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In this final episode of our collaboration with Allan Gray Funds, Amanda sits down with LJ Collyer to reflect on a deep dive into investment philosophy and market resilience. As market cycles come and go, LJ explains why the core of successful investing isn't just about numbers—it's about mastering human behavior. From the pitfalls of chasing AI fads to the benefits of a global research "sounding board," this episode provides a professional roadmap for staying the course in an unpredictable financial landscape. https://www.allangray.com.au/ Support the show

In this episode of Financial Secrets Revealed, Amanda welcomes back Simon Mawhinney from Allan Gray to explore the intricacies of the Allan Gray Stable Fund. Often perceived as a "boring" or cash-heavy option, Simon reveals the sophisticated, contrarian strategy behind the fund that prioritizes capital preservation and low volatility while seeking to outperform traditional cash holdings. Whether you are a retiree looking for tax-efficient returns or an investor seeking a "safe harbor" in an expensive market, this discussion provides a comprehensive look at how discipline and patience drive long-term stability. https://www.allangray.com.au/ Support the show

Welcome to the Financial Secrets Revealed podcast, continuing our collaborative series with Allan Gray Australia! In this episode, Amanda sits down with Dr. Suhas Nayak, a seasoned Portfolio Manager at Allan Gray Australia. Dr. Nayak, who manages approximately 35% of the Allan Grey Australia Equity Fund, provides an insightful exploration into the firm’s commitment to contrarian investing and how this philosophy drives the performance and risk management of the Equity Fund. Listen as Dr. Nayak details how focusing on price and challenging market sentiment leads to significant investment opportunities. Support the show

Welcome back to the Financial Secrets Revealed podcast! In this special collaborative episode with Allan Gray Funds, Amanda speaks with Simon Mawhinney, the Managing Director and Chief Investment Officer (CIO) of Allan Gray Australia. Simon, who is responsible for overseeing the firm's investment strategy and fund performance, provides a deep dive into Allan Gray's unwavering contrarian investment philosophy, revealing how this bottom-up approach shields investors from permanent loss of capital and uncovers value in a highly dislocated Australian market. Learn why challenging the conventional wisdom—and avoiding the market's most expensive names—is key to long-term success. https://www.allangray.com.au/ Support the show

Join Amanda Cassar and LJ Collyer as they explore Allan Gray’s remarkable journey — from its founding in South Africa in 1973 to its expansion into Australia and global partnership with Orbis. Discover the enduring investment philosophy that underpins their funds: long-term thinking, contrarian insights, and a deep commitment to investor outcomes.  https://www.allangray.com.au/ Support the show

Curious about investing in whisky casks and whether Scotch whisky could play a role in an alternative investment portfolio? In this episode of Financial Secrets Revealed, Amanda Cassar sits down with Stephen Bailey, Scottish whisky investment specialist and former financial adviser, to explore the world of whisky cask investing and collectible assets. From understanding entry costs to potential returns, holding periods, and exit strategies, Stephen shares insights into what investors should consider before adding "the water of life" to their portfolio. Whether you're a whisky enthusiast, an investor looking for portfolio diversification, or simply curious about alternative assets beyond shares and property, this episode offers an introduction to one of the more unique investment opportunities available today. In this episode, we discuss: • What whisky cask investing is and how it works • Entry points for first-time investors • Typical investment timeframes • Potential risks and rewards • Exit strategies and liquidity considerations • The growing global demand for Scotch whisky • Whether whisky can complement a diversified investment portfolio Scotch whisky remains one of the world's most recognised premium exports, with global demand continuing to grow and collectors and investors increasingly exploring whisky casks as an alternative asset class. About Stephen Bailey Stephen Bailey is a Scottish whisky investment specialist and former financial adviser who combines industry knowledge with a passion for Scotch whisky and cask investments. About Financial Secrets Revealed Financial Secrets Revealed is a podcast featuring conversations with business leaders, financial experts, and industry professionals who share insights, experiences, and practical strategies to help listeners make more informed financial decisions. ⚠️ Disclaimer This podcast is provided for general information and educational purposes only and does not take into account your personal objectives, financial situation, or needs. Nothing discussed in this episode should be considered personal financial advice. Always seek professional advice from a qualified financial adviser before making investment decisions. #WhiskyInvestment #ScotchWhisky #AlternativeInvestments #InvestmentPodcast #FinancialSecretsRevealed #AmandaCassar #WealthManagement #PortfolioDiversification #Investing #WhiskyCasks   Listen to more episodes from Financial Secrets Revealed    Connect with Amanda Cassar:  • Amanda Cassar Official Website: https://amandacassar.com.au • Wealth Planning Partners: https://www.wealthplanningpartners.com.au • Trusted Aged Care: https://trustedagedcare.com.au  Connect with Stephen Bailey:  • Whisky Cask Club: https://whiskycaskclub.com  Explore the book:  • Financial Secrets Revealed by Amanda Cassar (Amazon, Booktopia, Barnes & Noble) Support the show

What happens if you don't have a will or estate plan?  In this episode of the Financial Secrets Revealed podcast, host Amanda Cassar speaks with Scherrie Prince, attorney, asset protection coach, and business strategist, about why estate planning is one of the most important steps in protecting your family, your business, and your financial legacy.  Inspired by her own family's experience with inheritance disputes following the loss of close relatives, Scherrie shares how the absence of proper estate planning can lead to unnecessary stress, conflict, financial hardship, and unintended outcomes.  In this episode, you'll learn:  • Why every adult should have an estate plan  • The role of wills and trusts in protecting your assets  • How asset protection fits into long-term wealth planning  • Common estate planning mistakes and how to avoid them  • Why business owners should align their business and estate plans  • Practical steps to help protect your family and financial legacy  Whether you're building wealth, running a business, or planning for future generations, this conversation highlights why proactive estate planning is essential for preserving what you've worked hard to create.  About the Guest  Scherrie Prince is an attorney, asset protection coach, and educator who helps entrepreneurs and business owners integrate business planning with estate planning to safeguard their assets and create lasting financial security. With extensive experience in estate planning, asset protection, and business strategy, she empowers individuals to make informed decisions about protecting their wealth and legacy.  About Financial Secrets Revealed  Financial Secrets Revealed is a podcast featuring conversations with financial experts, investment professionals, business leaders, authors, and industry specialists, helping Australians make smarter financial decisions through practical education and expert insights.  General Information Only  This podcast is provided for general educational purposes only and does not take into account your personal objectives, financial situation, or needs. It should not be considered financial or legal advice. Estate planning and asset protection strategies vary based on individual circumstances and applicable laws. Always seek advice from qualified legal and financial professionals before making decisions.  👍 If you found this episode helpful, please like, subscribe, and share it with someone planning their estate, protecting their assets, or preparing their family's financial future.  #EstatePlanning #AssetProtection #Wills #Trusts #Inheritance #LegacyPlanning #BusinessSuccession #PersonalFinance #FinancialSecretsRevealed #AmandaCassar  Connect with Scherrie LinkedIn: https://www.linkedin.com/in/scherriespeaks/ Website: https://scherrieprince.com/ YouTube: https://www.youtube.com/@PlayBigFasterPodcast Facebook: https://www.facebook.com/scherrie.prince.1 Instagram: @scherriespeaks Connect with Amanda Cassar Amanda Cassar is an Australian Financial Adviser, author, podcast host, and advocate for financial literacy, retirement planning, wealth management, and aged care advice. Follow Amanda for insights on personal finance, investing, retirement planning, financial advice, and wealth strategies for Australians. Connect with Amanda: • Amanda Cassar | https://amandacassar.com.au • Wealth Planning Partners | https://www.wealthplanningpartners.com.au • Trusted Aged Care Services | https://trustedagedcare.com.au • Adviser Ratings Profile | https://www.adviserratings.com.au/ Explore the book:  • Financial Secrets Revealed by Amanda Cassar (Amazon, Booktopia, Barnes & Noble) Support the show

Can generosity become a competitive advantage in business?  In this episode of the Financial Secrets Revealed podcast, host Amanda Cassar is joined by Bob DePasquale, speaker, author, and business strategist known as The Generosity Guy, to explore how generosity, authentic relationships, and a service-first mindset can create stronger businesses, better leadership, and long-term success.  Drawing on his own life experiences—including overcoming cancer as a young adult and navigating major personal and global challenges—Bob shares how those experiences shaped his philosophy that giving creates value for everyone involved.  In this episode, you'll learn:  • Why generosity can strengthen business relationships  • How a service-first mindset builds trust and customer loyalty  • The connection between leadership and generosity  • Why creating value for others often leads to long-term success  • How generosity can improve workplace culture and team engagement  • Practical ways to incorporate generosity into your business and everyday life  Whether you're a business owner, entrepreneur, leader, financial professional, or simply looking to build stronger relationships, this conversation offers practical insights into creating success through purpose, trust, and meaningful human connection.  About the Guest  Bob DePasquale is a speaker, author, and business consultant who helps organisations build stronger cultures, attract loyal customers, and develop high-performing teams through the principles of generosity, authentic leadership, and relationship-building.  About Financial Secrets Revealed  Financial Secrets Revealed is a podcast featuring conversations with financial experts, investment professionals, business leaders, authors, and industry specialists, helping Australians make smarter financial decisions through practical education and expert insights.  General Information Only  This podcast is provided for general educational purposes only and does not take into account your personal objectives, financial situation, or needs. It should not be considered personal financial or business advice. Always seek professional advice appropriate to your individual circumstances before making financial or business decisions.  👍 If you enjoyed this episode, please like, subscribe, and share it with someone interested in leadership, business growth, entrepreneurship, or personal development.  #Leadership #BusinessGrowth #Generosity #Entrepreneurship #CustomerExperience #BusinessSuccess #PersonalDevelopment #FinancialSecretsRevealed #AmandaCassar #BobDePasquale  Connect with Chris LinkedIn: https://www.linkedin.com/in/bobdepasquale/ Website: https://www.bobdepasquale.com/ Speaking of Impact on Apple Podcasts: https://podcasts.apple.com/us/podcast/speaking-of-impact/id1524489491 Amazon.com: https://www.amazon.com/Personal-Finance-Public-World-Technology/dp/1637306652 Connect with Amanda Cassar Amanda Cassar is an Australian Financial Adviser, author, podcast host, and advocate for financial literacy, retirement planning, wealth management, and aged care advice. Follow Amanda for insights on personal finance, investing, retirement planning, financial advice, and wealth strategies for Australians. Connect with Amanda: • Amanda Cassar | https://amandacassar.com.au • Wealth Planning Partners | https://www.wealthplanningpartners.com.au • Trusted Aged Care Services | https://trustedagedcare.com.au • Adviser Ratings Profile | https://www.adviserratings.com.au/ Explore the book:  • Financial Secrets Revealed by Amanda Cassar (Amazon, Booktopia, Barnes & Noble) Support the show

How do you turn a side hustle you love into a successful full-time business? In this Meet the Experts episode of Financial Secrets Revealed Series 3, Amanda Cassar speaks with Dr. Renée Baker, entrepreneur, business leader, educator and Founder and CEO of The RBI Group. With nearly three decades of experience across financial services, marketing and leadership, Dr. Renée brings together practical business experience and a passion for financial literacy. Her work has focused on helping individuals and organisations build knowledge, create opportunities and pursue sustainable growth. Amanda and Renée discuss the journey from pursuing a passion project or side hustle to building a full-time business. They explore what it means to take the leap into entrepreneurship, the opportunities and challenges that come with running your own business, and why financial literacy can play an important role in making informed decisions along the way. Renée also shares insights from her experience as an entrepreneur and educator, combining real-world business knowledge with her work in higher education. Whether you're thinking about starting a business, growing a side hustle or exploring entrepreneurship as your next career move, this episode offers a conversation about business ownership, entrepreneurship, financial literacy and building the confidence to take the next step. In this episode, we discuss: How to know when a side hustle may have the potential to become a businessTaking the leap from employment into entrepreneurshipThe rewards and challenges of running your own businessWhy financial literacy matters for entrepreneurs and business ownersBuilding knowledge and confidence around financial decisionsTurning a passion or idea into a practical business opportunityLearning from both the challenges and opportunities of entrepreneurshipCombining business experience with education and lifelong learningAbout Dr. Renée Baker Dr. Renée Baker is the Founder and CEO of The RBI Group, an entrepreneur, business strategist, educator and advocate for financial literacy and economic empowerment. She spent nearly three decades working in financial services before founding The RBI Group. Her career has included senior leadership in financial services marketing, including serving as Chief Marketing Officer at Raymond James Investment Management. Today, her work includes helping financial services organisations address growth and differentiation through strategic marketing and practical AI implementation. Dr. Renée also teaches advertising strategy as an Adjunct Professor at the University of South Florida and is a TEDx speaker, author and community advocate. Connect with Dr. Renée: 🌐 The RBI Group: https://therbigroup.com/ 🌐 Dr. Renée Baker: https://reneebaker.com/ 💼 LinkedIn: https://www.linkedin.com/in/itsreneebaker/ 📸 Instagram: https://www.instagram.com/itsreneebaker/ About Amanda Cassar Amanda Cassar is the host of Financial Secrets Revealed, a podcast inspired by her book of the same name. The series features conversations with experts, entrepreneurs and people with diverse life experiences, exploring money, financial decisions and the lessons that shape people's financial and professional journeys. Amanda is a financial adviser and Director of Wealth Planning Partners, with a focus on helping make financial concepts easier to understand and supporting people to make informed decisions about their financial future. 🌐 Amanda Cassar: https://amandacassar.com.au/ 🌐 Wealth Planning Partners: https://www.wealthplanningpartners.com.au/ 🌐 Trusted Aged Care Services: https://trustedagedcare.com.au/ Get Your Copy of Financial Secrets Revealed Financial Secrets Revealed brings together stories, insights and lessons from financial professionals, business leaders, entrepreneurs and everyday people with diverse money journeys. Learn more about the book and current purchase information: https://amandacassar.com.au/my-book/ Disclaimer: This podcast is for general educational and informational purposes only. The views and experiences shared by guests are their own and do not constitute personalised financial, investment, legal or business advice. Please consider your individual circumstances and seek appropriate professional advice before making financial or business decisions. Support the show

How are artificial intelligence (AI), blockchain, and cryptocurrency changing the future of investing and financial services?  In this episode of the Financial Secrets Revealed podcast, host Amanda Cassar is joined by Afsha Butt, Founder and CEO of WealthVerse Inc., and Uzair Ahmed, business automation specialist, to discuss the technologies transforming finance, wealth management, and business innovation.  Together, they explore how emerging technologies are influencing the way investors, financial professionals, and businesses think about the future of money and digital transformation.  In this episode, you'll learn:  • How AI is changing financial services and wealth management  • What blockchain technology is and why it matters  • The role of cryptocurrency in the evolving financial ecosystem  • How automation is improving business efficiency and scalability  • Opportunities and challenges created by emerging financial technologies  • Why innovation continues to shape the future of investing  Whether you're an investor, business owner, financial professional, or simply curious about the future of finance, this conversation provides an accessible introduction to some of the technologies driving change across the global economy.  About the Guests  Afsha Butt is the Founder and CEO of WealthVerse Inc., where she focuses on helping professionals and business owners build wealth through financial planning and technology-enabled solutions. She is also passionate about entrepreneurship, innovation, and mentoring future business leaders.  Uzair Ahmed is a business automation specialist who helps organisations improve efficiency through technology, automation, and scalable business systems. His work focuses on using digital tools to support business growth and operational excellence.  About Financial Secrets Revealed  Financial Secrets Revealed is a podcast featuring conversations with financial experts, investment professionals, business leaders, entrepreneurs, and industry specialists, helping Australians make smarter financial decisions through practical education and expert insights.  General Information Only  This podcast is provided for general educational purposes only and does not take into account your personal objectives, financial situation, or needs. Discussions relating to cryptocurrency, blockchain, artificial intelligence, and other emerging technologies are educational in nature and should not be considered financial or investment advice. Technology and investment markets evolve rapidly, and viewers should conduct their own research and seek professional advice before making financial decisions.  👍 If you enjoyed this episode, please like, subscribe, and share it with anyone interested in AI, blockchain, cryptocurrency, fintech, or the future of investing.  #ArtificialIntelligence #Blockchain #Cryptocurrency #Fintech #FutureOfInvesting #WealthManagement #Innovation #FinancialEducation #FinancialSecretsRevealed #AmandaCassar  Connect with Afsha & Uzair Afsha Butt on Instagram : @afshaaofficial WealthVerse Website: https://wealthverse.in/ LinkedIn: https://www.linkedin.com/in/afsha-butt/   Uzair Ahmed on LinkedIn: https://www.linkedin.com/in/uzairahmed2/ Uzair Ahmed on X (twitter.com): @uzairtruballa Connect with Amanda Cassar Amanda Cassar is an Australian Financial Adviser, author, podcast host, and advocate for financial literacy, retirement planning, wealth management, and aged care advice. Follow Amanda for insights on personal finance, investing, retirement planning, financial advice, and wealth strategies for Australians. Connect with Amanda: • Amanda Cassar | https://amandacassar.com.au • Wealth Planning Partners | https://www.wealthplanningpartners.com.au • Trusted Aged Care Services | https://trustedagedcare.com.au • Adviser Ratings Profile | https://www.adviserratings.com.au/ Explore the book:  • Financial Secrets Revealed by Amanda Cassar (Amazon, Booktopia, Barnes & Noble) Support the show

Fixed Income Investing Explained | Chris Joye on Bonds, Private Debt & Interest Rates  What role should fixed income investments play in a diversified portfolio? How do interest rates affect bonds, private debt, and mortgage borrowers?  In this episode of the Financial Secrets Revealed podcast, host Amanda Cassar speaks with Chris Joye, founder of Coolabah Capital, to explore the fundamentals of fixed income investing, private debt, and the impact of changing interest rate cycles on investors and homeowners.  Together, they discuss:  • What fixed income (fixed interest) investments are  • How bonds and private debt investments work  • The risks and opportunities of investing in private credit  • How interest rate cycles influence investment markets  • What rising and falling interest rates can mean for borrowers and investors  • Why diversification is important when building an investment portfolio  Chris also shares insights from his extensive experience in investment management, financial markets, and economic policy, helping explain how fixed income strategies can support long-term portfolio construction.  Whether you're new to investing or looking to better understand bonds, fixed income, and private debt, this episode provides practical insights into one of the most important asset classes in modern investing.  About the Guest  Chris Joye is the founder of Coolabah Capital and an experienced investment manager, economist, and financial markets commentator. Throughout his career, he has worked across investment management, economic research, and public policy, and has been recognised for his expertise in fixed income investing and risk management.  About Financial Secrets Revealed  Financial Secrets Revealed is a podcast featuring conversations with financial experts, investment professionals, business leaders, economists, and industry specialists, helping Australians make smarter financial decisions through practical education and expert insights.  General Information Only  This podcast is provided for general educational purposes only and does not take into account your personal objectives, financial situation, or needs. The discussion reflects market conditions and opinions at the time of recording and should not be considered personal financial advice. Always seek advice from a qualified financial adviser before making investment decisions.  👍 If you enjoyed this episode, please like, subscribe, and share it with anyone interested in investing, fixed income, bonds, interest rates, or portfolio diversification.  #FixedIncome #Bonds #PrivateDebt #InterestRates #Investing #PortfolioManagement #PersonalFinance #FinancialEducation #FinancialSecretsRevealed #AmandaCassar  Connect with Chris LinkedIn: https://www.linkedin.com/in/christopher-j-06333143/ Website: https://coolabahcapital.com/ Chris’s Financial Review Columns: https://www.afr.com/by/christopher-joye-j7gce Podcast: https://coolabahcapital.com/podcast/ Connect with Amanda Cassar Amanda Cassar is an Australian Financial Adviser, author, podcast host, and advocate for financial literacy, retirement planning, wealth management, and aged care advice. Follow Amanda for insights on personal finance, investing, retirement planning, financial advice, and wealth strategies for Australians. Connect with Amanda: • Amanda Cassar | https://amandacassar.com.au • Wealth Planning Partners | https://www.wealthplanningpartners.com.au • Trusted Aged Care Services | https://trustedagedcare.com.au • Adviser Ratings Profile | https://www.adviserratings.com.au/ Explore the book:  • Financial Secrets Revealed by Amanda Cassar (Amazon, Booktopia, Barnes & Noble) Support the show

What are investment bonds, and how can they fit into a broader financial and estate planning strategy? In this Meet the Experts episode of Financial Secrets Revealed Series 3, Amanda Cassar speaks with Grant Hackett OAM—Olympic champion, former CEO of Generation Life and now Group Chief Executive Officer of Generation Development Group. While Grant is widely known for his remarkable swimming career, his professional career has also included more than 18 years in financial services, wealth management, marketing and distribution. He brings that experience to this conversation about one of Australia's lesser-known investment structures: investment bonds. Amanda and Grant explore investment bonds, child-focused investment bonds and funeral bonds, discussing how these structures work and why they have attracted renewed interest in Australian wealth and estate planning conversations. They also look at practical examples and potential use cases, including tax-aware investing, investing for a child's future, passing on wealth and estate planning. Generation Life's investment bond range includes LifeBuilder, ChildBuilder and FuneralBond, with product features and tax treatment that differ from other investment structures. Whether you're curious about investment bonds or want to better understand the different structures that may form part of a financial plan, this episode provides an introduction to the concepts, strategies and considerations discussed by Grant and Amanda. In this episode, we discuss: What investment bonds are and how they work in AustraliaWhy investment bonds have received renewed attentionTax treatment and considerations around investment bondsInvestment bonds as part of broader wealth-building conversationsChild-focused investment bonds and investing for a child's futureFuneral bonds and their intended purposeEstate planning considerations and passing wealth to beneficiariesPractical examples of where structured investment bonds may be consideredWhy understanding different investment structures can support more informed financial decisionsAbout Grant Hackett OAM Grant Hackett OAM is one of Australia's most accomplished swimmers, winning Olympic, Commonwealth and World Championship titles and setting multiple world records during his sporting career. Alongside his sporting achievements, Grant has built an extensive career in financial services. He joined Generation Development Group in 2017 and became its Group Chief Executive Officer on 1 January 2025, having previously served as CEO of Generation Life since 2018. His experience includes senior roles across wealth management, marketing and distribution. Connect with Grant and learn more: 💼 LinkedIn: https://www.linkedin.com/in/grant-hackett-oam-30820225/ 🌐 Generation Life: https://genlife.com.au/ 🌐 Investment Bonds: https://genlife.com.au/investment-bonds 🌐 Investor Strategies: https://genlife.com.au/investor-strategies 📸 Instagram: https://www.instagram.com/grant__hackett/ About Amanda Cassar Amanda Cassar is the host of Financial Secrets Revealed, a podcast inspired by her book of the same name. The series features conversations with financial experts, business leaders and people with diverse experiences, exploring money, investing and the decisions that shape people's financial journeys. Amanda is a financial adviser and Director of Wealth Planning Partners, with a focus on helping make financial concepts easier to understand and supporting people to make informed decisions about their financial future. 🌐 Amanda Cassar: https://amandacassar.com.au/ 🌐 Wealth Planning Partners: https://www.wealthplanningpartners.com.au/ 🌐 Trusted Aged Care Services: https://trustedagedcare.com.au/ Get Your Copy of Financial Secrets Revealed Financial Secrets Revealed brings together stories, insights and lessons from financial professionals, business leaders and everyday people with diverse money journeys. Learn more about the book and current purchase information: https://amandacassar.com.au/my-book/ Disclaimer: This podcast is for general educational and informational purposes only. It does not take into account your personal circumstances, financial situation, objectives or needs and is not personal financial, investment, tax or legal advice. Investment bonds and other financial products may not be suitable for everyone. Please seek advice from an appropriately qualified professional before making financial decisions. Support the show

How can you take greater control of your cash flow, reduce debt and create more financial freedom? In this Meet the Experts episode of Financial Secrets Revealed Series 3, Amanda Cassar speaks with Adam Carroll, a financial literacy expert, author, professional speaker and founder of The Shred Method™. Adam is passionate about helping people rethink the way they manage money. His work explores financial literacy, cash flow, debt reduction and the habits and behaviours that can influence long-term financial outcomes. He is the creator of the documentary Broke, Busted & Disgusted, which explores the financial realities surrounding higher education and student debt in the United States and aired on CNBC. Adam is also a two-time TED speaker and has written multiple Amazon best-selling books. In this conversation, Amanda and Adam explore his approach to creating greater efficiency with the money you earn. They discuss debt, cash flow, financial habits and the importance of understanding how your money moves through your financial life. Adam also shares the thinking behind The Shred Method™, his approach and software platform designed to help people analyse their cash flow and develop a personalised strategy for managing and reducing debt. Whether you're looking to improve your financial literacy, better understand your cash flow or explore different approaches to managing debt, this episode offers a thought-provoking conversation about taking a more active role in your financial future. In this episode, we discuss: Why financial literacy is an important life skillUnderstanding where your money goes and improving cash flow awarenessThe relationship between financial habits and long-term outcomesDifferent approaches to managing and reducing debtWhy behaviour and mindset can influence money decisionsTaking greater control of your financial situationThe ideas behind The Shred Method™Creating more flexibility and freedom through intentional money managementAbout Adam Carroll Adam Carroll is an internationally recognised financial literacy expert, author and professional speaker. He is a two-time TED speaker whose talks have received more than 6 million views and is the creator of Broke, Busted & Disgusted, a documentary that aired on CNBC. Adam is the Founder and Chief Educator of The Shred Method™, where his work focuses on helping families and business owners create greater efficiency with their income, cash flow and wealth-building capacity. He is also associated with the Build A Bigger Life approach to personal and financial growth. Connect with Adam: 🌐 The Shred Method™: https://theshredmethod.com/ 🌐 Adam Carroll: https://www.adamspeaks.com/ 💼 LinkedIn: https://www.linkedin.com/in/adamcarrollspeaks/ 📸 Instagram: https://www.instagram.com/adam.carroll/ Watch Adam's TED Talks ▶️ When Money Isn't Real: The $10,000 Experiment https://www.youtube.com/watch?v=_VB39Jo8mAQ ▶️ What Playing Monopoly With Real Money Taught Me About My Kids—and Humanity https://www.ted.com/talks/adam_carroll_what_playing_monopoly_with_real_money_taught_me_about_my_kids_and_humanity About Amanda Cassar Amanda Cassar is the host of Financial Secrets Revealed, a podcast inspired by her book of the same name. The series features conversations with experts, entrepreneurs and people with diverse life experiences, exploring money, financial decisions and the lessons that shape people's financial journeys. Amanda is a financial adviser and Director of Wealth Planning Partners, with a focus on helping make financial concepts easier to understand and supporting people to make informed decisions about their financial future. 🌐 Amanda Cassar: https://amandacassar.com.au/ 🌐 Wealth Planning Partners: https://www.wealthplanningpartners.com.au/ 🌐 Trusted Aged Care Services: https://trustedagedcare.com.au/ Get Your Copy of Financial Secrets Revealed Financial Secrets Revealed brings together stories, insights and lessons from financial professionals, business leaders and everyday people with diverse money journeys. Learn more about the book and current purchase information: https://amandacassar.com.au/my-book/ Disclaimer: This podcast is for general educational and informational purposes only. The views and experiences shared by guests are their own and do not constitute personalised financial, investment or debt advice. Any debt management strategy should be considered carefully in light of your individual circumstances, financial goals and risks. Please seek appropriate professional advice before making financial decisions. Support the show

How is Generation Z approaching money differently from previous generations? What financial challenges are young adults facing today, and how can they build wealth in an increasingly uncertain economy?  In this episode of the Financial Secrets Revealed podcast, host Amanda Cassar speaks with Mark Bolton, bestselling author of The Gen Z Money Manual: Mastering Our New Economy, about the financial habits, opportunities, and challenges shaping the next generation of investors.  Together, they explore:  • Why Gen Z thinks differently about money, saving, and investing  • The biggest financial challenges facing young adults today  • How economic uncertainty is influencing financial decisions  • The importance of financial literacy for long-term success  • Preparing for one of the largest intergenerational wealth transfers in history  • Practical money lessons for Gen Z, parents, and financial advisers  Mark also shares insights from his extensive career in banking and consulting, drawing on senior leadership roles with leading global financial institutions to explain how today's economic landscape is changing the way younger generations manage their finances.  Whether you're part of Gen Z, raising young adults, advising clients, or simply interested in the future of personal finance, this episode provides valuable insights into building financial confidence in a rapidly evolving world.  About the Guest  Mark Bolton is the bestselling author of The Gen Z Money Manual: Mastering Our New Economy. He has held senior roles in banking and consulting, including positions with PwC, Goldman Sachs, Credit Suisse, and Barclays. His work focuses on improving financial literacy and helping young adults develop the knowledge and skills needed to make informed financial decisions.  About Financial Secrets Revealed  Financial Secrets Revealed is a podcast featuring conversations with financial experts, investment professionals, business leaders, authors, and industry specialists, helping Australians make smarter financial decisions through practical education and expert insights.  General Information Only  This podcast is provided for general educational purposes only and does not take into account your personal objectives, financial situation, or needs. It should not be considered personal financial advice. Always seek advice from a qualified financial adviser before making investment decisions.  👍 If you found this episode valuable, please like, subscribe, and share it with anyone interested in financial literacy, investing, or helping the next generation build wealth.  #GenZ #FinancialLiteracy #PersonalFinance #MoneyManagement #WealthBuilding #Investing #IntergenerationalWealth #FinancialEducation #FinancialSecretsRevealed #AmandaCassar  Connect with Mark Mark Bolton | LinkedIn: https://www.linkedin.com/in/markbolton/ Website – The Gen Z Money Manual: https://mark-bolton.com/ Mark Bolton Gen Z Money Manual on Route 664 revised: https://www.youtube.com/live/_JZenwH7IGo?si=vz5-J_-i1ktpduKS TikTok: @authormarkbolton Connect with Amanda Cassar Amanda Cassar is an Australian Financial Adviser, author, podcast host, and advocate for financial literacy, retirement planning, wealth management, and aged care advice. Follow Amanda for insights on personal finance, investing, retirement planning, financial advice, and wealth strategies for Australians. Connect with Amanda: • Amanda Cassar | https://amandacassar.com.au • Wealth Planning Partners | https://www.wealthplanningpartners.com.au • Trusted Aged Care Services | https://trustedagedcare.com.au • Adviser Ratings Profile | https://www.adviserratings.com.au/ Explore the book:  • Financial Secrets Revealed by Amanda Cassar (Amazon, Booktopia, Barnes & Noble) Support the show

What is contrarian investing, and why do some of the world's most successful investors choose to go against the crowd?  In this episode of the Financial Secrets Revealed podcast, host Amanda Cassar sits down with LJ Collyer, former Head of Adviser Distribution at Allan Gray Australia, to explore the principles behind long-term, value-focused investing and the disciplined mindset required to become a successful investor.  Together, they discuss:  • What contrarian investing is and how it works  • Why investing against market sentiment can create long-term opportunities  • The importance of patience, discipline, and independent thinking  • How market cycles influence investment decisions  • Why a long-term investment philosophy matters  Whether you're new to investing or looking to better understand different investment strategies, this conversation offers practical insights into building a resilient portfolio and avoiding common behavioural investing mistakes.  About the Guest  LJ Collyer has an extensive background in financial services and investment management. Originally from South Africa, he earned an MBA from the University of Cape Town with a focus on private equity, securities analysis, and international financial markets. At the time of this interview, he served as Head of Adviser Distribution at Allan Gray Australia.  About Financial Secrets Revealed  Financial Secrets Revealed is a podcast featuring conversations with financial experts, investment professionals, business leaders, and industry specialists, helping Australians make smarter financial decisions through practical education and expert insights.  ⚠️ General Information Only  This podcast is provided for general educational purposes only and does not take into account your personal objectives, financial situation, or needs. It should not be considered personal financial advice. Always seek advice from a qualified financial adviser before making investment decisions.  👍 If you found this episode helpful, please like, subscribe, and share it with others interested in investing, personal finance, and wealth building.  #ContrarianInvesting #ValueInvesting #LongTermInvesting #Investing #PersonalFinance #AustralianInvesting #WealthBuilding #FinancialEducation #FinancialSecretsRevealed #AmandaCassar  Connect with LJ LinkedIn – https://www.linkedin.com/in/ljcollyer/ Allan Gray Australia Linkedin – https://www.linkedin.com/company/allan-gray-australia/ Website – https://www.allangray.com.au/ Allan Gray’s Guide to Contrarian Investing https://www.allangray.com.au/wp-content/uploads/GuideToContrarianInvesting.pdf Financial Standard Contrarian Investing Guide https://www.allangray.com.au/wp-content/uploads/FinancialStandardGuideToContrarianInvesting.pdf Connect with Amanda Cassar Amanda Cassar is an Australian Financial Adviser, author, podcast host, and advocate for financial literacy, retirement planning, wealth management, and aged care advice. Follow Amanda for insights on personal finance, investing, retirement planning, financial advice, and wealth strategies for Australians. Connect with Amanda: • Amanda Cassar | https://amandacassar.com.au • Wealth Planning Partners | https://www.wealthplanningpartners.com.au • Trusted Aged Care Services | https://trustedagedcare.com.au • Adviser Ratings Profile | https://www.adviserratings.com.au/ Support the show