm_campaign=propstac Contact Us👉: https://follio.com.au/contact-us/ In the first of the new weekly market update, Reece Beddall and Lachlan Delahunty break down seven days of Cotality data across every capital city. They walk through Sydney's worst weekly fall on record this year, why prestige suburbs are being hit far harder than the affordable end, and why Melbourne's sub one million dollar market is running hot even as the median keeps sliding. The core of the episode is the affordability index, the share of the average wage consumed by the average mortgage, and how it predicts when a market tops out and how far it corrects. On today's numbers, Sydney sits well above its historical ceiling and would need to fall around 12% to return to it, while Melbourne sits well below its ceiling with real runway left. Lachlan also explains why Brisbane's run may be ending, why the end of the SMSF lending window may have driven this particular week, why he believes you shouldn't be selling into a falling market without a reason, and where the next cycle is likely to begin. What we cover: ✅ Why last week was the worst week for property in 2026 ✅ What Lachlan meant by "the worst is behind us," and what he now stands corrected on ✅ Sydney's worst weekly fall on record this year and why prestige is hurting most ✅ Why Melbourne's sub one million dollar market is one of the hottest in the country ✅ Brisbane hitting its affordability ceiling and the oversupply risk building ✅ Adelaide and Perth, and how the SMSF deadline may have shaped the week ✅ How the affordability index predicts exactly how far each market falls ✅ Why Sydney may need to fall around 12% while Melbourne has runway left ✅ The widening gap between house and unit prices and the opportunity it creates ✅ Why Melbourne may lead the next cycle, and why Follio stays cautious on Darwin Timestamps: 00:00 Intro: the worst week for Australian property in 2026 03:21 What "the worst is behind us" actually meant 05:49 Sydney: the worst weekly fall on record this year 07:28 Why the prestige markets are hurting most 08:44 Melbourne: why the sub one million dollar market runs hot 11:40 Brisbane: the wheels come off and the oversupply risk 13:09 Adelaide, Perth and the SMSF deadline effect 18:00 The affordability index: how far each market can fall 30:32 The cycle: why Melbourne may lead the next decade 33:46 Darwin: why Follio stays cautious About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update | affordability index | Sydney property market | Melbourne property market | Brisbane property market | Perth property market | house prices falling 2026 | units versus houses | property market cycle | Follio property podcast #AustralianProperty #PropertyMarketUpdate #PropertyInvesting #HousePrices #AffordabilityIndex #SydneyProperty #MelbourneProperty #BrisbaneProperty #PerthProperty #PropertyMarket2026 #RealEstateAustralia #CotalityData #PropertyCycle #FollioPropertyPodcast

New lending figures show investor activity down 8.6% and first home buyers still falling, and yet the more surprising story is where the price falls are actually landing: the most expensive suburbs, not the affordable ones. Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=92&utm_campaign=propstac Start you investment journery 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=92&utm_campaign=contact_us Three major data sets landed on the same day, and Reece Beddall and Lachlan Delahunty break all three down live. They start with the ABS lending figures to June, why the post-budget drop is smaller than expected but only captures half a month of the fallout, and why the next quarter will likely be far more significant. Lachlan also explains why banks losing volume could make debt easier to access over the next six to twelve months. From there they turn to the migration data, where permanent arrivals rose while short-term arrivals fell, and what a shift toward skilled migration means for housing and the economy. Then into the Cotality figures: how far each capital would fall in a downturn scenario, why Melbourne may be closer to its floor than any other market, and why the prestige end is taking a far bigger hit than the affordable end. They close on investor share by state, including Victoria at 41% and Tasmania at a striking 73%, and the case building around Melbourne heading into the Victorian election. What we cover: ✅ ABS lending data: investor activity down 8.6% and why the next quarter will be worse ✅ The RBA hold, easing US inflation, and the odds of one more rate rise this year ✅ Why banks losing market share could make borrowing easier soon ✅ Migration data: permanent arrivals up 7.8% while short-term arrivals fall ✅ Cotality peak prices and how far each capital would fall in a 20% downturn ✅ Why Melbourne may be near its floor and set to rebound fastest ✅ The two-speed economy across Adelaide, Brisbane and Perth ✅ Why prestige suburbs are falling four to five times faster than affordable ones ✅ Investor share by state: Victoria at 41% and Tasmania at 73% ✅ The Melbourne outlook heading into the Victorian election Timestamps: 00:00 Intro: three data releases in one day 01:02 ABS lending data: investor activity down 8.6% 03:40 The RBA hold, US inflation and the rate outlook 06:36 Migration data: permanent arrivals up, short-term down 09:48 Cotality: peak prices and the downturn scenarios 11:21 Why Melbourne may be near its floor 14:17 The two-speed economy: Adelaide, Brisbane, Perth 16:40 Why the prestige markets are falling fastest 21:18 Investor share by state: Victoria 41%, Tasmania 73% 22:12 The Melbourne outlook and the Victorian election About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update 2026 | abs lending data | investor lending Australia | migration data Australia | Cotality property data | Melbourne property market | prestige property market | two speed property market | Tasmania investor share | Follio property podcast #AustralianProperty #PropertyMarketUpdate #PropertyInvesting #ABSData #InvestorLending #FirstHomeBuyers #Migration #CotalityData #MelbourneProperty #SydneyProperty #PrestigeProperty #TwoSpeedMarket #RBA #InterestRates #FollioPropertyPodcast

Every capital city is now flat or falling, some markets by more than 1.5% a month, and yet Lachlan Delahunty just put an offer on a unit complex in Melbourne. This episode is about why the two things aren't a contradiction. Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=91&utm_campaign=contact_us Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=91&utm_campaign=contact_us Back in the studio together, Reece Beddall and Lachlan Delahunty work through the questions clients ask most often. They start with the big one: is now actually a good time to buy? Lachlan makes the case that the market is running at five different speeds, why buying into heavily falling markets is a mistake even when everyone is quoting "be greedy when others are fearful," and why a softer market is exactly where a disciplined buyer finds undervalued assets. From there they cover the real risk in investing outside your home state, and why the cost of doing so is usually dwarfed by the upside of buying in the right market. They break down the post-budget question of whether to upgrade your home or buy your first investment property, why units and townhouses have become far more compelling since the negative gearing changes, and what the latest KPMG forecast says about unit price growth. The episode closes on how couples with very different risk appetites can align on a single strategy. What we cover: ✅ Is now a good time to buy, and why "markets within markets" changes the answer ✅ Why buying into a falling market is different from buying selectively in a soft one ✅ The real risk of investing interstate, and why a $50K cost can be worth a far larger upside ✅ Why you don't invest to save tax or reduce your land tax bill ✅ Upgrading your home versus buying your first investment property after the budget ✅ Why units and townhouses have become more compelling since the negative gearing changes ✅ What the KPMG forecast predicts for unit price growth versus houses next year ✅ How replacement cost and undersupply support the case for units ✅ How couples with mismatched risk appetites can align using cash buffers and worst-case planning Timestamps: 00:00 Intro: client FAQs and the state of the market 02:50 Is now a good time to buy? 03:59 Why buying into falling markets is a mistake 05:54 The opportunity in a softer market: being selective 07:00 Interstate and cross-state investing risk 14:53 Upgrading your home versus your first investment property 19:48 Units and townhouses versus houses 21:48 The KPMG forecast: units to outperform houses next year 24:36 Aligning couples with different risk appetites About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes:  Australian property market 2026 | Australian housing market | property investment australia | real estate Australia | capital growth vs cash flow | first home buyer strategy | interstate property investing | units vs houses | PPOR vs investment property | negative gearing changes Australia #AustralianPropertyMarket #PropertyInvestment #RealEstateAustralia #AustralianHousingMarket #PropertyInvesting #FirstHomeBuyer #InvestmentProperty #CapitalGrowth #CashFlow #InterstateInvesting #UnitsVsHouses #NegativeGearing #FolioPropertyPodcast #AustralianRealEstate #PropertyMarket2026