Advertise on podcast: The Property Podcast

A new Chancellor, a Budget rumour mill in full swing, and the first hard data on tenants who challenge a rent rise... Rob & Rob weigh up what's likely to land next week and what it could mean for property investors. Rob D shares what he found when he got AI to work through every tribunal ruling since May. Then Rob B reveals what happened when he asked Claude to point out his blind spots. It didn't hold back. (00:59) Ambition or a holding pattern? What Rob & Rob expect from this Budget (04:37) The capital gains tax rise that could end up costing the Treasury money (07:42) Help to Buy is back under a new name. Will a 2.5% deposit help anyone beyond housebuilders? (11:48) What 73 rent tribunal decisions reveal about Section 13 increases (16:10) The timing quirk that makes challenging a rent rise a no-lose bet for tenants (20:28) What Benjamin Franklin's 13 virtues have to do with Rob B's AI experiment (34:24) The test that shows your AI is still being too nice Links mentioned: Budget 2026: what might Burnham and Healey have in store? Capital gains tax rumours ramp up ahead of the Budget Residential property tribunal decisions - GOV.UK Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

What should you do if the council thinks your serviced accommodation breaches planning? And is it worth moving a buy-to-let you already own into a company? It's Tuesday, so it's time for another episode of Ask Rob & Rob. (00:36) Johnny turned his first buy-to-let into serviced accommodation in May, then got a letter from Leeds City Council about a possible planning breach. Should he put in a retrospective application? Rob D explains who to speak to before doing anything else, and the fallback if it doesn't go his way. (04:35) Warren has started letting out his two-bed flat in Chester, which he holds in his personal name. Should he transfer ownership to a limited company? Rob B explains what the switch would cost, and how long it could take to earn that money back. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Mortgages keep getting dearer while the base rate stands still, house prices have stalled, and politicians are making promises again... Rob & Rob explain why markets expect interest rates to go up over the next few years, even though the Bank of England might not want them to, and how that’s feeding through to the deals lenders offer. They also get into the new admin heading landlords' way, two very different pitches from opposition parties, and why the building slowdown matters for buyers and renters alike. (00:55) Six months without a base rate change, so why are mortgage rates around 1% higher? (04:32) Remortgage searches up 40% in a month, yet more borrowers are considering a tracker. Which way should you go? (07:08) The house price index that's just recorded its first annual fall since 2023 (09:11) Since the Renters' Rights Act, how are landlords choosing their tenants? (10:21) The landlord database: which region signs up first, and what it costs per property (12:02) The £4.2bn case for scrapping the stamp duty surcharge, and the party promising to go further (16:58) The Greens want a 2% cap on rent rises. How worried should landlords be? (18:49) Angela Rayner's "slim chance" on 1.5 million homes, and why housebuilders are holding back (22:47) The positive case for long-term investors right now Links mentioned: Bank of England Monetary Policy Summary, September 2026 Berkeley: scrapping the stamp duty surcharge could raise £4.2bn House prices: Nationwide's House Price Index Zoopla's House Price Index Lloyds' House Price Index Mortgages and lending: Lenders reprice as gilt yields hit multi-decade highs Bank of England Money and Credit, August 2026 Remortgage searches rise in September A fifth of remortgagors consider a variable rate Landlord behaviour: Landlords more selective about tenants since the Renters' Rights Act Rent guarantor applications up 50% Planning and supply: Government all but admits defeat on 1.5 million homes S&P Global UK Construction PMI, September 2026 Regulation: PRS Database: landlord registration timetable Shadow housing secretary backs scrapping stamp duty Green Party: three-year emergency brake on rents Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Should landlords sign up to a no-deposit scheme? And what's the fairest way to put the rent up when it's fallen well behind? Your questions answered on this week's episode of Ask Rob & Rob. (00:36) Tim's letting agent has sent him a leaflet promoting Reposit, a deposit alternative scheme. Should he consider using one? Rob D looks at who these schemes serve, and the question he'd ask before letting a tenant skip the deposit. (03:11) Miss Moneypenny's tenants have been in for four years with no increase, and the property is taking heavy wear and tear. How should she approach a rise with the Renters' Rights Act in play? Rob B shares the method he uses after a long tenancy, and how to make the new figure stand up if it's challenged. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

