Advertise on podcast: No Surrender with Greg Sher, Erin Dee & Coby Hakalir

Here's the agenda this week on the No Surrender Podcast: - MISMO's Brian Vieaux sits in for Greg - Midterm hangover: what’s it mean for housing? - The Fed hit pause, but did it hit the snooze button? - Credit score drama can’t stop won’t stop - CrossCountry's breakup letters to ex-LOs: it's not you, it's 75 basis points - Lending Tree Summit recap: home equity and AI - Perhaps a Greg Sher update? Join us Thursday at 1 PM ET! Hot takes. Fierce debates. No Surrender. 🔥

MBA President & CEO Bob Broeksmit joins Erin Dee and Coby Hakalir for a candid conversation about the state of the mortgage industry, the fight for housing affordability, and what's ahead in 2027. From MBA's new Homebase initiative for loan officers to credit reporting reform, regulatory challenges, and the potential impact of the midterm elections, Bob shares his perspective on the policies and priorities shaping the future of mortgage lending. Then, Erin and Coby dig into the latest housing headlines: Builders Under Pressure: PulteGroup's earnings, rising construction costs, and growing affordability challenges.The Homeownership Squeeze: Why even existing homeowners are struggling to afford today's market.The Midterm Shakeup: What a potential shift in congressional control could mean for housing policy and the mortgage industry.Big conversations, industry insights, and plenty of classic No Surrender banter.

Is Washington delivering real housing relief, or missing the mark entirely? Greg, Erin, and Coby unpack the proposed housing executive order, and Greg has some STRONG words about what it fails to address for today's homebuyers. Plus, the crew dives into: 2027 Mortgage Forecasts: MBA, Fannie Mae, and industry operators have very different predictions. Just how tough could next year get?MBA Opens the Door to LOs: A new initiative brings individual loan officers closer to industry education and advocacy.The ARMs Race: Non-QM and adjustable-rate mortgages are gaining market share. Opportunity or warning sign?The Big Short Goes Long on Doom: Michael Burry's AI bubble warning and what a potential tech sell-off could mean for mortgage rates.Housing Affordability: Are we helping existing homeowners while leaving the next generation of buyers behind?And in a surprising turn of events, Greg praises the MBA while questioning Bill Pulte. Coby is enjoying every second of it. 😂 Hot takes. Fierce debates. No Surrender. Where Housing Opinions Collide.

On the next No Surrender Podcast: - We welcome special guest Mark McArdle - The Great Pulte Pullout - Forecast vs. Reality: The gang reconvenes the debate - A recap of MBA Annual - Credit Chaos Join Erin, Coby & me LIVE Thursday at 1PM ET. Hot takes. Fierce debates. No Surrender.

After a wild few days at the HousingWire MBS in Dallas, we are back & ready to unpack: - Dallas: unfiltered. The gang breaks down a surreal couple of days at HousingWire MBS - FICO: the death of a monopoly? - Will the midterms bring us a “purple” congress? - Builders facing a multi-front battle. Can they win the war? - Jobs: more people looking and mortgage jobs shrinking - Better: Vishal pulls off his own Rocky II Join us Thursday at 1PM ET.  Hot takes. Fierce debates. No Surrender.

No Surrender Podcast is LIVE from the HousingWire Mortgage Banking Summit! 🎙️ We’re sitting down with Mike Kortas of NEXA and getting the latest from HousingWire Chief Economist & Lead Analyst Logan Mohtashami.

Episode 20 is all over the housing map — in the best way. Greg, Erin and Coby get into Realtors stepping into the loan officer lane, whether retail LOs are becoming an endangered species, and why AI companies might need a lesson in both paying their bills and selling their products. Plus, the latest on UAD 3.6, GSEs buying more MBS while those LLPA findings remain MIA, whether waiting on a recession to save housing actually makes sense, and the Fed’s latest move in the middle of an energy crisis. Hot takes. Fierce debates. No Surrender.

Here’s what’s on deck for Episode 19 on the No Surrender Podcast: • Warsh with another big day. We break it down. • What America is Googling at 2am • A $500 watch, a $5000 check and an interest tab that will have our kids working til they’re 90 • AI will end the world (terms and conditions apply) • Mega lenders and Quiet Failures • Two scores, One Loan • Rocket cut in, but was it FHFA’s dance? • Underwriting since 2008: did we go too far? All that, and much more, as the most popular show in housing keeps on rollin’.

