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Think it doesn't matter where you buy your investment property? The numbers say otherwise... Rob & Rob use real world examples, comparing two investors who start with the same £100,000 but buy in different regions. Using Land Registry data, Zoopla yields and Savills forecasts, they show how one investor ends up £83,000 ahead after just 10 years, simply because of where they chose to buy. If you've ever felt the pull to invest close to home, this one might change your mind. (01:03) News story of the week (02:52) Why investing close to home could be costing you tens of thousands (04:49) The data that blows apart the “growth in the south, yield in the north” myth (07:12) How affordability ratios reveal where the real opportunity lies right now (09:51) A 10-year worked example comparing two investors with the same starting cash – and the huge gap that location alone creates (13:35) Getting over the emotional barrier of investing away from home (18:24) Hub Extra Links mentioned: Share of flipped homes falls to decade low Zoopla’s UK’s highest yielding buy-to-let hotspots ONS private rent and house prices Use Google Gemini as a search engine Prefer taking in information through audio? Use Google NotebookLM Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Welcome back to Ask Rob & Rob! (00:41) Michelle’s considering buying a fourth property to add to her portfolio but knows she’s probably missing out on tax efficiencies. She’s wondering how she can find the right person to help her. Rob D gives a three-tiered approach to sourcing the right professional, and how to use AI tools to sift through forums and find specialists. (04:01) Frank’s looking into a limited company but has apprehensions. He’s trying to keep his income below the 40% tax rate and is wondering if this is a good strategy? Rob B advises why staying below the 40% threshold is a short-term fix that won’t last and discusses why Northern Ireland’s growth makes up for the higher costs in the meantime. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Rob & Rob do something they've never done in over 10 years of podcasting... They’ve pulled back the curtain on three real deals that Property Hub Invest sourced for investors last year. From tenanted stock in an unexpected city, to a luxury development in a property hotspot, and a clever off-plan opportunity. Each deal is completely different, but they all show what's achievable when you refuse to settle in a buyer's market. (00:51) News story of the week (03:22) A tenanted portfolio in a city most investors overlook, with a 12% discount. Plus, why “cheap” can be a trap (and what affordable really looks like) (08:46) A premium development in a prime spot, a huge 16% discount and investors saving up to £60,000+ (14:10) An “off-plan”, city-centre deal that wasn’t really off-plan. Already built, already tenanted, with proven rental demand. (18:42) Why these deals show it’s an investor’s market right now, and why Rob & Rob are calling this your wake-up episode (21:38) Hub Extra Links mentioned: The Iron Snail YouTube channel Rob B’s perfect white shirt from UNIQLO Zara ATHLETICZ Check out our YouTube channel - Property Hub UK  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s Tuesday, which means it’s time for another episode of Ask Rob & Rob! (00:41) Andy's been stuck for three years. He owns four properties in his own name which has pushed him in the higher tax bracket. He’s wondering whether setting up a limited company for just one more property is worth the hassle? Rob D breaks down when a limited company makes sense, the real cost of transferring existing properties, and why doing nothing might be the riskiest option of all. (04:51) Dan’s heard that serviced accommodation is a “goldmine” ...but is it really? Rob B explains why these "strategies" are just creating a job for yourself and where you should put your money instead. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

It’s market update time and there’s a lot to unpack... Rob & Rob dig into the impact on the market from the conflict around the world, reporting on house prices and a fascinating picture of where UK property investment is heading.   (0:44) Nationwide’s report on house price growth (2:33) Rightmove’s 11-year high supply (3:15) Strong rental yields blast past 8% nationally, and higher in other areas (5:47) Rents for new lets climbing again, including London back on the up (6:44) Post-covid figures, proving the return to city living is real (8:29) What landlord demographics tell us about where the market is heading (12:00) Mortgage market data in a volatile world and Bank of England rate decision (14:36) Renters’ Rights Act updates ahead of 1st May (15:55) Hub Extra Links mentioned: Use Claude for Excel House prices: Nationwide’s house price index Rightmove’s 11-year house supply Rents: Rental yield rise Newly-let rents turn positive ONS private rent and house prices Landlord behaviour: Property118 Q1 landlord sentiment survey Population of landlords with fewer properties decline Population of limited company landlords rise Mortgages/Interest rates: Bank of England’s Rate Mortgage market impact on the conflict in Iran Renters’ Rights: Renters’ Rights Act Information Sheet Pegasus Insight: 25% of landlords unaware of RRA changes London Assembly Housing Committee: 2/3 of tenants unaware of RRA changes Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Let’s jump straight into some more listen questions, with your latest episode of Ask Rob & Rob. (00:42) Irfan's been investing for a decade, but a surprise affordability rejection has left him worried about being asset rich and cash poor in retirement. Rob D explains why capital raising triggers extra scrutiny, why specialist lenders are often a better bet than high street ones, and why this shouldn't put you off your long-term plans. (05:51) Imran wants to know why landlords choose interest-only mortgages when surely, you're left with the full debt at the end? Rob B breaks down the cash flow and stress test arguments, then reveals how inflation is silently destroying your debt while growing your assets at the same time. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Every time there’s a major global shock, the headlines say the same thing: uncertainty, panic, wait and see.  But when you look at what happens next, a very different pattern emerges.   Rob & Rob unpack what the conflict in Iran means for mortgage rates, investor confidence and the UK property market. But rather than speculating about what happens next, they look at what has happened, analysing how the market responded to Brexit, Covid, the Ukraine war, and the mini-budget.  (02:27) How swap rates work and why mortgage products are disappearing from the market right now (04:52) The consistent pattern across Brexit, Covid, Ukraine, and the mini-budget – plus what property prices did each time (12:40) Why nervous markets create better deals, and how to think about the current window of opportunity (15:56) What rising mortgage rates mean in practice, and a simple example showing why they shouldn't change your decision (18:08) The lifelong investing lesson to take from all of this, and why Warren Buffett would love UK property right now (20:00) Hub Extra Links mentioned: Claude AI Obsessed with AI? Property Hub is hiring - get in touch Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Got a burning property question? Rob & Rob are back every Tuesday answering yours. This week:  (00:42) Jamie's noticed that house prices have barely moved while inflation has been running hot. Is this the "silent property crash"? And could it go on for years? Rob D explains why policymakers might prefer it this way, and why it's secretly great news if you're a property investor with a mortgage.  (03:58) Marcus wants to shift his strategy towards higher yielding properties, but he's worried about the trade-offs... more maintenance, trickier tenants. Rob B explains how picking the right type of property avoids most of the headaches, and shares a painful (and expensive!) lesson about tenant insurance he'll never make again. Links mentioned: The Price of Money by Rob Dix Seven Myths About Money by Rob Dix Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here. Find out more about Property Hub Invest

This isn't a property episode, but it might be one of the most valuable ones yet. These are the six books that genuinely changed Rob & Rob's lives, and they could change yours too. Because while most property investors obsess over yields, capital growth, and the best places to buy, none of that matters if you haven't got your mindset right first. Everything from business to personal fulfilment, there's something on this list for you. (01:05) News story of the week (05:27) The book that made Rob D's friend realise he was trading years of his life (09:02) The timeless classic that turned Rob B into a better communicator (11:04) The one question that tells you where to focus, so everything else becomes unnecessary (13:30) The Tony Robbins book that accelerated Rob B's entire career (15:54) The two books that round out the list, including one Rob B bought before he even finished recording the episode Links mentioned: Die with Zero by Bill Perkins How to Win Friends and Influence People by Dale Carnegie The One Thing by Gary Keller and Jay Papasan Awaken the Giant Within by Tony Robbins How I Found Freedom in an Unfree World by Harry Browne Maximum Achievement by Brian Tracy Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It's Tuesday, so it’s time for another Ask Rob & Rob episode! (00:45) Chris has built a portfolio of 8 properties, all rented to government-backed social care providers, but the Renters' Rights Bill is giving him sleepless nights. Is he right to be worried? Rob B explains and shares the one thing all landlords can do to put their mind at ease. (06:43) Michelle's trying to sell a flat, but a potential buyer has raised questions about whether it has a qualifying lease under the Building Safety Act (2022). Rob D breaks down what that means, why it matters, and the practical steps to stop it derailing the sale. Enjoy the show? Leave us a review on Apple Podcasts – it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here. Find out more about Property Hub Invest

There’s one mistake you absolutely can’t afford to make when investing in property, and that’s buying in the wrong area.  In this episode, Rob & Rob break down the locations they’d avoid right now, and more importantly, why they don’t stack up.  From regions hitting affordability ceilings to ultra-cheap bargains that drain your profits, they reveal the locations that trip up investors time and again.  Whether you're about to make your first purchase or expanding your portfolio, this is the kind of episode that could save you from a very costly decision.    They cover:  (00:55) News story of the week  (04:10) The worst-performing region right now – and why it won’t bounce back anytime soon  (06:55) The area that boomed during the pandemic, but reality has well and truly caught up   (09:21) Why chasing ultra-cheap property is a trap both Robs fell into and still regret  (12:41) The "sinking ship" that's lost 25% of its value since 2014 – and is still falling  (15:19) The quick-fire round: three more risky areas including regulation headaches, overseas traps, and single-employer towns  (19:41) Hub Extra  Links mentioned:  How to Be a Landlord by Rob Dix - second edition    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

It's time for another episode of Ask Rob & Rob, where we tackle your property questions. Here's what's coming up this week...  (00:42) Dan's credit score keeps taking a hit with every new buy-to-let purchase, but does it even matter? Rob D explains why lenders care far less about that number than you think.  (03:39) Joe wants to transfer a property from his personal name into a limited company to save on tax. Sounds sensible, but the Stamp Duty bill might make it a costly mistake. Rob B walks through a simple calculation to see if it's worth it.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

The UK property market has quietly hit record highs – but is anyone actually paying attention?  February's data reveals a market that's technically stronger than it's been in years, yet sentiment hasn't caught up. Rob & Rob break down the numbers that matter, from surprising regional rental gaps to the mortgage market improvements that could fuel the year ahead.   (0:54) House prices reach new peaks  (2:28) Record supply and 40% of homes now cheaper to buy than rent  (4:54) North East rental growth hits 8% versus London's 1.1%  (8:20) Mortgage market improvements and the Bank of England rate decision  (9:15) Renters' Rights Bill updates  (14:30) Hub Extra  Links mentioned: Personal Tax Receipt calculator: Get here  London’s 2026 Housing Crisis Explained: Watch here  House prices: Halifax House Price Index The Guardian/UK Housing Market Property Industry Eye/Chain fragility Rents: ONS Private Rent and House Prices SafeDeposits Scotland data Mortgage/Interest rates: Mortgage Rate Radar Middle East conflict hits market sentiment Renters' Rights Govt updates student possession grounds in RRA The Telegraph/Reform pledge to scrap renters’ rights EPC/Tax: Landlord EPC “bills” Limited company landlords taking bigger share of market MTD will impose fines and penalty points Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Got a property question that's been keeping you up at night? Every Tuesday, Rob & Rob are here to help.  (00:33) Chris's letting agent wants to charge him a renewal fee for a tenancy that expires mid-April – just two weeks before the Renters' Rights Bill makes fixed-term agreements a thing of the past. With rolling contracts about to come in, is there any point paying to renew? He asks Rob & Rob whether he can push back.  (03:43) Matt wants to find a good solicitor to help get his property deals through, but it's proved tricky. The local firms he'd trust aren't on his lender's panels, and the big nationwide ones that are, have let him down on service. He asks Rob & Rob how they go about finding reliable professionals to work with.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

As a property investor, it's completely normal to worry. But too often, that worry is focused in the wrong places.  Rob & Rob have spoken to thousands of investors over the years, and they've noticed a pattern: worry tends to be misdirected. In this episode, they're setting the record straight by running through the concerns you can safely strike off your list and highlighting the ones that genuinely deserve your attention.  (01:35) News story of the week  (04:44) The things you can stop worrying about  (21:19) What you should focus on  (27:36) Hub Extra  Links mentioned:  Ikea Standing Desks  They Just Changed Property Tax Forever! Watch on YouTube here  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest