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In Episode 268 of What’s Your 1 More?, Quinton Harris breaks down why housing inventory remains tight despite buyers having more negotiating power, why sellers are pulling homes off the market, and how the lock-in effect continues to reshape the real estate market. He also explores a bold prediction that the average U.S. home price could reach $1 million by 2050, discusses why more real estate professionals are leaving the industry, and shares the biggest mistake homebuyers make when entering today’s market.   askaboutREMLO.com   0:20 — Why inventory remains tight 3:15 — The lock-in effect and rental conversions 6:25 — Could the average home hit $1M by 2050? 7:45 — Teaching financial literacy and homeownership 10:15 — Why agents and loan officers are leaving the industry 11:05 — The biggest mistake homebuyers make   Music and Production by Charlie Walker

Like and subscribe to the What’s Your 1 More Podcast for more real estate and mortgage conversations. Is the housing market finally returning to normal? In this episode #267, Quinton Harris explains how the real estate cycle moved from expansion to chaos to consolidation and why today’s market may be shifting back toward stability. He breaks down what changed after COVID, what recent mergers signal, and what it means for homeowners dealing with inventory, pricing, and timing in today’s market. “Normal is more clear and more in the future than I’ve seen in the last three years.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:Youtube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: / whatsyour1moreTwitter: / whatsyour1moreInstagram: / whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00:00 Intro + 2019 “normal” discussion00:00:20 Industry lifecycle explained00:03:20 Real estate cycle + current market phase00:05:10 Expansion → chaos (2020–2022)00:06:20 Consolidation + major mergers00:08:15 Sponsor: Texana Bank REMLO00:09:30 Why consolidation happens (mortgage + real estate)00:12:35 Opportunities in consolidation00:13:25 New “normal” post-COVID00:14:10 Market outlook + closing

Like and subscribe to the What’s Your 1 More Podcast for more real estate and market conversations. What’s bringing first-time home buyers back into the market—and why does it matter right now? Quinton Harris breaks down how mid-6% rates are driving demand, how small rate shifts impact affordability, and why inventory remains tight as new buyers enter without replacing supply. If you’re planning to buy or watching the market, this episode connects the numbers to real decisions. “Timing matters—but waiting for perfect usually costs more than moving with purpose.” — Quinton Harris Special thanks to Housing Wire: https://www.housingwire.com/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.
👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.
👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:
Youtube: https://www.youtube.com/@whatsyour1more
Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
Facebook: / whatsyour1more
Twitter: / whatsyour1more
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Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5
 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 Are first-time home buyers finally back?01:25 Why younger buyers suddenly want homes03:35 The demand wave nobody’s talking about05:35 Why today’s rates feel worse than they are06:40 The “Compromise Zone” changing everything09:30 How a small rate drop unlocks $30K more house10:20 The real reason inventory isn’t growing12:30 Where mortgage rates are actually heading13:20 Why younger buyers are jumping in earlier

Like and subscribe to the What’s Your 1 More Podcast. Will banning institutional investors from buying single-family homes actually make housing more affordable? In this 265th episode, host Quinton Harris explains why institutional investors are not driving prices down, why housing demand remains high, why supply is still the real issue, and how interest rates, labor data, and mortgage payments will shape affordability for homeowners and buyers in 2026. “I’ve never met a homeowner who said they were glad they waited.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remlo... for more information and to sign up now! Connect with us:Youtube: / @whatsyour1more Apple: https://podcasts.apple.com/us/podcast...Facebook:/whats your 1 moreTwitter:/whats your 1 moreInstagram:/whats your 1 moreSpotify: https://open.spotify.com/show/37zPGiz... If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00:00 – Welcome and 2026 kickoff00:00:20 – Trump calls to ban institutional investors00:02:30 – Market reaction and feasibility issues00:04:55 – Investor data vs housing crash claims00:06:15 – Demand and supply imbalance00:07:45 – REMLO00:08:45 – Labor market weakness and the Fed00:10:05 – Rates, payments, and affordability00:11:55 – Why waiting to buy rarely works00:13:00 – Final outlook and closing

The Fed cut rates—but mortgage rates didn’t drop. Quinton Harris and Dan Habib of MBS Highway explain why mortgage pricing works differently, what’s already priced into the market, and what buyers, sellers, and homeowners should watch next. Special thanks to Dan Habib with MBS Highway: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:Youtube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook:/ whatsyour1moreInstagram:/ whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 Fed meeting recap and episode overview01:30 Why a Fed rate cut doesn’t equal lower mortgage rates03:55 Labor market weakness and job revisions explained05:40 Inflation vs prices and why confusion matters06:30 Fed treasury purchases and liquidity impact08:45 Neutral rate, restrictive policy, and future cuts11:05 Dot plot breakdown and divided Fed outlook13:00 Fed leadership changes and 2026 implications17:35 What Fed policy means for buyers and sellers19:45 Short-term vs long-term rates explained22:00 Why rate cuts can push mortgage rates higher24:20 How markets price rate cuts in advance26:00 2024 rate cut case study and mortgage reaction28:40 Mortgage rate outlook and timing risks30:55 Debt issuance, deregulation, and rate pressure33:15 Mortgage spreads and why they matter35:05 Will mortgage rates fall under 6%?36:20 Final takeaways and rate expectations

Like and subscribe to the “What’s Your 1 More” Podcast! What does a headline claiming 53% of homes lost value actually mean for you going into 2026? This episode breaks down Zillow’s estimate claims, the new FHFA loan limits, how Fannie Mae and Freddie Mac data show a 3.2% rise in home values, why delisting during the holidays creates opportunity, and how buyers can position themselves before lower rates pull more competition into the market. “Start analyzing the facts for yourself and get ahead of the curve.” — Quinton Harris Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com— and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remlo...for more information and to sign up now! Connect with us:YouTube: /@whatsyour1moreApple: https://podcasts.apple.com/us/podcast...Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGiz... If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!

Like and subscribe to the “What’s Your 1 More” Podcast to stay informed on the real conversations shaping housing and finance today.   What happens when the debate over a 50-year mortgage ignores the actual rules that make it possible? This episode breaks down the mortgage term discussion through the facts homeowners need to know: why a 50-year loan can’t exist without modifying the Dodd-Frank Act, how the QM rule limits loan terms, what higher rates would do to affordability, and why extending a mortgage may save a little per month while costing hundreds of thousands more in interest. Quinton walks through real payment scenarios, the regulatory walls in the way, and the difference between meaningful policy shifts—like removing LLPA fees on cash-out refis—and headline ideas that won’t move the needle for buyers. “Facts over fear always wins when you’re talking about owning a home.”   Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5   If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!

Like and subscribe to “What’s Your 1 More” Podcast for real market conversations that matter to homeowners and professionals alike. What happens when higher mortgage rates actually help the housing market? In this episode, Quinton Harris breaks down new data from the Mortgage Bankers Association’s annual conference and explains why 2026 could bring a major surge in home sales and refinancing. He reveals how the “lock-in effect” is finally shifting, what record equity levels mean for current homeowners, and why the next housing wave might be fueled not by falling rates—but by rising opportunity. “The cure for this market wasn’t lower rates—it was higher ones.” — Quinton Harris Chart Source: FHFA — All outstanding mortgages, through June 2025 Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 – Gov shutdown & data00:35 – MBA conference recap01:05 – AI rant03:10 – Mortgage data03:40 – Rate gap widens04:50 – High-rate behavior05:55 – Investor loans07:45 – Job market shift08:35 – Texana REMLO ad09:35 – Fast payoffs10:35 – Rising equity11:40 – No housing crash12:55 – Lock-in effect13:55 – Swapping rates14:55 – Higher-rate cure15:55 – 2026 forecast16:25 – Pent-up demand17:15 – Outro

👍 Like and Subscribe to What’s Your 1 More Podcast with host Quinton Harris, where real conversations meet real market realities. What can the 1980s teach us about today’s housing market? In Episode 260, Quinton breaks down why homeowners are staying put, how the “lock-in effect” has frozen movement, and what history says about the next big real estate run. He compares today’s market to the 1980s, discusses buyers waiting on rate cuts, and reveals why the next cycle could bring a surge in refinancing and home buying. Plus, he explains how new mortgage data lawsuits could reshape lender practices and what every homeowner should know before the next market shift. “You don’t win by waiting on the curve—you win by getting ahead of it.” – Quinton Harris Mentioned Link: https://www.scotsmanguide.com/news/nations-largest-mortgage-lenders-service-providers-hit-with-allegations-of-price-fixing/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 ⏱️ Timestamps 0:00 – Intro & today’s focus0:45 – 1980s housing vs. today2:00 – Market freeze & lock-in effect5:00 – Could another housing boom be coming?7:00 – Texana Bank REMLO sponsor segment8:10 – S&P 500 run-up vs. housing market11:20 – Mortgage lawsuit (Optimal Blue)15:10 – Data sharing debate & closing thoughts

👍 Like and subscribe to What’s Your 1 More Podcast to stay informed on the decisions shaping your money and your home. What happens to mortgage rates when the Fed cuts interest rates, and why don’t homeowners always see the drop they expect? Quinton Harris and Dan Habib break down the recent Fed decision, explain why mortgage rates haven’t fallen the way buyers hoped, and share what the upcoming jobs report means for the future of housing and refinancing opportunities. “The countdown is on to October 3rd and 4th—don’t wait if your rate window is here.” – Quinton Harris Special thanks to our guest/co-host Dan Habib at MBS Highway: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: YouTube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5   If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   Time Stamps:   00:00 – Intro & Fed rate cut headline 00:02:00 – Why mortgage rates didn’t drop after the cut 00:05:50 – Market history: cuts, job data, and bond market reaction 00:10:25 – Why October 4th jobs report is critical 00:14:40 – Fed’s next moves: jobs vs. inflation (dot plot & SEP) 00:20:00 – Restrictive vs. neutral rates explained 00:25:00 – Housing demand, refis, and short opportunity windows 00:36:40 – ARMs as a smart option in today’s market 00:39:30 – Closing advice: don’t wait, lock in opportunities

What the Fed’s latest rate cut means for mortgages, refinancing, and your next move as a homeowner or buyer. In this episode, Quinton breaks down how the quarter-point cut impacts mortgage rates, why government loans are now dipping below 6%, and why this moment may be the best opportunity in over a year to refinance or reenter the market. He also calls out the disconnect between Fed leadership and the real challenges families face, while pointing to the chance for homeowners to use today’s rates to create affordability and leverage equity. “Don’t wait for perfect conditions—take advantage of the opportunities that are in front of you.” — Quinton Harris   Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.
 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.
 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community

👍 Like and subscribe to the What’s Your 1 More Podcast with Quinton Harris! One of our favorite episodes returns—Episode 155, now re-released as Episode 257 in a shorter, bite-sized cut. What drives someone to sing the national anthem in all 50 states? Janine Stange shares how her mother’s battle with cancer shaped her mission, why staying true to your “why” matters, and how perseverance helps homeowners and professionals push through challenges.  🎬 You can also watch her documentary National Anthem Girl — now streaming on Netflix, Amazon Prime, and Apple TV. As Quinton reminds us: “If you don’t believe in yourself, no one else will.” _____________________ Connect with Janine: www.janinestange.com _____________________ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com 👉 Check out REMLO at https://mortgage.texanabank.com/remlo... _____________________ Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook:   / whatsyour1more   Twitter:   / whatsyour1more   Instagram:   / whatsyour1more   Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 _____________________ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback helps shape future episodes of What’s Your 1 More! _____________________ 0:00 – Intro + Janine’s story 1:40 – Anthem mission begins 3:50 – Staying ready & funding the journey 6:20 – Facing fear and doubt 12:15 – Momentum mindset (DROP formula) 18:35 – Key influences + life lessons 20:50 – National Anthem Girl documentary 22:05 – How to connect with Janine & closing

Like and subscribe to the What’s Your 1 More Podcast hosted by Quinton Harris! What happens when the Fed finally admits its restrictive stance has gone too far, and what does that mean for homeowners, mortgage rates, and the housing market? In this episode, Quinton Harris breaks down Jerome Powell’s latest remarks at Jackson Hole, the growing debate over rate cuts, and how policies are impacting jobs, construction, and future homebuyers. You’ll also hear about political pressure on the Fed, the controversy around “too many cooks in the kitchen,” and why real estate professionals should be paying close attention. As Quinton says: “All we’re looking for as an economy is stability. Once we get that, everything else can build on it.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us: YouTube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   0:00 Intro 0:25 Powell admits instability 2:00 Trump’s stance & market reaction 4:25 Too many cooks / Lisa Cook case 6:00 Fed insider trading vs. mortgage fraud 8:05 Powell stepping down 9:00 Sponsor: REMLO 10:55 Weak labor market & unemployment 12:45 Rate cut debate & Fed outlook 13:20 Mortgage impact & closing

Will Fed cuts finally bring mortgage rates down and unfreeze housing? Dan Habib breaks down the Fed’s next moves, why the BLS report has punished rates, and what buyers and homeowners should expect. Quinton’s takeaway: “Get in while it’s still a buyer’s market—you’ll capture the appreciation and refinance later when rates drop.” Huge thanks to Dan Habib at MBS Highway for being on our show: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 – Intro / Part 2 00:25 – Next Fed Chair? 02:05 – Fed cuts & policy stance 06:05 – Fed cuts vs mortgage rates 08:55 – BLS “Punisher” data 09:30 – Mortgage rate outlook 11:20 – Debt & Treasuries 14:05 – Bank deregulation 15:30 – Sponsor: REMLO 16:25 – Crypto & stablecoins 19:20 – Rates vs 10-year 21:00 – Refi potential 22:55 – Purchases lag refis 23:55 – Housing supply & demand 26:20 – Inventory myths 28:55 – Redfin’s claim debunked 30:15 – Housing outlook 32:00 – Buyer’s market? 33:10 – Wrap up / Next: crypto

👍 Like and subscribe to What’s Your 1 More Podcast for more conversations that matter to homeowners, real estate professionals, and investors. What happens when job reports don’t tell the full story—and how does that impact mortgage rates, real estate, and your financial decisions? In this 2 part episode, Quinton Harris and returning guest Dan Habib break down why recent labor data revisions reveal a weaker job market than headlines suggest, what it means for the Federal Reserve’s upcoming rate cuts, and how homeowners can prepare for opportunities in a shifting housing market. You’ll also hear about how tariffs and inflation are playing into mortgage-backed securities, the critical role of the labor market, and why ignoring the noise could put you ahead when the next real estate wave arrives. Quinton Harris: “The housing market rewards those who prepare before the headlines catch up.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 Special thanks to MBS Highway: https://www.highway.ai/ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   Episode Timestamps [00:00:00] Intro [00:00:30] Episode overview [00:01:00] Recent reports [00:01:55] Inflation data [00:04:45] Loan officer stats [00:06:35] Inflation outlook [00:07:55] Job market trends [00:09:45] Job openings drop [00:10:30] BLS revisions [00:12:00] Rate “punisher” [00:12:55] Sponsor – REMLO [00:13:50] BLS accuracy [00:16:50] Data issues [00:18:55] Inflation metrics [00:19:55] Fed flip flop [00:21:00] U3 vs U6 [00:23:05] True unemployment [00:24:55] Fed dissenters [00:26:35] Fed makeup [00:27:55] September cut [00:28:35] Closing