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Most people don't avoid insurance because they think it's bad. They avoid it because they'll "get around to it later." In this episode of Friday Fundamentals, Shane sits down with insurance specialist Don Glendinning to bust some of the biggest myths surrounding life insurance, income protection and personal cover. They unpack why so many Australians delay getting insurance, what can happen when unexpected events strike, and why even basic cover can be better than having none at all. Whether you're buying a home, starting a family, building wealth, or simply trying to protect your future, this conversation will help you understand why insurance is a key part of any financial plan. In this episode: ✅ Why people keep delaying insurance decisions ✅ The risks of relying on luck and good health ✅ What income protection actually does ✅ Insurance through super vs personal cover ✅ Why financial advisers play a critical role ✅ Common misconceptions about insurance costs ✅ The importance of reviewing your cover before major life events If you've ever thought "I'll sort that out later", this episode is for you. 🎧 Listen on Spotify, Apple Podcasts and YouTube. 🏡 Thinking About Buying A Home? Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence. From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey. 🎥 https://thepropertycouch.com.au/prepurchase ⌛Timestamps 00:00 Why insurance can't always wait 00:25 Introduction to the insurance myth 00:58 The "I'll get around to it later" mindset 01:31 Real stories of insurance regrets 02:25 What happens when income suddenly stops? 02:56 Understanding income protection 03:41 The backup plan most people overlook 03:49 Why you should review your cover today 04:51 Major life events and insurance timing 05:05 Is insurance really too expensive? 06:23 Insurance through advisers, super and direct providers 07:10 Why super insurance may not be enough 08:24 Australia's underinsurance problem 09:08 Industry changes and fewer advisers 09:55 Why professional advice matters 10:04 Pre-Purchase podcast update #Insurance #LifeInsurance #IncomeProtection #FinancialPlanning #PersonalFinance #MoneyTips #FinancialAdvice #FridayFundamentals #WealthBuilding #PropertyCouch LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What if the property that solves your cash-flow problem today creates a much bigger problem tomorrow?  🚨  With property investors reassessing their next move, high-yield apartments and commercial property are attracting attention. But behind the attractive numbers, are buyers asking enough questions about asset quality, vacancy risk and who will eventually buy the property from them?  In Episode 620, Lachlan Delahunty from Follio returns to join Ben for a post-budget follow-discussion in Episode 601.  🔍 They unpack the risks emerging as investors chase yield, why some regional property owners could struggle to find an exit buyer, and how to review your existing portfolio before committing to another purchase.  📍 Then it’s around the grounds for Melbourne, Sydney and Perth: where Lachlan sees opportunity, where he believes patience is needed, and what could help confidence return.  Listen now!   FREE STUFF MENTIONED 🎟️ FREE WEBINAR: Where Does Your Money Go? 7:30pm AEDT, Tuesday 27 October Find more money, keep more money and turn spare cash into financial progress with Ben’s practical household finance tips. 👉  Register free >>  🏡 FREE PRE-PURCHASE SERIES: Get Ready Before You Buy Thinking of buying? Join Shane and Ben Thompson for practical preparation tips from both sides of the property transaction. 👉 Watch the series >>  📊 FREE PROPERTY REPORTS: Look Beyond the Headlines Before choosing your next location, dig into the data. Explore Moorr’s free property reports to make a more informed decision. 👉 Download your free property reports🏘️ CONNECT WITH LACHLAN & FOLLIO Find out more about Lachlan and the Follio team.👉 https://follio.com.au/ 🎙️ REVISIT EPISODE 601: Lachlan’s Previous Appearance Go back to Ben and Lachlan’s post-budget conversation for the context behind this week’s follow-up.👉  https://thepropertycouch.com.au/ep-601-lachlan-delahunty/  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Ask most people what financial freedom looks like and you’ll get a number. A portfolio size, a passive income figure, a date on the calendar. Michael Kemp answers it with three words instead: friends, family, freedom. In this week’s Throwback Tuesday snippet, Michael (author of The Ulysses Contract) explains why he sees money as a pool of capital rather than simply a way to buy things... and why the goal is to live off the harvest, not the farm itself. Plus: the 2,300-year-old Greek philosopher who was thinking about these same ideas, his mother’s lesson about why owning more makes life more complicated, and the Buffett principle he still holds onto. 📖 What Financial Freedom Actually Looks Like 🎧 Listen to the original episode 📗 How to Retire on $3,000 a Week LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If a property reaches its advertised reserve price... doesn't it have to sell? Surprisingly, no. In this week's FUNdamental Friday, Shane Pope is joined by veteran auctioneer Glen Coutinho to unpack Victoria's recent auction rule changes and explain why they may be creating more confusion rather than clarity. They discuss: ✅ What happens when a reserve price is published ✅ Whether a vendor is actually required to sell ✅ Why buyers may be misunderstanding the new rules ✅ How auctions are changing in response to the legislation ✅ Why some properties may still sell below their advertised reserve ✅ The opportunities that confusion can create for prepared buyers Because in today's market, not understanding the rules could mean missing the right property altogether. 🏡 Thinking About Buying A Home? Check out PRE-Purchase, our free 10-part video series designed to help Australians navigate the buying journey with confidence. From creating a property brief and researching suburbs through to negotiations, auctions and settlement, each episode tackles a key stage of the purchasing process. 🎥 Watch now:  https://thepropertycouch.com.au/prepurchase ⌛Timestamps 0:00 Has the new legislation made auctions harder? 0:24 Why Shane is frustrated 1:11 The reserve price question 1:16 Does a vendor have to sell? 1:53 Why the legislation creates confusion 2:14 Has the policy achieved its goal? 2:34 Alternative selling methods emerge 2:50 Why expressions of interest are increasing 3:14 Why buyers may miss opportunities 3:31 Shane's advice to buyers 4:01 The buyer's agent question 4:20 The key clue buyers miss 4:47 Why you should still attend auctions 5:04 Opportunity in a confusing market 5:23 Some of the best buying opportunities 5:58 PRE-Purchase success stories LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Some properties keep attracting buyers. Others need a discount to get their attention.  What separates the two? Is it the renovation? The suburb? The school around the corner? Or could moving just one street over change what you’re really buying?  This week, Glen Coutinho, RT Edgar Sales Manager, returns to The Property Couch almost a decade after his first appearance, joining Ben Kingsley and Shane Pope to unpack the lessons that come from 40 years in real estate.  From Melbourne to Beverly Hills and back, Glen has built his career in what he calls “the rejection business”. Along the way, he’s learned how to spot buyer mistakes, build relationships with competitors, and recognise the properties people keep coming back for.  Tune in for an episode jam-packed with wisdom!  FREE STUFF MENTIONED 🎟️ FREE WEBINAR: Where Does Your Money Go? 7:30pm AEDT, Tuesday 27 October Find more money, keep more money and turn spare cash into financial progress with Ben’s practical household finance tips. 👉  Register free today 🎧 FREE PRE-PURCHASE SERIES: Prepare, Research & Execute Don’t let your first lesson come after you’ve signed. Get prepared for the research, decisions and negotiations ahead. 👉 Get ready to buy >> 🌳 FREE INFOGRAPHIC: What Makes Some Locations Outperform? Love the house? Take a closer look at the land. Explore Ben’s framework for understanding what drives location value over time. 👉 Explore the Land Value Framework >> 🎙️ FINAL SUMMER SERIES CALL-OUT: Someone Could Learn From Your Story The turning point. The tough lesson. The years of staying the course. Your experience could help another listener find their way. 👉 Share your story >> 🤝 CONNECT WITH GLEN COUTINHO  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

You get paid. You’re careful. You don’t do anything extravagant. Then a week later, you check your bank account and think… where did it all go?! In this week’s Throwback Tuesday snippet, Ben and Bryce unpack the idea of slippage (the small, everyday spending that quietly adds up...) and explain why the answer isn’t necessarily more willpower. 📖 How to Stop Money Slipping Through Your Fingers 🎧 Listen to the original episode 📗 Get Make Money Simple Again free LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Is owning more investment properties always better? Not necessarily. In this week's FUNdamental Friday, Ben Kingsley sits down with Lachlan Delhunty from The Folio Group to discuss one of the biggest misconceptions in property investing: The belief that more properties automatically means more wealth. Lachlan shares a real-world example of an investor who accumulated 12 properties across four years, only to discover the portfolio wasn't producing the results they expected. They discuss: ✅ Quality vs quantity in property investing ✅ Why equity matters more than property count ✅ The risks of aggressive portfolio building ✅ Negative equity and misleading valuations ✅ Why exit strategies matter ✅ The dangers of investor-only markets ✅ Interest rates, cash flow buffers and risk management Because property investing isn't about collecting houses. It's about building wealth. 🏡 Thinking About Buying A Home? Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence. From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey. 🎥 https://thepropertycouch.com.au/prepurchase 🕧Timestamps 0:00 One investor's 12-property mistake 0:17 Quality vs quantity 1:15 The real cost of a 12-property portfolio 1:54 PRE-Purchase Series 2:37 Why more properties aren't always better 3:13 The "quick 60k" property myth 3:32 When investors need to sell 3:52 Why quality assets matter 4:14 Negative equity risks 4:46 Property portfolio comparison culture 5:07 When the music stops 5:49 The danger of groupthink 6:06 Risks investors ignore 6:24 Stress testing interest rates 6:44 Why some modelling is flawed 7:05 Cash flow, vacancies and risk 7:30 The tide is going out 8:13 Forced sellers explained 8:32 The long-term property investing formula #PropertyInvesting #PropertyMarket #ThePropertyCouch LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Your biggest asset may not be your home or property portfolio. It could be your ability to keep earning an income. But what happens to everything you’ve built if illness, injury or death suddenly takes that income away?  In Episode 618 of The Property Couch, Ben is joined by Chemere Brown, Head of Financial Planning at Empower Wealth, and Don Glendinning, Regional Sales Manager at NEOS, to unpack the personal insurance safety net behind your wealth plan.  Through real-life claim stories, they explore:  🏠 Whether your family could keep the home and investment properties without your income 🛡️ What life, TPD, critical illness and income protection actually cover 💰 Why default insurance through super may not be enough 📉 The danger of cutting cover when household budgets are already stretched 👨‍👩‍👧 Why both partners may need protection—even when one earns significantly less 🩺 How underwriting and disclosure affect future claims 🔄 When your insurance should be reviewed as your life, debt and portfolio change You’ll also hear how one melanoma led to a $317,000 payout, why some Australians may be entitled to claim without realising it, and how the right protection can give a family choices at the moment they need them most.  Because building wealth is only half the plan. You also need to protect it.  FREE STUFF MENTIONED 🛡️ FREE 2-Minute Insurance Health Check Could your family maintain its lifestyle and keep its properties if your income stopped? Work through the checklist and identify areas worth reviewing. 👉 Take the quiz now!  🏡 BONUS Case Study: Existing Investors See what happens when existing investors buy again under different negative gearing rules...and where their cash and offsets should sit for the strongest outcome. Use code COUCH17 to access the complete series for just $17 (RRP $197).  👉 Start watching the series now  📞 Complimentary Insurance Review Unsure whether your current cover still reflects your income, debts, family and financial goals? Speak with an Empower Wealth specialist to understand your current position and any potential protection gaps. 👉 Book a complimentary review  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Victoria has introduced major changes to the way residential properties are sold, including new reserve price rules for auctions and fixed-date sales. But will the reforms actually make things easier for buyers? In this breaking news episode, Ben Kingsley is joined by Couch Crew regular Ben Thompson (qualified property investment adviser by day and licensed auctioneer on weekends) to unpack the new rules and the unintended consequences buyers need to know about.  📖 Read our full breakdown 🎥 Watch PRE-Purchase, our free 10-part “How to Buy a Home” series 🤝 Book a free buyer's agent consultation with Empower Wealth 📋 Official Consumer Affairs Victoria guidance Timestamps 0:00 Why Victoria is changing the rules  1:22 Understanding property price discovery  5:17 What underquoting actually means  6:35 The new reserve price disclosure rules  9:26 The new Property Price Statement explained  13:05 Rejected above reserve? What buyers should understand  15:39 Why reserve prices may become inflated  19:59 The hidden impact on private sales  24:37 Who wins and loses from these reforms?  28:14 Final thoughts and key takeaways  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Can Australia continue funding the level of concessions, subsidies and benefits we're currently providing? In this week's FUNdamental Friday, Ben Kingsley is joined by Evan Lucas for a thought-provoking discussion about government spending, welfare, pensions and the growing cost of supporting an ageing population. The conversation explores whether Australia's safety net is targeted in the right places, and whether some government benefits should be better aligned with financial need. They discuss: ✅ Age pensions and means testing ✅ Concession cards and public transport benefits ✅ The Pharmaceutical Benefits Scheme (PBS) ✅ Superannuation and retirement funding ✅ The rising cost of welfare programs ✅ Housing, retirement and financial independence ✅ Why future governments may face difficult decisions Whether you agree or disagree, it's a conversation that challenges some widely held assumptions. 🏡 Thinking About Buying A Home? Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence. From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey. 🎥 https://thepropertycouch.com.au/prepurchase ⌚Timestamps 0:00 Should wealthy retirees receive benefits? 0:24 Why this debate matters 0:52 Government spending and inflation 1:43 Pensions, concessions and welfare 2:24 PRE-Purchase Series 3:07 State concessions explained 4:01 The growing cost of the PBS 5:00 Should pension income be taxed? 5:27 "I worked all my life" 6:12 Why superannuation exists 7:08 Why accessing super early is controversial 7:37 Should the family home be means tested? 8:40 The case for supporting vulnerable Australians 9:03 What is middle-class welfare? 9:29 Australia's $292 billion welfare bill 10:34 Why pensions dominate welfare spending 11:02 The promise politicians made 11:49 Revenue reforms vs spending reforms 12:53 Where should support be targeted? 13:21 Evan's final thoughts #PersonalFinance #RetirementPlanning #Superannuation #PropertyTok #ThePropertyCouch #FUNdamentalFridays LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Why does land in one suburb command a lasting premium while land somewhere else doesn’t...even when both have houses, shops and transport? 📈 In this special solo episode, Ben shares his latest framework shaped by more than 30 years of property experience. He takes us beyond the headlines and short-term market cycles to explain the forces that can make a location more valuable over decades: jobs, accessibility, scarcity, lifestyle, buyer behaviour and the momentum that builds when these factors come together.  It’s a deeper dive than usual, but the practical question is simple: how do you find the best location and property type your budget can afford?  This episode might just be Ben’s “Magnum Opus”; listen now!   FREE STUFF MENTIONED 📥 FREE INFOGRAPHIC: Why Do Some Locations Outperform?   Ben brings together the foundations of location value, seven core drivers and five engines of momentum in a visual guide you can revisit when weighing up where and what to buy. 👉 Download the free framework   🎧 Guests & Episodes Mentioned:  Episode 418: The Hidden Forces Driving Property Values Cycle Amplifiers: The 7 Forces Moving Property Prices Right Now | Tuesday Toolkit  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Four rate rises this year. And the RBA may not be finished yet...  The Reserve Bank has unanimously raised the cash rate by another 0.25 percentage points, taking it to 4.60% — its highest level in 15 years.  With property prices falling and the economy showing signs of slowing, could another rate rise be on the cards in November?  Ben Kingsley and economist Evan Lucas unpack today’s decision in this September Economic & RBA Update.  💡 Thinking about refinancing or adjusting your loan strategy? Let the Empower Wealth Mortgage Broking team help you compare your options.    LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

How do you know whether you're choosing a good buyer's agent? Following the recent collapse of several buyer's agency businesses, Shane Pope and Ben Thompson tackle an important question: What should property buyers be looking for when selecting a buyer's agent? In this week's FUNdamental Friday, they discuss the red flags, warning signs and key qualities that can help buyers make a more informed decision. They explore: ✅ Why paying large fees upfront may be risky ✅ The importance of proven philosophies and track records ✅ Why "one-size-fits-all" property advice should raise concerns ✅ Questions to ask before engaging a buyer's agent ✅ The dangers of silver-bullet investment strategies ✅ Why longevity and consistency matter ✅ What genuine buyer advocacy should look like Because when you're trusting someone to help build long-term wealth, due diligence matters. 🏡 Buying a home soon? Before your next open for inspection, check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater clarity and confidence. From creating a property brief and researching the market, through to negotiating, bidding at auction and understanding settlement, we've broken the buying journey into easy-to-follow episodes. 🎥 Watch the full series here:  https://thepropertycouch.com.au/prepurchase 🎁 FREE UPDATED $3,000 A WEEK CASE STUDIES Leave a review for The Property Couch on your favourite podcast platform OR leave a review for the Moorr app. Then: 📸 Screenshot your review 📧 Email it to [email protected] We'll send you FREE access to our updated video case studies, refreshed for today's property market, negative gearing and capital gains tax changes. 🕰️Timestamps 0:00 The hill Shane is willing to die on 1:04 Recent buyer's agency collapses 2:19 What to look for in a buyer's agency 3:03 The biggest red flag 3:24 Why business structure matters 4:15 Longevity and consistency 5:00 Why philosophy matters 5:46 Too many hats 7:02 Beware the silver bullet 8:11 The Victorian unit debate 8:50 Why one-size-fits-all doesn't work 10:07 How performance should be presented 11:05 Be critical of marketing claims 11:29 The biggest warning sign 11:55 Why Shane believes fees should be paid at the end #PropertyInvesting #BuyersAgent #PropertyAdvice #PropertyInvestor #PropertyStrategy #InvestmentProperty #WealthCreation #PropertyMarket #ThePropertyCouch #FUNdamentalFridays LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With borrowing capacity tightening and negative gearing changes reshaping the numbers, investors are being pushed towards cheaper properties, higher yields and new strategies.  But could adapting to the new environment mean compromising the quality of your assets?  In this jam-packed Q&A episode, Ben, Polly and Luke unpack the post-budget property traps investors need to avoid, before answering listener questions about grandfathering, offset accounts, upgrading the family home and preserving financial flexibility.  Listen now!   FREE STUFF MENTIONED 📊 The Upgraded Case Study Series Explore seven refreshed case studies plus a brand-new Live-Vesting strategy, updated for today’s lending, tax and cash-flow environment.  As thanks for being part of our community, use COUCH17 to access the series for just $17 (RRP $197). 👉 Explore the Case Studies 🎥 The PRE-Purchase Series A free ten-part, bite-sized series designed to guide you through the three key stages of purchasing property—Preparation, Research and Execution. 👉 Access the free series 🐖 Moorr: Your Home for Property, Finance & Money Management Bring your cash flow, properties, loans and overall financial position together, so you can understand your numbers and make more informed decisions. 👉 Get started with Moorr for free 🔎 We’re Looking for a Sydney Buyer’s Agent Empower Wealth is looking for an experienced Sydney-based Buyer’s Agent to help clients purchase quality homes. 👉 Visit Empower Wealth and head to About Us → Careers.   LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Over the past 10 episodes, we've covered the complete home-buying journey. From defining your brief and researching the market through to inspections, negotiations, auctions, settlement and moving in, PRE-Purchase was created to help buyers navigate one of life's biggest financial decisions with greater confidence. This final episode is simply a thank you. Thank you for coming along on the journey, for sending in questions, and for helping shape a series that was built around the real challenges buyers face every day. We hope the series has given you practical tools, useful frameworks and the confidence to make informed property decisions. In This Episode ✅ Why we created PRE-Purchase ✅ The biggest lessons from the series ✅ Why preparation matters ✅ Why research creates confidence ✅ The value of asking questions ✅ When professional advice can help ✅ Next steps for buyers ✅ How to submit questions for the Q&A episode Need Help With Your Property Journey? If this series has raised questions about your own property situation, the team at Empower Wealth offers a complimentary initial consultation. Whether you're buying your first home, upgrading or investing, we're happy to help you understand your options. 👉 https://empowerwealth.com.au/request-free-consultation/ Got A Question? If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode. 📩 Submit your question: https://thepropertycouch.com.au/contact Timestamps 00:00 Why we created PRE-Purchase 00:16 Built from real buyer questions 00:24 The goal of the series 00:41 Send us your questions 00:50 When to speak with a buyer's agent 01:01 The value of an initial consultation 01:15 What the series demonstrates about buying property 01:23 What we hope you've learned 01:32 Closing thoughts Hashtags #FirstHomeBuyer #HomeBuying #PropertyEducation #BuyersAgent #PropertyTips #PropertyResearch #ThePropertyCouch #PREPurchase #PropertyJourney #HomeOwnership LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube