Advertise on podcast: Go Fish Village: Wealth Building through Real Estate

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Bill Jones has over thirty years of experience as the CEO or a senior executive in public and private real estate development organizations. He formed Bill Jones & Associates LLC, a Real Estate Development and Consulting Firm in 2001. The firm assists Not-for-profit and for-profit developers in the analysis, financing and implementation of their residential and commercial real estate projects.  Prior to organizing his firm, he served simultaneously as Executive Director of the Fund for Community Redevelopment and Revitalization (the Fund) and the Woodlawn Preservation and Investment Corporation (WPIC), two community development corporations serving the  Woodlawn and North Kenwood/Oakland on Chicago’s south side.  One of his key accomplishments was the level of minority participation on his shopping center project. The 10M project achieved 67% minority participation and 62% minority workforce as certified by by the City of Chicago.  Bill has developed over 1000 units of tax credit rental housing; 150 units of for sale affordable housing; 50 units of market rate for sale houses and a 4.7-acre shopping center. The initial tenants included: COOP Markets, a sixty year old cooperatively owned community grocery store, Walgreens, South Shore Decorating; a minority owned HomeImprovementCenter, Foot Locker, Citibank and other retail facilities. Six of the tenants are minority owned businesses and the center provides jobs to over three hundred community residents. Certified minority participation in the construction of the center was sixty-seven per cent of the construction contracts went to minority contractors and sixty-one percent of the payroll went to minorities.  Mr. Jones played a leadership role in the planning and startup of Columbia Pointe; a seven block 140 home Planned Community’ on 63rd Street in Woodlawn. The project is a joint venture between WPIC and The Woodlawn Organization (TWO), and the Davis Group. This mixed income development was designed to transform a vacant commercial corridor and accelerate the transition of Woodlawn into an economically and socially integrated community. The first phase (28 Homes) was sold completely out the first weekend the sales center opened.  Bill served as a Regional Program Vice President for the Local Initiatives Support Corporation (LISC), a National Non-Profit Intermediary. LISC provides debt and equity funding to Community Development Corporations in select communities across the country.  In this role Bill served as Senior Credit officer for the Midwest and was responsible for the investment of over $75 million annually in real estate projects in Chicago, Kansas City, Houston, Kalamazoo, Detroit, Michigan Multi Cities, Milwaukee, Minneapolis/St. Paul and Duluth MN. Sites reporting to him represented 28% of the portfolio, they consistently represented over 40% of LISC output during six of Bill’s seven-year tenure.  From 1981 to 1990 Bill was President of the Codman Square Housing Development Corporation, a leading community-based developer in Boston, Massachusetts.  During his eight-year tenure, the HDC completed the development and construction/rehab of over 575 units of affordable rental and for- sale housing; and 30,000 square feet of commercial space.  The total value of projects developed exceeded 55 million dollars. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

Bill Jones has over thirty years of experience as the CEO or a senior executive in public and private real estate development organizations. He formed Bill Jones & Associates LLC, a Real Estate Development and Consulting Firm in 2001. The firm assists Not-for-profit and for-profit developers in the analysis, financing and implementation of their residential and commercial real estate projects.  Prior to organizing his firm, he served simultaneously as Executive Director of the Fund for Community Redevelopment and Revitalization (the Fund) and the Woodlawn Preservation and Investment Corporation (WPIC), two community development corporations serving the  Woodlawn and North Kenwood/Oakland on Chicago’s south side.  One of his key accomplishments was the level of minority participation on his shopping center project. The 10M project achieved 67% minority participation and 62% minority workforce as certified by by the City of Chicago.  Bill has developed over 1000 units of tax credit rental housing; 150 units of for sale affordable housing; 50 units of market rate for sale houses and a 4.7-acre shopping center. The initial tenants included: COOP Markets, a sixty year old cooperatively owned community grocery store, Walgreens, South Shore Decorating; a minority owned HomeImprovementCenter, Foot Locker, Citibank and other retail facilities. Six of the tenants are minority owned businesses and the center provides jobs to over three hundred community residents. Certified minority participation in the construction of the center was sixty-seven per cent of the construction contracts went to minority contractors and sixty-one percent of the payroll went to minorities.  Mr. Jones played a leadership role in the planning and startup of Columbia Pointe; a seven block 140 home Planned Community’ on 63rd Street in Woodlawn. The project is a joint venture between WPIC and The Woodlawn Organization (TWO), and the Davis Group. This mixed income development was designed to transform a vacant commercial corridor and accelerate the transition of Woodlawn into an economically and socially integrated community. The first phase (28 Homes) was sold completely out the first weekend the sales center opened.  Bill served as a Regional Program Vice President for the Local Initiatives Support Corporation (LISC), a National Non-Profit Intermediary. LISC provides debt and equity funding to Community Development Corporations in select communities across the country.  In this role Bill served as Senior Credit officer for the Midwest and was responsible for the investment of over $75 million annually in real estate projects in Chicago, Kansas City, Houston, Kalamazoo, Detroit, Michigan Multi Cities, Milwaukee, Minneapolis/St. Paul and Duluth MN. Sites reporting to him represented 28% of the portfolio, they consistently represented over 40% of LISC output during six of Bill’s seven-year tenure.  From 1981 to 1990 Bill was President of the Codman Square Housing Development Corporation, a leading community-based developer in Boston, Massachusetts.  During his eight-year tenure, the HDC completed the development and construction/rehab of over 575 units of affordable rental and for- sale housing; and 30,000 square feet of commercial space.  The total value of projects developed exceeded 55 million dollars. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

Black Girls Buy Buildings (BGBB) is a Black women-owned real estate investment firm specializing in the acquisition, renovation, and management of residential properties. Our mission is to rebuild and invest in our communities one building at a time. We are committed to investing in properties that will preserve the essence of the Black community and help restore its heritage throughout the Southside of Chicago, Memphis, and Houston. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

Meet Robiar Smith, the owner or R.B. Pest Solutions. The fastest growing pest control company owned by a woman in the Midwest! Pest control has allowed her to return home to her grassroots and it’s her calling. She feels like her career and now having her own business has brought her full circle and she is fulfilling her destiny! She received her education and joined corporate America with one purpose in mind, but in reality, she was being prepared to run her own multi-billion dollar company. In a male-dominated field, she is trailblazing her way to the top, servicing her community and educating them along the way. She didn't choose Pest Control. Pest Control choose her! Anyone who talks to her can see the passion she has for this industry and the love she has for her family. The letter "B" in the name R.B. Pest Solutions is in honor of her father, Michael Benton. Since her parents, Michael and Dolores, didn't have any sons, it is important for Robiar to carry on her father's legacy with this company. His work ethic and business strategies will not go in vain. Generations to come will know about the man who taught her so much! He's the best teacher a woman could ask for. Dolores, Robiar's mother, introduced her father to extermination. In return, he showed his daughter, a little black girl from the south side of Chicago, the true meaning of entrepreneurship. She learned to create her own lane and live her dreams while fulfilling her other responsibilities. R.B. Pest Solutions is a locally owned business that services commercial and residential properties helping them get rid of bedbugs, termites, rodents, and general pests. You got Pests! We'll take care of the rest. R.B. Pest Solutions. 8243 S Cottage Grove, Chicago, IL 312-217-9605 All social media platforms @r.b.pestsolurions --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

Mike is a 30 plus year real estate investment veteran. He has controlled over $285,000,000 in real estate transactions. Mike is an entrepreneur, author, real estate trainer, public speaker, and personal coach, with strong personal resilience and a deep desire to help others live an extraordinary life. He has coached hundreds of real estate investors to fulfill their dreams. Michael began as a general contractor in the Northwest Suburbs of Chicago with $5 mm in annual revenue. He sold his company and then took some time off to decide what to do next. Michael entered the real estate industry as a sales agent building a team of agents and support staff that produced over $20 mm per year in sales production. In 2005, Michael started a private equity firm, raising $18 mm in private equity and acquired $60 mm in multi-family apartments including 4,000 units in five different US markets. As part of the company’s growth, Mike built and developed a property management division that managed 7,500 units. Mike has always believed that transparency and honesty are central to any successful business and personal life. As a result of the 2008 world economic crisis, Mike let his guard down and let his transparency slip. The impact that had on his company and its real estate holdings left him scrambling to protect the company and its investors. ormed. This was a devastating loss of life as he knew it and everything he thought was important and came as a harsh wake-up call. Mike used his time in prison to make a difference. He worked to receive his college bachelor's degree. Mike developed and taught bible studies, ethics, real estate, and property management classes. Mike served on a prison suicide cadre and was involved in the community outreach program. He was one of the founding members and president of toastmasters as well as a core member of Alcoholics Anonymous. He and his story made a positive impact in the lives of others both in and outside the prison walls. Mike’s resilient mindset helped him turn things around. Now Mike is focused on helping real estate owner-operators and other industry professionals make wise, responsible decisions while continuing to grow their businesses and create a profit. The positive impact Mike can have on you comes from learning from his experiences, both positive and negative. Mike offers to be what he did not have during that time - someone to help you make tough decisions when challenges come your way. Mike’s comeback story will inspire you and open your eyes. Entrepreneurs are often faced with decisions that impact the rest of their life. As Mike experienced, those choices can either be positive or devastatingly negative. Today Michael’s passion is sharing his knowledge and wisdom with others for their gain. Mike is the host of the Insider Secrets Podcast and the co-host of Multi-family Unplugged Vidcast. Michael has built My Core Intentions training and coaching platform to help real estate investors and industry professionals excel in their field. His Core principle is to teach his clients how to create “short-term cash flow and long-term wealth.” This is delivered through live and virtual training events, and three levels of personal coaching. Two of the things that set My Core Intentions apart is their teaching about developing an exit plan and a deep dive into creating wealth through small multi-family properties. Michael’s clients are completing transactions within 12 weeks, experiencing personal growth and business revenues exceeding rates of 20% growth annually --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

"Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime." - Chinese Proverb  Go Fish Village was founded by Joshua Mercer, Realtor (Chicago Premiere Real Estate). Through a series of podcast interviews/testimonials, boot camps, forums, meetups, and more, our goal is to educate everyday people who on how to use REAL ESTATE to achieve financial freedom and leave legacy for their loved ones! If this resonates with you, Go Fish wants you to be a part of our growing village! Learn from the successes and failures of everyday people as well as industry professionals and seasoned vets.   Topics include mindset, goal setting, sacrifice, negotiation, building a team, finding/analyzing a deal, financing, vetting tenants, exit strategies, tax benefits, scaling, and so much more! Follow us on social media @gofishvillage or email us with questions at [email protected]. Sign up for our multi family boot camp at www.gofishvillage.com.  Neither Joshua Mercer, Go Fish Village , or any of its affiliates endorse the work or reputation of any guest or company featured on the Go Fish Village Podcast. Each guest is representing themselves and his/her brand only. Take their advice at your own risk. We urge you to do extensive research, speak with references, get examples of work before doing business with any featured guest, business, or company. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

"Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime." - Chinese Proverb  Go Fish Village was founded by Joshua Mercer, Realtor (Chicago Premiere Real Estate). Through a series of podcast interviews/testimonials, boot camps, forums, meetups, and more, our goal is to educate everyday people who on how to use REAL ESTATE to achieve financial freedom and leave legacy for their loved ones! If this resonates with you, Go Fish wants you to be a part of our growing village! Learn from the successes and failures of everyday people as well as industry professionals and seasoned vets.   Topics include mindset, goal setting, sacrifice, negotiation, building a team, finding/analyzing a deal, financing, vetting tenants, exit strategies, tax benefits, scaling, and so much more! Follow us on social media @gofishvillage or email us with questions at [email protected]. Sign up for our multi family boot camp at www.gofishvillage.com. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

Natasha entered into the mortgage industry about 13 years ago because she honestly just needed a job. She started in the closing department and was eager to learn more then became a loan processor which she did for over 12 years. During her 12 years of processing mortgage loans, she had the opportunity to work on many loans for clients and learn a lot about the guidelines and the flow of how mortgage loans work. In October of 2015, Natasha realized that there are so many clients who need my assistance that my true strength was to be a VP of Lending, which is when she became a full time VP of Lending.  Natasha entered this business because she's very passionate about real-estate and it is her privilege to offer her clients an excellent home buying experience regardless of the client's purchase price or income status. Natasha loves what she does and works really hard to get deals closed within the time frames expected. Natasha has been a buyer, a seller and a landlord so she knows the importance of every role in the industry and does her best to offer excellent customer service to all her clients. She offers FHA, VA, Conventional, Jumbo AND Renovation Loans (FHA 203K and Home Style Renovation) and I also offer the Down Payment Assistant Programs available as well as IHDA and the City of Chicago Down Payment Assistance Program. Natasha study's guidelines and is current on updates within the industry, which include guidelines changes.  Natasha graduated from Chicago State University where she obtained her Bachelors in Finance. I obtained my MBA from Keller Graduate School of Management. I am also a graduate of Goldman Sachs 10,000 Small Business.  Natasha is a member of Sigma Gamma Rho Sorority Inc. and is married with two children. Natasha loves traveling to Las Vegas and Miami when she has free time. Natasha was born and raised in Chicago, IL and spend most of her time working and taking my son to baseball. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

Let's face it…The Odds are Stacked Against Aspiring Real Estate Investors. It’s seemingly impossible to find deals in this sellers market, banks require HUGE $XXX,XXX down payments for investments, and flipping and wholesaling strategies are COMPLETELY SATURATED. After 4 years of trying and failing at multiple different strategies to break into real estate investing, Matt Porcaro learned about a little known government backed renovation loan that allowed him to do a live-in house flip. Using this strategy, he managed to turn a small $9,500 down payment into $130k in liquid equity and $2k a month passive cash flow… in just 8 months! After being asked constantly by friends and family on how he did it, Matt created a community dedicated to leveraging this strategy called “The 203k Way™”. Since creating the community...he’s helped 100’s of aspiring investors get their first or next cash flowing, high equity investment property - with only a 3.5% down payment by leveraging renovation loan products. But it doesn’t stop there! Not only does the first 203k deal help his students achieve immediate equity and cash flow returns, but it acts as a catalyst to open the door to even more deals, and launch their real estate investing careers. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

It depends, but consider the pros and cons... The biggest downside to refinancing is that it costs money. Not only does the actual refinance cost but in some cases you are stretching your payments out for a longer time period. What you're doing is taking out a new mortgage to pay off the old one - so you'll have to pay most of the same closing costs you did when you first bought the home, including origination fees, title insurance, application fees and closing fees (www.mortgageloan.com).  You should avoid refinancing if it takes too much time for you to recoup the new loan's closing costs. This time is known as the break-even period or the number of months to reach the point when you start saving. At the end of the break-even period, you fully offset the costs of refinancing (www.investopedia.com). One of the first reasons to refinance is to lower your monthly payments, duh. There are a list of other reasons, but the second is to do a cash out refinance, this allows you to access a large chuck of money without selling your home. You might need the cash to start a business or pay for a child's education. Keep in mind, though, the cash you take out will cost you more in interest over the life of your new loan, but not necessarily more than other financing options would cost you www.bankofamercia.com. I it was 2014, my second child was on the way. Child care aint cheap, that can be an entire post in an of itself. I had recently stopped teaching and opened up an insurance agency. My wife, an actress, didn't have consistent income. I liquidated my teaching pension and used all my wedding money up, lol. Multiunit refinance to the rescue, lol! In short, to save money, we 1) moved in with my in-laws, 2) raised the rent, and 3) refinanced. All in all, we were able to net approximately $1,100/month...this was clutch! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support

 Craig K. Huffman has nearly two decades of experience as an entrepreneur. Most recently, he was a Co-Founder and Principal of Ascendance Partners. Ascendance Partners is a Chicago-based real estate private equity firm, established in 2006, focused on commercial real estate investments in metropolitan Chicago. Ascendance was an early sponsor of institutional investment funds that acquired real estate in economically underserved communities of Chicago and it has sponsored real estate funds, in excess of $50 million AUM, for foundations, endowments, pension funds, family offices and high net worth individuals. Some notable Ascendance investors have included PNC Community Development Company, LLC, Bank of America, and the Retirement Plan for Chicago Transit Authority Employees’ Trust. Prior to Ascendance, Mr. Huffman worked in diverse senior management roles in the sectors of entrepreneurship, education, non-profit and politics. Mr. Huffman serves on numerous philanthropic boards and is an advisor and investor for several emerging entrepreneurs. Mr. Huffman holds a B.A. from Morehouse College and a master’s degree and an MBA from the University of Chicago.  ___________________________ Follow on INSTAGRAM: https://www.instagram.com/gofishvillage/​  Join our FACEBOOK Group: https://www.facebook.com/GoFishVillage/​   Follow on TWITTER: https://twitter.com/gofishvillage​  Subscribe to Our WEEKLY NEWSLETTER: https://www.gofishvillage.com/  ____________________________  "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime." - Chinese Proverb  Go Fish Village was founded by Joshua Mercer, Realtor (Chicago Premiere Real Estate). Through a series of podcast interviews/testimonials, boot camps, forums, meetups, and more, our goal is to educate everyday people who on how to use REAL ESTATE to achieve financial freedom and leave legacy for their loved ones! If this resonates with you, Go Fish wants you to be a part of our growing village! Learn from the successes and failures of everyday people as well as industry professionals and seasoned vets.   Topics include mindset, goal setting, sacrifice, negotiation, building a team, finding/analyzing a deal, financing, vetting tenants, exit strategies, tax benefits, scaling, and so much more! Follow us on social media @gofishvillage or email us with questions at [email protected]. Sign up for our multi family boot camp at www.gofishvillage.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gofishvillage/message Support this podcast: https://anchor.fm/gofishvillage/support