One of the most respected investors on the planet has just stepped down at 96. Another says he's $1.2 billion in debt, and proud of it... Rob & Rob mark buy-to-let's 30th birthday with three decades of Hamptons data, pick out the Buffett lessons that carry straight over to property, and ask whether Robert Kiyosaki's approach to leverage is one worth copying. (01:01) What £1 put into buy-to-let in 1996 is worth today (01:31) The one thing Hamptons left out when comparing buy-to-let with the S&P 500 (08:19) How 12.5 cents led to what Warren Buffett called his worst investment decision (12:16) Why Buffett moved from bargains to quality, and what that means for your next property (16:05) Why Rich Dad Poor Dad still matters, whatever you think of its author (19:13) Buffett or Kiyosaki? Which one Rob & Rob relate to more as investors (20:55) Hub Extra Links mentioned: 30 years of buy-to-let - Hamptons 'Rich Dad Poor Dad' author Robert Kiyosaki is $1.2 billion in debt Rich Dad Poor Dad by Robert Kiyosaki The Snowball: Warren Buffett and the Business of Life by Alice Schroeder Watch Becoming Warren Buffett documentary Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

How do you use AI to get ahead in property? And when you buy a new home, is it worth letting out the old one? It's Tuesday, which means Ask Rob & Rob is back answering your questions. (00:51) Harley has a rent-to-rent unit under his belt and a job with an HMO developer in Leeds. With AI only getting bigger, how can he make the most of it throughout his career? Rob B explains the extra step most people skip, and why taking it puts you in the top 5% of AI users. (05:03) AJ is buying a new London home with his partner. Should he keep his current place as a buy-to-let and pay the higher stamp duty, or sell up and buy two more in his limited company? Rob D sets out a simple test for the decision, and why already owning it could be clouding his judgement. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Everyone has an opinion on whether being a landlord still pays off. Very few have the data to back it up... Richard Donnell, Zoopla's Executive Director - Research, is back on the show. Rob & Rob put the big question to him straight away, and his answer comes with a condition every landlord should hear. From there, he tests the headlines investors have been worrying about against the evidence. (02:12) Are landlords really heading for the exit, and who's buying the homes they sell? (04:00) Why so many investors now expect to buy a property that needs work (06:44) What the Renters' Rights Act has changed so far, and what it hasn't (08:33) Three quarters of landlords are over 60. So, who owns Britain's rental homes next? (11:43) Why housing will always feature in the wealth tax debate, and the signal that landlords still matter to the government (15:42) Is the average £10,000 EPC upgrade worth it, or is it time to sell? (18:21) The long-run link that still sets property apart from anything else Richard could invest in Links mentioned: Zoopla's rental estimate tool Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Should you buy with cash or take out a mortgage when you're starting out? And what happens when the tenant you're evicting gets a job at your company? Rob & Rob answer two tricky listener questions on this week's show. (00:48) Alice has £600,000 saved and wants to get into property, but she's torn between flipping doer-uppers with cash and building a rental portfolio with a mortgage. Which way should she go? Rob B explains what needs to come first, before any strategy is on the table. (05:24) Mike's non-paying tenant is due to be evicted by bailiffs, but they’ve just been hired by the same company he works for. Should he reveal he's the landlord, or keep quiet? Rob D weighs up the risks to the eviction, and how the new job could work in his favour. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

The Renters' Rights Act has been live for five months. The changes it's caused aren't the ones anyone was arguing about beforehand... Rob & Rob get into the bidding ban that backfired, the financially secure tenants now struggling to rent at all, and the new fees letting agents are testing on landlords. Then they work out what £100,000 in savings is really earning once tax and inflation have taken their share, and what the same money does over five years in property. (02:05) Inverse bidding wars, and why landlords are advertising rents above what they expect to get (06:54) Is the ban on rent in advance shutting out the tenants who can most afford it? (08:25) The fee one agent quoted Rob B for a £25 a month increase (13:06) Why a 5% savings rate is a trap, and who is walking into it (15:26) What £100,000 in the bank really pays you after tax and inflation (17:18) The same money in property, and the gap after five years of modest growth (21:16) Hub Extra - which side of AI your income lands. Links mentioned: London landlords' latest tactic: inverse bidding wars Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Should you add the mortgage fee to your loan, or pay it upfront? And if your tenant's running a business from your rental, what does that mean for your insurance and mortgage? Rob & Rob tackle both questions on Tuesday’s Ask Rob & Rob. (00:41) Esther is buying her first property through Property Hub and weighing mortgage deals with and without an arrangement fee. Should she pay the fee upfront or add it to the loan? Rob D breaks down the two options. (04:00) Lawrence and his brother have discovered their long-term tenants are running a commercial business from the property. Does this invalidate the landlord insurance and mortgage, and what should he do about it? Rob B sets out the checks to make and the steps to take before it becomes a bigger problem. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Whatever the national rent headline says this month, there's a good chance it isn't describing everything... Rob & Rob are joined by Richard Donnell, Executive Director of Research at Zoopla, who tracks what 9 million monthly users do on the site and how landlords and agents set rents in real time. He takes them through what's driving the gap between one town and the next, and why the case for owning rental property looks nothing like it did 10 years ago. There's also a free tool to check what your own property should be letting for. (02:30) The number that took everyone by surprise, and why it has completely reversed (04:47) Where rents are climbing fastest right now, and what those markets have in common (10:01) Does the data prove the Renters' Rights Act has pushed advertised rents up? (14:49) Why huge demand for rented homes in London still isn't pushing rents up much (17:51) Why the reason for owning rental property has flipped since the tax changes (22:56) Richard's call on rents over the next 12 months (24:58) Hub Extra Links mentioned: Zoopla's rental estimate calculator Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

What would you do differently if you were buying your first buy-to-let today? And can you get a mortgage on a property you're planning to rent to a family member? Your questions answered on this week's episode of Ask Rob & Rob. (00:48) Anya is renovating her own home and plans to put the equity into her first buy-to-let, but she's hesitant about taking the plunge. How do you buy with confidence when it's your first? Rob B sets out what he'd put in place to take the guesswork out of it. (03:59) Sarah's second buy-to-let stacks up on paper, but she wants to rent it to a family member and has been told no lender will touch it. Is that right, and does buying in her own name solve it? Rob D explains what changes when a let is regulated, and what that does to the terms on offer. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Bond markets are under pressure across the UK, the US and much of the world. That sounds like a problem for economists, but it has a direct impact on your mortgage... Rob & Rob explain what's pushing government borrowing costs up, and why that's already showing up in swap rates and lender pricing. With the October Budget on the horizon, fresh data on prices and rents, as well as a striking number on where professional investors are putting their money - there's a lot here that could change the maths on your next purchase. (00:56) The bond market is moving, here's why that matters more than the Bank of England rate (04:30) Swap rates at their highest. What that means for your borrowing costs (05:22) The first lender has already repriced, so why moving fast on paperwork pays (08:14) The Budget lands in October, and the tax Rob D thinks is most exposed (11:57) House price growth looks flat, but the real-terms picture is very different (13:22) Rents up year on year, outpacing both inflation and house price growth (13:53) Why the number of professional investors who plan to buy in the next 12 months surprised Rob B (17:00) What England should read into rented homes in Wales (18:25) Hub Extra Links mentioned: Bank of England holds at 3.75% NRLA: Budget 2026, what we know so far Ultra concentrated coffee in a can House prices: Nationwide's House Price Index Lloyds' House Price Index Mortgages and lending: Landlord mortgage rates fall across lenders Lender cuts buy-to-let rates to woo landlords Fewer buy-to-let applications Rents: ONS private rent and house prices London landlords' latest tactic: inverse bidding wars Landlord behaviour: Buy-to-let costs soar twice as fast as rental income Just 5% of Welsh landlords control a third of rental homes Handelsbanken Property Investor Report Investors missing the older-renter opportunity Planning and supply: HBF: Planning on Empty 2026 Centre for Cities: building near stations Regulation: Renters demand rent and eviction data in the PRS Database Short-let landlord register coming soon NRLA warns of risk of unqualified agents UK CertifID trust mark for digital ID Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

What do you do when a holiday let won't sell and keeps bleeding money every month? And when a new landlord inherits a rent set well below market value, how much of that gap can be closed, and how fast? Rob & Rob tackle both questions on this Tuesday's Ask Rob & Rob. (00:50) Stephanie's last remaining holiday let is losing money every month as mortgage rates bite, and it's been on the market for over a year. Is there anything left to try before covering the shortfall out of her own pocket this winter? Rob B runs through the options worth exploring. (05:36) Mark's buying his first tenanted buy-to-let, and the rent is about to rise by just 5%, to £730, which is a lot cheaper than others in the same area. Once he's able to change it, is it better to jump straight to market value or build up slowly? Rob D explains why neither option is as simple as it sounds. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Warren Buffett has never invested in property in his life. That doesn't mean his rulebook can't tell you if it’s worth investing right now... Rob & Rob borrow the value investor's toolkit, the same one that made Buffett one of the richest people alive, and run UK property through it from first principles. They build a fair value model using bond yields, price-to-income ratios and the cost of building from scratch, then compare it against what property is trading for today. The numbers say something most headlines aren't telling you. (00:48) News story of the week (03:25) How Warren Buffett's approach to picking shares translates almost perfectly to buying a house (06:53) How to calculate what UK property should really be yielding (10:30) Two completely different lenses for valuing property, and they both point in the same direction (16:19) The one advantage property investors have that Warren Buffett doesn't  (21:08) Why Rob & Rob don't want a property boom right now, even though it would boost their own numbers (22:54) Hub Extra Links mentioned: Commuter growth peaks in the north The Invite Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest