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Own an investment property worth $300K or more? In this conversation, Brad Roche sits down with Terry Judge, CEO of Core Advisors, to walk through what cost segregation is, why most CPAs never bring it up, and how a study can move a large share of a property's value into accelerated depreciation. They cover who it fits, short-term rental and real estate professional rules, bonus depreciation, audit defense, and what a study typically costs compared to what it can return. This is educational only and is not tax advice. Talk with your CPA or tax advisor about your own situation. Brad Roche, The Mortgage Planner www.themortgageplanner.com Brad Roche, NMLS 135191 Licensed in North Carolina (L-112833) and South Carolina (MLS3094) Equal Housing Lender. NFM NMLS 2893. www.nfmlending.com. © 2026 NFM Lending, LLC. America's Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Nearly half of sellers are offering concessions right now. The real question is what you do with the money. Brad breaks down seller paid costs, rate buydowns, and closing cost credits, and how Charlotte and Lake Norman buyers can turn a seller concession into a lower monthly payment. Get the plan before you write the offer. More at 4theplan.com.

Own a home in the Charlotte area? Your free Home Report shows your home's value, your equity, and what that equity could do next. Get yours at 4theplan.com.

Thinking about buying a house in today's market? Sellers are paying concessions and rates keep moving, but there is a smarter way to play it. Brad shows how the right plan can save you thousands, with a real equity example from Charleston. More at 4theplan.com.

Do you know where the market is right now, and how to make the right offer in it? Brad explains why a seller paid closing cost credit can work like a rate cut, and how buyers are using buydowns to cut their monthly payment. More at 4theplan.com.

Buying your first house in Charlotte or Lake Norman? Brad walks through the plan: preapproval, down payment options, closing costs, and the mistakes first-time buyers make in the first 30 days. Start with a plan, not a panic. More at 4theplan.com.

Rates move and headlines shout, but buyers with a plan still win. Brad lays out how to build your mortgage plan in today's market: payment first, then rate, then timing, with real examples from Charlotte area buyers. More at 4theplan.com.

Brad broadcasts from Summerville, South Carolina: what is happening in the Summerville and Charleston housing market, what buyers and sellers are seeing on the ground, and how to plan your move. More at 4theplan.com.

Is it time to buy, sell, or refinance? Brad Roche breaks down how to read the signals that matter, from mortgage rates and home prices to your own timeline and budget. If you have been waiting on the sidelines in Charlotte or Lake Norman, this episode helps you decide when the right move is now and when patience pays. More at 4theplan.com.

Just 5% down to buy the lot, build your home, and lock in your 30 year or 15 year fixed mortgage using our One Time Close Construction Loan. Up to 10 acres and available for modular and stick built primary residences.

🎙️ Welcome special guest- Logan Abrams from Realty One Group Revolution. Logan is a dedicated Realtor with a passion for helping clients navigate the real estate market. With his extensive knowledge and experience, he provides invaluable insights that empower buyers and sellers alike.You can learn more about Logan and his services by visiting his website: Logan Abrams - Realty One Group Revolution. Tune in to discover tips on buying and selling real estate, market trends, and much more!

Today we’re diving into topic that’s perfect for this time of year: Investing and moving up in the spring market, before the buyer rush!   Whether you’re a first-time investor, looking to upgrade your current home, or planning your next big move, this episode is packed with valuable insights to help you navigate the opportunities this spring market has to offer.We’ll explore the strategies you need to make smart investments, discuss the benefits of moving up now, and share tips to maximize your home’s value in today’s market conditions. Plus, as always, we’ll be breaking it all down into simple, actionable steps.Stay tuned, because you won’t want to miss this! And don’t forget, if you have any questions or want to connect with us, visit our website or give us a call. Let’s get started!"

This week, we had the pleasure of sitting down with the incredible Alison Alston, a leading agent at Lodestone Real Estate, to discuss all things real estate, market trends, and success strategies! Alison brings unmatched expertise, a passion for helping clients find their dream homes, and a wealth of knowledge about the local market.In this episode, we dive into: Tips for navigating today’s challenging real estate market.The secrets behind Alison's success in delivering exceptional client experiences.Insights on how to thrive in the competitive world of real estate.Whether you're a first-time buyer, an investor, or a real estate professional, this episode is packed with valuable takeaways!Tune in now to hear Alison's story and gain actionable advice to elevate your real estate game. 🎧

🎙️ Join us for an insightful discussion with Haydn Flores, a seasoned advisor from Viking Mergers & Acquisitions. This week, we’re diving into the world of buying and selling businesses, exploring the strategies and secrets behind successful transactions. Whether you're a seasoned entrepreneur or just curious about the business landscape, this episode is packed with valuable insights that you won't want to miss!  Catch the show and discover how Haydn's expertise can guide you through the complex world of mergers and acquisitions.🎙️ Haydn Flores 704.912.5068 https://www.vikingmergers.com/about-us/our-people/haydn-flores/

In the first segment of our three-part series for investors, we dive into the world of property types and classifications. Our discussion covers the essential categories of real estate investments, including residential, commercial, industrial, and mixed-use properties. We explore the unique characteristics and benefits of each type, helping investors identify which category aligns best with their investment goals.