Surprise guest Vishal Garg joins No Surrender for a candid conversation about what happened at Better, his fight to regain control, what he’d do differently, and where he sees the company—and mortgage technology—going next. Then Greg, Erin and Coby get into Pulte’s latest LLPA tease, cosplay as Bob Broeksmit’s MBA Annual speechwriters, break down the industry’s readiness for UAD 3.6, look at banks creeping back into mortgage, and reflect on the 25th anniversary of 9/11.

The bond market is big mad, UWM’s fallout keeps getting messier, and the housing industry’s closed-loop race is heating up. This week on No Surrender, Greg, Erin and Coby break down what the weakening jobs picture could mean for mortgage rates, debate the Wall Street Journal’s take on nonbank FHA lending, and unpack Rocket’s increasingly public push for UWM brokers. Plus: why the industry may have Gen Z homebuyers all wrong, the growing push toward real estate-mortgage-title ecosystems, and whether agents becoming loan officers creates opportunity—or a whole new set of problems. And, naturally, Greg kicks things off with another "Sher"-nanigan: If you find someone’s wallet, are you looking inside?

Here’s the rundown this Thursday on the No Surrender Podcast. • Goodbye Dolly: Happy Trails to a Legend • Nexa/UMortgage: Singing Kumbaya in the Broker Channel • Data Center Drama: AI Slops over into Housing • Does the industry need Federal non-bank oversight? • Bessent’s Blooper Reel • A Bloodbath at Fannie • Vantagescore adoption: Rocket and UWM Leaning In • LO Comp Creativity • Beware the Credit Bundle

Is eating ONE grape at the grocery store stealing? 🍇 We settle the debate once and for all… before getting into some slightly more consequential issues. This week, Greg, Erin and Coby dig into the escalating battle between Vishal Garg and Better, the growing signs of stress across the U.S. consumer, rising FHA delinquencies, the explosion of Buy Now, Pay Later, and why thousands of conventional borrowers are refinancing into FHA loans. They also debate whether homeowners are tapping too much equity — and what all of these seemingly small warning signs could mean when you put them together. Plus, the question hanging over the entire conversation: Are we being “doomers”… or just paying attention to the data? It’s another unfiltered episode of No Surrender — where housing opinions collide.  Hot Takes. Fierce Debates. No Surrender.

This week on No Surrender, the pressure is building across housing, the economy, and Washington. This Thursday's topics: • Pulte is calling out builders for snubbing first-time buyers, but is the administration's own policy doing the same thing? • July jobs numbers show cracks in the labor market. Does this seal a September Fed cut? Plus: those Trump-Warsh calls, and Lisa Cook's clock is ticking on fraud allegations. • Kashkari says consumers are doing just fine, and Bessent calls them “buoyant” Does the data back them up? • Rocket's Q2 is out: is the Flywheel actually spinning? • UWM's board is under pressure to oust Ishbia after a massive hedge loss. Fair, or overblown? • Trump distances himself from the GOP, Tucker launches a new political movement, and the debate over Tucker’s real motivations Join me this Thursday at 1PM ET with Erin and Coby. Hot Takes. Fierce Debates. No Surrender.

This week's show is shaping up to be one of our most wide-ranging yet. Between executive shakeups, policy battles, global market questions, political drama, and of course, Erin’s big announcement, there’s plenty to unpack.  This week's topics: - Vishal Garg out as Better’s CEO   - Are immigration policies a major headwind for housing? - Layoffs and a wave of consolidation coming?  - What does the 10-year have to do with Japan? - Trump throwing in the towel in November?  Whether you agree with us or not, you'll have plenty to talk about after the show.

This week on No Surrender, one of the biggest political stories of the week takes center stage. Dr. Anthony Fauci's Senate hearing, where he repeatedly invoked the Fifth Amendment while facing questions about the government's COVID-19 response and pandemic-era decisions, is already fueling heated debate across the country. We'll unpack what happened, where we stand, and why it matters. We'll also break down the Fed's latest rate decision and what it could mean for mortgage rates, affordability, and the housing market, along with the growing battle over private listings, a debate raising big questions about transparency, competition, and who really benefits.